About Us

We understand the importance of having a reliable funding source for your business needs. We aim to provide you with the best loan options available today so that you can focus on running your business instead of worrying about paying back your loan.

• Partnership – We value your interest in our business, whether you are an investor, borrower, or service provider. We follow a merit-based framework to deliver first-rate loans that assesses and helps us in loan disbursement.
• Trust – Our operations revolve around ‘investor first’, and we keep it never to compromise the credit quality—no matter how much the return is.
• Relationship – We strengthen your business’s growth with all our investors and ensure it stays that way.

We are a reputable private lender in Australia. We also offer alternative ‘low-doc’ lending solutions, such as loans with minimal conditions, cash-out functions, and the ability to repay earlier if you need to secure financing for your next project. Still, We don’t match the preferred profile of the Big Four. For example, you can offer residential or commercial property as collateral, and we will provide you with a loan you can utilize for your specific needs.

At Basic Finance, our proactive approach, competitive results, outstanding service, and compliant products have given us a reputation for doing the impossible. We specialize in business loans, caveat loans, bridging loans, home loans, property development finance, short-term property loans, and loans with rapid settlements for any commercial purpose. We are not only brokers; we lend our funds and can make immediate decisions. Loans are often approved within the hour and funded the next business day.

At Basic Finance, we provide debt finance facilities tailored specifically for Australian residential property developers. Whether you’re scaling up your portfolio or breaking ground on your first major project, we deliver the capital and confidence you need to move forward.

We specialize in both Senior and Mezzanine lending, with facility sizes ranging from $5 million to $50 million, supporting both emerging and well-established developers. We don’t just fund deals; we build partnerships. Our philosophy is simple: if we believe in the project and the team behind it, we commit to the long haul.

​What Makes Our Approach Different?

We don’t believe in off-the-shelf lending. Every solution is built from the ground up and designed around the unique profile of your project, business model, and long-term goals.

Whether you’re:

• An established lender looking to scale up.
• A developer needing fast, flexible capital or
• An early-stage business seeking your first institutional debt facility 
• We’re here to engage, assess, and move with purpose.

If both parties are aligned, we enter a short exclusivity period to carry out due diligence. Crucially, if we identify any gaps during this phase especially for younger businesses we don’t just walk away. We actively work with you to refine and strengthen the areas that need attention.

Loan Parameters

• Loan size: $5 million to $50 million
• Loan term: 6 to 48 months

• Eligible uses:
• Land acquisition
• Development funding
• Construction loans (no pre-sale requirements)
• Security: Broad postcode acceptance
• Fees: No exit fees

Whether you’re a developer ready to scale or a credit business looking for a long-term capital partner we’re ready to talk. Let’s build something lasting.