
About Us
In 1984, founder Larry Dorfman set out to do something about the negative connotation that was so readily associated with the car buying and servicing experience. He set out to change the paradigm and create ultimate peace of mind with premier driver benefits and superior customer satisfaction starting from the vehicle purchase, through the ownership cycle, and on to the next vehicle purchase. From this, the EasyCare brand was born, and became recognized on a national scale.
EasyCare, an APCO Holdings brand, is a leading marketer and administrator of automotive aftermarket products sold throughout the United States. With more than 40 years of experience, we offer a full suite of F&I products, innovative dealer services and industry-leading customer service. We proudly hold an A+ rating from the Better Business Bureau, and our products are the industry’s only MotorTrend Recommended Best Buy. Toronto-based Ontario Teachers’ Pension Plan, Canada’s largest single-profession pension plan, is the majority shareholder of our parent company APCO Holdings, LLC.
CORE VALUES
Our values guide how we work, how we partner, and how we deliver results.
CARE reflects our commitment to doing things the right way building trust, owning outcomes, delivering measurable value, and striving for excellence in everything we do. These values shape our decisions and define what you can expect when you work with us.

We are
COMMITTED
We are passionate about building high-trust relationships.
We are
ACCOUNTABLE
We own outcomes-holding ourselves and each other to the highest standards of performance, integrity, and execution.
We are
RESULTS-DRIVEN
We deliver measurable outcomes that drive value for all.
We are
EXCELLENT
We strive for excellence in everything we do-balancing short-term performance with long-term stewardship.
Our Leadership Team
The APCO Holdings leadership team has decades of automotive experience with a proven track record of driving results for dealers, agents, and partners.

TONY WANDERON
Chairman & CEO

COURTNEY HOFFMAN
President

JOHN LEE
Chief Risk Officer

WALTER HOFFMAN
Chief Financial Officer

KUMAR KATHINOKKULA
Chief Technology Officer

CHRISTINA SCHRANK
Chief Operating Officer

ERIKA AHERN CURRAN
Chief Legal Officer

DAVID DECREDICO
Chief Experience Officer

MARK CORTEZ
Chief Revenue Officer

GREG ENGLISH
SVP, Managing Director

SPENCER WANDERON
SVP, Indirect Sales

JENNIFER HADDOW
SVP, Marketing

YAHAIRA CALERO
VP, Human Resources

RICO CARROCCIO
Chief of Staff
Locations
Main Offices
6010 Atlantic Blvd
Norcross, GA 30071
153 Fort Wade Rd, Suite #300
Ponte Vedra Beach, FL 32081
440 Polaris Pkwy #250
Westerville, OH 43082
6010 Atlantic Blvd
Norcross, GA 30071
153 Fort Wade Rd, Suite #300
Ponte Vedra Beach, FL 32081
440 Polaris Pkwy #250
Westerville, OH 43082
Satellite Offices
Miami, FL
Raleigh, NC
Suffolk, VA
Bolingbrook, IL
Fort Worth, TX
Colleyville, TX
Edmond, OK
Peoria, AZ
Brea, CA
Ogden, UT
Stanwood, WA
Oak Brook, IL
Laguna Hill, CA
Indianapolis, IN
Sioux Falls, SD
Cincinnati, OH
McKinney, TX
Contact Us
Got questions? We’ve got answers.
Tony Wanderon
Chairman & CEO
Tony Wanderon was named CEO of APCO in 2023. He has more than 32 years in the industry as an Agent, Administrator and Executive for a Fortune 50 company and has spearheaded or been involved in many public and private sale transactions of companies he has led. Throughout his career, Tony has been an innovator and leader in the automotive F&I industry, pioneering several F&I products including GAP and Trade-In Protection and developed the first successfully integrated dealer-owned Personal Lines Insurance Agency.

COURTNEY HOFFMAN
President
Courtney Hoffman drives APCO’s organic and inorganic growth engines, overseeing our national sales teams, agent partnerships, post-purchase sales, and a robust F&I training program. She was promoted to President & Chief Revenue Officer in 2024. Courtney also guides APCO’s M&A growth plan, building on recent acquisition gains. She brings over 25 years of industry experience in Claims, Operations, OEM/strategic partnerships, mergers and acquisitions, and sales leadership.

John Lee
Chief Risk Officer
John Lee joined APCO in 1991 with the primary responsibility of developing and managing APCO’s insurance relationships and risk management policies and procedures. He was promoted to Chief Operating Officer in 2024 after having served in various positions. Prior to joining APCO, John was a Claims Manager at General Group International and Maryland Casualty Company. He holds a B.A. from Furman University and an Honorary Degree in Foreign Studies from Kansai Gaidai University in Hirakatashi, Japan.

KUMAR KATHINOKKULA
Chief Technology Officer
Kumar Kathinokkula joined APCO in 2024 to lead Information Technology, bringing over 30 years of experience in IT and product management with deep expertise in the automotive F&I industry. Kumar was the cofounder of the first SaaS-based F&I aftermarket sales and administration platform. After leading that company to a successful private equity funded exit, he has more recently launched AI and digital transformation technologies for the F&I industry. Kumar holds a Bachelor of Technology degree from Osmania University and a Masters in Environmental Engineering from Missouri University of Science and Technology.

CHRISTINA SCHRANK
Chief Operating Officer
Christina Schrank leads Claims and Operations with a laser focus on providing the service and support our customers deserve and expect. Over her 25+ years with the company, Christina has held the roles of Operations Supervisor, Director of Operations, VP of Marketing and Customer Support, and COO of NAC. She holds a degree in Business Administration and has been honored several times by industry publications for her contributions to the industry.

ERIKA AHERN CURRAN
Chief Legal Officer
Erika joined APCO in 2023 as Chief Legal Officer. She brings nearly 25 years of experience to her role, most recently serving as Chief Counsel for Assurant’s Global Auto Business Unit. Previously, Erika served as the General Counsel for a division of CNA Insurance and before that spent twelve years serving in a variety of legal, claims, and business roles at Allstate. Erika began her career as a trial attorney in Chicago where she litigated over a dozen jury trials. She is a member of the Bar in New York, Illinois, and Arizona. Erika holds a J.D. from Southern Illinois University School of Law and a Bachelor of Arts from Siena College.

DAVID DECREDICO
Chief Experience Officer
David DeCredico joined APCO as its Vice President for Reinsurance Programs in 2004 after spending the early part of his career in Public Accounting. David holds a Bachelor of Arts degree from Wake Forest University and a Master’s of Science in Management from the Georgia Institute of Technology. David is also a licensed Certified Public Accountant. In 2007, in addition to managing EasyCare’s Dealer Reinsurance programs, he took on primary responsibility for Program Development and managed the relationships with all of APCO’s OEM and other private labels.

GREG ENGLISH
SVP, Managing Director EasyCare
Greg English leads the EasyCare sales channel for APCO Holdings and is focused on helping dealers grow their business and achieve their goals. He joined APCO in 2016 after the acquisition of Automotive Development Group (ADG), an agency in the Southeast where he served as the President for over 19 years. Greg has decades of automotive experience, including Southeast Toyota and JM&A. Greg holds a Bachelor of Arts degree in business from The Citadel.

SPENCER WANDERON
SVP, Indirect Sales
Spencer Wanderon leads APCO’s indirect agency channel nationally, supporting partners in growing their business and driving success in their agency. Spencer and his team employ a responsive relationship-building approach that separates them from the pack and makes them the best in the industry. He holds a Bachelor’s in Finance & Economics from the University of Alabama. His twin girls motivate him to be the best he can be.

JENNIFER HADDOW
SVP, Marketing
Jennifer Haddow brings over 20 years of experience leading marketing strategy and execution, focusing on brand positioning, targeted demand generation, and sales enablement for the APCO Holdings family of brands. She joined APCO in 2015 as Director of Marketing, then Senior Director of Marketing Operations in 2019, and was promoted to Vice President of Marketing in 2023. Prior to joining APCO, Jennifer led creative services for a global medical technology company and held various marketing roles at mortgage services and lending technology companies. She holds a B.A. in Public Relations from the University of Georgia.

YAHAIRA CALERO
VP, Human Resources
Yahaira Calero is an empowering leader with nearly 20 years of experience in human resources, business operations, and customer service within the automotive industry. She joined APCO in 2022 as Director of HR Operations and was promoted to Vice President of Human Resources in 2023. In her current role, Yahaira supports APCO’s leaders with a unique perspective and appreciation that human capital is every organization’s most important asset. Before joining the APCO team, her roles included HR Relationship Manager and various operational roles at JM Family Enterprises. Yahaira received her MBA from Florida Atlantic University and her bachelor’s in criminal justice from John Jay College in New York City.

MARK CORTEZ
Chief Revenue Officer
Mark Cortez is a proven leader with a distinguished industry track record that spans 25 years. Mark joined EasyCare in 2023 as Senior Vice President of Direct Sales. In this role, Mark leads the direct sales distribution channel and oversees the onboarding and integration of agency acquisitions. Mark’s experience in Retail Automotive, F&I Income Development, Product Development, Reinsurance, and Sales Leadership helps EasyCare deliver best-in-class service and support to its direct dealer clients across the country. Mark was a student-athlete at Texas Christian University in Fort Worth, TX. He received a Bachelor’s in Business Administration from TCU’s M.J. Neeley School of Business and was a 4- year letterman/3-year starter on the Horned Frogs football team.

RICO CARROCCIO
Chief of Staff
Rico joined APCO in 2023 and currently serves as a strategic partner to the CEO and President—helping drive alignment, execution, and operational rigor across APCO Holdings. This role translates executive priorities into action, coordinates cross-functional initiatives, and ensures key projects move forward on time and with clarity.

WALTER HOFFMAN
Chief Financial Officer
Walter brings more than 15 years of experience in Finance and Mergers & Acquisitions. When he joined National Auto Care (NAC) in 2021, his main focus was supporting the M&A team, resulting in 21 acquisitions. He then spearheaded the sale of NAC to APCO in January 2023. Since the merger, Walter has led the Finance department and most recently, the Compensation and Treasury teams. Prior to joining APCO, Walter was a Vice President within the investment banking division at Bank of America Merrill Lynch in New York. Walter holds an MBA from Duke University and a Bachelor of Arts from The University of Virginia.
