About Earnipay
The App for Salary Earners Building Their Future Welcome to the app where money works for you. With Earnipay, you’re in control—whether it’s saving smarter, accessing loans or your salary on demand, or getting rewards for...
The App for Salary Earners Building Their Future
Welcome to the app where money works for you. With Earnipay, you’re in control—whether it’s saving smarter, accessing loans or your salary on demand, or getting rewards for every smart money move, we are here to help you take control of your financial future and achieve your goals.
With Earnipay, you can:
• Access Loans - Secure salary loans with affordable rates and flexible terms.
• Save & Earn - Earn bigger and better returns on your money with high-interest savings options.
• Access Your Salary, On Demand - No more waiting for payday.
• Fast and Secure Payments - Pay bills, send money, and transfer funds with ease.
• Unlock Rewards: Enjoy exclusive rewards and discounts with every money move you make.
• Smart Money Tracking: Get insights into your spending habits and stay on top of your finances.
• And much more!
Start your journey towards financial freedom today. Download the Earnipay App and make money work for you.
Key Features:
• User-friendly interface for easy navigation
• Personal loans with competitive interest rates
• Flex and Goal-based savings with high-interest and progress tracking
• On-demand pay for financial flexibility
• Convenient bill payment and fund transfers
• Spending insights for better financial management
• Bank-level security and data encryption for peace of mind
• Biometric authentication for secure login
• Instant notifications for account activity
• Dedicated customer support
Join thousands of satisfied users who are already taking control of their financial future with Earnipay.
Jul 21, 2025
Version 2.5.0
We’re continuously improving your experience on Earnipay. Here’s what’s new in this update:
• Seamless transfers.
• Bug fixes
Previous Versions
Here you can find the changelog of Earnipay since it was posted on our website on 2023-06-27 14:09:43.
The latest version is 2.5.0 and it was updated on 2026-06-13 13:07:25. See below the changes in each version.
Earnipay version 2.5.0
Updated At: 2025-07-21
Changes: Jul 21, 2025
Version 2.5.0
We’re continuously improving your experience on Earnipay. Here’s what’s new in this update:
• Seamless transfers.
• Bug fixes
Earnipay version 2.4.4
Updated At: 2025-05-15
Changes: May 15, 2025
Version 2.4.4
We’re continuously improving your experience on Earnipay. Here’s what’s new in this update:
• Enhanced Savings Feature: Flex and Goal savings.
• Vault Savings - is now available!
Earnipay version 2.4.3
Updated At: 2025-05-01
Changes: May 1, 2025
Version 2.4.3
We’re continuously improving your experience on Earnipay. Here’s what’s new in this update:
• Enhanced Savings Feature: Flex and Goal savings.
• Vault Savings - is now available!
Earnipay version 2.4.2
Updated At: 2025-02-25
Changes: Feb 25, 2025
Version 2.4.2
We’re continuously improving your experience on Earnipay. Here’s what’s new in this update:
•Enhanced KYC Process: We now collect education and income details to better understand your financial needs and provide a more personalized experience.
•New Spinner Loader: Enjoy a smoother and more visually appealing loading experience with our new spinner animation.
Earnipay version 2.4.0
Updated At: 2025-01-11
Changes: Jan 11, 2025
Version 2.4.0
Earnipay just got juiced! We’ve made some pretty radical changes to the app and we’re sure you’ll love it. Our goal is still to help you get the best out of your money, and here’s how we’re helping you do that.
What’s New in Earnipay
Fresh New Look: The app you love now has style, just like you. Experience a modern, visually stunning experience, now with an option for Dark mode for the people who think they’re better than the rest of us.
Faster Performance: Time waits for no man, so our Engineers tweaked the app to give you quicker loading time and more responsive functionalities that move as fast as you.
Improved Onboarding: Some users are at war with their Telcos and don’t get OTPs, so we added an option to send your OTP to WhatsApp instead. We’re on your side. We also added a feature that displays the reason address verification failed, letting you know what needs to be done.
Insights: No more village people, see exactly where your money is going with insights! Categorise transactions and receive reports on how you’re spending your money.
Personalisation: Your account is not a BRT bus, you’re not sharing it with anyone. Upload and edit your profile picture to personalise your account to your taste.
Points Leaderboard: Performing certain activities on the app still grants you points you can redeem for perks, and now we have added a Leaderboard to show and reward our most active users. Most active being you, right?
And there’s more!
On-Demand Pay Enhancements: Employees can now directly generate their employee code without having to wait for their Employer. We told you, we’re on your side.
Improved Transfers: Inputting an account number in the transfer menu now generates the most likely banks, shortening that journey. You can still search manually if you need to. Also, word on the streets is that our transfers are blazing fast.
Transaction Limit Controls: Trying to stay disciplined? Or trying to buy a plane? You can now raise or lower your transaction limit at will. Want even higher limits? You’ll still need to contact us for that.
Customer Hub: We actively put you on to events, jobs, and opportunities through the newsletter. This now has a permanent home on your app homepage. Additionally, you can also access the blog, YouTube channel, newsletters, and more in one place.
Thank you for choosing Earnipay! We’re thrilled for you to experience the revamped app and all the exciting features in this release. Explore, enjoy, and reach your financial goals!
Earnipay version 2.3.9
Updated At: 2024-12-10
Changes: Dec 10, 2024
Version 2.3.9
Earnipay just got juiced! We’ve made some pretty radical changes to the app and we’re sure you’ll love it. Our goal is still to help you get the best out of your money, and here’s how we’re helping you do that.
What’s New in Earnipay
Fresh New Look: The app you love now has style, just like you. Experience a modern, visually stunning experience, now with an option for Dark mode for the people who think they’re better than the rest of us.
Faster Performance: Time waits for no man, so our Engineers tweaked the app to give you quicker loading time and more responsive functionalities that move as fast as you.
Improved Onboarding: Some users are at war with their Telcos and don’t get OTPs, so we added an option to send your OTP to WhatsApp instead. We’re on your side. We also added a feature that displays the reason address verification failed, letting you know what needs to be done.
Insights: No more village people, see exactly where your money is going with insights! Categorise transactions and receive reports on how you’re spending your money.
Personalisation: Your account is not a BRT bus, you’re not sharing it with anyone. Upload and edit your profile picture to personalise your account to your taste.
Points Leaderboard: Performing certain activities on the app still grants you points you can redeem for perks, and now we have added a Leaderboard to show and reward our most active users. Most active being you, right?
And there’s more!
On-Demand Pay Enhancements: Employees can now directly generate their employee code without having to wait for their Employer. We told you, we’re on your side.
Improved Transfers: Inputting an account number in the transfer menu now generates the most likely banks, shortening that journey. You can still search manually if you need to. Also, word on the streets is that our transfers are blazing fast.
Transaction Limit Controls: Trying to stay disciplined? Or trying to buy a plane? You can now raise or lower your transaction limit at will. Want even higher limits? You’ll still need to contact us for that.
Customer Hub: We actively put you on to events, jobs, and opportunities through the newsletter. This now has a permanent home on your app homepage. Additionally, you can also access the blog, YouTube channel, newsletters, and more in one place.
Thank you for choosing Earnipay! We’re thrilled for you to experience the revamped app and all the exciting features in this release. Explore, enjoy, and reach your financial goals!
Earnipay version 2.3.7
Updated At: 2024-10-09
Changes: Oct 9, 2024
Version 2.3.7
Earnipay Release Notes
Version 2.3.7 | Date: October 8, 2024
What's New in Version 2.3.7
We’ve been working hard to improve your experience! In this update, we’ve added exciting new features, improved performance, and squashed some bugs to make your app journey even better.
New Features:
- Loans: You can now apply for loans directly through the app. Get your loan limit, and request for a loan instantly, with flexible repayment timelines.
- Flex Savings: Introducing Flex Savings! Earn competitive interest on your funds, and access your savings anytime without penalties.
Improvements:
- Improved Goal Savings: We’ve enhanced our goal savings feature, now including halal options to ensure your savings align with your values.
- Improved Bill Payments: We've streamlined our bill payments process for quicker transactions. Pay for utilities, airtime, and more with just a few taps.
- Improved KYC Verification: Our KYC process is now faster and more intuitive. Upload your documents in a few easy steps and get verified in no time.
Security Improvements:
- Device Registration: Secure your account with our new device registration feature, enabling access to your account on only one device at a time.
- Fraud Monitoring: Enhanced fraud detection algorithms now provide even greater protection against suspicious activities, ensuring your financial security.
We’re always here to help! If you encounter any issues, reach out to our support team via
[email protected]
Earnipay version 2.3.4
Updated At: 2024-05-08
Changes: May 8, 2024
Version 2.3.4
Earnipay Partners with Stanbic IBTC! (Version: 2.3.4)
Enhanced Security, Efficiency & More!
We're thrilled to announce our exciting partnership with Stanbic IBTC, a leading financial institution, as our new virtual account provider! This collaboration brings you several benefits:
- Stronger Security: Enjoy peace of mind with Stanbic IBTC's robust security measures protecting your financial information and transactions.
- Faster Processing: Experience faster and more efficient processing of your transactions thanks to advanced technology.
- Future-Proof Services: Get ready for exciting new features and a wider range of financial services on the horizon.
Seamless Transition:
Your account numbers will be updated to Stanbic IBTC accounts. Don't worry, your access remains uninterrupted. Your new details will seamlessly integrate into our system for a smooth transition.
Questions?
Our dedicated customer support team is here to assist you! Feel free to reach out if you have any concerns.
Thank you for choosing Earnipay!
Earnipay version 2.3.3
Updated At: 2024-04-15
Changes: Apr 15, 2024
Version 2.3.3
Bug fixes and improvements
Earnipay version 2.3.1
Updated At: 2024-03-25
Changes: Mar 25, 2024
Version 2.3.1
NIN/BVN Linkage Support: Seamlessly link your National Identification Number (NIN) and Bank Verification Number (BVN) to your Earnipay account to stay compliant with recent directives from the Central Bank.
Security Enhancements: We've fortified our security measures for all communication between our servers and the Earnipay mobile app. Your data remains confidential and protected, safeguarding against potential threats.
Disclaimer
Official App Store Link
We do not host Earnipay on our servers. We did not scan it for viruses, adware, spyware or other type of malware. This app is hosted by Apple and passed their terms and conditions to be listed there. We recommend caution when installing it.
The App Store link for Earnipay is provided to you by apps112.com without any warranties, representations or guarantees of any kind, so access it at your own risk.
If you have questions regarding this particular app contact the publisher directly. For questions about the functionalities of apps112.com contact us.