Updated March 6, 2026. Collecting full payment upfront does not always work for every WooCommerce store. High-ticket items, custom orders, and service-based businesses often need a way to collect partial payments before delivering the final product. That is where prepayment and deposit plugins come in.
These plugins let you split payments into deposits and balances. Customers pay a portion at checkout and the rest later. This approach reduces cart abandonment on expensive products and gives store owners cash flow security before fulfilling orders.
We tested and reviewed 10 WooCommerce prepayment plugins that handle deposits, down payments, partial payments, and installment plans. Each plugin was evaluated on ease of setup, payment flexibility, customer experience, and compatibility with popular payment gateways.
Quick Comparison Table
| Plugin | Best For | Payment Plans | Gateway Support | Price | Rating |
|---|---|---|---|---|---|
| WooCommerce Prepaid for Subscriptions | Subscription prepayments | Prepaid cycles | All WooCommerce gateways | From $8.25/mo | ★★★★★ |
| YITH Deposits and Down Payments | Flexible deposit rules | Fixed, percentage, plans | All major gateways | $129.99/yr | ★★★★★ |
| WooCommerce Deposits by Webtomizer | All-around deposits | Fixed, percentage, plans | Most gateways | $179/yr | ★★★★☆ |
| Deposits for WooCommerce by Jesweb | Service businesses | Fixed, percentage | Stripe, PayPal | $79/yr | ★★★★☆ |
| WooCommerce Deposits & Partial Payments by Acowebs | Partial payment flexibility | Fixed, percentage, plans | Multiple gateways | $49/yr | ★★★★☆ |
| Depositly | Simple deposit setup | Fixed, percentage | PayPal, Stripe | Free / $49 Pro | ★★★★☆ |
| SUMO WooCommerce Deposits | Advanced payment plans | Fixed, percentage, plans | All gateways | $49 (lifetime) | ★★★★☆ |
| WP Jeposit | Budget-friendly stores | Fixed, percentage | PayPal, Stripe | Free | ★★★☆☆ |
| Partially | Layaway and installments | Custom schedules | Stripe | From $9/mo | ★★★★☆ |
| WooCommerce Deposit & Part Payment by Jeffy | Lightweight deposit needs | Fixed, percentage | Most gateways | $39/yr | ★★★☆☆ |
1. WooCommerce Prepaid for Subscriptions ★★★★★
If your store runs on WooCommerce Subscriptions, this official extension from WooCommerce is the best way to handle prepayments. It lets customers pay for multiple subscription cycles upfront. Think of it as buying 6 months of a subscription in one checkout instead of paying monthly.
The plugin works smoothly with all WooCommerce payment gateways. Setup takes just a few minutes. You pick which subscription products allow prepayment and set the number of cycles customers can prepay. The checkout experience stays clean and familiar to your buyers.
Store owners benefit from improved cash flow since you collect several months of revenue at once. Customers benefit from the convenience of not worrying about recurring charges. It is a win on both sides. The plugin also handles prorated refunds if a customer cancels mid-cycle.
- Prepay for multiple subscription cycles at checkout
- Works with all WooCommerce payment gateways
- Automatic renewal management after prepaid period ends
- Prorated refund support for cancellations
- Seamless integration with WooCommerce Subscriptions
Pricing: From $8.25/month (billed annually) with WooCommerce marketplace plan.
2. YITH WooCommerce Deposits and Down Payments ★★★★★
YITH delivers one of the most complete deposit plugins for WooCommerce. It lets you collect fixed or percentage-based deposits on any product. You can also create custom payment plans where the remaining balance is split across multiple due dates.
What sets YITH apart is the flexibility. You can set deposit rules globally, per category, or per product. Customers see a clear breakdown of what they owe now and what they owe later. The plugin sends automatic email reminders when balance payments are due. This reduces the manual follow-up work that store owners usually dread.
The admin dashboard gives you a full overview of outstanding balances and payment schedules. You can track who owes what and when. It works with popular gateways like Stripe, PayPal, and most other WooCommerce-compatible processors. YITH also offers solid documentation and support, which matters when you are setting up payment workflows for the first time.
- Fixed amount or percentage-based deposits
- Custom payment plans with multiple installments
- Automatic email reminders for due balances
- Global, category, and product-level deposit rules
- Balance payment tracking dashboard
- Works with Stripe, PayPal, and most WooCommerce gateways
Pricing: $129.99/year with a 30-day money-back guarantee.
3. WooCommerce Deposits by Webtomizer ★★★★☆
Webtomizer’s deposit plugin is one of the most popular options on CodeCanyon. It handles both simple deposits and complex payment plans. You can require a fixed deposit, a percentage, or let customers choose how much to put down.
The payment plan feature stands out. You create schedules with specific dates and amounts. The plugin tracks each installment and sends reminders. Customers can log into their account and see their payment timeline. This transparency builds trust, especially for high-value orders like furniture or custom products.
It integrates well with most WooCommerce gateways. The plugin also supports partial payment through the admin panel, so you can manually record offline payments like bank transfers or checks. One downside is that the interface feels slightly dated compared to newer plugins. But functionally, it covers all the bases.
- Percentage or fixed deposit amounts
- Custom payment schedules with due dates
- Customer-facing payment timeline in My Account
- Admin-side manual payment recording
- Email notifications for upcoming payments
- Compatible with variable and simple products
Pricing: $179/year with 6 months of support included.
4. Deposits for WooCommerce by Jesweb ★★★★☆
Jesweb built this plugin with service businesses in mind. If you run a salon, consulting practice, or event planning company, this plugin makes it easy to collect a booking deposit at checkout. The remaining balance can be collected on the day of service or at a later date you specify.
The setup is straightforward. Pick a deposit type (fixed or percentage), assign it to specific products or categories, and you are done. Customers see the deposit amount clearly at checkout. There is no confusion about what they are paying now versus later.
It works well with Stripe and PayPal. The plugin creates separate orders for deposits and balances, which keeps your accounting clean. You get email notifications when deposits are received and when balances are due. For the price, it offers good value for service-oriented stores.
- Designed for service-based WooCommerce stores
- Fixed or percentage deposits per product or category
- Separate order entries for deposits and balances
- Clear deposit breakdown at checkout
- Email notifications for deposit and balance events
Pricing: $79/year with support and updates.
5. WooCommerce Deposits and Partial Payments by Acowebs ★★★★☆
Acowebs takes a balanced approach to partial payments. The plugin supports deposits, down payments, and installment plans. You set deposit rules at the global, category, or product level. The customer sees a clear split of deposit and remaining balance during checkout.
One feature that stands out is the ability to create multiple payment plans for the same product. For example, a $1,000 item could have a 50% deposit option and a 3-installment plan. The customer picks which option works best for them. This flexibility helps convert customers who might otherwise leave due to the price.
The plugin sends automatic reminders for upcoming payments. The admin panel shows all pending balances in one place. It works with several gateways and supports both simple and variable products. At $49/year, it is one of the more affordable options on this list.
- Multiple payment plan options per product
- Global, category, and product-level deposit rules
- Automatic payment reminders via email
- Supports simple and variable products
- Clean admin dashboard for balance tracking
Pricing: $49/year with all features included.
6. Depositly ★★★★☆
Depositly is a newer plugin that focuses on simplicity. The free version handles basic fixed and percentage deposits. The pro version adds payment plans, automatic reminders, and more gateway options.
Setup takes under five minutes. Install the plugin, go to the settings page, set your default deposit type and amount, and enable it on specific products. The checkout page shows customers exactly what they are paying as a deposit and what the remaining balance will be.
The pro version adds a customer dashboard where buyers can see their payment schedule and make balance payments on their own. This self-service approach reduces the number of support emails you get about outstanding balances. Depositly works best for stores that want a no-fuss deposit solution without the complexity of some larger plugins.
- Free version available with basic deposit features
- Quick setup in under five minutes
- Customer self-service payment dashboard (Pro)
- Automatic balance payment reminders (Pro)
- Works with PayPal and Stripe
Pricing: Free version available. Pro starts at $49/year.
7. SUMO WooCommerce Deposits ★★★★☆
SUMO is a feature-rich deposit plugin available on CodeCanyon. It supports fixed deposits, percentage deposits, and detailed payment plans. You can create multiple installment schedules with custom intervals (weekly, biweekly, monthly, or custom dates).
The plugin includes a payment calendar that shows customers their upcoming due dates. Store owners get a full breakdown of pending, paid, and overdue payments in the admin area. SUMO also supports partial refunds, which is useful if a customer cancels after making a deposit.
One of the best things about SUMO is the lifetime license. You pay once and get updates forever. That is rare in the WooCommerce plugin world. The downside is that the plugin has a lot of settings, which can feel overwhelming during initial setup. But once configured, it runs smoothly.
- Fixed, percentage, and custom payment plans
- Payment calendar for customers
- Admin dashboard with payment status tracking
- Partial refund support
- Lifetime license with ongoing updates
- Works with all WooCommerce gateways
Pricing: $49 one-time payment (lifetime license).
8. WP Jeposit ★★★☆☆
WP Jeposit is a free deposit plugin that covers the basics. It lets you add fixed or percentage-based deposits to WooCommerce products. The plugin creates a deposit order and a separate balance order. Customers pay the deposit at checkout and get notified about the remaining balance.
Since it is free, it lacks some features you will find in premium options. There are no automatic payment reminders, no payment plan schedules, and limited gateway support (mainly PayPal and Stripe). But if you need a simple deposit system and do not want to spend money, it gets the job done.
The plugin works best for stores with a small catalog where you only need deposits on a handful of products. For larger stores with complex payment needs, you will likely outgrow it quickly.
- Completely free to use
- Fixed or percentage deposit options
- Separate orders for deposits and balances
- Basic email notifications
- Works with PayPal and Stripe
Pricing: Free.
9. Partially ★★★★☆
Partially is a SaaS-based solution that integrates with WooCommerce through a plugin. It specializes in layaway and installment payment plans. Instead of a simple deposit-and-balance setup, Partially lets you create detailed payment schedules with custom amounts and due dates for each installment.
The customer experience is polished. Buyers see a clear payment plan breakdown before they commit. After the initial payment, they receive reminders and can make payments through a branded payment portal. This works especially well for high-ticket items like electronics, appliances, or custom-made goods.
Because it is SaaS-based, you do not need to worry about server-side processing for payment schedules. Partially handles the scheduling and reminders on their end. The trade-off is the monthly subscription cost, which can add up for smaller stores. But for businesses that rely heavily on installment payments, the automation and professional experience are worth it.
- Detailed custom payment schedules
- Branded customer payment portal
- Automatic payment reminders and follow-ups
- Works well for high-ticket layaway items
- SaaS-based with no server load
- Integrates with Stripe for payment processing
Pricing: From $9/month based on transaction volume.
10. WooCommerce Deposit and Part Payment by Jeffy ★★★☆☆
Jeffy’s plugin is a lightweight option for stores that need basic deposit functionality without extra bloat. It supports fixed and percentage-based deposits at the product level. Customers see the deposit amount on the product page and at checkout.
The plugin keeps things simple. There are no payment plans or installment schedules. It is strictly a deposit-and-balance setup. The remaining balance appears as a pending order in the customer’s account. Store owners can send a payment link when they are ready to collect the balance.
At $39/year, it is one of the cheapest options. It works with most WooCommerce gateways. If you just need to collect a deposit on a few products and do not need advanced payment plan features, this plugin does the job without unnecessary complexity.
- Lightweight and easy to configure
- Fixed or percentage deposits per product
- Pending balance orders in customer accounts
- Manual payment link generation for balances
- Compatible with most WooCommerce gateways
Pricing: $39/year.
How to Choose a WooCommerce Prepayment Plugin
Picking the right deposit plugin depends on your store type, product prices, and how complex your payment terms need to be. Here are the key factors to consider.
Payment Flexibility
Some plugins only support simple deposits (pay X now, pay the rest later). Others offer full payment plans with multiple installments on custom schedules. If you sell high-ticket items like furniture or custom products, look for plugins with payment plan support. For service businesses that just need a booking deposit, a simpler plugin will work fine.
Gateway Compatibility
Make sure the plugin works with your payment gateway. Most plugins support Stripe and PayPal. But if you use a regional gateway or a less common processor, check compatibility before buying. Plugins like WooCommerce Prepaid for Subscriptions work with all WooCommerce gateways, which gives you the most flexibility.
Automatic Reminders
Chasing customers for balance payments is time-consuming. Plugins with automatic email reminders save you hours of manual follow-up. YITH Deposits and Down Payments and SUMO both excel at automated reminders.
Pricing Model
Deposit plugins range from free to $179/year. Some like SUMO offer lifetime licenses. SaaS options like Partially charge monthly fees. Consider your budget and how critical the deposit feature is to your business. A free plugin might work for a small store, but a premium option with automation features will save time as you scale.
Customer Experience
The checkout experience matters. Look for plugins that show clear deposit breakdowns on the product page, cart, and checkout. Customers should never be confused about how much they are paying now versus later. A good customer-facing dashboard where they can view and manage their payment schedule is a bonus.
Frequently Asked Questions
What is the difference between a deposit and a down payment in WooCommerce?
In practice, they mean the same thing. A deposit or down payment is a partial payment collected at the time of purchase. The remaining balance is collected later. Some plugins use the term “deposit” for service bookings and “down payment” for physical products, but the functionality is identical. You collect part of the total now and the rest at a specified later time.
Can I use a deposit plugin with WooCommerce Subscriptions?
Yes, but it depends on the plugin. WooCommerce Prepaid for Subscriptions is specifically designed for this use case. It lets customers prepay for multiple subscription cycles. Other deposit plugins generally work alongside subscriptions but handle one-time deposits rather than recurring prepayments.
Do deposit plugins work with all payment gateways?
Most deposit plugins work with Stripe and PayPal. Plugins from the official WooCommerce marketplace tend to support all WooCommerce-compatible gateways. Third-party plugins may have limited gateway support. Always check the plugin documentation for your specific gateway before purchasing. Gateways that support saved payment methods work best for automatic balance collection.
What happens if a customer does not pay the remaining balance?
This depends on your plugin and store policies. Most plugins mark the order as “partially paid” or “pending balance.” You can set up automatic email reminders to nudge customers. Some plugins support automatic payment collection if the customer saved their payment method. If all else fails, you may need to contact the customer directly or cancel the order based on your terms of service.
Can I offer different deposit amounts for different products?
Yes. Most premium deposit plugins let you set deposit rules at the product level. For example, you could require a 50% deposit on custom furniture but only a 20% deposit on standard items. Plugins like YITH Deposits and Down Payments also support category-level rules, so you can apply the same deposit percentage to all products in a category without configuring each one individually.
Related Reading
If you are exploring payment and order management options for your WooCommerce store, these guides will help you find the right tools.
- Best WooCommerce Account Funds Plugins for store credit and wallet systems
- Best WooCommerce Recurring Payments Plugins for subscription billing and automated charges
- Best WooCommerce Reservation and Rental System Plugins for booking and rental businesses
- Best WooCommerce Checkout Manager Plugins to customize your checkout experience
- Best WooCommerce Custom Order Status Plugins for tracking deposits and partial payments
Final Thoughts
Adding a prepayment or deposit option to your WooCommerce store can make a real difference. Customers who hesitate at a high price point are more likely to commit when they can pay in installments. Service businesses get the security of a deposit before doing the work. And store owners get better cash flow visibility.
For subscription-based stores, WooCommerce Prepaid for Subscriptions is the natural choice. It is built by WooCommerce and integrates perfectly with the subscription ecosystem.
For general deposit and down payment needs, YITH Deposits and Down Payments offers the best combination of flexibility, automation, and reliability. The automatic reminders alone save hours of manual work each month.
If budget is a concern, start with a free option like WP Jeposit or the free version of Depositly. You can always upgrade to a premium plugin as your store grows and your payment workflow gets more complex.
The key is to pick a plugin that matches your current needs without overcomplicating things. A simple deposit plugin is better than a complex one you never finish setting up.
