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Privacy Policy

Clearview Merchant Consulting LLC (“Clearview“, “we“, “our“, or “us“) empowers hospitality operators with transparent, fee‑free payment solutions. Protecting your privacy is foundational to that promise. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit https://clearviewmc.net (the “Site“) or use any Clearview products, mobile applications, or services (collectively, the “Services“).

By accessing or using our Site or Services, you consent to the practices described below. If you do not agree, please refrain from using the Site or Services.

 

1. Information We Collect

Category Examples Collected From
Account & Contact Data Name, business name, mailing address, email, phone, role/title Merchant onboarding forms; demo requests; events
Payment Processing Data Truncated PAN, tokenized card data, transaction amount, authorization codes, settlement details PMS gateway integrations; payment terminals
Compliance & Verification Data Tax ID/EIN, government‑issued IDs, utility bills, bank statements, KYC/KYB information Merchant onboarding packet
Usage & Device Data IP address, browser type, referral URLs, pages viewed, time spent, error logs Cookies; analytics pixels
Marketing Data Newsletter preferences, survey responses, campaign interactions Typeform, LinkedIn Lead Gen Forms

We do not knowingly collect information from children under 16, and our Services are directed exclusively to businesses.

 

2. How We Use Information

  1. Provide & Operate the Services — underwriting, risk scoring, transaction routing, funding, chargeback management, customer support.

  2. Comply with Legal & Card‑Network Rules — PCI DSS, NACHA, Visa & MasterCard rules, AML/KYC laws, IRS 6050W reporting.

  3. Improve & Secure the Services — analytics, debugging, load testing, fraud detection, feature development.

  4. Marketing (Opt‑In) — send product updates, event invitations, and educational content. You may opt‑out any time via the unsubscribe link.

  5. Contractual Communications — policy updates, fee notices, service alerts, funding confirmations.

 

3. Legal Bases (GDPR/EU/UK)

We process Personal Data under one or more of the following bases: contract performance, legitimate interests (e.g., network security, fraud prevention), legal obligation, and consent (where required for marketing cookies).

 

4. How We Share Information

  • Payment Networks & Banks – acquiring banks, card networks, ACH operators, and gateway providers to execute transactions.

  • Service Providers – cloud hosting, analytics, communications, and KYC vendors bound by confidentiality and data‑processing agreements.

  • PMS & Software Integrations – at your direction, to enable booking and reconciliation workflows.

  • Corporate Transactions – business transfers, mergers, or acquisitions where permissible by law.

  • Legal & Risk – when required by subpoena, court order, card‑brand investigation, or to protect Clearview, our merchants, or users.

We never sell Personal Data.

 

5. Cookies & Tracking

We use first- and third-party cookies (e.g., Google Analytics 4, LinkedIn Insight Tag) to understand traffic, measure campaigns, and improve Site functionality. Cookies help us recognize returning visitors, remember preferences, and analyze how the Site is used.

You can control cookies through your browser settings. Disabling cookies may impact certain Site features (for example, calculator persistence).

 

6. Advertising & User-Provided Data

With your consent, we may collect and share certain user-provided data (such as hashed email addresses or phone numbers) to help personalize advertising, build remarketing audiences, measure campaign performance, and improve our Services. This information is processed securely and in hashed form before it is used for analytics or advertising.

We use Google Analytics 4 and Google Ads for remarketing, audience insights, and campaign optimization. These tools may also place cookies or similar technologies on your browser to understand how you interact with our Site and to serve relevant ads.

You may withdraw consent for advertising and data collection at any time through our cookie settings or your browser controls.

For more information on how Google processes data, see Google’s Privacy & Terms.

 

7. Data Retention

Data Type Retention Period
Merchant contractual records 7 years after account closure (IRS + card‑brand rules)
Transaction & settlement data 2 years minimum; up to 7 years for chargeback evidence
Marketing subscriber data Until you unsubscribe or after 24 months of inactivity
Cookie identifiers 13 months (analytics); session cookies expire on logout

 

8. Security

  • PCI DSS Level 1 certified backend processors (TSYS, Fiserv).

  • TLS 1.2+ encryption in transit; AES‑256 at rest.

  • Role‑based access controls, MFA, annual penetration testing, and 24/7 network monitoring.
    Despite robust controls, no system is 100 % secure; you acknowledge residual risk when transmitting data online.

 

9. Your Rights

Depending on your jurisdiction, you may have rights to access, correct, delete, restrict, or port your Personal Data, and to object to certain processing.
To exercise any of these rights, email [email protected] with the subject line “Data Rights Request.” We will verify your identity and respond within the timeframe mandated by applicable law (e.g., 30 days under GDPR, 45 days under CCPA).

 

10. International Transfers

We are headquartered in the United States. When transferring data from the EEA, UK, or Switzerland, we rely on Standard Contractual Clauses or other approved safeguards.

 

11. Changes to This Policy

We may update this Privacy Policy periodically. Material changes will be announced via email or a banner on the Site at least 15 days prior to taking effect.

 

12. Contact Us

Clearview Merchant Consulting LLC
18911 Hardy Oak Blvd.
San Antonio, TX 78258, USA
+1 (877) 848‑9922
[email protected]