Direct Subsidized & Unsubsidized Student Loans
Direct Student Loans are loans available to undergraduate and graduate students with the US Department of Education acting as the lender.
There are two types of Direct Student Loans – Subsidized and Unsubsidized.
Direct Subsidized Student Loans
Direct Subsidized Loans are need-based loans available to undergraduate students. The US Department of Education pays the interest while you are in school at least half time, for the first six months after you leave school (also known as grace period), and during periods of deferment.
Payments are automatically deferred while you are in school at least half time. Undergraduate borrowers may receive the interest subsidy for up to 150% of the published length of their program (6 years for most students at DeHart Technical School; varies by program and student type).
Interest Rates
- The interest rate for loans first disbursed after July 1, 2024, is fixed at 6.553%
- The interest rate for loans first disbursed after July 1, 2025, is fixed at 6.392%
Origination Fees
- The origination fee for loans first disbursed after October 1, 2024, is 1.057%.
- The origination fee for loans first disbursed after October 1, 2025, is 1.057%
- Rates and origination fees are subject to change.
Use our third-party servicer FASLINE which works in conjunction with DOE to help determine your origination fees when figuring loan amounts.
Direct Unsubsidized Student Loans
Direct Unsubsidized Loans are non-need-based loans available to undergraduate and graduate students.
You (the borrower) are responsible for the interest from the disbursement date, including while you are in school, during your grace period, and during periods of deferment.
Payments are automatically deferred while you are in school at least half time but interest will accrue on the balance of the loan.
Interest Rates
- The interest rate for loans first disbursed after July 1, 2024, is fixed at 9.08%
- The interest rate for loans first disbursed after July 1, 2025, is TBD fixed at 8.942%
Origination Fees
- The origination fee for loans first disbursed after October 1, 2024, is 4.228%
- The origination fee for loans first disbursed after October 1, 2025, is 4.228%
Interest rates and origination fees are subject to change.
Third party servicer FASLINE works in conjunction with DOE to help determine your origination fees when figuring loan amounts.
Direct Parent Plus Loan
Direct Parent PLUS Loans are loans available to parents of undergraduate students. The US Department of Education serves as lender.
Direct Parent PLUS Loans are unsubsidized, and the borrower is responsible for interest from the disbursement date. Payments begin when the loan is fully disbursed but may be deferred while the student beneficiary is in school at least half time.
Interest Rates
- The interest rate for loans first disbursed after July 1, 2022, is fixed at 7.54%
- The interest rate for loans first disbursed after July 1, 2023, is TBD
Origination Fees
- The origination fee for loans first disbursed after October 1, 2022, is 4.228%
- The origination fee for loans first disbursed after October 1, 2023, is TBD
Interest rates and origination fees are subject to change.
Third party servicer FASLINE works in conjunction with DOE to help determine your origination fees when figuring loan amounts.
For More Information About
- Class Schedules
- Current Cost & Payment Options
- Financial Options
Reviews From Our Students
Accredited HVAC/R Facilities Maintenance Program
Financial Options & Affordable
Payment Plans(Just about every student gets it)
Job Placement(We help match you with an employer)
Next Class Starts Soon
Classes are filling up quickly.
Why DeHart Technical School?
Hands-On Training
Students of our programs earn certifications and master HVAC, Refrigeration and Facilities Maintenance, Electrical, and Plumbing Industry Skills that make them highly valuable to employers with many getting job offers before they have even graduated.
Flexible Class Times
Most students work while going to school, classes start every month with morning, afternoon, and evening sessions available Monday-Friday.
Job Placement for Life
Career assistance doesn’t stop once you graduate from DeHart Technical School. Our graduates enjoy assistance with job skills and placement for life.
High Placement Rate(Virtually all students are employed shortly after graduating our program)
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Reserve A Spot In The Next Class(Our classes fill up fast)
Is an HVAC/R and Facilities Maintenance Career Right For You?Everyone can do it!
Most Students are Hired Prior To or Shortly After Graduation
DTS Graduates at a Glance:
hired our graduates
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