CPF Contribution Calculator Singapore
CPF Contribution Calculator
Calculate employee and employer CPF contributions instantly · Based on CPF Board official rates effective 1 January 2026
Contribution rates differ for Permanent Resident (PR) employees depending on the year they obtained PR status and the contribution arrangement agreed with their employer. There are three types:
| Age | Employee | Employer | Total |
|---|---|---|---|
| 55 & below | 20% | 17% | 37% |
| Above 55 – 60 | 18% | 16% | 34% |
| Above 60 – 65 | 12.5% | 12.5% | 25% |
| Above 65 – 70 | 7.5% | 9% | 16.5% |
| Above 70 | 5% | 7.5% | 12.5% |
| Age | Employee | Employer | Total |
|---|---|---|---|
| 55 & below | 5% | 4% | 9% |
| Above 55 – 60 | 5% | 4% | 9% |
| Above 60 – 65 | 5% | 3.5% | 8.5% |
| Above 65 | 5% | 3.5% | 8.5% |
| Age | Employee | Employer | Total |
|---|---|---|---|
| 55 & below | 5% | 17% | 22% |
| Above 55 – 60 | 5% | 16% | 21% |
| Above 60 – 65 | 5% | 12.5% | 17.5% |
| Above 65 – 70 | 5% | 9% | 14% |
| Above 70 | 5% | 7.5% | 12.5% |
| Age | Employee | Employer | Total |
|---|---|---|---|
| 55 & below | 15% | 9% | 24% |
| Above 55 – 60 | 12.5% | 6% | 18.5% |
| Above 60 – 65 | 7.5% | 3.5% | 11% |
| Above 65 | 5% | 3.5% | 8.5% |
| Age | Employee | Employer | Total |
|---|---|---|---|
| 55 & below | 15% | 17% | 32% |
| Above 55 – 60 | 12.5% | 16% | 28.5% |
| Above 60 – 65 | 7.5% | 12.5% | 20% |
| Above 65 – 70 | 5% | 9% | 14% |
| Above 70 | 5% | 7.5% | 12.5% |
Ordinary Wage ceiling: S$8,000/month · Annual wage ceiling: S$102,000 · Rates effective 1 January 2026 · Source: CPF Board
Frequently Asked Questions About CPF Contributions in Singapore
CPF Contribution Calculator Singapore
GetQuickInfo CPF Contribution Calculator generates CPF contributions pre-calculated based on latest CPF contribution rates from CPF Board effective 1 Jan 2026․ It helps you‚ Singapore Citizens‚ Singapore Permanent Residents (1st or 2nd year) and Employers easily compute CPF contributions as required under Graduated (G/G) or Full Employer/Graduated Employee (F/G) contribution rates!
How CPF Contributions Work in Singapore
The Central Provident Fund (CPF) is a social security savings and pension plan scheme in Singapore‚ where employees and employers contribute a certain percentage of the employees' wages every month to their CPF accounts․ These contributions are deposited into the following accounts: the Ordinary Account (OA) for housing‚ the Special Account (SA) for retirement‚ and the Medisave Account (MA) for healthcare․
Contribution rates are based on the age and citizenship status․ For Singapore Citizens and Permanent Residents who have been PRs for at least 3 years‚ full rates apply․ Subsequently‚ PRs in their first or second year may contribute at lower graduated rates unless they apply jointly to the CPF Board for higher rates․
CPF Ordinary Wage and Additional Wage Ceilings
Ordinary Wages (your monthly salary) will be subject to a monthly wage ceiling of S$8‚000 from 1 January 2026․ CPF contributions on your monthly salary will be computed based on a wage level up to S$8‚000‚ even if your salary is greater․ Additional wages (e․g․ bonuses‚ commissions) are also subject to a ceilings of S$102‚000 less Ordinary Wages contributions already paid for the year․