Fund case expenses with Cartiga Working Capital, not your own money. The interest you'd otherwise absorb is recovered at settlement, so your real cost on those dollars heads toward zero.
What case costs cost you
myCartiga · planning estimate
What does your firm advance on case costs in a typical year?
Your money, locked in case files
$375,000
Sitting in active cases at any moment — roughly 1.5× your annual case-cost spend, waiting ~18 months to settle.
Interest you absorb each year
$90,000
The interest that accrues on those case-cost dollars — recovered at settlement instead of absorbed by the firm.
On case-cost dollars, your effective borrowing cost heads toward ~0% as the case covers it.
Planning estimate · 18-mo avg duration · $50K–$5M sized to your docketHow it works
Draw an advance, report each expense in myCartiga as you spend, let the interest accrue while the case is pending, and recover it at settlement — where the plaintiff's net is protected first.
Borrow from the line — built on your docket, not your operating account — to pay case expenses as the work demands them.
Built for plaintiff firms
Your money shouldn't sit in case files for years. The line funds the work, the interest is recovered at settlement, and the plaintiff is protected the whole way through.
Stop locking capital in case files for 18 months. Fund the costs from the line and keep your cash liquid.
Interest on case-cost dollars is recovered at settlement, so your effective rate on them heads toward zero.
Underwritten on the value of your active cases — not your house. No personal guarantee.
Interest is last in the waterfall, capped by proceeds, and waivable to zero. Their net is never pushed below what it would have been.
Attorney FAQ
No — it's our working-capital line, the same instrument firms already use. "Case cost financing" is the recovery mechanism that applies to the dollars you draw for case expenses: the interest on them is recovered at settlement instead of absorbed by the firm.
No. The cost of financing the case existed before — your firm was absorbing it. The product moves it off the partner. The interest is last in the waterfall, capped by available proceeds, and you can waive it down to zero on any case. The plaintiff is held harmless and can never go below what they'd otherwise net.
Proceeds are paid in order: attorney fee, cost reimbursement, then case-cost interest. If they run short, the interest line is the first thing trimmed and the firm absorbs the gap. If a case is lost there's no recovery on it — the line keeps being repaid by the rest of the docket. One outcome never changes another case's economics.
No. The line is approved on your docket — the value of your active cases — not on your personal assets.
Capital from $50K to $5M, sized to your docket. The line carries an agreed rate like any line of credit; the difference is that on the dollars you spend on case expenses, the interest is recovered at settlement — so your real cost on those dollars approaches zero.
The cases you're already working can fund the costs of working them — and recover the interest along the way.