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Payment finally made easy

Transparent pricing with no hidden fees.
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A modern, easy and affordable payment solution

pay with tap to pay and mobile

Get approved, instantly, without the wait

Skip the lengthy applications and credit checks. With Final Pay, your merchants are approved in moments, ready to start processing payments and accessing funds without delay.

Stripe-powered — Peace of mind, standard

Your payments are processed on Stripe's world-class infrastructure, ensuring enterprise-grade security, unparalleled reliability, and global compliance. Focus on your business, we've got the payments covered.
custom pos checkout and secure
final and capital stripe

Extra capital that works like you do

Final Pay brings you integrated access to Stripe Capital. Get the funds for your business needs without the friction, featuring repayments that flex naturally with your sales volume.
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The perfect terminal companions

Sleek and powerful hardware options to complement your custom checkout flow.

Stripe S700

Terminal and POS in one

Oliver Combo

Reader M2

Bluetooth terminal

Final solo
Oliver Move

WisePad 3

Bluetooth terminal

Oliver Move

TapToPay

Android & iOS

TapToPay:
A magical new way of taking payments

Get started free

More tools to explore

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 Manage your business
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Create unique checkout flows
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Run on cloud and devices
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Expand on the Final tools

Start for free.
Then pay as you go.

Why settle for generic? Build your perfect checkout.
Try Final today

Country Rates

Australia
1.7% + A$0.30 for domestic cards
3.5% + A$0.30 for international cards
+ 2% if currency conversion is required
Austria
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
Belgium
1.5% + €0.25 for standard European Economic Area cards
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Brazil
3.99% + R$0.39 per successful charge for domestic cards
+ 2% for transactions with international cards
Bulgaria
1.5% + BGN0.50 for standard European Economic Area cards
1.9% + BGN0.50 for premium European Economic Area cards
3.25% + BGN0.50 for international cards
2.5% + BGN0.50 for UK cards
+ 2% if currency conversion is required
Canada
2.9% + C$0.30 per successful charge for domestic cards
+ 0.5% for manually entered cards
+ 0.8% for international cards
+ 2% if currency conversion is required
Crotia
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 1% if currency conversion is required
Cyprus
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Czech Republic
1.5% + 6.50Kč for standard European Economic Area cards
1.9% + 6.50Kč for premium European Economic Area cards
2.5% + 6.50Kč for UK cards
3.25% + 6.50Kč for international cards
+ 2% if currency conversion is required
Czech Republic
1.5% + 6.50Kč for standard European Economic Area cards
1.9% + 6.50Kč for premium European Economic Area cards
2.5% + 6.50Kč for UK cards
3.25% + 6.50Kč for international cards
+ 2% if currency conversion is required
Denmark
1.5% + 1.80kr for standard European Economic Area cards
1.9% + 1.80kr for premium European Economic Area cards
2.5% + 1.80kr for UK cards
3.25% + 1.80kr for international cards
+ 2% if currency conversion is required
Estonia
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Finland
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
France
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Germany
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Gibraltar
1.5% + 20p for standard Gibraltar cards
1.9% + 20p for premium Gibraltar cards
2.5% + 20p for European Economic Area cards
3.25% + 20p for international cards
+ 2% if currency conversion is required
Greece
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Hong Kong
3.4% + HK$2.35per successful charge for domestic cards
3.4% + US$0.30 per charge when settled in USD
+ 0.5% for international cards
+ 2% if currency conversion is required
Hungray
1.5% + 85.00Ft for standard European Economic Area cards
1.9% + 85.00Ft for premium European Economic Area cards
2.5% + 85.00Ft for UK cards
3.25% + 85.00Ft for international cards
+ 2% if currency conversion is required
Ireland
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Italy
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Japan
3.6% per successful charge for domestic cards
+ 2% if currency conversion is required
Latvia
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Liechtenstein
1.5% + CHF0.30 for standard European Economic Area cards
1.9% + CHF0.30 for premium European Economic Area cards
2.5% + CHF0.30for UK cards
3.25% + CHF0.30 for international cards
+ 1% if currency conversion is required
Lithuania
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Luxembourg
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Malaysia
3% + RM1.00 per successful charge for domestic cards
+ 1% for international cards
+ 2% if currency conversion is required
Malta
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Mexico
3.6% + MXN$3.00 per successful charge for domestic cards
+ 0.5% for international cards
+ 2% if currency conversion is required
Netherlands
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
New Zealand
2.7% + NZ$0.30 for domestic cards
3.7% + NZ$0.30 for international cards
+ 2% if currency conversion is required
Norway
2.4% + 2.00kr for Norwegian cards
2.4% + 2.00kr for European Economic Area cards
3.25% + 2.00kr for international cards
+ 2% if currency conversion is required
Poland
1.5% + 1.00zł for standard European Economic Area cards
1.9% + 1.00zł for premium European Economic Area cards
+ 2% if currency conversion is required
Portugal
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Romania
1.5% + 1.00lei for standard European Economic Area cards
1.9% + 1.00lei for premium European Economic Area cards
2.5% + 1.00lei for UK cards
3.25% + 1.00lei for international cards
+ 2% if currency conversion is required
Singapore
3.4% + S$0.50 per successful charge for domestic cards
3.4% + $0.50 per card charge when settled in USD
+ 2% if currency conversion is required
+ 0.5% for international cards
Slovakia
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Slovenia
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Spain
1.5% + €0.25 for standard European Economic Area cards
1.9% + €0.25 for premium European Economic Area cards
2.5% + €0.25 for UK cards
3.25% + €0.25 for international cards
+ 2% if currency conversion is required
Spain
1.5% + 1.80kr for standard European Economic Area cards
1.9% + 1.80kr for premium European Economic Area cards
2.5% + 1.80kr for UK cards
3.25% +1.80kr for international cards
+ 2% if currency conversion is required
Switzerland
2.9% + CHF0.30 for premium European Economic Area cards
3.25% + CHF0.30 for international cards
+ 2% if currency conversion is required
Thailand
3.65% + ฿10.00 for domestic cards
4.75% + ฿10.00 for international cards
+ 2% if currency conversion is required
United Arab Emirates
2.9% + AED1.00 for domestic cards
+ 1% if currency conversion is required
+ 1% for international cards
United Kingdom
1.5% + 20p for standard UK cards
1.9% + 20p for premium UK cards
2.5% + 20p for EU Cards
3.25% + 20p for international cards
+ 2% if currency conversion is required
United States
2.9% + 30¢ per successful charge for domestic cards
+ 1.5% for international cards
+ 1% if currency conversion is required
en_USEnglish
fr_FRFrench es_ESSpanish de_DEGerman en_USEnglish