Helping condo boards, strata corporations, and property managers access fast, flexible financing for capital repairs, reserve fund shortfalls, and special assessments.
Trusted by condo corporations and strata councils across Ontario, BC, and Alberta
HOW IT WORKS
We cut through the complexity of traditional lending with a straightforward process designed around how condo corporations actually work.
Share your financing need — whether it’s a reserve fund shortfall, special assessment, or capital repair project. Our team responds within one business day with a clear path forward.
We design a financing structure tailored specifically to your corporation’s needs. Loan amount, repayment term, and unit owner impact are all considered before you commit to anything.
Once approved, funds are deployed directly to your corporation. Your building gets the work done with no special levies and no financial disruption to owners.
Facing an unexpected special assessment that owners can’t absorb all at once? We provide financing that spreads the cost over time — so your building gets the repairs it needs now without placing an immediate financial burden on unit owners.
Condominium Lending Group works directly with condo boards and strata corporations across Ontario and BC to structure special assessment financing that works for everyone. Instead of issuing a large special levy, your corporation borrows the funds and repays over a defined term — keeping owners satisfied and your building’s financial health intact.
Reserve fund shortfalls are one of the most common financial challenges condo boards face across Canada. Rising construction costs, aging building systems, and underfunded reserve fund studies have left thousands of condo corporations without the capital they need to maintain their buildings properly. Our financing bridges the gap between what your reserve fund holds and what your building actually needs.
Whether your reserve fund study has identified a significant shortfall or your board is facing an upcoming capital project with insufficient funds, Condominium Lending Group provides flexible reserve fund financing solutions tailored to your corporation’s specific situation. We help condo boards across Canada access the capital they need without disrupting owner finances or triggering emergency special levies.
Roofs, windows, elevators, parking structures, building envelopes — major capital repairs can’t wait. Deferred maintenance accelerates deterioration, increases liability, and ultimately costs condo corporations significantly more than addressing issues promptly. We fund the work upfront so your building stays safe, compliant, and protected against further damage.
Our capital repair financing programs are designed specifically for condominium corporations managing large-scale building system replacements. From building envelope repairs and HVAC system installations to window replacements and roof repair financing, we structure loan terms that align with your reserve fund study recommendations and your board’s long-term financial plan — so repairs happen on schedule, not when your budget finally catches up.
Need a condominium construction loan for a major building systems upgrade or new construction project? Traditional lenders rarely understand the governance structure of condo corporations — approvals require board votes, timelines involve multiple contractors, and disbursements need to align with project milestones. We structure financing that accounts for all of this from the start.
Condominium Lending Group provides condo construction financing that aligns with your project timeline, contractor payment schedules, and corporation cash flow — so nothing stalls mid-project. Whether you’re managing a phased HVAC replacement across multiple units or a full building systems overhaul, our construction loan programs keep the work moving and your board in control of the process from start to finish.
We provide commercial real estate financing solutions for mixed-use condominium properties and commercial lending across Canada. Commercial property financing within a condominium structure presents unique challenges — shared ownership, complex title arrangements, and the need to satisfy both commercial and residential lenders simultaneously. Our team has the experience to navigate these complexities efficiently.
Whether you need commercial mortgage financing for a retail podium within a condominium building, commercial loan financing for a mixed-use development, or tailored commercial lending solutions for an established commercial property, Condominium Lending Group structures deals that work for complex properties. We work with commercial mortgage lenders and financial institutions across Canada to find the right fit for your specific project and timeline.
We offer business financing solutions in Canada for vendors, contractors, and service providers working with condo corporations and strata councils. Cost is one of the biggest barriers to closing contracts with building owners and boards — especially for large capital projects where upfront investment is significant. Our customer financing solutions remove that barrier entirely.
With Condominium Lending Group’s business financing program, you give your clients flexible payment options while you get paid upfront — accelerating your sales cycle and increasing your average contract value. Whether you’re a roofing contractor, mechanical systems installer, or building envelope specialist working across Ontario, BC, or Alberta, our small business financing solutions are designed to support the vendors and contractors who keep Canada’s condominium communities running.
WHY CHOOSE US
Most lenders don’t understand how condo corporations operate. Decisions go through boards, approvals require owner votes, and timelines rarely match a bank’s standard process. Condominium Lending Group was built specifically for this world.
We work with condo boards and strata corporations across Canada — from Ontario to BC — providing specialized financing guidance that general lenders simply can’t offer.
We only work with condo and strata corporations — faster approvals and better structured solutions.
Serving corporations from Ontario to BC with financing that reflects each province's regulations.
Our financing eliminates the need for immediate special assessments — protecting owner relationships.
We understand board governance, approval timelines, and the documentation boards need.
WHO WE WORK WITH
We partner with condo boards, strata councils, and property management companies from Ontario to British Columbia to deliver specialized financing solutions that work.
Financing Arranged
Condo Corporations Served
Provinces & Territories Served
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LATEST RESOURCES
Practical guides, industry insights, and financial education for the people who manage Canada’s condominium communities.
Lyndsey McNally of Condominium Lending Group joined GetQuorum for a...
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Tips for navigating inflation and economic uncertainty
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Tips for navigating inflation and economic uncertainty
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Talk to a condo financing specialist today. No commitment — just a straightforward conversation about your building’s needs and options.
