Kiva Fresno helps financially excluded entrepreneurs in Fresno County gain access to capital by providing no-interest, no-fee community-backed business loans on its global online platform. Kiva loans range from $1,000 to $15,000 for up to three years. Kiva can be the first rung on an otherwise inaccessible capital ladder for some small businesses.
How to Borrow
Kiva’s unique community-backed model helps business owners access loans with the help of their communities. (Nonprofits with earned income streams are eligible for Kiva loans, too.)
Kiva determines the loan amount based on many factors, including finances, social media presence and quality of narrative. Kiva loans can be used for many different business expenses. It’s up to you, the business owner, to put the loan to its best use.
Accelerate Your Success Minimum Requirements
Business is based in the U.S.
At least 18 years old
Debt to income ratio is lower than 80%
Not in current bankruptcy or foreclosure
Not a registered sex offender or terrorist
No violent or financial criminal convictions in the last five years
Must have a PayPal account to receive funds
