Flexibility for everyday bills.

Split bills into smaller payments that fit your budget—so you can keep essentials covered without stretching your cash.

Manage everyday bills with ease

Smaller payments

Split monthly bills so you don’t have to pay everything at once.

Bills paid on time

Stay on track without stress or making tough tradeoffs.

Keep more cash on hand

Free up cash for groceries, gas, and the things that matter most.

Sync bills with your pay

A world where everyday bills—like utilities, internet, and auto—align to your paychecks.

Where you’ll find Flex

When your provider partners with Flex, you’ll see the option to use Flex when paying your bill—right where you already manage payments.

Frequently asked questions

Flex helps you manage everyday monthly bills by giving you flexible ways to pay. You can choose to split your bill into two payments or pay it in full.

If you split your bill:

  • Make a 1st payment before your bill is due
  • Flex pays your provider the full amount on time
  • Make a 2nd payment later in the month

If you pay in full:

  • You pay the full bill upfront through Flex.

Either way, your bill is paid on time—with more control over how you pay.

You can use Flex for a bill if it’s offered to you. You’ll see Flex as a payment option when paying your bill online, or you may receive an email or notification from Flex letting you know your bill is eligible.

At this time, Flex supports one bill split per customer, and not all bill types or providers are supported yet. We’re continuing to expand availability.

Yes. Flex uses a few simple checks to determine eligibility, including your income, your Flex account history, and a soft credit check. This soft credit check does not impact your credit score.

At this time, Flex can be used for one eligible bill per customer, though we’re actively working to expand this.

Yes. There’s a 2% bill payment fee for using Flex for everyday bills. This fee is included in your payments to Flex.

If you choose to pay with a credit card, an additional 1.5% credit card processing fee may apply.