## Explanation

This is the release PR for `1038.0.0`, generated by
`create-release-branch`. It bumps the monorepo version from `1037.0.0`
to `1038.0.0` and releases a single package:
`@metamask/ramps-controller` `14.1.1` → `14.2.0`. The release moves the
entries that had accumulated under `[Unreleased]` into a new `[14.2.0]`
section in the package's changelog.

`@metamask/ramps-controller@14.2.0` includes the following:

- **Changed** — `RampsService.getQuotes` now sends an `Authorization:
Bearer <token>` header, sourcing the token from
`AuthenticationController:getBearerToken` (already a required messenger
action since `14.0.0`); the call throws if no token is available (e.g.
the wallet is locked or the user is signed out)
([MetaMask#8888](MetaMask#8888)). This is the
notable change driving the version bump: `getQuotes` previously made an
unauthenticated request and now requires a bearer token, so consumers
should review their sign-in state before upgrading.
- **Changed** — Bump `@metamask/controller-utils` from `^12.1.0` to
`^12.2.0` ([MetaMask#9058](MetaMask#9058),
[MetaMask#9083](MetaMask#9083)).

Note on `getPaymentMethods`: within this unreleased window, auth was
added to `getPaymentMethods` (MetaMask#8888) and then removed again (MetaMask#9060) so
that payment methods can be fetched before sign-in. Because that change
was reverted before shipping, it nets to no consumer-facing change and
is intentionally omitted from the changelog per the project's "omit
reverted changes" guideline.

This is a minor release (`14.2.0`). It contains no breaking changes; the
version is bumped to minor — rather than patch — to surface the
`getQuotes` authentication behavior change, which alters how an existing
method makes its request even though the public interface is unchanged.
As part of cutting the release, the in-monorepo consumer
`@metamask/transaction-pay-controller` has its dependency on
`@metamask/ramps-controller` bumped to `^14.2.0`; this is a mechanical
version bump required by the release tooling and does not change
`transaction-pay-controller`'s behavior.

## References

<!--
Are there any issues that this pull request is tied to?
Are there other links that reviewers should consult to understand these
changes better?
Are there client or consumer pull requests to adopt any breaking
changes?

For example:

* Fixes #12345
* Related to #67890
-->

Release PR generated by `create-release-branch`; see
`docs/processes/releasing.md`. `@metamask/ramps-controller` was bumped
to a minor (`14.2.0`) rather than a patch in response to review feedback
that the `getQuotes` authentication change is a notable behavior change
to an existing method.

## Checklist

- [ ] I've updated the test suite for new or updated code as appropriate
- [ ] I've updated documentation (JSDoc, Markdown, etc.) for new or
updated code as appropriate
- [x] I've communicated my changes to consumers by [updating changelogs
for packages I've
changed](https://github.com/MetaMask/core/tree/main/docs/processes/updating-changelogs.md)
- [ ] I've introduced [breaking
changes](https://github.com/MetaMask/core/tree/main/docs/processes/breaking-changes.md)
in this PR and have prepared draft pull requests for clients and
consumer packages to resolve them

---------

Co-authored-by: Darius Costolas <10818970+meltingice1337@users.noreply.github.com>
Co-authored-by: github-actions[bot] <41898282+github-actions[bot]@users.noreply.github.com>