About Betterment Invest & Save Money
Build long-term wealth with Betterment, the automated investing and savings app designed to help you reach your financial goals. Whether you’re new to investing or managing a diverse portfolio, Betterment gives you the...
Build long-term wealth with Betterment, the automated investing and savings app designed to help you reach your financial goals. Whether you’re new to investing or managing a diverse portfolio, Betterment gives you the tools, automation, and expert-built portfolios to grow wealth with confidence.
Join 1M+ investors who trust us with over $70B in investments. Start today with as little as $10 and build your financial future with confidence. Betterment is a trusted money management platform that uses automated technology to make investing and saving smart and easy.
💰 Invest & save with confidence
- Start investing and saving with no minimum balance
- Track your cash, savings, and investments in one app
- Manage financial goals for short and long-term growth
💵 Earn 3.25% variable APY* (as of 12/12/25) with Betterment Cash Reserve
- Grow your savings with a high-yield cash account
- Get up to an extra 0.75% APY* with qualifying deposits
- Cash Reserve lets you earn interest even during volatile times at 10x the national average.
- Protect your eligible cash with up to $4M FDIC insurance through program banks. Subject to certain conditions. Learn more: betterment.com/cash-portfolio
📊 Expert-built portfolios
- Choose from low-cost, globally diversified portfolios that match your risk tolerance and goals
- Diversify with stock and bond ETFs
- Explore low-cost, expert-built portfolios like Social Impact, Innovative Technology, or Climate Impact
- Choose bond-only portfolios like Goldman Sachs Tax-Smart Bonds
- We manage all the trading, rebalancing, reinvesting, and tax strategies for you, automatically
📊 Self-directed investing
- Start trading individual stocks, ETFs, and mutual funds, all with a platform you trust.
- Invest in stocks and ETFs with Betterment’s tools by your side
- See your tax impact before you sell
- Trade fractional shares with no commissions
- Invest and build your wealth your way
🧠 Smart automation & optimization
- Betterment’s automated tech does the work for you.
- Automatically reinvest available dividends and rebalance your portfolio
- Improve tax efficiency with tools like tax-loss harvesting
- Automate deposits to grow your investments consistently
- Get expert guidance and advice
🏦 Low fees. Real growth potential.
- Keep more of what you earn while your investments grow.
- Invest for $5/month or 0.25% annually with $24K balance or $200+ monthly deposit
- Upgrade to Premium (0.65%) for unlimited CFP® advisor access
- Certified Financial Planner® professionals, salaried, never commissioned, for a significantly lower management fee
🎯 Plan for retirement & savings goals
- Turn future financial planning into action
- Build retirement savings with IRAs or taxable accounts
- Manage spending with hassle-free, no-fee checking
- Plan income growth and long-term savings
- Track net worth, outside accounts, and investment performance
🚀 So, why Betterment?
Betterment combines investing, crypto, cash, and savings in one easy-to-use app to help you build lasting wealth. With automation, expert-built portfolios, and low pricing, you can invest and save confidently and focus on your financial growth with ease.
Previous Versions
Here you can find the changelog of Betterment Invest & Save Money since it was posted on our website on 2016-11-06 08:20:18.
The latest version is 9.43.0 and it was updated on 2026-06-22 03:28:39. See below the changes in each version.
Betterment Invest & Save Money version 9.43.0
Updated At: 2026-06-15
Changes: Automated dividend reinvestment is now available for self-directed investing. Enable it anytime in your account settings.
Betterment Invest & Save Money version 9.41.0
Updated At: 2026-06-08
Changes: Thanks for using Betterment. This release includes performance improvements and bug fixes.
Betterment Invest & Save Money version 9.40.0
Updated At: 2026-06-01
Changes: Self-directed investing at Betterment is now available for joint and trust accounts.
Betterment Invest & Save Money version 9.37.1
Updated At: 2026-05-04
Changes: New investing customers can get up to $2,000 with a qualifying deposit. Terms apply.
Betterment Invest & Save Money version 9.36.1
Updated At: 2026-04-29
Changes: Eligible cash at Betterment now has higher FDIC coverage—up to $4M for individual and $8M for joint accounts via program banks. Subject to certain conditions. Terms apply: betterment.com/cash-portfolio
Betterment Invest & Save Money version 9.33.0
Updated At: 2026-04-06
Changes: New customers can earn 3.90% APY* with Cash Reserve. Terms apply.
Betterment Invest & Save Money version 9.30.0
Updated At: 2026-03-16
Changes: New investing customers can get up to $1,500 with a qualifying deposit. Terms apply.
Betterment Invest & Save Money version 9.27.1
Updated At: 2026-02-26
Changes: We frequently update our app to provide the best experience. This release includes performance improvements and bug fixes.
Betterment Invest & Save Money version 9.17.0
Updated At: 2025-12-01
Changes: Self-directed investing is here! Invest in stocks and ETFs with Betterment by your side, and tax insights you can’t get anywhere else.
Betterment Invest & Save Money version 9.14.0
Updated At: 2025-11-17
Changes: New customers can earn 4.15% APY* with Cash Reserve. Terms apply.