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7pm Wed 1 April – Free Group Q&A with Cass – register or click to join
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Gold (and Silver) in your SMSF
A Guardian-led Roadmap for Families
Next event
7pm Wed 1 April – Free Group Q&A with Cass – register or click to join
Download our books
Gold (and Silver) in your SMSF
A Guardian-led Roadmap for Families
Build your Wealth – Protect your Legacy
With decades of awarded public and private financial and accounting experience, Cass Smith founded Freedom Financial Solutions FFS in 2021 in response to the increasing financial challenges and pressures faced by everyday Australians.
In particular, Cass is committed to helping people find ways to navigate the dynamic changes impacting their freedoms and human rights.
At Freedom Financial Solutions FFS we follow the ‘do as we do’ business model, rather than the more common ‘do as we say’ approach, and offer no incentive-based wealth creation and protection strategies, which is one of the many reasons we stand out from our competitors.
Our professional and highly experienced staff are open-minded, enabling you to speak freely in relation to financial and freedom-related matters.
Call us today for a chat about how you can take direct control over your finances and superannuation via a self-managed super fund (SMSF). Read more here…
At the end of the financial year (EOFY), we often require supporting documentation such as wallet screenshots or transaction records to complete your financials accurately.
Self-managed super funds (SMSFs) give you control over your retirement savings—but that control comes with real responsibility. And when things go wrong, the consequences aren’t
GET TICKETS – 9 July – Brisbane Charity Launch We’re excited to announce the launch of the Future Solutions Foundation, a new charity founded by
Buy Tickets to 9 July 2026 Barbara O’Neill Brisbane charity launch gala dinner You may have seen the grey-haired woman at a whiteboard explaining health
The Australian Government’s long-debated Division 296 superannuation tax reforms have now passed the Senate, bringing significant changes to how large superannuation balances will be taxed
A scam reported internationally relies on something most people find difficult to refuse: helping someone who appears respectable and in need. The scenario is simple.
No matter where you are in the financial year — at the beginning, in the middle, or approaching the end — clarity around your numbers
When geopolitical power shifts, capital often follows patterns that are older than markets themselves. Gold Reacts as Middle East Tensions Escalate Over the weekend, coordinated
What’s the connection between pizza, power and gold? More than you could imagine. History shows that power tends to operate behind closed doors. Major decisions
We’re pleased to welcome Lisa and Rebecca to our strengthened non-SMSF tax and accounting team. Lisa will be your main point of contact, providing clear
Gold has already had a strong run. Yet JP Morgan now forecasts it could rise to around US$6,300 per ounce by the end of 2026.
A lot of new SMSFs are looking at crypto. In fact, most recently set-up funds either already hold it or plan to. That’s not the
When you complete a binding death benefit nomination in your SMSF, you can only nominate certain people under superannuation law. You can nominate your spouse.
If you’ve been watching gold and silver prices recently, the movement can feel unsettling. Prices have surged, dropped sharply, rebounded, and then dipped again —
Australia’s superannuation system has grown to around $4.5 trillion. That scale is often presented as a strength. But it also creates a very obvious problem:
When considering SMSF investments, slow down and take your time. If you have any questions, lingering doubts, or a sense that something does not quite
Many FreedomFFS readers have asked about the short videos circulating online featuring an “Asian guy” calmly explaining why silver is about to surge. The videos
The self-managed super fund sector continued to evolve strongly through 2025, marked by solid growth in numbers, member engagement and assets, alongside ongoing shifts in
Many people have noticed that the price of silver has been rising very quickly and are asking why this is happening now, after years of
Over the past months, I’ve been increasingly vocal about the fact that what we are seeing in global markets is not just normal volatility. The
Most people think silver going up is just another market move. It isn’t. What we’re seeing right now is not about chart patterns, speculation, or
An Enduring Power of Attorney (EPOA) is one of the most important legal documents you can put in place, yet it is often overlooked or
What trustees must do to stay compliant Australians are travelling more, working remotely, and spending extended periods overseas. For SMSF trustees, overseas travel is not
As we have been warning, it is becoming clear that the Australian government is positioning to introduce an inheritance tax among other measures to reshape
In a move that has caught global markets off guard, India’s central bank will allow physical silver to be used as loan collateral from 1
You will often see “$10,000 an ounce” presented as the high-end scenario for gold in commentary from bullion marketers, analyst discussions and financial media. Because
2025 has been a defining year for Australian superannuation. Cyberattacks, court actions, fund collapses, unlisted asset failures and new policy proposals have exposed vulnerabilities that
Pig-butchering scams are one of the fastest-growing financial frauds affecting Australians today. They combine emotional manipulation with fake investment opportunities, often involving crypto or high-return
It’s nearly that time of year when everyone is starting to relax and wind down. Not us! We’re still full tilt to the wind up
Whether you’re considering gold for your self-managed super fund (SMSF), your trust or personally, Ainslie’s new video is a useful introduction for anyone new to
Most Australians assume that selling their own home is a simple matter of finding a buyer, signing the contract, and handing over the keys. But
Do you know what ‘pig butchering’ is? Time to find out. Join Cass for a chat about practical investing. Date:Wed 12 Nov 2025Time: 7pm AEDT/SYDVenue:
This week, Freedom Financial Solutions was proudly featured in Canberra Weekly’s Women in Business issue — recognising local women shaping the future of business and
The Australian federal government has released draft regulations designed to ensure that cash remains a usable payment option for essential in-person purchases at large grocery
A recent report from the Super Members Council (SMC) has raised a major red flag for the retirement system. It estimates that around 700,000 Australians
Last night in Canberra, FreedomFFS sponsored a table at the inaugural Punters Politics “Political Fundraiser” — an event designed to amplify the voices of ordinary
The investor who became famous for predicting the 2008 Global Financial Crisis — and who inspired the film The Big Short — has just made
No one loves talking about death, but here’s an important question that most people get wrong: What actually happens to your super when you die?
The government may have stepped back from its planned super tax on balances above $3 million — but it’s not an end to “cash grabs
We’re proud to announce the SECOND EDITION release of a powerful new resource for Australian families: When Death Comes – The Ultimate Guide to Navigating
In October 2025, the Supreme Court of Queensland handed down a decision that’s made waves across Australia’s legal and financial circles. The case, known as
Is This Really a Backdown — or the Beginning of Something Bigger? The government has just “retreated” on its controversial $3 million super tax (Division
Australia is heading into the biggest intergenerational wealth transfer in history — up to $224 billion a year by 2050. But alongside that comes a
Gold is on the move again, breaking record after record and stirring old questions about what’s really driving it. Is this just another rally, or
For decades, silver has played second fiddle to gold—volatile, underpriced, and largely ignored. But in 2025’s monetary landscape, that could change fast. According to monetary
After a string of high-profile fund failures, the federal government and regulators are moving to tighten rules on super funds. Expect tougher licensing, stronger oversight
Superannuation is designed to be one of the safest and most reliable ways to build wealth for retirement. But the collapse of the Shield Master
On Saturday 13 September, nearly 10,000 everyday Australians gathered in Sydney for the Australia Unites Rally — far exceeding the organisers’ expectations. In the lead-up,
MEDIA RELEASE – Charlie Kirk’s assasination and rally update 11 Sept 2025 Frequently asked questions What time does it start and where? Gather from 11
What Happened? The federal government has officially scrapped the proposed $3 million superannuation tax, a move that Shadow Finance Minister Pat Conaghan says proves the
Ainslie Bullion has just opened a new office on the Gold Coast! Cass was there to join in the celebrations, especially welcome since she moved
At FreedomFFS, we believe knowledge is the most powerful investment you can make. That’s why we’re excited to announce a special giveaway: a signed copy
There are moments in history when the rules of the game quietly change—before most people even notice. Jim Rickards, best-selling author and renowned financial strategist,
When you set up an SMSF, one of the most important decisions is whether to use individual trustees (you and maybe your spouse or family
This is an extract from our book Gold (and Silver) in your SMSF: Ownership Must Knows. Download the complete book here. Bullion: what shape and
This is the final part of a three- part series. In parts one and two, we looked at how interest rates, market cycles, and timing
This is part two of a three-part series that breaks down the relationship between interest rates, market cycles, and buyer psychology—with simple explanations, real-world insights,
This is part one of a three-part series that breaks down the relationship between interest rates, market cycles, and buyer psychology—with simple explanations, real-world insights,
First up—thanks for being here. We send our newsletter out roughly once a week, but we don’t stick to a set day. If there’s something
This is an extract from our book Gold (and Silver) in your SMSF: Ownership Must Knows. Download the complete book here. When is gold real?Before
We’re delighted to announce a new umbrella branding – and simpler email – for part of our group. Introducing: Freedom Financial Partners. Our SMSF setup
Ever seen that grey-haired lady on a whiteboard teaching about health and healing… and wondered, “Who is she?” Her clips have gone viral across Instagram,
Ever thought someone had your best interests at heart? Think again. David Webb’s The Great Taking reveals the uncomfortable truth about how the financial system
Ever seen a petite, long grey-haired woman lecturing about health while she writes on a whiteboard? Her videos—full of practical wisdom and infectious enthusiasm—have been
How Big Business is gearing up for collapse — and you’re not Big companies like BlackRock (they manage trillions of dollars) are quietly stacking up
A recent scandal involving Active Super has exposed serious flaws in how some retail super funds market themselves as “green” or “ethical.” With millions of
Thousands at risk—could an SMSF have protected them? The recent collapse of the First Guardian Master Fund has again exposed the fragility of large superannuation
In a world where financial markets move like the wind, one strategy glitters with timeless appeal: owning physical gold inside your SMSF. Let us tell
As economic uncertainty and geopolitical tensions continue to ripple across global markets, precious metals are again in the spotlight. Recent analysis from Ainslie Bullion shows
EXPANDED AND PUBLISHED – Our Brand-New Book on Gold in Your SMSF We’re proud to announce the launch of our brand-new book: Gold (and Silver)
We’ve just launched a new video series where Cass explains how to protect and pass on your hard-earned wealth. These introductory videos step you through
A recent Federal Court case, Lynn v Australian Financial Complaints Authority [2025] FCA 175, has sent a clear message to SMSF members and advisers: if
A Testamentary Trust is a special type of trust that’s created through your Will. It only comes into existence after you pass away. Unlike a
When you pass away, the balance of your Self-Managed Super Fund (SMSF) — including any life insurance held within the fund — does not automatically
If you’ve been blocked by Macquarie Bank when trying to invest your SMSF funds into crypto—you’re not alone. The bank has started blocking BSBs linked to
No Fee Hikes for us in 2023, 2024 or 2025 While 81% of Australian firms are increasing their fees this year, we’re proud to say
With home prices at record highs and affordability at record lows, many Australians are wondering: what’s really driving the housing crisis? In a recent article,
In response to recent online rumours suggesting major changes to superannuation rules, the Australian Taxation Office (ATO) has publicly confirmed that no changes are being
In response to demand, Cass has come out of retirement and is now offering limited, private paid consults for Trusts, Business Setups, Advanced Taxation Matters
THIS EVENT HAS BEEN POSTPONED OWING TO A MAJOR DENTAL INJURY SUSTAINED BY THE INTERVIEWER RESULTING IN HIM BEING UNABLE TO SPEAK TEMPORARILY. WE WILL
At Freedom Financial Solutions FFS, we sometimes get asked: “Can I buy art, vintage cars, or rare coins in my SMSF?” The short answer is
Join Ainslie Bullion, Ainslie Crypto and Mary-Jane from FFS in the flesh at MyPlace Jimboomba. What: Ideas for Uncertain Financial Times When: 7pm Friday 13
The 2025 Federal Election results have once again highlighted the dominance of major parties, and so-called independents, whose campaigns are funded by powerful corporate interests.
Gold is having a moment—and the world’s biggest players are leading the charge. Ainslie Bullion reported this week that Scottsdale Mint CEO Josh Phair recently
Meet the Candidates! Join Heart Party ACT candidates Elise Searson Prakaash (Senate) and Mary-Jane Liddicoat (Canberra) at the Inner South Canberra Community Council (ISCCC) Meet
“Members of superannuation fund HESTA will be unable to move their money until June, in a planned outage affecting more than 1 million Australians. The
If you’re setting up a Self-Managed Super Fund (SMSF), it’s important to choose the right structure for your needs. Two common types are the Standard
With the end of the financial year fast approaching, now’s the time to be smart about your super contributions. At Freedom Financial Solutions FFS, we
– Featuring FFS Consultant Grant Abbott, The SMSF Strategist Not just another dry financial webinar. Click here to Register This is your golden ticket to
At Freedom Financial Solutions FFS, we aim to keep our clients informed about emerging financial trends that may impact Self-Managed Super Funds (SMSFs). One such
In light of recent cyberattacks targeting several of Australia’s largest industry and retail superannuation funds, more Australians are beginning to reconsider where and how their
We’re excited to announce that Cass and Mary-Jane have been invited to run as candidates for the HEART Party in the upcoming Australian federal election,
Ainslie Bullion’s analysis of the 2025 Australian Labor Budget states increased red tape, growing deficits, and minimal consumer savings highlight the challenging state of the
Stay one step ahead of scammers! We’re sharing this excellent summary from Macquarie Bank to help you avoid the five most common impersonation scams. A
When people consider setting up a Self-Managed Super Fund (SMSF), they’re usually weighing up the benefits vs. complexity. Here are the top things people want
Worked hard for your money? Don’t let bad planning (or no planning) undo it all. Here’s why Family Wealth Protection isn’t just for the ultra-rich,
Join Mary-Jane from FFS and Ainslie Bullion to hear Ideals for Uncertain Financial Times and with an open Q&A. Ask your questions about gold, silver,
Gold’s ascent has been nothing short of spectacular. On March 14, spot gold smashed through the US$3,000 per ounce barrier for the first time. The
Estate Planning Done Right Not all Wills are watertight — is yours? We think of our estate planning services act as ‘insurance for your family’,
Buying an investment property is one of the biggest financial decisions you’ll ever make — but when was the last time you reviewed its performance?
In 2024, silver prices climbed from AU$35 per ounce to AU$47, a whopping 34% increase. In 2025, silver is following a similar trajectory, currently sitting at
A simple Will might seem like the easy option – quick, cheap, done. But here’s the problem: Ex-spouses, creditors & financial predators can make a
A self-managed super fund (SMSF) can be attractive for people who seek control over their retirement investment. However, managing an SMSF is a major responsibility
The ATO’s “Running an SMSF” online education module can help you manage your fund more effectively. This module will teach you important things like: How to
Closing a self-managed super fund (SMSF) can be complex and it’s important to get it right to avoid costly mistakes. Learn about the obligations you
We think of our Estate Planning services as ‘insurance for your family’ so when the time comes, your hard earned goes to the people you
Have you ever felt that you were in the minority having an SMSF? For many years since they were first established in 1999, SMSFs were
As Australians approach their retirement years, making the right decisions about superannuation becomes more important than ever. While retail and industry super funds have served
A Guardian is a trusted individual or entity appointed to manage and protect the interests of vulnerable individuals who are unable to fully manage their
Unlock the world of crypto in our exclusive, quarterly webinar sessions with SMSF experts Peta and MJ, and Chris Tipper and other experts from Ainslie
Superannuation legislation does not state the exact sorts of investments you should, or can make with your SMSF, although you can find broad information on
Join Mary-Jane and Ainslie Bullion / Crypto LIVE in Toowoomba Queensland to hear Ideas for Uncertain Financial Times and ask your questions. Details are 7pm
My name is Mieke and I am a junior self-managed super fund (SMSF) accountant in training here within Freedom Financial Superannuation Solutions, the sister company
Here’s a quick overview of the Protector strategy that can be pivotal in safeguarding your family’s wealth. The Protector utilizes a Gift-Loan Back Mechanism to
After an amazing 30+ years non-stop career in public and private sector accounting and financial services+, FFS Founder Cass is transitioning to retirement. She plans
With over five years of experience in public practice, Kiran is a highly skilled tax professional with expertise spanning a broad range of services, including
Introduction: The Imperative of Family Wealth Protection Protecting family wealth isn’t just about passing on assets—it’s about safeguarding your family’s financial security and legacy against
Did you know that SMSFs can borrow money to invest in property? They can. We’ll set out the basics of how it works below. But
If your SMSF has more than one member, it is important to understand how the investments work. In short, all assets are owned 100% by
When you set up a self-managed super fund (SMSF), bare or other trust, you will be asked to sign the establishment documents in ‘wet ink’.
It’s nearly that time of year when everyone is starting to relax and wind down. Not us! We’re still full tilt to the wind up until
Have you been trying to pay for a crypto investment using your Macquarie SMSF bank account and found the BSB “does not exist” when you enter the
Thanks to the lovely Susan and her Dubbo community – men and women from My Place, Stand in the Park, and friends and family –
The US elections results are in, so what does this mean for your SMSF investments? As soon as the election results were announced, stock markets
Wealth without Protection is Wealth Lost in a Heartbeat In today’s complex financial landscape, safeguarding family wealth requires more than just asset protection and estate
With over 616,000 SMSFs in Australia controlling upwards of $930 billion, the average fund holds more than $1.5 million. Research from CoreData reveals that most
Know anyone near Dubbo, western NSW interested in hearing ideas for these uncertain financial times? Share this invite to join MJ from FreedomFFS and Paul
The World Gold Council’s latest report underscores gold’s surging demand, which climbed 5 per cent year-over-year to an incredible 1,313 tonnes in Q3. That’s an
Many SMSF members have insurance paid out of their SMSFs. Policies include for death, permanent incapacity, temporary illness and temporary capacity. While insurance is not
A bit of history can be fun…and helpful. This is the story of a rich man who gave away so much of his wealth (gold)
With banks continuing to close branches and forcing customers to use online banking, SMSF auditors have noticed an increase in SMSF withdrawal errors where a
Gold and silver have hit all time highs this week. What’s going on? Join Cass & Ainslie Bullion Live TONIGHT – 6:30pm AEST (QLD time)
Join Cass and Ainslie Bullion LIVE in Southport Gold Coast for a ‘Protect Your Wealth’ seminar hosted by My Place. Looking to safeguard your financial
Ever wanted to see beyond The Perth Mint’s public tour and go behind the closed doors that very few get to see? You’re in Luck!
According to a report from Russian news agency Interfax last week, Russia plans to significantly increase its holdings of gold, silver, platinum, palladium and gemstones.
The Perth Mint announced last week that its gold product sales in September were the highest in 10 months, while those of silver jumped to
All SMSF trustees must appoint an approved auditor to audit the operations of their fund each year. This annual audit must include both a financial
We are often asked who to read/watch to keep up to date with what’s going on in the world of finance. Here are a few
Can I buy an investment property in my self-managed super fund (SMSF)? How much super do I need to have in order to get started?
If you’ve had the growing sense that all is not well with Australia, its economy and future, this keynote address at the Australian Institute of
When you set up a self-managed super fund (SMSF) you can choose one of two ‘trustee’ structures: individual or corporate. Which is ‘better’? That’s up
Some of our SMSF clients invest their super in ‘collectibles’ such as artworks, antiques, artefacts, memorabilia, wine and spirits, jewellery, motor vehicles and more. Might
In August, veteran finance icon Jim Rogers expressed concerns about an imminent US market crash and, according to an interview with The Economic Times, he is hoarding
Most people will have heard now about the plans to introduce Central Bank Digital Currencies (CBDCs) in countries around the world, including Australia. By March
Bullion is a popular investment among SMSF clients, and so we often feature interesting news and insights into the world of gold and silver. Recently,
Did you know we have 30 pages of frequently asked questions here, and highlight one of them every week on our socials? Even though these
We are sometimes asked “Why do so many different people contact me? I thought I had one account manager.” The answer to that is simple:
Fancy a break at Queensland’s Sunshine Coast? Here’s a great excuse! Join Cass’ next live seminar Thurs 630pm Thurs 22 Aug hosted by My Place
SMSFs have lots of great tax advantages, which can even drop to zero when you reach 60 and meet the conditions of retirement. What may
The Australian Tax Office (ATO) has recently released new courses to help SMSF trustees with their regulatory and reporting obligations. The courses can be accessed
The Australian stock market has plummeted more than 3 per cent to open this week, continuing its Friday fall in what has been the market’s
Navigating the market, whether you’re a first-time homebuyer or a seasoned investor can be a daunting task. Having someone in your corner, working for your
According to the ATO’s latest data, you are not alone in taking direct control over your super via an SMSF. In fact, SMSF setups continue
Legend has it that billionaire investor Warren Buffet was the first to describe gold investment as a ‘pet rock.’ In other words, gold just sits
Very simply, the price of gold, divided by the price of silver, gives you a number called the ‘gold-silver ratio.’ This ratio goes up and
You asked us for our help and so we are delighted to announce our expanded accounting division now does tax returns for individuals sole traders
On the Sunshine Coast QLD? Join this free live event 1pm Sat 27 July at Bells on Main Community Space Caloundra to hear Mary-Jane present
Cass & MJ joined 100s of other awake and active peeps at the Hyatt Canberra on 25 June to hear what US media legend Tucker
How to join tonight’s meeting 6:30pm (AEST) Friday 28 June 2024 Simply click here to join or (for some devices) use Teams Meeting ID 490
At recent Ainslie Bullion seminars hosted by MyPlace communities across Queensland and during their quarterly online ‘Basics & Banter’, Ainslie experts set out why the
There are some things you’ll only hear about word-of-mouth. This is the true story of (one of many we hear) a likeminded community who have
Grab some grub, pop the kids in bed, then jump on a device at 7:30pm TONIGHT 12 June to learn more about precious metals, crypto
The annual In Gold We Trust Report, probably the most most eagerly awaited and closely read report in the gold world, was released in May.
We know you needed to speak to your accountant sometimes, but simply can’t get through or end up playing phone tag…especially at ATO deadline time.
If you haven’t seen the 2015 biographical crime comedy-drama film The Big Short, it’s worth a watch. It follows metalhead market analyst Michael Burry’s prediction of
https://www.youtube.com/watch?v=WfLn3D8nMuI Firstly, thank you so much for your help and patience as our team has worked hard getting all our new SMSFs across the ATO
Use it or lose it This week we news.com.au reported that “Aussies are being urged to dramatically alter their spending habits as new research indicates
With host My Place Australia Cass and MJ have been invited by MyPlace to join Ainslie Bullion at their community meetings. See you there! 6pm
To celebrate her move to the Gold Coast, Cass has invited Myk & Janey to host the LIVE LAUNCH of The Conspiracy Games (pub version).
Every Sunday @ 10am, Cass will chat live on Instagram about her life, experiences, and knowledge as a wealth coach and aware accountant. So follow
On 22 April, Australian ABC news reported that wars, currency concerns and inflation pressures were expected to continue to drive up the price of gold,
Before using your SMSF funds to invest in crypto, make sure you educate yourself, check the provider is correctly registered in Australia, and that it’s
Cass will soon be publishing short weekly podcasts on Cairns News, sharing her latest insights into these uncertain times.
What have you experienced and learnt since 2020? Did you: Cass is gathering stories of everyday Aussies for a series of articles she’s working on
My Place Australia has invited Cass back to join Ainslie Bullion, Voice of Freedom and others to share insights live. Missed the last one, want
Join Cass in a private, non-recorded group setting to ask your burning questions. Or simply listen to others and learn. 4 April – click to
6:30m Fri 12 April, Lake Oberon Estate The Lake Oberon Estate – a delightful boutique style venue overlooking Lake Oberon – has invited Cass and
It’s no secret the top-down push for 100% digital economy is on. Many would prefer to keep cash as an option, and so they’ve devised
Looking to connect in real life with others nearby? Check out My Place Australia, whose aim is to ‘put unity back into community’ and create