Terms of Service

1. Acceptance of Terms

By accessing, browsing, or using CoinDiger (the "Service"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms"), as well as our Privacy Policy and all other operating rules, policies, and procedures posted on our website.

If you do not agree to abide by the above, please do not use this service. We reserve the right to modify these Terms at any time. Your continued use of the Service constitutes your acceptance of the modified Terms.

2. Eligibility & Account Registration

2.1 Age Requirement

You must be at least 18 years of age to use this Service. By using the Service, you represent and warrant that you are at least 18 years old and have the legal authority to enter into this agreement.

2.2 Jurisdiction Restrictions

The Service is not available to persons residing in or citizens of certain jurisdictions, including but not limited to:

• United States (OFAC sanctioned countries)
• Iran, North Korea, Syria, Crimea
• Jurisdictions where cryptocurrency services are prohibited by law
• Countries with active sanctions regimes

It is your responsibility to ensure that use of the Service is legal in your jurisdiction. We reserve the right to restrict access to users in certain jurisdictions.

2.3 Account Registration

To use certain features of the Service, you must register for an account. You agree to:

• Provide accurate, truthful, and complete information during registration
• Maintain the confidentiality of your password and account credentials
• Be responsible for all activities that occur under your account
• Notify us immediately of any unauthorized access or breach
• Keep your account information current and accurate
• Not share your account credentials with others

2.4 Identity Verification

We may require identity verification (KYC - Know Your Customer) and AML (Anti-Money Laundering) compliance checks. You consent to:

• Providing government-issued identification
• Proof of address documentation
• Biometric verification (optional)
• Background checks and monitoring
• Information verification with third parties

Failure to complete verification may result in account suspension or termination.

3. User Responsibilities

3.1 Account Security

You are responsible for maintaining the security of your account. You agree to:

• Use strong, unique passwords
• Enable two-factor authentication (2FA)
• Not use public or shared computers for sensitive transactions
• Log out after each session
• Verify SSL encryption (HTTPS) when accessing your account
• Never disclose your private keys or seed phrases

3.2 Data Accuracy

You are responsible for ensuring that all information provided to us is accurate and current. We are not liable for any consequences arising from inaccurate information.

3.3 Acceptable Use

You agree to use the Service in compliance with all applicable laws and these Terms. You will not:

• Interfere with or disrupt the Service
• Attempt to gain unauthorized access to systems or accounts
• Engage in automated scraping or data mining
• Create fake or duplicate accounts
• Abuse the referral program
• Use VPN or proxy services to circumvent geographic restrictions

3.4 Compliance with Laws

You are solely responsible for ensuring your use of the Service complies with all applicable laws and regulations in your jurisdiction, including:

• Tax obligations related to cryptocurrency earnings
• Reporting requirements to government agencies
• Anti-money laundering (AML) regulations
• Know Your Customer (KYC) requirements
• Securities regulations (where applicable)

4. Prohibited Activities

4.1 Strictly Prohibited Conduct

The following activities are strictly prohibited and will result in immediate account termination:

Fraud & Deception

• Providing false information or identity
• Creating fraudulent accounts
• Unauthorized access to accounts
• Money laundering or financial crimes
• Phishing or social engineering attacks

Abuse & Exploitation

• Using bots or automated tools (except where authorized)
• Manipulating or gaming the referral system
• Exploiting platform vulnerabilities
• Spamming or harassing users or staff
• Creating multiple accounts to circumvent restrictions

Illegal Activities

• Violating any applicable laws or regulations
• Using the Service for illegal purposes
• Terrorist financing or sanctions violations
• Drug trafficking or other criminal activity
• Facilitating illegal gambling or betting

Technical Abuse

• Distributing viruses or malware
• Attempting to hack or breach security
• Reverse engineering or decompiling code
• DDoS attacks or systems interference
• Unauthorized access to databases

Harmful Conduct

• Hate speech or discriminatory content
• Threats or harassment toward users or staff
• Sexual exploitation or abuse content
• Defamation and false statements
• Intellectual property infringement

4.2 Consequences

Engaging in any prohibited activity will result in:

• Immediate account suspension or permanent termination
• Forfeiture of all earnings and balances
• Referral to law enforcement (where applicable)
• IP address and device banning
• Legal action for damages
• Reporting to relevant regulatory authorities

5. Services Description

5.1 Service Overview

CoinDiger provides a platform for users to earn cryptocurrency through various activities, including but not limited to:

• Faucet: Earning small amounts of cryptocurrency for claiming rewards
• PTC (Paid to Click): Viewing advertisements and clicking links for rewards
• Offerwalls: Completing surveys and offers for points
• Games: Playing games and achieving milestones
• Tasks: Completing micro-tasks and assignments
• Mining: Cloud mining simulations (not actual mining)
• Shortlinks: Clicking shortened links for rewards
• Lottery: Participating in lottery drawings
• Referral Program: Earning from referred users

5.2 "As-Is" Service Provision

The Service is provided on an "AS-IS" and "AS-AVAILABLE" basis. We make no warranties or representations regarding:

• Availability or uptime of the Service
• Earnings or guaranteed rewards
• Accuracy of information or calculations
• Uninterrupted service operation

5.3 No Guarantees

We do not guarantee:

• Any specific earnings or income level
• Availability of rewards or activities
• Continuous access to the Service
• Specific withdrawal amounts or timing

Earnings based on various activities are variable and depend on user participation, activity availability, and market conditions.

6. Earnings & Payments

6.1 Earnings Calculation

Your earnings are calculated based on:

• Completed activities (faucet claims, PTC views, etc.)
• Referral program commissions
• Bonus rewards and promotions
• Any applicable deductions or fees

All earnings are displayed in your account dashboard and are subject to verification and audit.

6.2 Withdrawal Process

To withdraw your earnings:

• Minimum withdrawal amounts apply (varies by cryptocurrency)
• Withdrawals are processed to verified crypto wallets only
• Processing time is typically 5-30 minutes (not guaranteed)
• We reserve the right to undergo additional verification before processing
• Withdrawals may be delayed due to network congestion

6.3 Withdrawal Cancellation

We reserve the right to cancel, reverse, or hold withdrawals if:

• Fraudulent activity is suspected
• Your account is under review
• Violation of these Terms is detected
• Regulatory or legal requirements necessitate it
• Your wallet address appears on sanctions lists

6.4 Forfeiture of Earnings

Your earnings may be forfeited if:

• Your account is terminated for violations
• Fraudulent activity is confirmed
• You violate the Terms of Service
• Court order or regulatory action requires it

7. Cryptocurrency & Withdrawal Terms

7.1 Cryptocurrency Risks

You acknowledge and accept the inherent risks associated with cryptocurrency:

• Volatility: Cryptocurrency prices fluctuate dramatically
• Irreversibility: Transactions cannot be reversed
• Loss Risk: You may lose access to your funds
• Regulatory Risk: Regulations may change and affect value
• Technical Risk: Network issues may affect transactions

7.2 Wallet Address Responsibility

You are solely responsible for:

• Providing correct and valid cryptocurrency wallet addresses
• Ensuring the wallet is compatible with the selected cryptocurrency
• Inability to recover funds sent to incorrect addresses
• Securing your private keys and seed phrases
• Verifying wallet address before withdrawal

We are not responsible for:

• Funds sent to incorrect addresses (user error)
• Cryptocurrency sent to incompatible wallets
• Lost, stolen, or compromised wallets
• Network congestion delays
• Cryptocurrency price fluctuations

7.3 Supported Cryptocurrencies

We currently support withdrawals in:

• Bitcoin (BTC)
• Ethereum (ETH)
• Dogecoin (DOGE)
• Litecoin (LTC)
• Additional cryptocurrencies subject to availability

7.4 Network Risks

Cryptocurrency withdrawals are subject to blockchain network conditions. We are not responsible for:

• Network congestion or delays
• High transaction fees during peak times
• Temporary network outages
• Blockchain reorganizations or forks

7.5 Tax Responsibility

You are solely responsible for:

• Reporting earnings as income (in your jurisdiction)
• Calculating applicable taxes
• Paying taxes owed to government authorities
• Maintaining records of all transactions
• Complying with tax regulations

We provide transaction records for tax reporting purposes. However, we do not provide tax advice. Consult a tax professional regarding your specific obligations.

8. Fees & Charges

8.1 Withdrawal Fees

Withdrawal fees may apply based on the selected cryptocurrency and network conditions:

• Fees are deducted from withdrawal amount
• Network fees (blockchain fees) are separate from service fees
• Fees are disclosed before withdrawal confirmation
• We reserve the right to adjust fees with notice

8.2 Hidden Fees Prohibition

We do not charge hidden fees. All applicable fees are disclosed before transaction approval.

8.3 Service Changes

We reserve the right to:

• Adjust earning rates and reward amounts
• Change minimum withdrawal amounts
• Modify fee structures with notice
• Add or remove features
• Suspend or terminate services

9. Intellectual Property Rights

9.1 Our Intellectual Property

All content on the Service, including but not limited to software, design, graphics, logos, text, and images, is owned by or licensed to CoinDiger and is protected by copyright and intellectual property laws.

9.2 License Grant

We grant you a limited, non-exclusive, non-transferable license to use the Service for personal, non-commercial purposes only. You may not:

• Modify or create derivative works
• Reverse engineer or decompile code
• Copy or duplicate website content
• Use content for commercial purposes without permission
• Bypass any security or technical measures

9.3 User-Generated Content

Any content you submit (feedback, reviews, suggestions) becomes our property. We may use it for any purpose without compensation or attribution.

9.4 Trademark Rights

The CoinDiger name, logo, and associated marks are trademarks of our company. Unauthorized use is prohibited.

10. Limitation of Liability

10.1 Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, INCLUDING:

• Merchantability or fitness for a particular purpose
• Non-infringement of third-party rights
• Accuracy, completeness, or reliability of content
• Uninterrupted or error-free operation
• Security or freedom from viruses/malware

10.2 Limitation of Damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• We are not liable for any indirect, consequential, special, or punitive damages
• Our total liability shall not exceed the amount paid by you in the past 12 months
• Some jurisdictions do not allow limitation of liability; these provisions apply to the maximum extent permitted

10.3 Excluded Damages

We are not liable for:

• Lost profits or business opportunities
• Lost data or corruption
• Loss of goodwill or reputation
• Cryptocurrency losses or market fluctuations
• Third-party claims or actions
• User error or negligence

11. Indemnification

11.1 Your Indemnification Obligation

You agree to indemnify, defend, and hold harmless CoinDiger, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including attorney fees) arising from:

• Your use of the Service
• Violation of these Terms
• Violation of any applicable law or third-party rights
• Your user-generated content or submissions
• Claims by other users or third parties

11.2 Procedure

You agree to:

• Assume full responsibility for defense of any indemnified claim
• Pay all costs and expenses associated with defense
• Not settle claims without our prior written consent
• Cooperate fully in the defense process

12. Dispute Resolution & Arbitration

12.1 Informal Resolution

Before pursuing formal action, you agree to attempt to resolve disputes informally by contacting us at [email protected]. We will attempt to resolve disputes within 30 days.

12.2 Binding Arbitration

YOU AND COINDIGER AGREE THAT ANY DISPUTE SHALL BE RESOLVED BY BINDING ARBITRATION, NOT IN COURT.

12.3 Arbitration Terms

• The arbitration shall be administered by a mutually agreed arbitrator
• Arbitration shall be conducted remotely or by written submission
• Each party bears its own attorney fees (unless fee-shifting applies)
• The arbitration award is final and binding
• Limited appeal rights

12.4 Class Action Waiver

YOU WAIVE YOUR RIGHT TO PARTICIPATE IN CLASS ACTIONS OR CLASS ARBITRATIONS. Disputes must be resolved on an individual basis. We both consent to arbitration on an individual basis only.

12.5 Exceptions

The following are exempt from arbitration:

• Claims for injunctive or equitable relief (to prevent harm)
• Small claims court proceedings (if available in your jurisdiction)
• Government or regulatory proceedings

12.6 Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to conflict of law principles.

13. Account Termination

13.1 Termination by Company

We may terminate or suspend your account at any time, with or without cause, including:

• Violation of these Terms
• Suspected fraud or abuse
• Legal or regulatory requirements
• Suspension or termination of the Service
• To protect our platform or users

13.2 Termination by User

You may request account termination at any time by contacting us. Upon termination:

• Your account will be deactivated
• Access to the Service will be revoked
• Pending withdrawals may be cancelled
• Your data will be handled according to our Privacy Policy

13.3 Effect of Termination

Upon termination:

• All licenses and rights will cease
• Your use of the Service must stop immediately
• Outstanding balances may be forfeited
• You remain liable for any breach or chargeback

14. Changes to Terms

14.1 Right to Modify

We reserve the right to modify these Terms at any time. Changes become effective immediately upon posting to the website unless otherwise specified.

14.2 Notification

For material changes, we will attempt to notify you by email or prominent notice on the website. Your continued use of the Service indicates acceptance of modified Terms.

14.3 Your Right to Refuse

If you disagree with modified Terms, you may discontinue using the Service.

15. Contact Information

15.1 Support & Inquiries

For questions, complaints, or inquiries regarding these Terms, contact us at:

15.2 Complaints Process

• Submit complaints in writing with detailed description
• Include relevant account and transaction information
• We will respond within 14 business days
• For unresolved disputes, refer to Section 12 (Dispute Resolution)