Articles
TEAM HIGHLIGHT: Staff Certifications
As part of our commitment to serve clients with excellence, FM Financial supports teams members as they participate in continuing education...
MONEY 101: Next Gen Money Basics
For many young adults, mapping out a financial future seems overwhelming. There are budgets to review, debts to manage, retirement to prepare for,...
MINISTRY HIGHLIGHT: Chapel of Change in Paramount, CA
Chapel of Change, a Free Methodist church in Paramount, California, began as a vision Pastor Brian Warth received while serving a life sentence in...
DONOR ADVISED FUNDS: Simplicity, Flexibility & Generosity
Giving shouldn’t be complicated. If you are looking for a simple, flexible, and tax-wise way to manage your giving, consider a donor advised fund....
LETTER FROM THE PRESIDENT: Hope, Peace, and Joy
Dear Friends: HOPE. PEACE. JOY. These three little words make a world of difference. While financial issues can often bring feelings of doubt,...
Welcome FMCUSA Pension Participants!
FM Financial extends a warm greeting to all current FMCUSA pension participants. As mentioned in the recent communication (FAQ) from the Benefits...
LETTER FROM THE PRESIDENT: Your Best Next Step
Although the holiday season has just begun, we will embark on 2026 before we know it. The new year is a popular time to set goals and resolutions....
Saving
Some people save without having a specific goal in mind other than to amass wealth. Conversely, others may spend without considering that a lack of...
Budgeting
If you are looking to get serious about sticking to a budget in 2026, there are several methods you can use. Various experts may favor one method...
Getting Out of Debt
Debt has become an accepted and prevalent aspect of modern society. Unfortunately, debt essentially enslaves you and can lead to increased stress,...








