Privacy Policy

Website Usage & Privacy Policies

Last Updated: 23rd December 2025

Terms and Conditions

1. Acceptance of Terms

By accessing and using the Chagterms (Trinidad) Ltd website,you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use this website.

2. Changes to Terms

We reserve the right to modify or revise these Terms and Conditions at any time without prior notice. It is your responsibility to review these terms periodically for any changes. Your continued use of the website after the posting of changes constitutes your acceptance of the revised terms.

3. Use of the Website

  1. You are responsible for maintaining the confidentiality of your account information, including your username and password.
  2. You agree not to use the website for any unlawful purpose or in violation of any applicable laws or regulations.

4. Content

  1. All content on this website, including text, images, graphics, videos, and other materials, is for informational purposes only.
  2. You may not reproduce, distribute, modify, or otherwise use the content without our prior written consent.

5. User-Generated Content

  1. If you submit any content to the website, including comments, reviews, or other user-generated content, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and distribute that content.
  2. You are solely responsible for the content you submit, and it must not violate any third-party rights or be offensive, illegal, or harmful.

6. Privacy

  1. Our Privacy Policy governs the collection and use of your personal information on this website. By using this website, you consent to our Privacy Policy.

7. Intellectual Property

  1. All intellectual property rights related to the website, including trademarks, copyrights, and patents, are owned by or licensed to us.
  2. You may not use our intellectual property without our prior written consent.

8. Limitation of Liability

  1. We do not guarantee the accuracy or completeness of the information on this website. Your use of the website is at your own risk.
  2. We are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website.

9. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or losses arising out of your use of the website or your violation of these Terms and Conditions.

10. Termination

We reserve the right to terminate or suspend your access to the website at our discretion, without notice, for any reason.

11. Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of Trinidad and Tobago. Any disputes arising from these terms will be subject to the exclusive jurisdiction of the courts in Trinidad and Tobago.

12. Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

13. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at info@chagterms.com.

Privacy Policy

We at Company Name  are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines the types of personal information we collect, how we use it, and your choices regarding how this information is used.

What Information We Collect

We collect several types of information from visitors to our website, including:

Contact Information

When you contact us via our website’s contact form, we collect your name, email address, phone number (optional), and any message you include in the form. This information is used solely for the purpose of responding to your inquiry and providing you with the information or services you have requested.

Google Analytics Data

Our website uses Google Analytics to collect and analyse information about how visitors use our site. This data includes information such as your IP address, browser type, device type, pages visited, and time spent on each page. We use this information to improve our website’s performance, functionality, and user experience.

Cookies and Similar Technologies

We use cookies and similar technologies to collect information about your browsing behaviour, such as the pages you visit, the links you click, and your preferences. Cookies are small text files that are stored on your device by your browser. We use this information to personalize your experience, improve our website, and deliver targeted advertising. You can manage your cookie preferences through your browser settings.

Social Media Data

We may collect information from social media platforms if you interact with us through these platforms, such as by liking or sharing our content. This information may include your name, email address, and social media profile information.

How We Use Your Information

We use the information we collect from you in the following ways:

  1. To respond to your inquiries and provide you with the information or services you have requested.
  2. To analyse visitor behaviour and improve our website’s performance, functionality, and user experience.
  3. To personalize your experience and deliver targeted advertising.
  4. To comply with legal and regulatory requirements.

Your Choices

You can choose not to provide contact information by not using our website’s contact form. However, please note that if you choose not to provide this information, we may not be able to respond to your inquiries or provide you with the information or services you have requested.

If you do not want your Google Analytics data to be collected, you can opt out of Google Analytics by installing the Google Analytics Opt-Out Browser Add-On, available at https://tools.google.com/dlpage/gaoptout/.

You can manage your cookie preferences through your browser settings.

Disclosure of Your Information

We do not disclose your personal information to third parties, except as required by law or as necessary to protect our rights or property.

Data Security

We take reasonable measures to protect the security of your personal information and to prevent unauthorized access, disclosure, or modification encrypting data transfer with Secure Sockets Layer (SSL) technology.

Changes to this Privacy Policy

We may update this Privacy Policy from time to time. Any changes we make will be posted on this page, with the updated Privacy Policy effective upon posting.