The American Bankers Association posted an open letter to the U.S. Senate, signed by 3,200 bankers, demanding that the CLARITY Act prohibit stablecoins from offering yields to investors. The bankers argue that "stablecoin rewards will siphon trillions from local lending, leaving less money available for car loans, agricultural loans, mortgages, and small business borrowing that drive local economies."

Well, here we are, in yet another “crypto winter” – a period of massive price declines. Bitcoin has fallen more than 50% from its high before rising somewhat; Ethereum, the second-largest digital asset by market cap, has fallen 60% from its high. The real carnage, though, is worse: more than 13,000 digital coins and tokens have dropped 98% from their highs – including the $TRUMP token (90% loss).

Bitcoin’s split personality in 2025 has advisors facing two stories at once. Longtime holders are selling into strength while institutions, wirehouses and even states are building positions at record scale. With ETF inflows rising, regulatory hurdles falling and corporate adoption accelerating, today’s volatility reflects a broad shift in ownership rather than a breakdown in fundamentals. Here's how to explain this transition to clients and why steady allocation and rebalancing remain the right approach.

Americans are increasingly frustrated with the costs, limits, and slow pace of traditional finance. New national research from Ipsos shows a growing desire for greater control, transparency, and security – and a willingness to explore DeFi when clear rules are in place. The findings offer important context for advisors as digital assets evolve from niche to mainstream.

Two of the largest TradFi firms just opened the door to massive crypto adoption. Vanguard will now let its 50 million customers buy bitcoin, Ethereum and Solana ETFs, and Bank of America is allowing its advisors to recommend a 1-4 percent allocation. With trillions in assets behind these moves, even modest flows could meaningfully lift bitcoin’s market cap and accelerate crypto’s mainstream integration.

In a time when governments keep piling on debt, the ability to store wealth without relying on a government, bank or other third party becomes an increasingly valuable service.

Despite record inflows from ETFs and corporations, bitcoin has trailed gold this year. But the same trends lifting gold could soon benefit bitcoin. Here’s how.

As digital assets become part of everyday wealth, questions about how they’re passed on are growing more urgent. Estate planning now has to account for private keys, crypto wallets and laws governing digital access after death.

Stablecoins are becoming the on-ramp for institutions entering digital assets. With new bank partnerships and yield-bearing models emerging, advisors need to understand how these assets fit into portfolios and client strategies. Let's break down the mechanics, use cases and best practices for integrating stablecoins responsibly.

As financial advisers, our core responsibility is to act in our clients’ best interest and perform diligent research before recommending any investment strategy. In today’s rapidly evolving financial landscape, that responsibility increasingly includes digital assets.

Our prediction: Q4 flows into bitcoin ETFs will set a record. Here are three reasons why.

Grayscale recently launched the first-ever staking spot crypto ETPs in the U.S. – a groundbreaking milestone for the future of crypto investing. But what exactly is “staking,” and why does it matter? Discover the answers as they break down how staking works, its role in securing blockchain networks and the potential risks and rewards investors should be aware of.

Credibility is the foundation of every fiat currency. But today, in the U.S. that foundation looks increasingly fragile. Rising public debt, higher bond yields, and persistent deficit spending are raising doubts about whether the U.S. government can continue to credibly commit to low inflation.

In the rapidly evolving world of digital assets, Digital Asset Treasury companies (DATs) have emerged as a unique bridge between traditional finance and cryptocurrency. For financial advisors, DATs offer an indirect way to integrate digital asset exposure into client portfolios without the complexities of direct crypto custody. Here's what DATs are, how they operate and whether they merit consideration for advisory portfolios, balancing their potential against inherent risks.

Recently, the White House issued an executive order titled: “Democratizing Access to Alternative Assets for 401(k) Investors”. The policy objective: enhance net risk-adjusted returns across $10+ trillion invested by over 90 million defined contribution plan participants. The order specified six types of alternative assets destined for 401(k) plans, including digital assets.

The GENIUS Act is the new U.S. law on stablecoins. Let’s cut through the talking points and marketing, and get down to brass tacks.

As bitcoin gains momentum with institutional investors, a clear, data-driven, long-term forecast is more important than ever. Bitwise’s first-of-its-kind report, "Bitcoin Long-Term Capital Market Assumptions," provides the insights investors need to understand how bitcoin could fit into portfolios over the next decade.

Too many of you have argued that fiat money gets eroded as governments and central banks print money, cut interest rates or increase deficits. You note that the U.S. dollar has lost 97% of its value in the last 100 years, and 40% since 2000.

As digital assets mature, their similarities to precious metals are striking – and their differences are just as important. Here’s what today’s market data says about their role in a diversified portfolio.

For years, I’ve been telling you that the institutions would eventually engage in crypto, and that their massive asset flows would generate significant price increases. That engagement is now underway – giving you one last chance to invest before their onslaught of investment takes crypto prices to new all-time highs. You need to act soon or you and your clients will miss this opportunity forever.

While headlines focus on trade wars, the real driver of crypto markets is global liquidity. With $5 trillion added to the money supply in Q1 alone, risk assets like bitcoin and Ethereum are primed for a summer rally.

Ethereum created its first block on July 30, 2015, launching what would become the second-largest digital asset in the world.

The price of Ethereum is up more than 65% in the past month, and over 160% since April. But I think it’s headed higher still in the coming months, and for a simple reason: supply and demand.

In the early days of ETFs, infrastructure didn’t matter much to advisors. What mattered? Low fees, liquidity, and tax efficiency. Nobody cared whether a fund ran on ETF Series Trust XYZ or Custody Platform ABC. The infrastructure was invisible. Tokenization changes that – it makes infrastructure part of the product.

Every asset in crypto is somehow related to blockchain technology and shares the same basic market structure — but that’s where the commonalities end. The asset class includes an incredible array of software technologies with applications in consumer finance, artificial intelligence (AI), media and entertainment, and other fields.

Every asset in crypto is somehow related to blockchain technology and shares the same basic market structure — but that’s where the commonalities end. The asset class includes an incredible array of software technologies with applications in consumer finance, artificial intelligence (AI), media and entertainment, and other fields.

It’s official: this is Crypto Week – the first time Congress has made such a declaration. The House of Representatives is devoting the entire week to advancing legislation to finally bring clarity to digital assets. Lawmakers are considering three major bills, each of which would affect both the crypto market and your work as a financial professional.

The traditional 60/40 stock-bond allocation model is dead due to unprecedented rates of longevity brought about by remarkable advances in exponential technologies.