[ { "id": 20, "name": "SlidePay", "slug": "slidepay", "former_names": [ "Cube" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/a95cbb96c6b5ae3c541364a7180555d9f08fdab7.png", "website": "https://angel.co/slidepay", "all_locations": "Mountain View, CA, USA", "long_description": "SlidePay, formerly Cube, is an API that makes it easy for any app to accept credit cards that are processed in person. Integration takes hours, not weeks, and works on any platform or device.", "one_liner": "Banking and Payment Platform APIs. Exited October 2014.", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1322045681, "tags": [ "Fintech", "Payments", "API" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2012", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/slidepay", "api": "https://yc-oss.github.io/api/batches/winter-2012/slidepay.json" }, { "id": 60, "name": "Sendwave", "slug": "sendwave", "former_names": [ "Wave", "Brew", "Chime" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/1bbfeae646cc8051b5ad469413e67295e9fae353.png", "website": "https://www.sendwave.com", "all_locations": "Boston, MA, USA; Remote", "long_description": "Sendwave's mission is to make sending money as easy and affordable as sending a text. Our app sends transfers securely from North America and Europe to Africa, Asia, and the Americas at great rates.", "one_liner": "Instant, no fee international remittances.", "team_size": 350, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1625089349, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": true, "isHiring": false, "nonprofit": false, "batch": "Winter 2012", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/sendwave", "api": "https://yc-oss.github.io/api/batches/winter-2012/sendwave.json" }, { "id": 98, "name": "GoCardless", "slug": "gocardless", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/0ccdabab089f9b89cedc7a361ae2e169d4d6a942.png", "website": "http://gocardless.com", "all_locations": "London, England, United Kingdom", "long_description": "At GoCardless we believe that bank payments are the best way to pay and get paid. We help businesses collect both recurring and one-off payments, without the chasing, stress or expensive fees.\r\n\r\nWe’re building a global bank payment network that lets people make and collect payments straight from their bank account, across multiple countries and currencies. 75,000+ businesses around the world trust us to power their payments. We enable them to collect payments from 30+ countries, processing over $30 billion each year.\r\n\r\nOur suite of add-on products are helping businesses face their payment challenges head on. From automatically recovering failed payments, to challenging charge backs and fighting fraud - all without compromising their customer’s payment experience.\r\n\r\nOur open banking leadership unlocks the ability to make and accept direct bank payments confidently and securely. And our acquisition of Nordigen means we’re also helping businesses make faster and more informed decisions by accessing and generating insights from their customers’ bank account data.\r\n\r\nWe’re also backed by some of the world’s leading investors including Accel Partners, Bain Capital Ventures, Balderton Capital, GV (formerly Google Ventures), Notion Capital, Passion Capital, Permira and Salesforce Ventures. We're a global team, with offices in London, Paris, Riga, Melbourne and New York.", "one_liner": "We’re building the world’s bank payment network.", "team_size": 900, "industry": "Fintech", "subindustry": "Fintech -> Consumer Finance", "launched_at": 1326789297, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2011", "status": "Active", "industries": [ "Fintech", "Consumer Finance" ], "regions": [ "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/gocardless", "api": "https://yc-oss.github.io/api/batches/summer-2011/gocardless.json" }, { "id": 149, "name": "Tremendous", "slug": "tremendous", "former_names": [ "GiftRocket" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4113d9f505976529d750df754ce34c986d9cf14a.png", "website": "https://www.tremendous.com", "all_locations": "New York City, NY, USA; Remote", "long_description": "Tremendous is a payouts platform for businesses to send money and gift cards to anyone, anywhere. Used by 25k+ companies for one-time payments, including research compensation, marketing incentives, and employee recognition.", "one_liner": "How businesses send money to people at scale. Fast, free, global.", "team_size": 150, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1326789805, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2011", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/tremendous", "api": "https://yc-oss.github.io/api/batches/winter-2011/tremendous.json" }, { "id": 161, "name": "Balanced", "slug": "balanced", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "http://balancedpayments.com", "all_locations": "San Francisco, CA, USA", "long_description": "Payments for Marketplaces.\n\nWe're obsessed with all forms of infrastructure, including communications, transportation, energy, waste management, and payments. Robust infrastructure creates a happier, more productive, and more prosperous society. You know exactly what I mean if you've traveled somewhere where you struggled to find a reliable Internet connect or even usable roads. You also know what I mean when you sit in traffic or struggle with public transportation (or lack thereof) in the US.\n\nBalanced was created to increase the global economy (increase GDP) by enabling new commerce. Our mechanism or facility to do that is payments. Everything else we do depends on how it fits into the vision for Balanced.", "one_liner": "Payments for Marketplaces", "team_size": 11, "industry": "Fintech", "subindustry": "Fintech -> Consumer Finance", "launched_at": 1326789931, "tags": [ "Marketplace", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2011", "status": "Inactive", "industries": [ "Fintech", "Consumer Finance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/balanced", "api": "https://yc-oss.github.io/api/batches/winter-2011/balanced.json" }, { "id": 169, "name": "OrderAhead", "slug": "orderahead", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/e334d62bafa0332695cbf9c8cdda90c9f097a691.png", "website": "https://www.crunchbase.com/organization/orderahead", "all_locations": "San Francisco, CA, USA", "long_description": "OrderAhead is a mobile ordering and payments company that enables millions of users to order pickup from thousands of local merchants.", "one_liner": "Order ahead for pickup", "team_size": 50, "industry": "Consumer", "subindustry": "Consumer -> Food and Beverage", "launched_at": 1326789995, "tags": [ "Cashierless Checkout", "Marketplace", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2011", "status": "Acquired", "industries": [ "Consumer", "Food and Beverage" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/orderahead", "api": "https://yc-oss.github.io/api/batches/winter-2011/orderahead.json" }, { "id": 316, "name": "Tipjoy", "slug": "tipjoy", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/fd401f9e4467d016fa8fbbd5917f2e2d0039c429.png", "website": "http://tipjoy.com", "all_locations": "", "long_description": "Tipjoy was a simple, social payments engine that allowed merchants to sell digital content and features, charities to raise money for causes, and individuals to give money to one another.\r\n\r\nTipjoy was a Winter '08 Y Combinator participant.", "one_liner": "social micropayments", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1326791261, "tags": [ "Payments", "Social" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2008", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "Unspecified" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/tipjoy", "api": "https://yc-oss.github.io/api/batches/winter-2008/tipjoy.json" }, { "id": 477, "name": "PayTango", "slug": "paytango", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "http://paytango.com", "all_locations": "Mountain View, CA, USA", "long_description": "PayTango is simple, modern invoicing.\n\nNo more dealing with spreadsheets, word processors, or entering data into complex and bulky invoicing software. Now you can quickly create beautiful PDF invoices and send them from anywhere.\n\nSign up at www.paytango.com", "one_liner": "Simple invoicing", "team_size": 2, "industry": "B2B", "subindustry": "B2B -> Finance and Accounting", "launched_at": 1354492656, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2013", "status": "Inactive", "industries": [ "B2B", "Finance and Accounting" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/paytango", "api": "https://yc-oss.github.io/api/batches/winter-2013/paytango.json" }, { "id": 504, "name": "Coin", "slug": "coin", "former_names": [ "Coin" ], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "http://onlycoin.com", "all_locations": "San Francisco, CA, USA", "long_description": "Coin is a consumer electronics and financial technology company bringing simplicity and security to payments. Through the Coin developer program, wearables makers now have a turnkey solution for integrating secure payments into their devices (e.g. fitness trackers, smartwatches, jewelry). Follow the company on Twitter @coin or learn more about the Coin developer program at http://developer.onlycoin.com.\n\nCoin 2.0 smart payment device\nCoin 2.0 is a secure smart device that has the form factor of a credit card, but it holds your cards in one - including your credit, debit, gift and loyalty cards. Coin 2.0 lets you swipe or tap your cards at millions of merchants across the USA. Coin 2.0 has 80%+ compatibility, partly because we use cutting-edge technology that has not yet been integrated into all point-of-sale systems. We encourage customers to carry a “backup card” given the wide variety of sales registers in the USA. While Coin 2.0 shares the same form factor as a credit card, it features enhancements such as an electronic display and a single button to allow for simple switching between different cards. With over-the-air updates, Coin 2.0 adapts to evolving payment technology, offering future-ready ubiquity in a small and powerful package. Coin's security features also keep your information safe. Auto-unlock means that only you can use your Coin 2.0 while Last Known Location helps you find your Coin 2.0 in case of loss or theft. Coin 2.0 is designed for use in the USA. To verify identify, a Social Security Number is required.\n\nWebsite: https://onlycoin.com\nVideo: https://youtu.be/gJBZMUuhUrw", "one_liner": "A mobile wallet that allows you to pay everywhere credit cards are…", "team_size": 11, "industry": "Fintech", "subindustry": "Fintech -> Consumer Finance", "launched_at": 1354492879, "tags": [ "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2013", "status": "Acquired", "industries": [ "Fintech", "Consumer Finance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/coin", "api": "https://yc-oss.github.io/api/batches/winter-2013/coin.json" }, { "id": 523, "name": "Standard Treasury", "slug": "standard-treasury", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/2abe9dfeaec3ad6a847793b2500465e6c5c2cb14.png", "website": "http://standardtreasury.com", "all_locations": "San Francisco, CA, USA", "long_description": "Standard Treasury helped banks harness the power of developers and developer ecosystems by building, hosting, maintaining, and supporting white-labeled and co-branded developer platforms for banks worldwide. Standard Treasury partner banks saw material top-line growth through the decreased cost of servicing their customers, decreased churn, and increased transaction volumes, while delivering tremendous value to their customers by allowing them to radically automate their treasury management and accounting processes.", "one_liner": "Banking APIs; acquired by Silicon Valley Bank in August 2015", "team_size": 0, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1367523391, "tags": [ "Fintech", "Payments", "API" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2013", "status": "Acquired", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/standard-treasury", "api": "https://yc-oss.github.io/api/batches/summer-2013/standard-treasury.json" }, { "id": 556, "name": "Arcus", "slug": "arcus", "former_names": [ "Regalii", "Arcus (Regalii)" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/aec220d04601dd15bfec9a15721da8ac54ba82b6.png", "website": "http://arcusfi.com", "all_locations": "New York, NY, USA; Mexico City, CDMX, Mexico; Miami, FL, USA", "long_description": "Payments-as-a-service (“PaaS”) platform that enables any business to launch and offer innovative payment solutions across LatAm. Our mission is to make payments possible for everyone.\r\n\r\nWe strive to improve people’s financial health by helping our clients empower their users, giving them a better way to manage their payments.\r\n\r\nThe world’s largest and most innovative companies choose Arcus to accept and process payments across the Americas including BBVA, Santander, Walmart, 7-Eleven, and Rappi. Arcus was launched in 2013 through Y-Combinator and is backed by Ignia, Citi Ventures, Softbank, Initialized Capital, Andreessen Horowitz, Kapor Capital, among others.", "one_liner": "Payment-as-a-service that helps any business launch payment solutions", "team_size": 100, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1367523698, "tags": [ "Fintech", "Payments", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2013", "status": "Acquired", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "Mexico", "America / Canada", "Latin America", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/arcus", "api": "https://yc-oss.github.io/api/batches/summer-2013/arcus.json" }, { "id": 572, "name": "Abacus", "slug": "abacus", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/ea7226636e49fe4dde4372e69139e8b1c7429ecd.png", "website": "http://abacus.com", "all_locations": "New York, NY, USA", "long_description": "Abacus is the only real-time expense management solution to reimburse your team, reconcile corporate cards, and automate your expense policy. By eliminating the month-end expense report, Abacus turns submitting and approving expenses into a delightful, collaborative experience. With our mobile app, you'll quickly submit and approve expenses on the go and reimbursements now happen within days. Abacus syncs with your accounting software and auto-matches transactions for hassle-free bookkeeping.\r\n\r\nCome work with us! We're hiring: abacus.com/about#hiring", "one_liner": "Making expense reports obsolete", "team_size": 30, "industry": "B2B", "subindustry": "B2B -> Finance and Accounting", "launched_at": 1384978557, "tags": [ "Fintech", "SaaS", "Payments", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2014", "status": "Acquired", "industries": [ "B2B", "Finance and Accounting" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/abacus", "api": "https://yc-oss.github.io/api/batches/winter-2014/abacus.json" }, { "id": 682, "name": "Kash", "slug": "kash", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "http://withkash.com", "all_locations": "San Francisco, CA, USA", "long_description": "Kash is a San Francisco-based mobile payment company that clears transactions without interchange or card fees and is guaranteed against chargeback. The company gets rid of credit cards and middle-men that stand between bank accounts and retailers. It uses SecureDebit technology, a direct bank payment method that avoids the credit card network and allows retailers to save 2% to 5% in transaction processing fees. Kash uses its funding received from Draper Associates, Green Visor Capital, and Structure Capital to develop, market, and expand its mobile payments technology.", "one_liner": "We are fixing how money works.", "team_size": 11, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1398907814, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2014", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/kash", "api": "https://yc-oss.github.io/api/batches/summer-2014/kash.json" }, { "id": 715, "name": "Payable", "slug": "payable", "former_names": [ "Tiempo" ], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "http://payable.com", "all_locations": "San Francisco, CA, USA", "long_description": "Payable is the easiest way to manage your external workforce. By simplifying and automating onboarding, payments, and 1099 compliance, Payable consolidates disparate and manual processes, while getting contractors paid faster! \n\nPayable is backed by Freestyle Capital, Redpoint Ventures, General Catalyst, Moment Ventures, Y Combinator, and others.", "one_liner": "Simple payments and tax compliance for your contract workforce.", "team_size": 2, "industry": "B2B", "subindustry": "B2B -> Finance and Accounting", "launched_at": 1398908077, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2014", "status": "Acquired", "industries": [ "B2B", "Finance and Accounting" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/payable", "api": "https://yc-oss.github.io/api/batches/summer-2014/payable.json" }, { "id": 721, "name": "Whirl", "slug": "whirl", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "http://getwhirl.com", "all_locations": "South San Francisco, CA, USA", "long_description": "Whirl's proprietary payment terminal allows customers to pay with a fingerprint in just 1 second. It is the fastest and most secure method of payment on the market, offering the security of a chip card with a nearly invisible payment experience.\n\nJust a single press to the payment terminal, and payment is complete.", "one_liner": "Pay instantly with your fingerprint.", "team_size": 2, "industry": "B2B", "subindustry": "B2B -> Retail", "launched_at": 1398908134, "tags": [ "Biometrics", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2014", "status": "Inactive", "industries": [ "B2B", "Retail" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/whirl", "api": "https://yc-oss.github.io/api/batches/summer-2014/whirl.json" }, { "id": 743, "name": "Final", "slug": "final", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/a9f9365e5ac7dcefbab5bfab9129637279050427.png", "website": "http://getfinal.com", "all_locations": "Oakland, CA, USA", "long_description": "At Final, we are re-building the credit card from the ground up. \r\n\r\nFinal is issuing a credit card that gives consumers total control over their merchant relationships, transparency in their spending, and piece of mind across all payment experiences. Rather than a single, 16-digit card number, Final generates multiple card numbers and manages them automatically.\r\n\r\nIt works everywhere you buy; online, and offline, and integrates with digital wallets like Google Wallet and ApplePay with zero updates to the payment infrastructure. Bottom line - with Final, you’ll never lose access to your spending ability from a breach, fraud, cancelled or stolen card ever again.", "one_liner": "A credit card that drastically reduces payment fraud and gives…", "team_size": 11, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1415700217, "tags": [ "Payments", "Security" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2015", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/final", "api": "https://yc-oss.github.io/api/batches/winter-2015/final.json" }, { "id": 812, "name": "Glassjar", "slug": "glassjar", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "http://glassjar.co", "all_locations": "Mountain View, CA, USA", "long_description": "Glassjar designs and develops software that enables its users to manage their flat's shared expenses. It offers Flatting, a software product that enables its users to keep track of their flat's expenses, including flat account, flat-mates, and payments. The company offers a dashboard that provides an overview of their flat accounts, such as how much is available to spend, each person’s ledger, and summaries of their previous spending.\n\nGlassjar was founded by Matthew Galloway and George Smith in 2013; and is headquartered in Wellington, New Zealand.", "one_liner": "Clean app for check writing", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Consumer Finance", "launched_at": 1416307421, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2015", "status": "Inactive", "industries": [ "Fintech", "Consumer Finance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/glassjar", "api": "https://yc-oss.github.io/api/batches/winter-2015/glassjar.json" }, { "id": 818, "name": "Moltin", "slug": "moltin", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/f839e103f7e1028b0f7e89364155b4822a02357c.png", "website": "https://moltin.com", "all_locations": "Boston, MA, USA", "long_description": "At Moltin, we believe that brand experiences should never be obscured by technology and that commerce development should be simple, lightweight and fun. \r\n\r\nMoltin is an API-first digital commerce solution that enables retailers to build distinctive shopping experiences and embed them into any consumer touchpoint. It combines an extremely flexible set of APIs, developer toolkits, pre-built applications and cloud infrastructure to make commerce development simple, lightweight and fast. Moltin APIs are the simplest, most powerful in the industry. Retailers can test new channels quickly, scale into new markets, and keep pace with ever-evolving consumer trends. With Moltin, commerce flows seamlessly across any channel, device and experience. \r\n\r\nMoltin has a rapidly growing community of more than 17,000 developers around the world, pushing the boundaries of traditional commerce.", "one_liner": "eCommerce building blocks through simple APIs for websites & apps.…", "team_size": 32, "industry": "B2B", "subindustry": "B2B -> Retail", "launched_at": 1416308605, "tags": [ "Payments", "E-commerce", "API" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2015", "status": "Acquired", "industries": [ "B2B", "Retail" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/moltin", "api": "https://yc-oss.github.io/api/batches/winter-2015/moltin.json" }, { "id": 827, "name": "Razorpay", "slug": "razorpay", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b6a6aaf9a84fa4b7ddb53cabda7443c142a5a154.png", "website": "https://razorpay.com", "all_locations": "Bengaluru, KA, India", "long_description": "The journey of building Razorpay started in 2014, when Harshil Mathur (CEO & Co-Founder) and Shashank Kumar (MD & Co-Founder) witnessed the dismal state of the online payments industry in India then and understood that they have a larger and more important issue to solve. And That was democratizing online payments for Indian businesses, particularly the underserved market, Startups and SMEs. Over the last 9 years, Razorpay has evolved from a single-product company to a multi-product company, from an online payment gateway to India’s only full-stack financial solutions company, offering payments and banking solutions to businesses. Razorpay today is transforming age-old complexities and changing every known paradigm of money movement for disruptive businesses.\r\n\r\nOver the last couple of years, Razorpay’s growth has evolved to be an index of India’s digital economy. From a kirana shop in Kashmir collecting payments on our POS device to a textile exporter in Kanyakumari accepting dollars through our International Payments product, Razorpay has revolutionised how businesses have traditionally transacted and interacted with money. \r\n\r\nRazorpay became the first and only Indian fintech to build a full-stack international Payment Gateway ‘Curlec by Razorpay’ and evolved into a comprehensive provider of payment solutions, leveraging the synergy between cutting-edge technological capabilities and a profound understanding of the local payment ecosystem. The introduction of the new Curlec Payment Gateway aims to cater to a wide spectrum of businesses, expanding its reach to over 5,000 establishments. \r\n\r\nBe it for international expansion or solving for Indian businesses, for Razorpay, the customer has always been at the core of all disruption, from addressing evolving needs to delivering new solutions. This hyperfocus helped bring Razorpay’s several industry-first innovations into the market since 2014. Razorpay became the first to launch a completely digital on-boarding process for startups, first to launch support for UPI, first to launch support for Bharath QR, first to introduce recurring payments for businesses through Razorpay Route, automating payment receipts and later automate payouts and making the entire process seamless and optimized and many more were introduced aling the way. Other firsts include: - First to launch India’s Multi-Network Tokenisation solution, TokenHQ - Razorpay became India’s first payment gateway to support credit cards on UPI - Razorpay also became India’s largest omnichannel payment gateway for businesses post acquiring Ezetap which is India’s leading offline POS company that was founded with the aim to simplify the in-person offline payments experience.\r\n\r\nOver the years, Razorpay’s valuation has jumped from $1 billion to $7.5 billion and has added a host of marquee investors to its captable. Razorpay is also the second Indian company to be a part of Silicon Valley’s largest tech accelerator, Y Combinator. Marquee investors such as Lone Pine Capital, Alkeon Capital, TCV, GIC, Tiger Global, Sequoia Capital India, Ribbit Capital, Matrix Partners, Salesforce Ventures, Y Combinator, and MasterCard have invested a total of $741.5 Mn through Series A, B, C, D, E and F funding. The last financing round of Series F led the company’s valuation to $7.5 Billion signaling one of the fastest increases in valuation for an Indian Unicorn. \r\n\r\nRazorpay has also made acquisitions with like-minded companies over the last 9 years. In total, till date, Razorpay has made eight acquisitions, Billme in 2023 - A Digital invoice and customer Engagement, Ezetap in 2022 - India’s leading offline POS company, PoshVine in 2022 - India’s leading loyalty and reward management platform, IZealiant in 2022 - A mobile-first, API-enabled, and cloud-ready payment solution and made its first international foray in South-East Asia by announcing its acquisition of Curlec in 2022 - A recurring payments platform. TeraFin Labs in 2021 - the AI-based SaaS platform that facilitates digital financing solutions, Opfin (Now RazorpayX Payroll) in 2019 - The payroll management solution and Thirdwatch in 2019, the first acquisition - The AI-powered fraud detection platform.\r\n\r\nAll these efforts are being done in collaboration with banks, regulators, and stakeholders so that India can build a better place for small and big businesses. Today, Razorpay powers online payments for 76 Of 100 startup unicorns and millions of businesses in India. The core premise of what Razorpay was founded in 2014 and what it is today hasn’t changed. It is to make money movement simpler and easier, whether it is for businesses to receive money, send money, or manage money. \r\n\r\n", "one_liner": "India's only full-stack financial solutions company for businesses.", "team_size": 2700, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1416309883, "tags": [ "Banking as a Service", "Fintech", "Payments", "India" ], "tags_highlighted": [], "top_company": true, "isHiring": true, "nonprofit": false, "batch": "Winter 2015", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/razorpay", "api": "https://yc-oss.github.io/api/batches/winter-2015/razorpay.json" }, { "id": 927, "name": "Paribus", "slug": "paribus", "former_names": [ "Paribus", "Ramp" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/d5d9ef305fdb2a6449bfa11545604de1f338a4ff.png", "website": "https://ramp.com/", "all_locations": "New York, NY, USA; Remote", "long_description": "", "one_liner": "", "team_size": null, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1430156128, "tags": [ "FinOps", "Fintech", "Payments", "Productivity" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2015", "status": "Acquired", "industries": [ "Fintech" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/paribus", "api": "https://yc-oss.github.io/api/batches/summer-2015/paribus.json" }, { "id": 938, "name": "Xendit", "slug": "xendit", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/82971ab934851a55cee1aa3b11b22839902e7f2e.png", "website": "https://www.xendit.co/", "all_locations": "Jakarta, Jakarta, Indonesia", "long_description": "Xendit provides payment solutions that simplify the payment process for businesses in Southeast Asia, including Indonesia, Philippines, Malaysia, Thailand and Vietnam from SMEs, e-commerce startups to giant corporations. \r\n\r\nXendit provides a secure, easy-to-integrate payment system, and seamless payment experience supported by great customer service. With a diverse range of products, Xendit’s system can accept payments from virtual accounts, credit and debit cards, eWallets, retail outlets, and also online installments. \r\n\r\nWith our aim to build Indonesia and the Philippines’s payment infrastructure, Xendit is on its way shaping the next generation of unicorns by empowering startups to grow exponentially through the products we offer. \r\n\r\nXendit is licensed and regulated in multiple countries in Southeast Asia\r\n", "one_liner": "Provides payment infrastructure for Southeast Asia", "team_size": 700, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1430156131, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2015", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Indonesia", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/xendit", "api": "https://yc-oss.github.io/api/batches/summer-2015/xendit.json" }, { "id": 1016, "name": "Meter Feeder", "slug": "meter-feeder", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/add199c01e8e38b906c80074b660ab5bf6e88b25.png", "website": "http://www.meterfeeder.com", "all_locations": "Pittsburgh, PA, USA", "long_description": "Did you know that if your car is eligible for booting and towing in NYC, all of your registered vehicles are eligible? Now imagine you have thousands of vehicles in thousands of cities.\r\n\r\nWe make sure that your vehicles are compliant.", "one_liner": "Helping fleets find and pay parking tickets", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1447311916, "tags": [ "Unmanned Vehicle", "Payments", "Transportation", "Mobility" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2016", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/meter-feeder", "api": "https://yc-oss.github.io/api/batches/winter-2016/meter-feeder.json" }, { "id": 1018, "name": "PocketSuite", "slug": "pocketsuite", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/cdb97ca4207ccb8346f6dd29984f5fca487812e0.png", "website": "https://pocketsuite.io", "all_locations": "San Francisco, CA, USA; Remote", "long_description": "PocketSuite is the all-in-one platform built for service businesses. From bookings and payments to client communication and beyond, we help owners and managers simplify their business and focus on what they do best. For more than a decade, thousands of independent professionals, small businesses, and multi-location brands have trusted PocketSuite to power their service businesses and serve hundreds of thousands of clients. We’re proud to support a diverse community of entrepreneurs at every stage of their journey. PocketSuite empowers the U.S. market of 20 million service businesses, generating $1 billion in sales with a desktop and mobile cloud solution for running their business. Thousands of businesses run on PocketSuite. Over 600,000 clients book, pay, and communicate with their service providers on PocketSuite today, and we're growing fast.", "one_liner": "All-In-One Business Operating System by PocketSuite", "team_size": 30, "industry": "B2B", "subindustry": "B2B -> Productivity", "launched_at": 1447312814, "tags": [ "SaaS", "Payments", "Messaging", "Scheduling", "Operations" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2016", "status": "Active", "industries": [ "B2B", "Productivity" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/pocketsuite", "api": "https://yc-oss.github.io/api/batches/winter-2016/pocketsuite.json" }, { "id": 1203, "name": "Hellobill", "slug": "hellobill", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "http://hellobill.io", "all_locations": "", "long_description": "Imagine if all your PDF bills could be automatically downloaded every month for your accountant ? \n\nSay hi to Hellobill.\n \nHellobill is a 1-click solution that automatically downloads all your online PDF bills for your accountant. Uber, Amazon, AWS, Google Apps, Adwords, Facebook Ads, but also utilities bills and many more. \n \nOur users\n\nHellobill is specifically designed for CEOs, CFOs, Managers and Office Managers that are tired of manual & tedious low-value accounting tasks. \n\nOur mission\n\nTo put an end to the monthly nightmare associated with accounting in SMB. Thanks to Hellobill, our users refocus on what’s important: their business.\n\nHellobill’s added value\n\n- Improve your efficiency\nDo more work in less time with an intuitive software\n- Increase productivity\nWith data flowing automatically, you will make your work easier and faster.\n- Focus on adding value\nAutomate basic functions, freeing up your time for the things that matters.\n\nHow does it work?\n\n1. Download the Hellobill desktop app\n2. Log in to all your online providers’ accounts once & for all\n3. Click on “Fetch my bills” and that's it! All your online bills are automatically downloaded and sorted every month.\n\nYour PDF bills are then sorted by month in your Dropbox. You can share them easily with your accountant. Think of services such as Amazon, Uber, AWS, Github, OVH, your bank and your phone & internet providers.\n\nSecurity is at the core of our product: using a desktop app allows us to never store our users’ credentials on our servers. We don't have access to your credentials as they are not stored on our side. They sit on your local keychain.", "one_liner": "Hellobill aggregates all your business bills, automatically, every…", "team_size": 2, "industry": "B2B", "subindustry": "B2B -> Finance and Accounting", "launched_at": 1461182719, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2016", "status": "Inactive", "industries": [ "B2B", "Finance and Accounting" ], "regions": [ "Unspecified" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/hellobill", "api": "https://yc-oss.github.io/api/batches/summer-2016/hellobill.json" }, { "id": 1506, "name": "Collectly", "slug": "collectly", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/62bd582f438df1661509a16988751347f9ce06df.png", "website": "http://collectly.co/", "all_locations": "San Francisco, CA, USA", "long_description": "About 50% of all out-of-pocket payments get never collected in U.S. healthcare. Collectly helps medical groups and practices accelerate and increase patient cash flow, decrease costs to collect, and increase patient satisfaction.", "one_liner": "We help healthcare orgs collect more money faster", "team_size": 106, "industry": "Healthcare", "subindustry": "Healthcare -> Healthcare IT", "launched_at": 1478577034, "tags": [ "Payments", "B2B", "Healthcare" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2017", "status": "Active", "industries": [ "Healthcare", "Healthcare IT" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/collectly", "api": "https://yc-oss.github.io/api/batches/winter-2017/collectly.json" }, { "id": 1508, "name": "Neema", "slug": "neema", "former_names": [ "Neema " ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/ecd84b6a5d3bf666dedd61c917ae719d2e4d7a7e.png", "website": "http://getneema.com/", "all_locations": "Tel Aviv-Yafo, Tel Aviv District, Israel", "long_description": "Neema is an app that helps people manage their money as well as send money to other people. Neema is a financial solution for 70 million underbanked Americans. Users download their app, which is a digital wallet, where they can cash their own pay check, send money internationally to their families in 90 countries, and they also provide them with a debit card, which they can use in any store or ATM.", "one_liner": "Neema is an app for unbanked workers, which provides a checking…", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Consumer Finance", "launched_at": 1478577635, "tags": [ "Fintech", "Payments", "Remittances" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2017", "status": "Inactive", "industries": [ "Fintech", "Consumer Finance" ], "regions": [ "Israel", "Middle East and North Africa" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/neema", "api": "https://yc-oss.github.io/api/batches/winter-2017/neema.json" }, { "id": 1580, "name": "FAZZ", "slug": "fazz", "former_names": [ "PAYFAZZ" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b71ac4245fd1b313b185f2e767a0c0a96e9b13b9.png", "website": "https://fazzfinancial.com/", "all_locations": "Jakarta, Jakarta, Indonesia", "long_description": "FAZZ is the leading all-in-one finance platform for businesses in Indonesia and Singapore. We are a b2b neobank with payment acceptance capabilities. The company is the market leader among underbanked segments such as warungs / startups and is building a super-app to serve mid-market and enterprise clients. Core features are: \r\n\r\n* Accept payments (e-wallet, bank transfer, credit card)\r\n* Business Cash Account (earn 4% interest)\r\n* Transfer / Pay (payment API's, corporate card, invoice processing via software)\r\n* Lending (instant settlement, invoice financing)\r\n* Value-add SaaS (inventory management, expense management)\r\n\r\nFAZZ processes more than $6 bn of annualized GTV for companies of all sizes (from warungs to fortune 500s) and has achieved $25 mm of annualized Revenue. \r\n\r\nThe company has raised over $74 mm USD from top tier global investors such as Tiger Global, DST, Y Combinator, B Capital Group, and Insignia Ventures. The founders are ex Amazon, Grab, Quora, and Traveloka.", "one_liner": "All-in-one Finance for Every Southeast Asia Business", "team_size": 500, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1492902064, "tags": [ "Fintech", "Payments", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2017", "status": "Active", "industries": [ "Fintech" ], "regions": [ "Indonesia", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/fazz", "api": "https://yc-oss.github.io/api/batches/summer-2017/fazz.json" }, { "id": 1670, "name": "LotusPay", "slug": "lotuspay", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/9237613d5c6b9ca86e68c4e86a6d63ec1d7337ed.png", "website": "http://www.lotuspay.com", "all_locations": "Bengaluru, KA, India", "long_description": "LotusPay was acquired by Juspay in Jan 2024.\r\n\r\nLotusPay is the recurring payments solution for businesses in India. We enable our clients to quickly and easily collect payments directly from their user's bank accounts via paperless NACH Debit.\r\n\r\nLotusPay is perfect for collecting loan repayments, membership fees, subscription and billing, recurring donations, tuition fees - any kind of regular or irregular payment, be it a fixed amount or variable amount.\r\n\r\nLotusPay is backed by Y Combinator.", "one_liner": "Recurring payments solution for businesses in India.", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1493860908, "tags": [ "Fintech", "Payments", "India" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2017", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/lotuspay", "api": "https://yc-oss.github.io/api/batches/summer-2017/lotuspay.json" }, { "id": 1692, "name": "Routable", "slug": "routable", "former_names": [ "Warren" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/91b6076921a7439ff3b490dee3e269710a65a792.png", "website": "https://routable.com", "all_locations": "San Francisco, CA, USA; Remote", "long_description": "Routable’s secure B2B payments platform helps finance teams automate and simplify the payables process from invoice receipt to settlement. With support for your existing workflows and the flexibility to scale transactions from 100 to 100,000+, the platform was purpose-built to handle mass payouts reducing time spent on tedious tasks.", "one_liner": "Simplifying payouts at scale", "team_size": 160, "industry": "B2B", "subindustry": "B2B -> Finance and Accounting", "launched_at": 1495674035, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2017", "status": "Active", "industries": [ "B2B", "Finance and Accounting" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/routable", "api": "https://yc-oss.github.io/api/batches/summer-2017/routable.json" }, { "id": 1713, "name": "Cashfree Payments", "slug": "cashfree-payments", "former_names": [ "Cashfree" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/7eb68658869d911582ae784bc8ff049cb6b4a898.png", "website": "https://www.cashfree.com/", "all_locations": "Bengaluru, KA, India", "long_description": "Cashfree is a next-generation payments company for Indian businesses. \r\n\r\nCashfree helps 50,000+ businesses collect and send money with solutions such as an easy to integrate payment gateway that supports instant settlements & refunds; Payouts - an API banking platform for bulk disbursals; a split payment solution for marketplaces; a Bank Account Verification API; a dedicated UPI stack for businesses and Auto Collect - a virtual account solution to match inbound payments to customers. It counts Xiaomi, Nykaa, Zomato, Zoomcar, Cred, Swiggy, Shell, Zepto, Dunzo as well as donation platforms like Ketto and Milaap amongst its customers.\r\n\r\nCashfree is a licensed payment aggregator in India and works with all leading banks to build the core payments and banking infrastructure that powers Cashfree’s products. Cashfree is also integrated with major platforms like Shopify, Wix, Paypal, Amazon Pay, Ola Money and Google Pay.", "one_liner": "Next-gen digital payments provider for India.", "team_size": 200, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1496970201, "tags": [ "Payments", "India" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2017", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": true, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/cashfree-payments", "api": "https://yc-oss.github.io/api/batches/summer-2017/cashfree-payments.json" }, { "id": 1769, "name": "Promise", "slug": "promise", "former_names": [ "Bail Co. " ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/25d5c9f4e48e09f1d27797d840d867bea150b1fb.png", "website": "http://promise-pay.com", "all_locations": "San Francisco, CA, USA", "long_description": "Promise modernizes government payments helping agencies recover more revenue while giving residents flexible, humane ways to pay. We replace broken systems with tech that actually works for everyone.", "one_liner": "Better payment systems for governments and the communities they serve.", "team_size": 80, "industry": "Government", "subindustry": "Government", "launched_at": 1509645829, "tags": [ "Artificial Intelligence", "Fintech", "GovTech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2018", "status": "Active", "industries": [ "Government" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/promise", "api": "https://yc-oss.github.io/api/batches/winter-2018/promise.json" }, { "id": 1834, "name": "Aspire", "slug": "aspire", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/753f62b42ec2f778dd6395d3ae91802c52ab6b5a.png", "website": "https://aspireapp.com", "all_locations": "Singapore, Singapore", "long_description": "Aspire is the all-in-one finance operating system for businesses.\r\n\r\nWe help companies pay, manage, and earn smarter - by doing more than a bank, bookkeeper, or rewards program could ever do alone.\r\n\r\nOur mission is to empower the next generation of entrepreneurs with the financial tools they need to realise their company’s full potential.\r\n\r\nWe believe that if we can empower business owners to be successful, they will go on to make a meaningful impact to the communities we are all part of.", "one_liner": "All-in-one Finance OS for businesses", "team_size": 500, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1510196652, "tags": [ "Fintech", "SaaS", "Payments", "B2B", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2018", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Singapore", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/aspire", "api": "https://yc-oss.github.io/api/batches/winter-2018/aspire.json" }, { "id": 2013, "name": "Grin", "slug": "grin", "former_names": [ "Grin", "Grow Mobility" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/545aa7905bce45b76122eec22fc8ce59bb9e0398.png", "website": "http://www.ongrin.com", "all_locations": "Mexico City, CDMX, Mexico", "long_description": "A micromobility and payments company focused in Latin America with operations in Brazil, Mexico, Colombia, Chile, Uruguay, Argentina and Peru", "one_liner": "Mobility and payments platform for Latin America", "team_size": 300, "industry": "Consumer", "subindustry": "Consumer -> Transportation Services", "launched_at": 1526439891, "tags": [ "Payments", "Latin America", "Mobility" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2018", "status": "Acquired", "industries": [ "Consumer", "Transportation Services" ], "regions": [ "Mexico", "Latin America" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/grin", "api": "https://yc-oss.github.io/api/batches/summer-2018/grin.json" }, { "id": 2032, "name": "OkCredit", "slug": "okcredit", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/319d958d1c1ed34dab6fa69de4c65c566d82fcc8.png", "website": "https://www.okcredit.in", "all_locations": "Bengaluru, KA, India", "long_description": "Today, over 50 million SMBs issue informal credit in India, This is a hugely manual process which they spend hours tracking, reconciling, and collecting! \r\n\r\nThe 50M SMBs in India account for 40% of the nation’s GDP. As much as 60% of their sales happen on credit. That’s ~24% of the country’s GDP (500B$) lying on paper!\r\n\r\nOKCREDIT as a company came into existence to start solving the most important problem of credit recovery in MSMEs. We as first movers developed a bookkeeping app that would help any merchant sitting at the remotest corner of the country with internet connectivity to record his transactions digitally. We helped them track the credit given to their customers and suppliers. With our Okcredit app a merchant can track the amount of credit given, monitor credit limit, send reminders and eventually can collect faster from their customers. So as a company our vision was to bring the data dark merchants onto the digital platform. We have changed the way the MSMEs record the transactions and eased their life today. \r\n\r\n", "one_liner": "Simple and secure bookkeeping for Indian businesses.", "team_size": 70, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1528153427, "tags": [ "FinOps", "Fintech", "Payments", "Finance", "India", "SMB" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2018", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/okcredit", "api": "https://yc-oss.github.io/api/batches/summer-2018/okcredit.json" }, { "id": 11927, "name": "Canopy (was Encarte)", "slug": "encarte", "former_names": [ "Encarte" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3851660137a3ecd29db1fb71f166603825b86c3b.png", "website": "https://www.heycanopy.com/", "all_locations": "San Francisco, CA, USA", "long_description": "", "one_liner": "Encarte is building 1-click checkout for all online stores.", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1540955022, "tags": [ "Payments", "E-Commerce" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/encarte", "api": "https://yc-oss.github.io/api/batches/winter-2019/encarte.json" }, { "id": 11962, "name": "Dyneti Technologies", "slug": "dyneti-technologies", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/5968cca6e04e884fd577a2dfa8625bff7bd3a262.png", "website": "http://www.dyneti.com", "all_locations": "San Francisco, CA, USA", "long_description": "", "one_liner": "Reduce payment fraud", "team_size": 3, "industry": "B2B", "subindustry": "B2B -> Security", "launched_at": 1541124184, "tags": [ "Payments", "Security" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "B2B", "Security" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/dyneti-technologies", "api": "https://yc-oss.github.io/api/batches/winter-2019/dyneti-technologies.json" }, { "id": 12031, "name": "Elph", "slug": "elph", "former_names": [ "Elph", "Savvy Wealth" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/a85bf1d154ff6315121084f2dedf9b2eacfb7782.png", "website": "https://www.elph.com", "all_locations": "San Francisco, CA, USA", "long_description": "", "one_liner": "Acquired by Brex. Building digital payments infrastructure.", "team_size": 5, "industry": "B2B", "subindustry": "B2B -> Engineering, Product and Design", "launched_at": 1541559622, "tags": [ "Payments", "Infrastructure" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2019", "status": "Acquired", "industries": [ "B2B", "Engineering, Product and Design" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/elph", "api": "https://yc-oss.github.io/api/batches/winter-2019/elph.json" }, { "id": 12043, "name": "Handle.com", "slug": "handle-com", "former_names": [ "Handle" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4e635e21a9de56891c70f767bf4b79d54351abc4.png", "website": "https://www.handle.com", "all_locations": "San Francisco, CA, USA", "long_description": "Handle builds software that helps simplify construction financial management by automating manual and repetitive tasks throughout the life cycle of construction payments.", "one_liner": "Simplifying Payments and Compliance for Construction Suppliers", "team_size": 55, "industry": "Real Estate and Construction", "subindustry": "Real Estate and Construction -> Construction", "launched_at": 1541563431, "tags": [ "Payments", "Construction" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "Real Estate and Construction", "Construction" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/handle-com", "api": "https://yc-oss.github.io/api/batches/winter-2019/handle-com.json" }, { "id": 12236, "name": "NALA", "slug": "nala", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b88d5a316c1273387235d0b00032377e1df4b77f.png", "website": "http://nala.com", "all_locations": "New York, NY, USA", "long_description": "Story here: https://www.youtube.com/watch?v=FZfKgoseJ5E&t=1s\r\n\r\nWe have two products: \r\n1. Consumer Cross Border payments to Emerging Markets : nala.com\r\n2. Stablecoin Payment Rails for emerging markets: rafiki.com", "one_liner": "Building Payments for the Next Billion.", "team_size": 168, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1543948489, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/nala", "api": "https://yc-oss.github.io/api/batches/winter-2019/nala.json" }, { "id": 12248, "name": "CredPal", "slug": "credpal", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/26060e3f4fcaf864c1b5a8861ff76018a2ecb874.png", "website": "https://credpal.com", "all_locations": "Lagos, LA, Nigeria; LA, Nigeria", "long_description": "", "one_liner": "CredPal is a buy now pay later company in Africa that allows…", "team_size": 35, "industry": "Fintech", "subindustry": "Fintech -> Credit and Lending", "launched_at": 1543950223, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "Fintech", "Credit and Lending" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/credpal", "api": "https://yc-oss.github.io/api/batches/winter-2019/credpal.json" }, { "id": 12249, "name": "Spring in Africa", "slug": "spring-in-africa", "former_names": [ "Wallets Africa", "Wallets", "Spring", "Spring Africa", "Spring", "The Wallets Company", "Wallets Africa", "Wallets Africa Inc", "The Wallets Company", "Spring", "Wallets Africa", "Spring", "Wallets Africa" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/626fd22b786f76632e2cc82d33ca1f9e32d00011.png", "website": "https://springinafrica.com", "all_locations": "San Francisco, CA, USA; LA, Nigeria; Remote", "long_description": "Backing innovation, building financial technology. Focused on emerging markets and leveraging people finesse with capital. ", "one_liner": "Investing in innovation ", "team_size": null, "industry": "Fintech", "subindustry": "Fintech -> Asset Management", "launched_at": 1543950223, "tags": [ "Fintech", "SaaS", "Payments", "Investing", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "Fintech", "Asset Management" ], "regions": [ "United States of America", "Nigeria", "America / Canada", "Africa", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/spring-in-africa", "api": "https://yc-oss.github.io/api/batches/winter-2019/spring-in-africa.json" }, { "id": 12278, "name": "Verto", "slug": "verto", "former_names": [ "Verto FX", "VertoFX" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/576b45f257548345c964f5d5d6621c981f205710.png", "website": "http://www.vertofx.com", "all_locations": "London, England, United Kingdom", "long_description": "Verto is a cross-border payment platform for businesses; our mission is to simplify cross-border payments in emerging markets, particularly Africa.\r\n\r\nWe do this by providing businesses with superb infrastructure that they can use to convert, hold, receive and make payments across 49 currencies.\r\n\r\nBy connecting Businesses, Liquidity providers, FX Brokers, and Payment Institutions, and banks through our marketplace, companies can choose their foreign exchange rates at the time that suits them, therefore, providing a constant liquidity flow cheaply. ", "one_liner": "Cross-Border Payments and FX Simplified", "team_size": 170, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1544068971, "tags": [ "Banking as a Service", "Fintech", "Payments", "B2B", "API" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/verto", "api": "https://yc-oss.github.io/api/batches/winter-2019/verto.json" }, { "id": 12547, "name": "BuildStream", "slug": "buildstream", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/a346cf07a26624abf679c1618b90102d1b5282f4.png", "website": "https://buildstream.co", "all_locations": "London, England, United Kingdom; New York, NY, USA", "long_description": "BuildStream makes recruitment and payroll easier than ever for busy construction projects looking to hire temporary workers.\r\n\r\nClients get high quality, reliable workers in super quick time, while saving 35% on agency fees.\r\n\r\nWorkers finding jobs through us get better pay, faster pay, and are able to choose from high quality, local jobs.", "one_liner": "Workforce solutions for the construction industry", "team_size": 9, "industry": "Real Estate and Construction", "subindustry": "Real Estate and Construction -> Construction", "launched_at": 1556075929, "tags": [ "Fintech", "Marketplace", "Payments", "Construction", "Payroll" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2019", "status": "Inactive", "industries": [ "Real Estate and Construction", "Construction" ], "regions": [ "United Kingdom", "United States of America", "Europe", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/buildstream", "api": "https://yc-oss.github.io/api/batches/summer-2019/buildstream.json" }, { "id": 12654, "name": "Bouncer", "slug": "bouncer", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/107b2ea13f63bbeafe85c05a1e3c7adb5ae3d2a7.png", "website": "https://www.getbouncer.com/", "all_locations": "Oakland, CA, USA", "long_description": "", "one_liner": "SDK for scanning and verifying credit cards and photo IDs in mobile…", "team_size": 2, "industry": "B2B", "subindustry": "B2B -> Engineering, Product and Design", "launched_at": 1576518359, "tags": [ "Payments", "Identity" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2019", "status": "Acquired", "industries": [ "B2B", "Engineering, Product and Design" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/bouncer", "api": "https://yc-oss.github.io/api/batches/summer-2019/bouncer.json" }, { "id": 12760, "name": "FamPay", "slug": "fampay", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/319c4ca66fa53bdc1e6c40bcff4a0ea5aebe575d.png", "website": "https://fampay.in", "all_locations": "Bengaluru, KA, India", "long_description": "With FamPay, minors can do UPI, P2P and card payments without the need to set up a bank account. FamPay allows parents to send money to their kids below the age of 18, which they can spend securely any time, anywhere, under parent’s supervision. FamPay aims at making payments smooth and fun for children.", "one_liner": "India’s first neobank for teenagers", "team_size": 24, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1584112100, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2019", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/fampay", "api": "https://yc-oss.github.io/api/batches/summer-2019/fampay.json" }, { "id": 12834, "name": "Flux", "slug": "flux", "former_names": [ "Flux QR" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4f38739b0e1f431175c8487a6c712bb03a2548a2.png", "website": "http://paywithflux.com", "all_locations": "Mexico City, CDMX, Mexico", "long_description": "Flux is building the payment network for alternative payments, with a focus on bringing acceptance of all BNPL options to on-site merchants so they can max their client's buying power.\r\n\r\nFlux provides an instant-issuing and payment acceptance solution for consumer credit products, and a payment terminal for alternative credit (non-card) for retailers.", "one_liner": "Flux is building the payment network for alternative payments in…", "team_size": 9, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1559183041, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2019", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Mexico", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/flux", "api": "https://yc-oss.github.io/api/batches/summer-2019/flux.json" }, { "id": 13106, "name": "Carbon-12 Labs", "slug": "carbon-12-labs", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "https://www.carbon.money", "all_locations": "", "long_description": "", "one_liner": "A Global Payouts API for Startups", "team_size": 0, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1659720999, "tags": [ "Payments", "API" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "Unspecified" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/carbon-12-labs", "api": "https://yc-oss.github.io/api/batches/winter-2020/carbon-12-labs.json" }, { "id": 13157, "name": "Weav", "slug": "weav", "former_names": [ "Bend Inc.", "Weav", "Airboard" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/fa11c74c12536a5831e39b0ca8b8b6b6bb0696a2.png", "website": "https://weav.co", "all_locations": "New York, NY, USA", "long_description": "Weav is building the digital infrastructure to connect small businesses with financial institutions.", "one_liner": "Weav is the universal API for commerce platforms", "team_size": 9, "industry": "B2B", "subindustry": "B2B -> Engineering, Product and Design", "launched_at": 1583789001, "tags": [ "Payments", "API" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Acquired", "industries": [ "B2B", "Engineering, Product and Design" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/weav", "api": "https://yc-oss.github.io/api/batches/winter-2020/weav.json" }, { "id": 13482, "name": "Swipe Technologies", "slug": "swipe-technologies", "former_names": [ "Swipe", "Float", "Swipe - (Float, Accounteer)" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/23d8644c277b8738f10d9091c7b0cf18a46e9836.png", "website": "https://getswipe.com", "all_locations": "London, United Kingdom; Accra, Greater Accra Region, Ghana", "long_description": "Swipe is building modern modern payments, accounting and cashflow management tools for businesses. We own and operate Float, a global b2b payments platform and Accounteer - a cloud accounting and bookkeeping platform for businesses and freelancers.", "one_liner": "Building modern payments, accounting and cashflow management tools…", "team_size": 20, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1584125030, "tags": [ "Fintech", "Payments", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Active", "industries": [ "Fintech" ], "regions": [ "United Kingdom", "Ghana", "Europe", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/swipe-technologies", "api": "https://yc-oss.github.io/api/batches/winter-2020/swipe-technologies.json" }, { "id": 21768, "name": "Jeeves", "slug": "jeeves", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/faca4c2138bb38fb870736801c5d004313420eb2.png", "website": "http://www.tryjeeves.com", "all_locations": "Miami, FL, USA; New York, NY, USA; Remote", "long_description": "Jeeves is an all-in-one corporate spend and expense management platform for businesses in global markets including North America, Latin America, Europe, and the UK. Cash, corporate cards, and cross-border payments all run on the Jeeves proprietary infrastructure which allows companies to spin up their finance function within minutes. Jeeves can handle multiple currencies for payback. \r\n\r\nMore than 3,000 companies across the world trust Jeeves with their financial payments tack. Jeeves has raised $380 million from Andreessen Horowitz, CRV, GIC, Tencent, Silicon Valley Bank, Stanford University, and Y Combinator to fuel its international expansion. \r\n\r\nOur product platform covers the following:\r\n\r\n1. Jeeves Pay: Do you need to send capital calls between US & LATAM? Need cross-border payments that arrive as soon as the same day? Transfer money internationally to over 150 countries at competitive FX rates with Jeeves Pay. Payments arrive as quickly as the same day between North America, South America, and Europe. Credit line options available depending on region.\r\n\r\n2. Jeeves Cards: Equip your team with globally-accepted physical cards for in-person purchases. Ship cards overseas for free or create virtual cards in seconds for secure, online purchases. Prepaid & credit options available depending on region.\r\n\r\n3. Expense Management: Collect receipts through the mobile app, review expenses in real time, and streamline global reporting capabilities - all at no additional cost.\r\n\r\nBenefits of the Jeeves Payments and Spend Management global platform include:\r\n\r\n-- Free built-in expense management tools\r\n\r\n\r\n-- No personal guarantees or contracts\r\n\r\n\r\n-- Unlimited cards and users for free\r\n\r\n\r\n-- No monthly fees or software fees\r\n\r\n\r\n-- Competitive cross-border payment pricing\r\n\r\n\r\n-- Spend and pay in your preferred currencies\r\n\r\n\r\n-- Business accepted in Brazil, Canada, Colombia, Mexico, the EU, the UK, and the US.\r\n\r\nBuilt for global companies. Loved by finance teams, including a large YC contingent. \r\nJoin us today!", "one_liner": "International banking infrastructure for global startups.", "team_size": null, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1603813157, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "Fintech" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/jeeves", "api": "https://yc-oss.github.io/api/batches/summer-2020/jeeves.json" }, { "id": 21787, "name": "Momence", "slug": "momence", "former_names": [ "Lux Pay", "Ribbon" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/623d422c208251014d22e6ded0ec5b0b2b28ac94.png", "website": "https://momence.com", "all_locations": "San Francisco, CA, USA; Remote", "long_description": "", "one_liner": "Scheduling and payments for experiences", "team_size": 75, "industry": "Consumer", "subindustry": "Consumer -> Travel, Leisure and Tourism", "launched_at": 1596473632, "tags": [ "Payments", "Scheduling" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2020", "status": "Acquired", "industries": [ "Consumer", "Travel, Leisure and Tourism" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/momence", "api": "https://yc-oss.github.io/api/batches/summer-2020/momence.json" }, { "id": 21791, "name": "AtoB", "slug": "atob", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/12375b2a52ee867d95939da19768e87ca0b830e2.png", "website": "https://atob.com/", "all_locations": "San Francisco, CA, USA", "long_description": "The trucking and logistics industry provides the backbone of the economy, but the payments infrastructure on which it runs is broken; the existing suite of payment tools is outdated, difficult to use, prone to fraud, and saddled with hidden fee structures. \r\n\r\nAtoB is building Stripe for Transportation — modernizing the payments infrastructure for trucking and logistics, where capital movement occurs quickly and transparently. Our flagship product is the AtoB Fuel Card, a zero-fee fuel card accepted anywhere built for fleets of all shapes and sizes.", "one_liner": "Modernizing global transportation payments.", "team_size": 75, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1602605067, "tags": [ "Fintech", "SaaS", "Payments", "Supply Chain", "Transportation" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "Fintech" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/atob", "api": "https://yc-oss.github.io/api/batches/summer-2020/atob.json" }, { "id": 21988, "name": "Balance", "slug": "balance", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/0f140790f5129a38a1edf2e297434c283bb0ca7c.png", "website": "https://www.getbalance.com", "all_locations": "San Francisco, CA, USA", "long_description": "Balance is the easiest way for B2B marketplaces, merchants, and service providers to process payments online. We raised our last funding round from Lightspeed, Stripe, and Max Levchin to build 'Stripe for B2B'. Balance offers the first business checkout, enabling business customers to pay How they want (check, card, bank) and When they want (net terms, payment plans, invoice payments). this is achieved while the seller receives the funds instantly and easily like card payment.", "one_liner": "The first digital payment experience company, built for B2B. ", "team_size": 70, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1605004517, "tags": [ "Payments", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/balance", "api": "https://yc-oss.github.io/api/batches/summer-2020/balance.json" }, { "id": 22152, "name": "Afriex", "slug": "afriex", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8db23c586149f6e05d32286d54acbfed108a0c15.png", "website": "https://www.afriexapp.com", "all_locations": "San Francisco, CA, USA", "long_description": "Afriex makes it easy for immigrants to send money home. We offer instant, low-fee remittances to over 25 countries around the world.", "one_liner": "Instant, low-fee remittances", "team_size": 55, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1596395977, "tags": [ "Payments", "Remittances" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/afriex", "api": "https://yc-oss.github.io/api/batches/summer-2020/afriex.json" }, { "id": 22278, "name": "Hubla", "slug": "chatpay", "former_names": [ "ChatPay" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/f2774c90b6477ab8f737e3b9ae637d15847ea8de.png", "website": "https://hub.la", "all_locations": "MG, Brazil", "long_description": "Hubla is the Shopify for creators, enabling anyone to build, manage, and grow their online business. We provide powerful tools to create courses, communities, sell products, manage memberships, and deliver content—all in one platform. For example, a fitness coach can charge her audience for a unique digital weight-loss program, turning passion into profit.\r\n\r\nCreators need simple, flexible tools to succeed. Hubla’s fully customizable platform lets them own their strategy, stand out from competitors, and create unique experiences. This approach works—our top creator earns over $8M annually.\r\n\r\nHubla is leading the creator economy revolution, empowering individuals to transform their expertise into sustainable, scalable businesses.", "one_liner": "All-in-one platform for creators to sell courses and subscriptions", "team_size": 86, "industry": "B2B", "subindustry": "B2B -> Sales", "launched_at": 1594760413, "tags": [ "Fintech", "SaaS", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "B2B", "Sales" ], "regions": [ "Brazil", "Latin America", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/chatpay", "api": "https://yc-oss.github.io/api/batches/summer-2020/chatpay.json" }, { "id": 22581, "name": "Atrato", "slug": "atrato", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/2eb43ccb3094d71c256104d56a6bb710a42b9682.png", "website": "https://www.atratopago.com", "all_locations": "Mexico City, CDMX, Mexico; Remote", "long_description": "Enabling merchants and consumers to offer flexibility at the point of sale\r\n", "one_liner": "Enabling consumers split the cost of purchases without a credit card", "team_size": 80, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1614706914, "tags": [ "Fintech", "Payments", "Consumer Finance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Mexico", "Latin America", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/atrato", "api": "https://yc-oss.github.io/api/batches/winter-2021/atrato.json" }, { "id": 22702, "name": "Gerald Technologies, Inc", "slug": "gerald-technologies-inc", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/9d57c1e081948682acc0498a4a994ff60dd63f2a.png", "website": "https://www.joingerald.com", "all_locations": "New York, NY, USA; Remote", "long_description": "Gerald is a Buy Now, Pay Later (BNPL) and cash advance app that provides users with financial flexibility without any fees—no service fees, no transfer fees, no interest, and no late fees. Unlike competitors that charge hidden fees or penalties, Gerald ensures users can shop now, pay later, and access cash advances without extra costs.\r\n\r\nGerald is on a mission to eliminate stress about paying bills, and provides:\r\nZero Fees—Ever – No interest, no late fees, no transfer fees, and no subscriptions.\r\nBuy Now, Pay Later (BNPL) with No Hidden Costs – Users can shop now and pay later with no interest or late fees, making purchases more manageable.\r\nFree Cash Advance Transfers – Users who shop using BNPL unlock free cash advance transfers with zero costs—no hidden fees, no percentage cuts, and no instant transfer fees.\r\nInstant Transfers for Eligible Users – Unlike other apps that delay transfers or charge extra for speed, Gerald provides instant transfers for eligible users at no cost.\r\n\r\niOS: https://apps.apple.com/us/app/gerald-cash-advance-app/id1569801600\r\nAndroid: https://play.google.com/store/apps/dev?id=8069558551988887008&hl=en_US\r\n", "one_liner": "Buy Now Pay Later + Cash Advance for Household Essentials", "team_size": 12, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1614620835, "tags": [ "Fintech", "Payments", "Consumer" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/gerald-technologies-inc", "api": "https://yc-oss.github.io/api/batches/winter-2021/gerald-technologies-inc.json" }, { "id": 22763, "name": "Hyper", "slug": "hyper", "former_names": [ "Meta Labs", "Frenzy", "Meta Labs", "Hyper", "Querydog" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4a6b5b4dc192937ad7fbefffc9995a3938e1304f.png", "website": "https://hyper.co", "all_locations": "Palo Alto, CA, USA", "long_description": "", "one_liner": "Sell memberships to your Discord server", "team_size": 6, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1629323132, "tags": [ "SaaS", "Payments", "Community" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/hyper", "api": "https://yc-oss.github.io/api/batches/summer-2021/hyper.json" }, { "id": 22806, "name": "Per Diem", "slug": "per-diem", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/598668f38816dc5cfd50d0d695fccc6371a93877.png", "website": "https://tryperdiem.com", "all_locations": "New York, NY, USA; Remote", "long_description": "Restaurants today rely on dozens of disconnected tools to manage ordering, loyalty, marketing, and operations. Per Diem replaces that fragmented software stack with AI agents that build and maintain branded apps, run marketing campaigns, manage loyalty, automate operations, and help restaurants grow first-party sales. Built natively on Square, 800+ brands use Per Diem to power more than 500,000 monthly orders as their operating system for commerce, customer retention, and growth.", "one_liner": "The AI operating system for restaurants", "team_size": 25, "industry": "B2B", "subindustry": "B2B -> Marketing", "launched_at": 1614618932, "tags": [ "Payments", "Consumer", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "B2B", "Marketing" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/per-diem", "api": "https://yc-oss.github.io/api/batches/winter-2021/per-diem.json" }, { "id": 22836, "name": "Fintoc", "slug": "fintoc", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/27ef60db6369b4ee0c99d323d0fa1867306102b9.png", "website": "https://fintoc.com", "all_locations": "Santiago, Santiago Metropolitan Region, Chile", "long_description": "Account-to-Account payments in Mexico and Chile. ", "one_liner": "Account-to-Account payments in Mexico and Chile.", "team_size": 60, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1614746222, "tags": [ "Developer Tools", "Fintech", "SaaS", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Chile", "Latin America", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/fintoc", "api": "https://yc-oss.github.io/api/batches/winter-2021/fintoc.json" }, { "id": 23260, "name": "Z1", "slug": "z1", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/605165bb447833feb31a6979c23f99a9bafbf954.png", "website": "https://z1.app/", "all_locations": "São Paulo, SP, Brazil; Remote", "long_description": "Z1 is a digital banking app made for teenagers and young adults. By using the Z1 app and a prepaid card linked to their account, teenagers can begin their road to financial independence by learning to manage and spend their money, as well as having a place to receive money they earn through jobs and small businesses.", "one_liner": "Digital bank for teenagers in LatAm connected to prepaid card ", "team_size": 80, "industry": "Fintech", "subindustry": "Fintech -> Consumer Finance", "launched_at": 1614809157, "tags": [ "Fintech", "Payments", "Consumer", "Lending", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Consumer Finance" ], "regions": [ "Brazil", "Latin America", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/z1", "api": "https://yc-oss.github.io/api/batches/winter-2021/z1.json" }, { "id": 23271, "name": "Ziina", "slug": "ziina", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/01b2f0671dab79d7886540ec7fe445dda414f192.png", "website": "https://www.ziina.com", "all_locations": "Dubai, United Arab Emirates", "long_description": "Ziina is bringing the next generation of financial services to the Middle East.", "one_liner": "A digital wallet for the Middle East & North Africa", "team_size": 57, "industry": "Fintech", "subindustry": "Fintech -> Consumer Finance", "launched_at": 1615710655, "tags": [ "Fintech", "Payments", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Consumer Finance" ], "regions": [ "United Arab Emirates", "Middle East and North Africa", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/ziina", "api": "https://yc-oss.github.io/api/batches/winter-2021/ziina.json" }, { "id": 23277, "name": "Pagaloop", "slug": "pagaloop", "former_names": [ "Pagaloop", "Pagaloop (W21)" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/a1f69d980d6dd00c32de1b55392f4b6d7426fe5d.png", "website": "https://www.pagaloop.com", "all_locations": "Mexico City, CDMX, Mexico; Remote", "long_description": "Pagaloop helps business owners and persons in Latin America pay, get paid and extend cash flow using credit cards to finance expenses like rent, taxes, payroll and suppliers, via an extended network of relevant partnerships (federal/local governments, AMEX, HSBC, schools and universities, etc.). The Company provides a service in which a payment is made to a third party (that would typically not accept credit card as a payment method) in exchange for a fee of 4.7% (+ taxes). Additionally, Pagaloop offers payments in 3, 6, 9 or 12\r\nmonths with an extremely accessible commission. All of those solutions without taking any underwriting risk, which remains at the issuer of the credit line.", "one_liner": "Pay, Get Paid and Extend Cash Flow using your Credit Card as…", "team_size": 23, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1614708450, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Mexico", "Latin America", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/pagaloop", "api": "https://yc-oss.github.io/api/batches/winter-2021/pagaloop.json" }, { "id": 23435, "name": "Cheqout", "slug": "cheqout", "former_names": [ "Cheqout Payments Inc" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8ff762d9008ae52914e56724b09462b7d75da5e7.png", "website": "https://cheqout.com", "all_locations": "San Francisco, CA, USA", "long_description": "Cheqout is a mobile POS for brick & mortar businesses that allows waiters and retail workers to take or accept orders & payments. You can think of it as a hybrid of the Apple Store and WeChat Pay, with both staff and customers using their own devices to facilitate the transaction through QR codes.", "one_liner": "Mobile ordering & payments for Brick & Mortars", "team_size": 6, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1614763531, "tags": [ "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/cheqout", "api": "https://yc-oss.github.io/api/batches/winter-2021/cheqout.json" }, { "id": 23453, "name": "HUBUC", "slug": "hubuc", "former_names": [ "B2B FINTECH SOLUTIONS SL" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/94c72c8322619fc4fcd30c21ff401c545be7dc70.png", "website": "https://www.hubuc.com/", "all_locations": "Barcelona, CT, Spain; London, England, United Kingdom", "long_description": "HUBUC P1 is a lightning-fast global card issuing and processing engine.\r\n\r\nWe call this incredible machine P1 because it's fast, lean, and innovative.\r\n\r\nWe believe it's the best, and you should take it for a test drive here: https://www.hubuc.com/", "one_liner": "Global Card Issuing and Payment Processing Engine", "team_size": 11, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1615725925, "tags": [ "Fintech", "Payments", "B2B", "API", "Infrastructure" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Spain", "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/hubuc", "api": "https://yc-oss.github.io/api/batches/winter-2021/hubuc.json" }, { "id": 23796, "name": "Slope", "slug": "slope", "former_names": [ "AirDesk" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/bb362ee6e3bfce450e6a8196b555db1534feef1b.png", "website": "http://www.slopepay.com", "all_locations": "San Francisco, CA, USA", "long_description": "Accept and reconcile B2B payments seamlessly.", "one_liner": "The B2B Payments Platform ", "team_size": 16, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1625009192, "tags": [ "Artificial Intelligence", "Fintech", "Machine Learning", "Payments", "Fraud Detection" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/slope", "api": "https://yc-oss.github.io/api/batches/summer-2021/slope.json" }, { "id": 23820, "name": "Blixo", "slug": "blixo", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/387bbc46ef24e2458068251a26e8567f41af9908.png", "website": "https://blixo.com", "all_locations": "Miami, FL, USA; Remote", "long_description": "Blixo is an all-in-one replacement for things like subscription management, invoicing, collections, and cash application software.\r\n\r\nBlixo improves conversion rates, increases average order size, drives subscriber loyalty, collects unpaid bills, speeds up cashflow, and is the single source of truth for reconciled real time revenue data.", "one_liner": "Accounts receivable automation to help companies get paid faster ", "team_size": 2, "industry": "B2B", "subindustry": "B2B -> Finance and Accounting", "launched_at": 1626374878, "tags": [ "Fintech", "SaaS", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "B2B", "Finance and Accounting" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/blixo", "api": "https://yc-oss.github.io/api/batches/summer-2021/blixo.json" }, { "id": 23948, "name": "Superwall", "slug": "staffbar", "former_names": [ "Share That", "StaffBar" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/e4505819ade5550ec16c605c15c7ccf142d096de.png", "website": "https://superwall.com", "all_locations": "New York, NY, USA", "long_description": "", "one_liner": "Remotely configure every aspect of your mobile app's paywall", "team_size": 15, "industry": "B2B", "subindustry": "B2B -> Engineering, Product and Design", "launched_at": 1628553410, "tags": [ "Developer Tools", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "B2B", "Engineering, Product and Design" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/staffbar", "api": "https://yc-oss.github.io/api/batches/summer-2021/staffbar.json" }, { "id": 23953, "name": "Hive Health", "slug": "hive-health", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/2373edb1dc8e6a513434fa0240f39eb4b143a3be.png", "website": "https://www.ourhivehealth.com", "all_locations": "Manila, NCR, Philippines", "long_description": "", "one_liner": "Simplified digital health insurance for Filipino SMBs", "team_size": null, "industry": "Healthcare", "subindustry": "Healthcare", "launched_at": 1627916419, "tags": [ "Fintech", "Payments", "Telehealth", "Digital Health", "Health Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Healthcare" ], "regions": [ "Philippines", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/hive-health", "api": "https://yc-oss.github.io/api/batches/summer-2021/hive-health.json" }, { "id": 24037, "name": "Levro", "slug": "levro", "former_names": [ "Novo" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3c701b2b04808644316217d356d3d16dfbf3e281.png", "website": "https://www.levro.com", "all_locations": "San Francisco, CA, USA", "long_description": "Levro is a multicurrency account and global payments platform for businesses. We help US & international companies hold, convert, and pay 30+ currencies. Our exchange at rates are 40-90% lower than banks and FX services like Wise. We also offer free currency risk management, recipient onboarding, automated multicurrency reconciliation, and wire tracking.\r\n\r\nIf you have international customers, employee payroll, vendors, or bulk payouts to different countries please send us a note! founders@levro.com", "one_liner": "Multicurrency account & international payments for businesses", "team_size": 12, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1626366454, "tags": [ "Fintech", "Payments", "Finance", "B2B", "International" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/levro", "api": "https://yc-oss.github.io/api/batches/summer-2021/levro.json" }, { "id": 24158, "name": "Forage", "slug": "forage-2", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/23991b3eac1d06368b01c2f9ce5b893ba315f039.png", "website": "http://www.joinforage.com", "all_locations": "San Francisco, CA, USA", "long_description": "Forage is a mission-driven payments company that helps businesses accept government benefits through a single, unified API. Today, over 42 million Americans receive government assistance (ex: Supplemental Nutrition Assistance Program, or SNAP) to buy groceries. Starting with enabling EBT SNAP online, Forage builds the financial infrastructure empowering businesses to serve these shoppers online.", "one_liner": "Payments infrastructure for government benefits", "team_size": 66, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1624983119, "tags": [ "Fintech", "GovTech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/forage-2", "api": "https://yc-oss.github.io/api/batches/summer-2021/forage-2.json" }, { "id": 24347, "name": "Truss", "slug": "truss", "former_names": [ "MazumaGo" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/d3f982deac62cf40f505362f3a6405c4b5190460.png", "website": "https://trusspayments.com", "all_locations": "San Francisco, CA, USA", "long_description": "Truss is an all-in-one banking and payment automation platform for construction businesses. With Truss, construction companies can manage bill payments, receivables, and corporate cards in one place. They can save time on manual data entry by integrating Truss with their existing tools and automating the full billing cycle, from invoicing and reconciliation.", "one_liner": "Banking for construction", "team_size": 12, "industry": "Fintech", "subindustry": "Fintech -> Banking and Exchange", "launched_at": 1627059715, "tags": [ "Fintech", "Payments", "Construction" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Banking and Exchange" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/truss", "api": "https://yc-oss.github.io/api/batches/summer-2021/truss.json" }, { "id": 24379, "name": "Formance", "slug": "formance", "former_names": [ "Goldilocks", "Numary (ex Goldilocks)", "Numary", "Formance (fka Numary)" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/d2bd98c7cb8de435d88c71bda24056e4db21bc5f.png", "website": "https://formance.com", "all_locations": "Paris, Île-de-France, France", "long_description": "Formance Platform is building open-source infrastructure for the next wave of financial services. It enables fintech engineers to build and operate complex flow of funds, weaving together multiple payment rails with internal ledger accounts.\r\n\r\ngithub.com/formancehq/stack", "one_liner": "Open Source Infrastructure for the Financial Internet", "team_size": 30, "industry": "B2B", "subindustry": "B2B", "launched_at": 1626469942, "tags": [ "Developer Tools", "Fintech", "Payments", "B2B", "Open Source" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "B2B" ], "regions": [ "France", "Europe", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/formance", "api": "https://yc-oss.github.io/api/batches/summer-2021/formance.json" }, { "id": 24539, "name": "HitPay", "slug": "hitpay", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/e4b949ac3131bfb2ed68d424a5df1c9a1eea5c64.png", "website": "https://www.hitpayapp.com", "all_locations": "Singapore, Singapore", "long_description": "HitPay is a full stack payments infrastructure platform designed for growing businesses in APAC. Founded in 2016 and headquartered in Singapore, HitPay unifies e-commerce, point of sale, and B2B payments into a single platform. The company is regulated in 6 APAC jurisdictions and backed by leading global investors, including Tiger Global, Y Combinator, Global Founders Capital, and HOF Capital.", "one_liner": "Payments infrastructure for businesses scaling in APAC", "team_size": 35, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1627395951, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Singapore", "Southeast Asia" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/hitpay", "api": "https://yc-oss.github.io/api/batches/summer-2021/hitpay.json" }, { "id": 24557, "name": "Dots 💸", "slug": "dots-2", "former_names": [ "Dots", "Dots" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/ef214a749c163e81772f2ba192fdf4eeec23bbb3.png", "website": "https://usedots.com", "all_locations": "San Francisco, CA, USA", "long_description": "Dots is a developer-friendly API that lets businesses pay their contractors through just a few lines of code. Whether its gig workers like Uber drivers, sellers on marketplaces like Etsy, or simply your local handyman - Dots’ abstracts away the complexity of payouts completely. We manage the entire process: information collection (KYC), payments through any rail (ACH, Venmo, CashApp, Zelle, international, and many more to come), and even filing tax forms! Dots lets developers get payouts up and running over just a few hours, rather than the many months this would normally take.", "one_liner": "Developer friendly drop in payouts infrastructure", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1624985636, "tags": [ "Fintech", "Payments", "API", "Creator Economy" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/dots-2", "api": "https://yc-oss.github.io/api/batches/summer-2021/dots-2.json" }, { "id": 24579, "name": "Nomod", "slug": "nomod", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/aba4a500ebbd7dab967966a95081aeb905413031.png", "website": "https://nomod.com", "all_locations": "Dubai, Dubai, United Arab Emirates; Remote", "long_description": "Nomod is the UAE’s leading payments platform for small businesses — powering 55,000+ merchants, and processing $500M+ in annualised TPV", "one_liner": "The UAE’s leading small business payments platform", "team_size": 68, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1625557737, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United Arab Emirates", "Middle East and North Africa", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/nomod", "api": "https://yc-oss.github.io/api/batches/summer-2021/nomod.json" }, { "id": 24640, "name": "Malga", "slug": "malga", "former_names": [ "Plug" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/bf80258b38552f28c03c1373b8c641819abe5f97.png", "website": "https://malga.io/", "all_locations": "Rio de Janeiro, RJ, Brazil", "long_description": "Malga gives digital businesses access to multiple payments services through a single integration, and the ability to change between them on a transaction to transaction basis without writing code. \r\n", "one_liner": "Malga is an API to accept payments with multiple payment providers", "team_size": 46, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1626365589, "tags": [ "SaaS", "Payments", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Brazil", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/malga", "api": "https://yc-oss.github.io/api/batches/summer-2021/malga.json" }, { "id": 24907, "name": "Toku", "slug": "toku", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/ecd9035c05570df39ab2d459dd2547e334bc92f0.png", "website": "https://trytoku.com/", "all_locations": "Mexico City, CDMX, Mexico", "long_description": "Toku helps companies increase their monthly revenue collection rate so they can focus on the their main business. Payment method management, failed payment retries, payment reminders, failed payment notifications, among others.", "one_liner": "Account Receivables Platform for Latin American Enterprises", "team_size": 150, "industry": "B2B", "subindustry": "B2B -> Finance and Accounting", "launched_at": 1626099984, "tags": [ "FinOps", "Fintech", "SaaS", "Payments", "Subscriptions" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "B2B", "Finance and Accounting" ], "regions": [ "Mexico", "Latin America" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/toku", "api": "https://yc-oss.github.io/api/batches/summer-2021/toku.json" }, { "id": 25120, "name": "Elevate (formerly Bloom)", "slug": "elevate", "former_names": [ "East Africa Financial Technologies Inc (Brand name: Bloom).", "EAFT (Brand name: Bloom).", "EAFT (Bloom)", "Bloom", "bloom", "Bloom" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/bc3d0ef28fa8806d45415f17c3713cfab0728c8a.png", "website": "https://www.elevatepay.co", "all_locations": "Dubai, Dubai, United Arab Emirates", "long_description": "We provide US based USD deposit accounts that sit with a licensed banking partner. Elevate's FDIC-insured USD accounts offer ACH, wire inbound and outbound payments, and a free Mastercard debit card. Our regional payout partners enable our users to send their money back home at very low cost. We're targetting non-US residents in emerging markets who struggle to get paid in USD.", "one_liner": "US based USD accounts for non-US residents ", "team_size": 7, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1646751404, "tags": [ "Fintech", "Payments", "Consumer", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United Arab Emirates", "Middle East and North Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/elevate", "api": "https://yc-oss.github.io/api/batches/winter-2022/elevate.json" }, { "id": 25304, "name": "Kapital Bank", "slug": "kapital-bank", "former_names": [ "Kapital" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/0e7631cd35e1333e5d0030032021c458ed7fc190.png", "website": "https://www.kapital.mx", "all_locations": "Mexico City, CDMX, Mexico", "long_description": "Cash management solution that offers debit & credit solutions for SMBs in LATAM. \r\n- 24/ Multi-treasury: multiple debit accounts, payroll & services payment, wires\r\n- Corporate Expenses: dashboard and prepaid cards to control your employee's budget & expenses\r\n- Credit Card: flexible global line where you can decide to use it as a revolving line or as a simple amortizable credit in installments. ", "one_liner": "Data driven neobank for SMBs in LATAM", "team_size": 500, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1642007431, "tags": [ "Fintech", "SaaS", "Payments", "B2B", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech" ], "regions": [ "Mexico", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/kapital-bank", "api": "https://yc-oss.github.io/api/batches/winter-2022/kapital-bank.json" }, { "id": 25315, "name": "Rebill", "slug": "rebill", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/ac317d3596d742abd3e551f40119a6ba9a7f3d40.png", "website": "https://www.rebill.com", "all_locations": "Buenos Aires, CABA, Argentina", "long_description": "Rebill helps global companies process payments, payouts, and financial operations in LATAM and the US without local entities.\r\n‍\r\nWith one integration, companies can accept payments, subscriptions, and installments across markets without setting up fragmented payment stacks country by country. Rebill combines local acquiring, 100+ payment methods, smart routing, retries, recovery, unified settlement, and a developer-first product in one platform.\r\n\r\nWe help merchants launch faster, increase conversion, and operate across underserved markets with the simplicity global companies expect.", "one_liner": "Global payments infrastructure in LATAM and US", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1645553649, "tags": [ "Fintech", "SaaS", "Payments", "B2B", "Subscriptions" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Argentina", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/rebill", "api": "https://yc-oss.github.io/api/batches/winter-2022/rebill.json" }, { "id": 25444, "name": "Touch and Pay Technologies Limited", "slug": "touch-and-pay-technologies-limited", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/6f64b367d90d1c85b406160b1ee725d340e272ae.png", "website": "https://touchandpay.me/", "all_locations": "Lagos, LA, Nigeria", "long_description": "We process cash-based microtransactions across Africa's informal sector, an example of microtransaction is payment for bus rides today we help over 300k people make this payment.", "one_liner": "Digitizing and processing Microtransactions in Africa", "team_size": 55, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1642780792, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/touch-and-pay-technologies-limited", "api": "https://yc-oss.github.io/api/batches/winter-2022/touch-and-pay-technologies-limited.json" }, { "id": 25515, "name": "Whiz", "slug": "whiz", "former_names": [ "Rocket Pocket" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b558731717f275fda1e0113ad54aa54d77d8cd3e.png", "website": "https://whiz.id", "all_locations": "Jakarta, Jakarta, Indonesia", "long_description": "Whiz revolutionizes the way you manage finances, providing innovative solutions for a wealthier future—where your money earns more, fully insured by Indonesia Deposit Insurance Corporation (IDIC). Join us on this journey toward financial empowerment.", "one_liner": "Transforming Finances, Maximizing Your Money Potential.", "team_size": 9, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1648033315, "tags": [ "Fintech", "Payments", "Consumer", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "Indonesia", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/whiz", "api": "https://yc-oss.github.io/api/batches/winter-2022/whiz.json" }, { "id": 25593, "name": "Cardda", "slug": "cardda", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/64a0a5dd4f5579a046ac96d45ad1b947731896cf.png", "website": "https://cardda.com", "all_locations": "Santiago, Santiago Metropolitan Region, Chile; Mexico City, CDMX, Mexico", "long_description": "All-in-one spend management for businesses in Latam.\r\nWe give customers tools for bill payments, automated local transfers and corporate cards.", "one_liner": "All-in-one spend management for businesses in Latam", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1644575523, "tags": [ "Fintech", "SaaS", "Payments", "B2B", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Chile", "Mexico", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/cardda", "api": "https://yc-oss.github.io/api/batches/winter-2022/cardda.json" }, { "id": 25670, "name": "Eazipay Inc.", "slug": "eazipay-inc", "former_names": [ "Myeazipay Technology Services Limited" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4a6d38a5e03130b41b7c1ced5d2b0e7c87a4c691.png", "website": "https://myeazipay.com", "all_locations": "Lagos, LA, Nigeria", "long_description": "Eazipay is Africa’s leading payroll and payment automation platform, making it easy for businesses to pay their teams accurately, on time, and with minimal effort. Our Payroll API enables businesses, fintechs, and platforms to integrate payroll processing directly into their systems—automating salary payments, tax deductions, and compliance.\r\n\r\nBeyond payroll, Eazipay also empowers workers by providing faster access to their earnings and financial benefits. With features like early wage access and financial wellness tools, we help employees and gig workers gain more control over their income and financial stability.\r\n\r\nWe now serve over 10k businesses, with many YC companies as customers. ", "one_liner": "Eazipay powers effortless payroll and financial access in Africa.", "team_size": 27, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1643192248, "tags": [ "Fintech", "Payments", "Payroll" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/eazipay-inc", "api": "https://yc-oss.github.io/api/batches/winter-2022/eazipay-inc.json" }, { "id": 25685, "name": "Boya", "slug": "boya", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/cd660e44ef0d74bea007a7a875e98a17aab35613.png", "website": "https://boyahq.com/", "all_locations": "Nairobi, Nairobi County, Kenya", "long_description": "Boya Makes it easy for businesses in Africa to issue corporate expense cards instantly and great software to control and track spending. For example, if you run a pharmaceutical company, you can use Boya to instantly issue Visa cards to sales and marketing teams and get real-time visibility and control over their spending.\r\n\r\n50M+ businesses in Africa have no easy way to streamline and track their employee spending in real-time. So we are building a corporate card and a spend management platform that enables businesses to streamline spend workflows and provide real-time reporting. We are building the first corporate card that supports mobile money, banks and card schemes payment workflows\r\n", "one_liner": "Corporate Expense cards and Spend management for businesses in Africa", "team_size": 9, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1644923560, "tags": [ "FinOps", "Fintech", "Payments", "B2B", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech" ], "regions": [ "Kenya", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/boya", "api": "https://yc-oss.github.io/api/batches/winter-2022/boya.json" }, { "id": 25694, "name": "PayCrunch", "slug": "paycrunch", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/875f70726bf714e04e2c65653e8ccf92d8beb470.png", "website": "https://paycrunch.in", "all_locations": "Bengaluru, KA, India", "long_description": "More than 150 million people in India are not able to access formal Credits in India either because of lack of financial data or low credit scores. We use Alternative Credit scoring models to provide a Pay Later option on UPI to a wider audience. ", "one_liner": "Credit Card for college students based on UPI.", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech -> Credit and Lending", "launched_at": 1642415941, "tags": [ "Fintech", "Payments", "India" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Credit and Lending" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/paycrunch", "api": "https://yc-oss.github.io/api/batches/winter-2022/paycrunch.json" }, { "id": 25726, "name": "Vendy", "slug": "vendy", "former_names": [ "payeasy", "wepayeasy" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/2281bc324d5c5e58506c7f08aa342175a403f0bf.png", "website": "https://myvendy.com", "all_locations": "Lagos, LA, Nigeria; LA, Nigeria", "long_description": "Vendy is a marketplace on WhatsApp. We provide customized WhatsApp shops for sellers, allowing buyers to browse inventory, place orders with automated invoicing, and make payments, all within WhatsApp. No app download or sign-up required.", "one_liner": "Vendy is a marketplace on WhatsApp", "team_size": 20, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1646358782, "tags": [ "Payments", "B2B", "E-commerce" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/vendy", "api": "https://yc-oss.github.io/api/batches/winter-2022/vendy.json" }, { "id": 25776, "name": "Partna", "slug": "partna", "former_names": [ "Coinprofile", "Payourse (We built Coinprofile)", "Payourse" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/ae92ae03ac6751b76d657b89f31e27c32bddc3d7.png", "website": "https://getpartna.com", "all_locations": "Wilmington, DE, USA; Remote", "long_description": "Stablecoin-powered payment infrastructure, to collect, convert, and settle between Africa and global markets.", "one_liner": "Unlock African payments", "team_size": 8, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1647334206, "tags": [ "Fintech", "Payments", "Remittances" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/partna", "api": "https://yc-oss.github.io/api/batches/winter-2022/partna.json" }, { "id": 25870, "name": "Top Road", "slug": "top-road", "former_names": [ "RE-MINT", "re-mint", "Top Road", "GPT Builder Tools by Top Road" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/50c64eee4fb328983954a1afb2acfcbb3e366dc6.png", "website": "https://toproad.ai", "all_locations": "Sydney, NSW, Australia", "long_description": "Top Road provides no-code analytics & payment tools so creators can monetise their AI apps (\"GPTs\") in the OpenAI ecosystem. ", "one_liner": "Payments & analytics for apps in the OpenAI GPT Store", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1644389361, "tags": [ "Fintech", "Generative AI", "Payments", "Analytics", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Australia", "Oceania", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/top-road", "api": "https://yc-oss.github.io/api/batches/winter-2022/top-road.json" }, { "id": 25911, "name": "Cypher", "slug": "cypher", "former_names": [ "CypherD", "CypherD Wallet", "Cypher Wallet" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/9c93afdca59e284c9f7ffb0e5af75d2830c485d1.png", "website": "https://cypherhq.io/", "all_locations": "Palo Alto, CA, USA", "long_description": "Internet broke physical boundaries in commerce and made it global. It never happened in finance. Almost all financial consumer apps are country specific. Stablecoins are the internet moment for finance industry.\r\n\r\nCypher lets an user download an app from anywhere in the world and have a bank account in 5 mins and start transacting with the crypto card. Can instantly send USDC to anywhere in the world.", "one_liner": "Crypto Neo-Bank (WhatsApp moment for bank accounts)", "team_size": 12, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1644960126, "tags": [ "DeFi", "Crypto / Web3", "Payments" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/cypher", "api": "https://yc-oss.github.io/api/batches/winter-2022/cypher.json" }, { "id": 25948, "name": "Spade", "slug": "spade", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/dc25342edef4b9f6942587780f3a5d96fae04f9c.png", "website": "https://www.spade.com", "all_locations": "New York, NY, USA", "long_description": "Spade is the next generation of fintech infrastructure. We’re building a financial data enrichment API purpose built to empower our customers to uncover the truth hidden within their transaction data. We use our vast, ground-truth merchant data set to decipher cryptic transactions, helping customers underwrite, detect fraud, build better banking infrastructure and get a unique understanding of their users’ spending habits.", "one_liner": "Enriched transaction data you can build on", "team_size": 25, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1641512856, "tags": [ "Fintech", "Machine Learning", "Payments", "Data Labeling", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/spade", "api": "https://yc-oss.github.io/api/batches/winter-2022/spade.json" }, { "id": 25981, "name": "Arpari", "slug": "arpari", "former_names": [ "re-eval" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/1daae7ef53262d8880fc5c5838278da9bea07522.png", "website": "https://www.arpari.com", "all_locations": "New York City, NY, USA", "long_description": "Treasury management platform built for multibank finance teams. Seamlessly consolidate company finances, manage payments and financial operations from a single dashboard. ", "one_liner": "Multibank treasury management", "team_size": 6, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1648002361, "tags": [ "Fintech", "SaaS", "Real Estate", "Payments", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/arpari", "api": "https://yc-oss.github.io/api/batches/winter-2022/arpari.json" }, { "id": 26051, "name": "GIMO", "slug": "gimo", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/c68de92438a9912956f54bb8432706d4b265d422.png", "website": "https://gimo.vn/en", "all_locations": "Hanoi, Hanoi, Vietnam", "long_description": "We are building a new financial platform that helps underbanked workers get paid as they earn it, anytime, anywhere. By partnering up with corporate employers, GIMO is providing a mobile financial application as a benefit to their employees, aiming at changing the way the employees earn, spend, save and invest.", "one_liner": "We help underbanked workers get paid before payday", "team_size": 70, "industry": "Fintech", "subindustry": "Fintech -> Credit and Lending", "launched_at": 1639507973, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Credit and Lending" ], "regions": [ "Vietnam", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/gimo", "api": "https://yc-oss.github.io/api/batches/winter-2022/gimo.json" }, { "id": 26109, "name": "Poko", "slug": "poko", "former_names": [ "Shoppa" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/e9223cea998383ca05659ccb9f8a005d117395d4.png", "website": "http://www.pokoapp.xyz", "all_locations": "Singapore, Singapore", "long_description": "Poko enables seamless transfers from local payment rails to web3 infrastructure enabling web3 wallets, marketplaces, games and DApps to acquire more users. With Poko’s SDK, web3 builders can easily enable fiat-to-crypto onramping with 100+ common local payment methods or easily pay for NFTs with local payment methods. Poko's fiat-to-cryptoonramp aggregator reduces onramping costs by up to 70% and increases transaction success rates by up to 5x through a smart routing logic and a single integration to multiple onramps. It's Direct Checkout solution enables one step purchasing from fiat payment rails from any smart contract for 79% higher user conversion. The co-founders’ experience includes being chief strategy officer of a $2.4B coincap protocol, leading technical implementation of Singapore’s central bank’s experiment in cross-border payments on blockchain rails, policy experience as payments task force member at the World Economic Forum, ex-Ethereum Foundation Fellow, and CTO of a 2M+ user play to earn game.", "one_liner": "Seamless Fiat Payments for Web3", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1641453325, "tags": [ "Developer Tools", "Crypto / Web3", "Payments", "Gaming", "Creator Economy" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech" ], "regions": [ "Singapore", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/poko", "api": "https://yc-oss.github.io/api/batches/winter-2022/poko.json" }, { "id": 26290, "name": "Mono", "slug": "mono-2", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/0ac95d1949a6a54c8aa8d516807ab68da84ba80d.png", "website": "https://mono.la", "all_locations": "Bogotá, Bogota, Colombia; Remote", "long_description": "Mono provides an API-first platform that lets any company in LatAm offer financial capabilities, wallets, real-time payouts (Bre-B), Visa cards, and multi-rail bank transfer without becoming a fintech.", "one_liner": "Embedded finance infrastructure for LatAm enterprises.", "team_size": 30, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1642010570, "tags": [ "Fintech", "Payments", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Colombia", "Latin America", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": true, "demo_day_video_public": true, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/mono-2", "api": "https://yc-oss.github.io/api/batches/winter-2022/mono-2.json" }, { "id": 26681, "name": "Alma", "slug": "alma", "former_names": [ "Alma Financial", "Derisk", "Alma Financial" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/581364464788680f269b799b7681e692ba938361.png", "website": "https://www.myalmafi.com", "all_locations": "Seattle, WA, USA; Palo Alto, CA, USA; Remote", "long_description": "", "one_liner": "Gamified mobile banking app where people can win $1M every Wednesday", "team_size": null, "industry": "Fintech", "subindustry": "Fintech -> Consumer Finance", "launched_at": 1657738883, "tags": [ "Fintech", "Payments", "Gaming", "Consumer Finance", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Inactive", "industries": [ "Fintech", "Consumer Finance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/alma", "api": "https://yc-oss.github.io/api/batches/summer-2022/alma.json" }, { "id": 26707, "name": "Chariot", "slug": "chariot-2", "former_names": [ "StreamD" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/ed1abcaa2a964bf97b774958baa4648406f9c9ca.png", "website": "https://givechariot.com/", "all_locations": "New York, NY, USA", "long_description": "Chariot is building the financial infrastructure for the $326 billion donor-advised fund (DAF) market, the fastest-growing segment of philanthropy. Our gift processing platform is an end-to-end solution for managing DAF payments, making it easier for grantmakers to send grant payments and nonprofits to receive, reconcile, and enrich their donation data.\r\n\r\nChariot also powers DAFpay, the industry’s first integrated DAF payment option and a TIME’s Best Invention of 2025. It is embedded on over 100,000 nonprofits’ donation forms—including American Cancer Society, Memorial Sloan Kettering Cancer Center, and University of Pennsylvania—and is a primary payment option on leading fundraising platforms like GoFundMe and GiveButter.\r\n\r\nHundreds of millions are already moving through Chariot’s platform, and we’re just getting started.", "one_liner": "A payment network connecting nonprofits to the $326B in DAFs", "team_size": 24, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1656346176, "tags": [ "Fintech", "SaaS", "Payments", "Nonprofit", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/chariot-2", "api": "https://yc-oss.github.io/api/batches/summer-2022/chariot-2.json" }, { "id": 26716, "name": "erad", "slug": "erad", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/9d0ed957088f6e7aa3ae2c4441c38d0cfd8d0fe4.png", "website": "https://erad.co/", "all_locations": "Riyadh, Riyadh Province, Saudi Arabia", "long_description": "erad provides startups in the Middle East with non-dilutive growth capital. Connect your sales, marketing and banking data and receive an offer within 48 hours. Get access to key insights and analysis about your business.", "one_liner": "Non-dilutive funding and payments in the Middle East", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1653900418, "tags": [ "Fintech", "Payments", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech" ], "regions": [ "Saudi Arabia", "Middle East and North Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/erad", "api": "https://yc-oss.github.io/api/batches/summer-2022/erad.json" }, { "id": 26725, "name": "ECSA", "slug": "ecsa", "former_names": [ "Kapstar", "ECSA", "E C S A", "KAPSTAR TECHNOLOGIES" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/7fc115c250b2dbc077b89ce7c920be25aab67b1a.png", "website": "http://ecsa.finance/", "all_locations": "Manaus, AM, Brazil", "long_description": "Our AI Agent runs the entire international trade operation: handles customs processes with government agencies and regulators, orchestrates cross-border payments, and provides credit solutions for trade finance.\r\n\r\n Built by ECSA, a Central Bank–licensed FX bank, the agent allows exporters and importers to move goods and money seamlessly across borders. \r\n\r\nToday it powers +USD 1b in annual volume across +17.000 transactions, cutting costs and eliminating regulatory friction.", "one_liner": "AI Agent runs the entire international trade operation", "team_size": null, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1655314683, "tags": [ "Artificial Intelligence", "Fintech", "Crypto / Web3", "Payments", "Supply Chain" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Brazil", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/ecsa", "api": "https://yc-oss.github.io/api/batches/summer-2022/ecsa.json" }, { "id": 26740, "name": "BlueHill Payments", "slug": "bluehill-payments", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/7848c9198395ee8ed47b855acc7e0a344b4526cb.png", "website": "https://www.useBlueHill.com/", "all_locations": "Chicago, IL, USA", "long_description": "BlueHill replaces the patchwork of tools you use to manage clients. Instead of bouncing between a project management app, a shared inbox, a portal solution, and a spreadsheet to track onboarding — BlueHill brings it all into one platform. Your team gets built-in email, structured onboarding workflows, project management, and a complete history of every client interaction. No more lost context, no more switching between tabs, and no more wondering who said what to which client.\r\n\r\nYour clients get a branded portal experience where they can communicate with your team, track progress, and access everything they need — without the confusion of scattered tools and login links. Whether you're onboarding a new client, managing an ongoing project, or following up on a conversation from three months ago, BlueHill keeps everything connected so your team stays aligned and every client feels taken care of.", "one_liner": "Client management, communication, and projects in one platform.", "team_size": 2, "industry": "B2B", "subindustry": "B2B -> Productivity", "launched_at": 1653075430, "tags": [ "Payments", "Productivity", "Operations" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "B2B", "Productivity" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": true, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/bluehill-payments", "api": "https://yc-oss.github.io/api/batches/summer-2022/bluehill-payments.json" }, { "id": 26755, "name": "Sunlight", "slug": "sunlight", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/31758f22583088dc4bc585ae2c372fbd95e94ea0.png", "website": "https://www.sunlightapi.com/", "all_locations": "New York, NY, USA; Tel Aviv-Yafo, Tel Aviv District, Israel", "long_description": "Sunlight is an API to change the card-on-file with apps and subscription services. Fintechs use Sunlight to automatically make their cards top-of-wallet as soon as they're issued. \r\n\r\nMerchants, service providers and subscriptions-based businesses everywhere now offer their customers the ability to save a debit/credit card on file, so they can pay their bills on time, buy in one click, or earn rewards. In 2021, 79% of consumers worldwide reported already having at least one payment card saved with a service or being open to doing so. \r\n\r\nIn recent years, card-issuing as-a-service has become mainstream: any company can now start their own card business in a matter of weeks. Last year, the number of new payment cards issued was at an all-time high. For users, however, switching banks or opening a new card now comes with an additional hurdle: they need to update their payment info across the internet. On the other side of that equation, card issuers have no visibility or control over the card-on-file updating process, and as a result struggle to get their new users to switch their spend from their old card to the new one, leading to low conversion rates and missed revenue opportunities.\r\n\r\nUntil Sunlight.\r\n\r\nWith our universal get-your-card-on-file API, FIs can now offer their users, at any point in their journey, a quick and easy way to update their debit/credit card info everywhere they shop or pay online, without ever leaving their Apps.\r\n\r\nThe Sunlight API works on every platform that has a card-on-file option (think Uber, Amazon, Netflix, DoorDash, Starbucks and so many more…), is as seamless as a Plaid connection, and always gets the card number and CVV code right on the first try!", "one_liner": "The Universal Card-On-File API", "team_size": 6, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1655927638, "tags": [ "Fintech", "Payments", "B2B", "API" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech" ], "regions": [ "United States of America", "Israel", "America / Canada", "Middle East and North Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/sunlight", "api": "https://yc-oss.github.io/api/batches/summer-2022/sunlight.json" }, { "id": 26770, "name": "Bridgecard", "slug": "bridgecard", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/c5e1b47cd7ecdbae56cbc14240cd9bee1aa76d22.png", "website": "https://bridgecard.cards", "all_locations": "Lagos, LA, Nigeria", "long_description": "Bridgecard makes it easy for fintechs to issue MasterCard or Visa cards that work anywhere in the world. We provide easy-to-integrate APIs to issue virtual and physical cards and we can get you started in weeks instead of months.\r\n\r\nFor nearly three years, we’ve supported Africa’s top startups with stable, high-growth card solutions. Thanks to our stability, over 50% of our clients have grown their volumes by more than 5X within 6 months. Our commitment is to deliver great cards that work, provide reliable support, and unbeatable uptime so that your users can be satisfied.", "one_liner": "Card issuer for Africa", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1660576632, "tags": [ "Banking as a Service", "Fintech", "Payments", "B2B", "API" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/bridgecard", "api": "https://yc-oss.github.io/api/batches/summer-2022/bridgecard.json" }, { "id": 26797, "name": "Rio", "slug": "rio", "former_names": [ "Rampa" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/efb1b318b2f093000a46046dd04d837de28d5be7.png", "website": "https://www.rio.trade", "all_locations": "Mexico City, CDMX, Mexico", "long_description": "Rio is the premier stablecoin liquidity provider for the LATAM market. We enable access to stablecoins for financial innovators to scale their products.", "one_liner": "LATAM’s largest stablecoin FX and liquidity provider", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1658795593, "tags": [ "Fintech", "Crypto / Web3", "Payments", "Latin America" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Mexico", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/rio", "api": "https://yc-oss.github.io/api/batches/summer-2022/rio.json" }, { "id": 26803, "name": "Tank Payments", "slug": "tank-payments", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4db7a5077a335ed33cdb02645791bdc760dba1ca.png", "website": "https://www.tankpayments.com/", "all_locations": "Austin, TX, USA", "long_description": "Tank Payments is building modern financial infrastructure for the trucking industry. We offer payables automation software for logistics businesses that make hundreds of payments to trucking businesses every day. For trucking businesses, we provide a best-in-class banking platform, designed to meet the unique financial needs of the trucking sector.", "one_liner": "Modern financial infrastructure for the trucking industry.", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1659420849, "tags": [ "Fintech", "SaaS", "Payments", "Logistics", "Supply Chain" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/tank-payments", "api": "https://yc-oss.github.io/api/batches/summer-2022/tank-payments.json" }, { "id": 26901, "name": "FlyCode", "slug": "flycode", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4cd904583699bd121334a407aea4c0921152f48a.png", "website": "https://www.flycode.com", "all_locations": "Boston, MA, USA", "long_description": "FlyCode helps subscription merchants maximize revenue. We reduce involuntary churn by managing payment failures intelligently.\r\n\r\nWe’re Jake, Etai, and Tzachi and we’re building FlyCode.\r\n\r\nTL;DR: If you sell SaaS or B2C subscriptions, we’re here to help you recover lost revenue due to failed payments and involuntary churn.\r\n\r\n‘Involuntary’ or ‘Passive’ churn is a hidden Revenue Killer 💳 for Subscription Businesses\r\n\r\n❌ THE PROBLEM: Recovering Failed Payments is Complex\r\nInvoluntary churn refers to the loss of subscribers due to payment failures, not due to them actively canceling. While it is both possible and a worthwhile strategy to attempt to win back a customer during the cancellation process — involuntary churn is not intentional and in most cases, your customers aren’t even aware that their payment failed.\r\n\r\n💰 Bottom line?\r\nEffective payment optimization does reduce involuntary churn and will increase ARR by as much as 5-10%\r\n\r\nFLYCODE SOLUTION 💡\r\nFlyCode leverages ML and AI to provide Payment Optimization and smart payment retries to maximize subscription revenue and reduce churn. We apply a unique model tailored to each Merchant and their customers to ensure optimal results.\r\n\r\n⚡️Automatically recover failed subscription payments and reduce passive churn\r\n\r\n⚡️Use ML & AI based payment optimization to find the best time to charge your customers\r\n\r\n⚡️ Improve customer experience by coordinating payment retries with customer emails/SMS\r\n\r\n🛠️ We support OOTB + Custom Integrations for Merchants and White-Label for Platforms\r\n", "one_liner": "Recover failed subscription payments to increase retention and LTV", "team_size": 7, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1657031035, "tags": [ "Artificial Intelligence", "Fintech", "Payments", "E-commerce", "Subscriptions" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/flycode", "api": "https://yc-oss.github.io/api/batches/summer-2022/flycode.json" }, { "id": 27048, "name": "Payfura", "slug": "payfura", "former_names": [ "Rampay" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/63716659153a382d18dd3ed5667bcd754a6aa1c4.png", "website": "https://www.payfura.com", "all_locations": "Delaware City, DE, USA; Delhi, DL, India; Remote", "long_description": "Payfura is a fiat<>crypto on/off ramp payment gateway for web3 applications. We are a bridge between fiat and crypto so web3 applications can seamlessly onboard users across different geographies with local payment methods.\r\n\r\nKey Features:\r\n- Currencies supported: 150+ fiat currencies, 100+ crypto currencies.\r\n- Regions supported: US, Europe, LATAM, SEA, Africa.\r\n- Payment methods: Credit/Debit cards, E-wallets, Bank transfers and many more.\r\n- Partner Dashboard: A powerful dashboard for partners to get detailed insights and analytics for their orders\r\n- Handle KYC and AML compliances of local regions.\r\n- API and SDK integration.", "one_liner": "Global payment gateway to buy/sell crypto", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1655701269, "tags": [ "DeFi", "Fintech", "SaaS", "Crypto / Web3", "Payments" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "India", "America / Canada", "South Asia", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/payfura", "api": "https://yc-oss.github.io/api/batches/summer-2022/payfura.json" }, { "id": 27049, "name": "Anchor", "slug": "anchor", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4d9e510d39cddedba8ade2150d4c3b5cb572aa10.png", "website": "https://getanchor.co/", "all_locations": "Lagos, LA, Nigeria; LA, Nigeria", "long_description": "Anchor provides APIs, dashboard and tools that help developers easily embed and build banking products. This includes APIs for creating bank accounts, funds transfers, savings products, issuing cards and offering loans.\r\n\r\nWe also provide regulatory coverage and continuous compliance support to our partners.", "one_liner": "Embedded finance platform for African businesses", "team_size": 8, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1660159414, "tags": [ "Banking as a Service", "Fintech", "Payments", "B2B", "API" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/anchor", "api": "https://yc-oss.github.io/api/batches/summer-2022/anchor.json" }, { "id": 27137, "name": "PrimeVault", "slug": "primevault", "former_names": [ "Exchecker", "Excheqr" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/c063ef6501ec4e09baa9f49d2abc635ba2fa65b8.png", "website": "https://www.primevault.com", "all_locations": "San Francisco, CA, USA; Remote", "long_description": "PrimeVault is the all-in-one digital asset and stablecoin platform for enterprises and financial institutions. Built for modern finance, PrimeVault combines secure wallets, programmable treasury, compliance, and market access in one seamless solution. \r\n\r\nWith robust security and modular infrastructure, PrimeVault empowers institutions to issue, manage, and move digital assets at scale.\r\n\r\nDiscover how we makes digital asset finance simple at primevault.com.", "one_liner": "Infrastructure powering stablecoin and digital finance", "team_size": 11, "industry": "Fintech", "subindustry": "Fintech -> Asset Management", "launched_at": 1659127326, "tags": [ "Fintech", "Crypto / Web3", "Payments", "B2B", "Infrastructure" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Asset Management" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/primevault", "api": "https://yc-oss.github.io/api/batches/summer-2022/primevault.json" }, { "id": 27262, "name": "Pivo Technology Inc", "slug": "pivo-technology-inc", "former_names": [ "Pivo Technology" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/7420fcdf5d2a549094588e1723a574be25f57e2e.png", "website": "http://www.pivo.africa", "all_locations": "Lagos, LA, Nigeria; LA, Nigeria", "long_description": "Africa has experienced robust macroeconomic growth over the last five years and was the second fastest growing region in 2019 with a GDP of $2.6T, a 3.7% increase on 2018. Nigeria makes up $0.5T, 50% of which comes from Small and Medium Enterprises (SMEs) – a huge number of these operate within large manufacturing supply chains.\r\n\r\nStarting with Freight Carriers Pivo makes financial services easily accessible for truck owners and truck drivers by providing a bank account, debit card and digital invoicing tools so they can get paid faster and avoid cash flow problems.\r\n\r\nThis will be further augmented by more fundamental financial products such as credit, transaction management, and expense management, to improve their cashflow. ", "one_liner": "Digital Bank for Freight Carriers in Africa.", "team_size": 11, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1656940518, "tags": [ "Fintech", "Payments", "B2B", "Supply Chain", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Inactive", "industries": [ "Fintech" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/pivo-technology-inc", "api": "https://yc-oss.github.io/api/batches/summer-2022/pivo-technology-inc.json" }, { "id": 27267, "name": "Ping", "slug": "ping", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/e9b87c65de1557a4548c55d16dabf0051c7a1e7d.png", "website": "https://www.letsping.com/", "all_locations": "Buenos Aires, CABA, Argentina; Miami, FL, USA; Remote", "long_description": "Ping enables international contractors and freelancers to have access to a personal Dollar account in the US, a crypto account, and generate invoices to get paid. With Ping, workers make on average 4% more money and get paid the same day.\r\n", "one_liner": "The global neo-bank for contractors and freelancers", "team_size": 20, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1657547998, "tags": [ "Crypto / Web3", "Payments", "Neobank" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech" ], "regions": [ "Argentina", "United States of America", "Latin America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/ping", "api": "https://yc-oss.github.io/api/batches/summer-2022/ping.json" }, { "id": 27674, "name": "OneText", "slug": "onetext", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/9918e6f95f34bd512b7ab9b29b23ebfc3b8a58dd.png", "website": "https://onetext.com", "all_locations": "San Francisco, CA, USA; Remote", "long_description": "OneText is disrupting SMS marketing and payments. We win incremental sales for direct to consumer brands by making every purchase as effortless as paying with your hotel room number. OneText shoppers literally reply and buy with one text.\r\n\r\nIn our first year, we’ve onboarded 50 fast-growing e-commerce brands and have added as much as 14% in incremental revenue to their bottom lines. In March, we generated $597,000 dollars in payments. In April, we’ll book $50,000 dollars in revenue. \r\n\r\nFounders Jonathan Fudem/CEO and Daniel Brain/CTO met at PayPal Checkout where we designed and launched some of the world’s best checkout experiences. We left PayPal to build a payments company that actually helps merchants acquire customers and win sales.\r\n\r\nThe CMO of our largest customer, a $90M clothing brand, says we have revolutionized marketing for his company, and are, quote: “the best thing that’s happened to SMS marketing in forever.”\r\n\r\nWe are excited to share what you can do with OneText.", "one_liner": "Frictionless payments via SMS", "team_size": 6, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1666741733, "tags": [ "Fintech", "Payments", "Consumer", "B2B", "E-commerce" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": true, "demo_day_video_public": false, "app_answers": true, "question_answers": false, "url": "https://www.ycombinator.com/companies/onetext", "api": "https://yc-oss.github.io/api/batches/winter-2023/onetext.json" }, { "id": 27714, "name": "Palomma", "slug": "palomma", "former_names": [ "Pagaa" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/6efa2d71f0a1a589e982662a2f6c1a1eab9c259b.png", "website": "http://www.palomma.com/", "all_locations": "Medellín, Antioquia, Colombia", "long_description": "Palomma is building the AI-native bank for real estate in LatAm. We start with AI agents for property managers (leasing, sales, collections), then add payments to own the flow of rent. This unlocks credit and insurance products to monetize on the $235Bn of rental flows from tenants and landlords.", "one_liner": "AI & financial services for real estate in LatAm, starting by rent", "team_size": 8, "industry": "Real Estate and Construction", "subindustry": "Real Estate and Construction", "launched_at": 1677732513, "tags": [ "SaaS", "Payments", "Finance", "B2B", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "Real Estate and Construction" ], "regions": [ "Colombia", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/palomma", "api": "https://yc-oss.github.io/api/batches/winter-2023/palomma.json" }, { "id": 27841, "name": "Bujeti", "slug": "bujeti", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/62a7ef894596096ec275d7930a661da71c364631.png", "website": "https://www.bujeti.com", "all_locations": "Lagos, LA, Nigeria; Remote", "long_description": "Control spending, process payments, manage payroll, and multi-currency operations with approval workflows, total visibility and control, from one unified platform", "one_liner": "The Finance Control Centre for African Businesses", "team_size": 35, "industry": "B2B", "subindustry": "B2B -> Finance and Accounting", "launched_at": 1673189707, "tags": [ "Fintech", "SaaS", "Payments", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "B2B", "Finance and Accounting" ], "regions": [ "Nigeria", "Africa", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/bujeti", "api": "https://yc-oss.github.io/api/batches/winter-2023/bujeti.json" }, { "id": 27846, "name": "PoloTab", "slug": "polotab", "former_names": [ "PoloPay", "Polo", "PoloPay", "Polo" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/125206d3d51ae1a0a9e8a0446836031dcecb557a.png", "website": "https://polotab.com", "all_locations": "Mexico City, CDMX, Mexico", "long_description": "The ecosystem coffee shops and restaurants in Mexico run on.\r\n\r\nFrom point of sale, to inventory management, payments and much more for the most demanding. \r\n\r\nOur tech is as user-friendly as an iPhone, yet powerful enough to power Starbucks. \r\n\r\nPoloTab is led by a team driven by the vision that things should be different, with the skills to make it happen. We were born from the food & beverage industry and are here to make a difference, not merely be part of the crowd.", "one_liner": "Restaurant software that actually works", "team_size": 18, "industry": "B2B", "subindustry": "B2B", "launched_at": 1673740327, "tags": [ "SaaS", "Payments", "B2B", "Analytics", "Food Tech" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "B2B" ], "regions": [ "Mexico", "Latin America" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/polotab", "api": "https://yc-oss.github.io/api/batches/winter-2023/polotab.json" }, { "id": 27953, "name": "Koywe", "slug": "koywe", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8017c0951eaa502590f3ffbe4554b9152defa32a.png", "website": "https://koywe.com", "all_locations": "Miami, FL, USA; Santiago, Santiago Metropolitan Region, Chile; Mexico City, CDMX, Mexico; Remote", "long_description": "We provide simple, well-documented, and fully compliant payments APIs and interfaces so that any company can instantly start leveraging crypto to offer services like remittances, USD wallets, and investments.", "one_liner": "Crypto On and Off Ramp for Latam", "team_size": 7, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1673033105, "tags": [ "Fintech", "Crypto / Web3", "Payments" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "Fintech" ], "regions": [ "United States of America", "Chile", "Mexico", "America / Canada", "Latin America", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": true, "demo_day_video_public": false, "app_answers": true, "question_answers": false, "url": "https://www.ycombinator.com/companies/koywe", "api": "https://yc-oss.github.io/api/batches/winter-2023/koywe.json" }, { "id": 27957, "name": "Infinia", "slug": "infinia", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/e7fe17d09bdbf7258b587a47e734d932c0b1886d.png", "website": "https://www.infiniaweb.com/", "all_locations": "", "long_description": "Infinia enables fintechs, businesses, and banks to bridge stablecoins with local payment rails in emerging markets. Ianai, the CEO, was part of the founding team at dLocal, where he helped grow the company from $0 to $100M in ARR.\r\n\r\n", "one_liner": "Move money programmatically", "team_size": 12, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1668175381, "tags": [ "Payments", "Cryptocurrency" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/infinia", "api": "https://yc-oss.github.io/api/batches/winter-2023/infinia.json" }, { "id": 27968, "name": "Alaan", "slug": "alaan", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/fc9ff5bdd231134886435b1360a606fccec68c2c.png", "website": "https://www.alaan.com/", "all_locations": "Dubai, Dubai, United Arab Emirates", "long_description": "Alaan is an AI-native finance platform for businesses in the Middle East. We combine corporate cards, a business bank account*, international transfers, expense management, and accounting automation into one platform, with intelligence baked into every finance workflow.\r\n\r\nOur mission is to simplify finance for businesses in the Middle East and help them prosper. We've grown rapidly, and now work with over 3,000 startups, mid-market, and enterprise customers, doing tens of millions of dollars in monthly payment volume. We've been default alive since our launch in August 2022, and raised one of the largest Series A rounds in Middle East history, backed by Peak XV (formerly Sequoia India).\r\n\r\nWant to join us? Check out alaan.com/careers\r\n\r\n*Alaan is a fintech company, not a bank. The business bank account is issued by ruya.", "one_liner": "Modern finance platform for the Middle East", "team_size": 160, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1671191601, "tags": [ "Fintech", "Payments", "B2B", "Enterprise Software" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United Arab Emirates", "Middle East and North Africa" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/alaan", "api": "https://yc-oss.github.io/api/batches/winter-2023/alaan.json" }, { "id": 28007, "name": "Milio", "slug": "milio", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b20ca0d6ea153d334a9f63f5b2c7e991839b0369.png", "website": "http://www.miliopay.com", "all_locations": "Bogotá, Bogota, Colombia", "long_description": "Milio is a fully interoperable and immediate payment system for Colombia through a single API connected to millions of accounts. Milio allows companies to perform payable and receivable in real time without ACH rails.\r\n\r\nWe provide our solution through two Plug and Play integrations:\r\n\r\nPID payment button:\r\nEnd-to-end, white label, native, non-redirection payment technology for your customers to pay you account-to-account more efficiently than PSE, without heavy and inefficient ACH cycles and fixed rates.\r\n\r\nTechnology: API, SDK, Checkout UI.\r\n\r\nImmediate disbursement:\r\nSingle API connection to all banks, allowing any company or person to disburse 24/7, in real-time, with immediate crediting of funds to third parties at any bank or digital wallet.\r\n\r\nTechnology: API, Dashboard UI.", "one_liner": "B2B-2C real-time account to account payments", "team_size": 16, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1673542221, "tags": [ "Fintech", "SaaS", "Payments", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "Fintech" ], "regions": [ "Colombia", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": true, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/milio", "api": "https://yc-oss.github.io/api/batches/winter-2023/milio.json" }, { "id": 28019, "name": "inBuild", "slug": "inbuild", "former_names": [ "inBuild, Inc." ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/565db1f58d2ff6409bb5c8eb3aefcdbc3f515329.png", "website": "https://www.inbuild.ai/", "all_locations": "Wilmington, DE, USA; San Francisco, CA, USA; Aspen, CO, USA", "long_description": "inBuild boosts revenue for home builders by automating the thousands of invoices they receive for every project. For example, when a subcontractor sends an invoice for work they completed, inBuild checks the cost against the project budget, handles any approvals, pays the bill, and updates Quickbooks.", "one_liner": "Workflow Automation for Construction Finance ", "team_size": 12, "industry": "B2B", "subindustry": "B2B", "launched_at": 1671544099, "tags": [ "AI-Enhanced Learning", "Fintech", "Payments", "Construction", "Proptech" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "B2B" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/inbuild", "api": "https://yc-oss.github.io/api/batches/winter-2023/inbuild.json" }, { "id": 28077, "name": "Corgi Labs", "slug": "corgi-labs", "former_names": [ "CorgiAI" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/48ab8ae360dddc3659ad06077db5d3349b75b91f.png", "website": "https://www.corgilabs.ai", "all_locations": "San Francisco, CA, USA", "long_description": "End-to-end suite of fraud detection and prevention solutions, including an analytics product to monitor and understand dispute + fraud metrics, an AI product which highlights transactions for merchants to follow up on, and an AI solution to recommend rules that can be implemented in payment provider platforms (Stripe, Shopify, Adyen) to proactively reduce dispute + fraud rates.", "one_liner": "AI to increase payment acceptance and reduce fraud for businesses", "team_size": 3, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1677769779, "tags": [ "Artificial Intelligence", "Payments", "Analytics", "E-commerce", "Fraud Detection" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": true, "app_answers": true, "question_answers": false, "url": "https://www.ycombinator.com/companies/corgi-labs", "api": "https://yc-oss.github.io/api/batches/winter-2023/corgi-labs.json" }, { "id": 28088, "name": "Waza", "slug": "waza", "former_names": [ "Waza Technologies Inc." ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/92a57e4deee6a07f869cbb379f62bfb1f52114d2.png", "website": "https://waza.co/", "all_locations": "Lagos, LA, Nigeria", "long_description": "Waza is the B2B platform for global payments and emerging market trade. We make it easy and affordable for businesses with no access to USD to fulfil their global payment obligations, treasury and liquidity needs. ", "one_liner": "B2B payments platform for emerging markets.", "team_size": 28, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1673373183, "tags": [ "Fintech", "Payments", "B2B", "Emerging Markets" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/waza", "api": "https://yc-oss.github.io/api/batches/winter-2023/waza.json" }, { "id": 28366, "name": "Vendora", "slug": "vendora", "former_names": [ "Jaldi" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/c7be06dcb8a54a9986497faea1a7a0198198f052.png", "website": "https://www.vendora.io/", "all_locations": "New York City, NY, USA", "long_description": "Vendora is building a generational company in one of the largest industries out there - grocery. We build software to serve the $1 trillion dollar (over 3% of US GDP) grocery industry. This ranges from point of sale, payments, e-commerce, inventory management, loyalty, and advanced analytics with more on the horizon. \r\n\r\nWe’re taking bleeding edge technology and an AI-focused approach to modernizing an industry stuck in legacy software and practices. Backed by Y Combinator and investors with deep expertise in retail, we are a team of operators from Amazon, Uber, Tesla, Figma and McKinsey in transforming a sector that touches us all.\r\n\r\n", "one_liner": "All-in-One Software for the $1T Grocery Industry", "team_size": 4, "industry": "B2B", "subindustry": "B2B -> Retail", "launched_at": 1677283319, "tags": [ "Artificial Intelligence", "Grocery", "Payments", "B2B", "Retail" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "B2B", "Retail" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/vendora", "api": "https://yc-oss.github.io/api/batches/winter-2023/vendora.json" }, { "id": 28413, "name": "SpecCheck", "slug": "speccheck", "former_names": [ "SpecCheck Inc.", "SpecCheck Inc" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/e0a3c07cf6fd105816972e25920b72ed037437e2.png", "website": "https://www.speccheckrx.com/", "all_locations": "Los Angeles, CA, USA; Remote", "long_description": "SpecCheck is an all-in-one solution that provides accurate prescription eyewear ordering and tracking, seamless billing, and streamlined communication between patients, eye doctors, and their lab partners. SpecCheck’s users work more efficiently and make fewer costly errors, increasing productivity and improving their overall workflow. ", "one_liner": "Unifying how the optical industry does business.", "team_size": 5, "industry": "B2B", "subindustry": "B2B", "launched_at": 1677042336, "tags": [ "SaaS", "Payments", "Health Tech", "B2B", "API" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "B2B" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/speccheck", "api": "https://yc-oss.github.io/api/batches/winter-2023/speccheck.json" }, { "id": 28842, "name": "Capi Money", "slug": "capi-money", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/249f2d014e80e76b7160b87839d01124197e6690.png", "website": "https://www.capimoney.com", "all_locations": "London, England, United Kingdom", "long_description": "Capi helps businesses in emerging markets make international payments. Importers in emerging markets pay up to 10% to settle invoices and wait weeks for payments to arrive. We’re on a mission to give businesses in emerging markets the same price and speed as we expect in the US and Europe.", "one_liner": "Helping businesses in emerging markets make pay their international…", "team_size": 40, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1690922885, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2023", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/capi-money", "api": "https://yc-oss.github.io/api/batches/summer-2023/capi-money.json" }, { "id": 28929, "name": "Bretton AI", "slug": "bretton-ai", "former_names": [ "Greenlite AI" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/1a2e212679d6416b22e5a93c56292d0faf00edc5.png", "website": "https://www.bretton.com/", "all_locations": "San Francisco, CA, USA", "long_description": "Bretton runs AI-native operations for the financial back office. OCC, Fed and FDIC regulated banks use Bretton to run compliance, risk, fraud operations on one platform, on their own data and policies, with every output traced, cited, and audit-ready.\r\n\r\nBretton has pioneered AI use in financial services with its proprietary Trust Infrastructure — a system of model validation, governance and auditability guardrails that enables AI use in key regulated workflows.\r\n", "one_liner": "AI-native operations for the banks", "team_size": 34, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1687929703, "tags": [ "Artificial Intelligence", "Fintech", "Payments", "B2B", "Compliance" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2023", "status": "Active", "industries": [ "Fintech" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/bretton-ai", "api": "https://yc-oss.github.io/api/batches/summer-2023/bretton-ai.json" }, { "id": 28977, "name": "VaultPay", "slug": "vaultpay", "former_names": [ "Vault Pay" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/30aabf918a32adb38f993512aceacaf1deb4d77c.png", "website": "https://vaultpay.io", "all_locations": "Kinshasa, Kinshasa, Democratic Republic of the Congo", "long_description": "Vaultpay is building a digital banking platform for 30 million smartphone users in DRC and the country's largest agent network. For example, a young Congolese entrepreneur who just won a subcontract with a major mining company can now easily open a personal and business account, receive payments, all from their smartphone, instead of spending hours at bank branches.", "one_liner": "Digital banking platform for the 30 million smartphone users in DRC.", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1689166687, "tags": [ "Fintech", "Payments", "B2B", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2023", "status": "Active", "industries": [ "Fintech" ], "regions": [ "Democratic Republic of the Congo", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/vaultpay", "api": "https://yc-oss.github.io/api/batches/summer-2023/vaultpay.json" }, { "id": 28979, "name": "Slicker", "slug": "slicker", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8a6d3f0c8afa88cbacfb092cfdf786243c3f8519.png", "website": "https://www.slickerhq.com", "all_locations": "London, England, United Kingdom", "long_description": "Slicker eliminates involuntary churn through AI-powered retries, tailored for your business. Our proprietary engine automatically monitors, detects, and recovers failed recurring payments, so you can convert past due invoices into revenue.", "one_liner": "Recover payment failures and maximize subscription Revenue", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1687798337, "tags": [ "Artificial Intelligence", "FinOps", "SaaS", "Payments", "Subscriptions" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2023", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United Kingdom", "Europe" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/slicker", "api": "https://yc-oss.github.io/api/batches/summer-2023/slicker.json" }, { "id": 29003, "name": "DisputeNinja", "slug": "disputeninja", "former_names": [ "Trench", "Dispute Ninja" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/be80458dcbfc97e8fb3e29817ae9f8981da73858.png", "website": "https://www.disputeninja.ai", "all_locations": "San Francisco, CA, USA", "long_description": "DisputeNinja helps software and AI startups automate their chargebacks and recover revenue.", "one_liner": "Automate your chargebacks with AI agents", "team_size": 2, "industry": "B2B", "subindustry": "B2B", "launched_at": 1690854655, "tags": [ "Artificial Intelligence", "SaaS", "Payments", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2023", "status": "Active", "industries": [ "B2B" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/disputeninja", "api": "https://yc-oss.github.io/api/batches/summer-2023/disputeninja.json" }, { "id": 29089, "name": "Line.Build", "slug": "line-build", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/02320662022f49489050fc19df1ac3ad750c205e.png", "website": "https://www.line.build/", "all_locations": "San Francisco, CA, USA; Seattle, WA, USA; Remote", "long_description": "Line.Build is software for contractors to seamlessly find and apply for financing and rebates for energy efficiency upgrades. With buildings accounting for almost 40% of US GHG emissions, retrofitting for efficiency is essential to reduce emissions and load on the grid, but expensive. Over $80B of rebates, incentives and financing is available but hyper-fragmented across utilities, federal funds, grants, and green lending programs. Line consolidates disparate sources of funds and simplifies finding and applying for incentives and financing.\r\n\r\nLine is designed to be user-friendly, available in multiple languages, and accessible on both web and mobile devices. Additionally, it provides an API that seamlessly integrates with existing quoting tools, enhancing efficiency and convenience.", "one_liner": "Incentives and financing for energy efficiency upgrades", "team_size": 3, "industry": "B2B", "subindustry": "B2B", "launched_at": 1687386560, "tags": [ "Payments", "Construction", "Climate", "Renewable Energy", "ClimateTech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2023", "status": "Inactive", "industries": [ "B2B" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/line-build", "api": "https://yc-oss.github.io/api/batches/summer-2023/line-build.json" }, { "id": 29100, "name": "CheqUPI", "slug": "chequpi", "former_names": [ "Terrafin Solutions Pvt Ltd" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/a843f9faa1181a347ed222e5101c43bcf320c8d8.png", "website": "https://www.cheq.money", "all_locations": "Bengaluru, KA, India; San Francisco, CA, USA", "long_description": "Cheq is a modern UPI payments app for NRIs and international citizens visiting India. \r\nUsing Cheq, you can pay digitally at over 55mn+ merchants across India. \r\nWe help tourists avoid ATMs and minimize their foreign exchange costs while in India.\r\n\r\n\r\n", "one_liner": "India's first UPI wallet for foreign nationals and NRIs", "team_size": 15, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1690215615, "tags": [ "Fintech", "Payments", "India", "Consumer Finance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2023", "status": "Acquired", "industries": [ "Fintech" ], "regions": [ "India", "United States of America", "South Asia", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/chequpi", "api": "https://yc-oss.github.io/api/batches/summer-2023/chequpi.json" }, { "id": 29338, "name": "Consul", "slug": "consul", "former_names": [ "Swift" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/da998da761a1d592662c99baf11bb078b9de572e.png", "website": "https://onconsul.com", "all_locations": "New York, NY, USA", "long_description": "Consul is building the future of payouts for the online economy. We make it easy for marketplaces, agencies, and startups to make payouts using stablecoins.", "one_liner": "The Stablecoin Payouts Platform", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1709330171, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2024", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/consul", "api": "https://yc-oss.github.io/api/batches/winter-2024/consul.json" }, { "id": 29343, "name": "Infinity", "slug": "infinity", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/6d4375431e4067cbd0c409f02ba66c5924b3c146.png", "website": "https://www.infinityapp.in/", "all_locations": "Bengaluru, KA, India", "long_description": "Infinity is a banking and payments platform for cross-border businesses in India. We help our customers make cross-border payments that are 70% cheaper than traditional methods and earn income on idle cash by investing in government securities.", "one_liner": "Business banking for cross-border SMBs & Startups", "team_size": 15, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1706317593, "tags": [ "Fintech", "Payments", "B2B", "Investing", "International" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2024", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/infinity", "api": "https://yc-oss.github.io/api/batches/winter-2024/infinity.json" }, { "id": 29349, "name": "Fuse", "slug": "fuse-2", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3cc54fa641b3cb3228721daab125c19f08d117b8.png", "website": "http://www.fuseinsight.com", "all_locations": "London, England, United Kingdom", "long_description": "AI-powered automation for US healthcare provider workflows like patient intake, eligibility and benefits checks and billing using data-driven approaches. \r\n\r\nIf you know senior execs in medical groups or partners in healthcare PE please do connect us. We won’t waste their time: +1 628 468 3232.", "one_liner": "AI-powered workflow automation for US healthcare providers.", "team_size": 3, "industry": "Healthcare", "subindustry": "Healthcare", "launched_at": 1724162501, "tags": [ "Artificial Intelligence", "Fintech", "Payments", "B2B", "Healthcare" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2024", "status": "Active", "industries": [ "Healthcare" ], "regions": [ "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/fuse-2", "api": "https://yc-oss.github.io/api/batches/summer-2024/fuse-2.json" }, { "id": 29453, "name": "Miden", "slug": "miden", "former_names": [ "Tyrus Technologies", "MIDEN" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8471337f6cd686658e82e47fb301dd81af79d869.png", "website": "http://www.miden.co", "all_locations": "Ikeja, LA, Nigeria", "long_description": "Miden is building a modern infrastructure that facilitates the launch of card programs and various financial products for businesses in Sub-Sahran Africa. Just by reducing integration time, card fraud, improving stability, and being customer focused we quickly rose to top 5 in TPV among card issuing Fintechs in Sub-Saharan Africa within 8 months of launch.\r\n\r\nWe’re going to build the first comprehensive fintech and banking software stack for Africa, based on modern technology. We’re starting with a card issuer-processor.", "one_liner": "Card issuer processor and banking stack for businesses in Sub-…", "team_size": 19, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1706458122, "tags": [ "Fintech", "Payments", "B2B", "APIs" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2024", "status": "Active", "industries": [ "Fintech" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/miden", "api": "https://yc-oss.github.io/api/batches/winter-2024/miden.json" }, { "id": 29500, "name": "The New Money Company", "slug": "the-new-money-company", "former_names": [ "Workparty", "Fermata", "Numo" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/02bf32e1c7869c4a3a70d36bef72c5f5b93ad770.png", "website": "https://newmoneycompany.com", "all_locations": "San Francisco, CA, USA; Remote", "long_description": "The New Money Company protects invoices with insurance.\r\n\r\nWe help businesses expand to buyers in new markets or industries by offloading the risk of buyers not paying their bill.\r\n\r\nSupport number: +18889975745.", "one_liner": "Invoicing that pays you even if your buyer doesn’t", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1710863729, "tags": [ "Fintech", "Payments", "B2B", "Insurance", "Enterprise" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2024", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/the-new-money-company", "api": "https://yc-oss.github.io/api/batches/winter-2024/the-new-money-company.json" }, { "id": 29829, "name": "Moreta", "slug": "moreta", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/fc2125b4c2d5e8eae9ac64af8a5a8f56b7a9e588.png", "website": "https://moretapay.com", "all_locations": "San Francisco, CA, USA", "long_description": "At Moreta, we simplify payments for international travelers, letting you pay for anything using just your phone. Done is the hassle of searching for the best cash exchange rates or ATMs on your next trip. With Moreta, paying local merchants is easy.\r\n\r\nWe came up with Moreta while on our own backpacking adventures. Watching locals pay with a simple scan while we fumbled with cards and cash. So, we created a solution. By syncing with local payment networks, Moreta lets you pay like a local securely and digitally, without needing a bank account in every country.\r\n\r\nWe’re starting in Asia, where QR code digital wallets are taking over and are now the top choice at checkout. As these wallets start to join forces for cross-border payments, Moreta is the first to bridge the gap for international travelers from card-centric markets to tap into these local networks. Moreta will target 200 million travelers arriving in the region each year, who together have $410 billion in everyday expenditure.", "one_liner": "Payments made easy for international travelers.", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1724360319, "tags": [ "Fintech", "Payments", "Consumer", "Travel", "Consumer Finance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2024", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/moreta", "api": "https://yc-oss.github.io/api/batches/summer-2024/moreta.json" }, { "id": 29837, "name": "RentFlow", "slug": "rentflow", "former_names": [ "Pastelle.", "Mindley", "Mindely" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/83db64301a123c8f20195581b448254e59c1a24f.png", "website": "https://www.therentflow.com", "all_locations": "New York City, NY, USA", "long_description": "RentFlow is tackling a hair-on-fire problem for small and medium businesses across the U.S.: the way their rent is paid each month is fundamentally misaligned with how cash actually comes in.\r\n\r\nWe’re building the infrastructure layer to fix that.\r\n\r\nToday, ~50% of U.S. businesses are late on rent in any given month. The rest face invisible struggles to pay on time, undermining their stability month after month.\r\n\r\nRentFlow is the first platform to turn fixed business rent into an AI-driven, cash-flow-synced product, underwritten in real time from transaction-level data to prevent financial issues before they even surface.", "one_liner": "The AI infrastructure for cash-flow-aligned business rent", "team_size": 3, "industry": "B2B", "subindustry": "B2B", "launched_at": 1722719636, "tags": [ "Fintech", "Generative AI", "SaaS", "Payments", "Proptech" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2024", "status": "Active", "industries": [ "B2B" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/rentflow", "api": "https://yc-oss.github.io/api/batches/summer-2024/rentflow.json" }, { "id": 29840, "name": "Blaze", "slug": "blaze-2", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/e4e9eaaae054562a704e2fa2c79cd662fa1de1a6.png", "website": "https://blaze.money", "all_locations": "Mexico City, CDMX, Mexico; Remote", "long_description": "Blaze (YC S24) is global Venmo for cross border payments. It's a peer to peer payments app that uses USDC to make payments fast and cheap between any two people anywhere in the world. The founders scaled their last startup to $1M in ARR, studied mathematics and engineering at Duke, NYU, and Cornell, and have led teams at Spotify, Artsy, and Bitpanda. They're live in the US and Mexico, available for download on iOS and Android: https://blaze.money", "one_liner": "Global Venmo for cross border payments", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1724981206, "tags": [ "Fintech", "Crypto / Web3", "Payments", "Finance", "Travel" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2024", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Mexico", "Latin America", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/blaze-2", "api": "https://yc-oss.github.io/api/batches/summer-2024/blaze-2.json" }, { "id": 30065, "name": "Charm", "slug": "withcharm", "former_names": [ "BeerMe" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/bdd48a02de2e277524168808bf7edcd14c995ed9.png", "website": "https://withcharm.app", "all_locations": "New York, NY, USA", "long_description": "Charm makes sending money as easy as sending email. Most people juggle multiple payment apps and scattered balances. Charm lets you pay anyone — no matter what app they use — and earns you 5% interest on your balance, automatically.", "one_liner": "Charm is the universal payments app — send money to anyone.", "team_size": 1, "industry": "Consumer", "subindustry": "Consumer -> Social", "launched_at": 1729059342, "tags": [ "Crypto / Web3", "Payments", "Consumer", "Messaging", "Social Media" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Fall 2024", "status": "Active", "industries": [ "Consumer", "Social" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/withcharm", "api": "https://yc-oss.github.io/api/batches/fall-2024/withcharm.json" }, { "id": 30295, "name": "Infinite", "slug": "infinite", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3ee72e2d0f729f9fecd56cec594e37086a27cff9.png", "website": "https://infinite.dev", "all_locations": "San Francisco, CA, USA", "long_description": "Infinite is a stablecoin payment processor. We offer businesses turnkey APIs and SDKs to instantly move money anywhere in the world at a fraction of the cost of traditional solutions.", "one_liner": "Global B2B Stablecoin Processor", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1739870082, "tags": [ "Developer Tools", "Payments", "B2B", "Compliance" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2025", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/infinite", "api": "https://yc-oss.github.io/api/batches/winter-2025/infinite.json" }, { "id": 30363, "name": "BlindPay", "slug": "blindpay", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/f1817a0c9b9ff2db524e7cb0712e6867cdfcb2f0.png", "website": "https://blindpay.com/", "all_locations": "San Francisco, CA, USA", "long_description": "BlindPay is a stablecoin API that enables companies to send and receive money worldwide using fiat money, stablecoins and multiple blockchains. We handle all the complex compliance and regulatory requirements, so companies can focus on their core business.", "one_liner": "Stablecoin API for global payments", "team_size": 9, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1737430094, "tags": [ "Developer Tools", "Fintech", "Crypto / Web3", "Payments", "API" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2025", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/blindpay", "api": "https://yc-oss.github.io/api/batches/winter-2025/blindpay.json" }, { "id": 30798, "name": "Ruvo", "slug": "ruvo", "former_names": [ "Cacao" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/1bf922f186766cb3591cc2c3c89facdcee263517.png", "website": "https://ruvo.com/", "all_locations": "São Paulo, SP, Brazil", "long_description": "Ruvo is a global account for receiving, holding, and moving money between USD and BRL.\r\n\r\nWe connect Pix, crypto, and Visa so you can receive USD from abroad, convert between USD and BRL in minutes, send money to the U.S., spend worldwide, and save in digital dollars with yield — all in one place.\r\n\r\nRuvo supports both personal (CPF) and business (CNPJ) accounts, with low fees, strong security, and direct Pix settlement.\r\n\r\nFormerly known as Cacao.\r\n", "one_liner": "The Global Dollar App for Brazil", "team_size": 6, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1754882271, "tags": [ "Fintech", "Crypto / Web3", "Payments" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2025", "status": "Active", "industries": [ "Fintech" ], "regions": [ "Brazil", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/ruvo", "api": "https://yc-oss.github.io/api/batches/summer-2025/ruvo.json" }, { "id": 30850, "name": "Zavo", "slug": "zavo", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/9a1286c1ed0f215411585d2faaf1c76a245ee266.png", "website": "https://zavopay.com", "all_locations": "London, United Kingdom", "long_description": "Zavo is the AI-powered operating system for restaurants.\r\n\r\nWe bring payments, point of sale, and AI agents into one unified platform, so restaurants can run their entire business seamlessly.\r\n\r\nFrom reservations to payments to POS, Zavo replaces fragmented tools with a fully integrated stack built in-house. Our AI agents automate repetitive tasks, streamline operations, and help teams focus on delivering great guest experiences.", "one_liner": "AI Operating System for Restaurants ", "team_size": 8, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1758482945, "tags": [ "Artificial Intelligence", "Fintech", "Payments", "B2B", "Restaurant Tech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Fall 2025", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/zavo", "api": "https://yc-oss.github.io/api/batches/fall-2025/zavo.json" }, { "id": 31255, "name": "Grade", "slug": "grade", "former_names": [ "Creator Check" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/97bee8995323297bfa4540365e98ff74a62aa5fd.png", "website": "https://usegrade.com", "all_locations": "San Francisco, CA, USA", "long_description": "Grade is the API for performance-based payroll. Think of us like Deel or Gusto, but our payouts are for work completed, not hours. Companies use Grade to pay AI agents and contractors based on results: tasks completed, targets hit, work delivered. We handle compliance, tax reporting, and global payouts.", "one_liner": "API for performance-based payroll", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1768947933, "tags": [ "Fintech", "Payments", "Payroll", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2026", "status": "Active", "industries": [ "Fintech" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/grade", "api": "https://yc-oss.github.io/api/batches/winter-2026/grade.json" }, { "id": 31526, "name": "Uno Wallet", "slug": "uno-wallet", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/c2393bf402ae2e425fc41cb7f78facb4b67fa9d5.png", "website": "https://myunowallet.com/", "all_locations": "San Francisco, CA, USA", "long_description": "Uno is the first third-party wallet granted access by Apple to become the default contactless wallet on iPhone. Uno is building a new payment rail, starting with a smarter wallet experience.\r\n\r\nThe wedge is credit card points optimization. \r\n\r\nFounded by Saket Joshi (www.linkedin.com/in/saket-dattatray-joshi/) and \r\nMordi Shadpour (www.linkedin.com/in/mordi-shadpour/)", "one_liner": "The AI mobile wallet that replaces Apple Pay", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1779834493, "tags": [ "Fintech", "Payments", "Consumer", "Infrastructure", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Spring 2026", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/uno-wallet", "api": "https://yc-oss.github.io/api/batches/spring-2026/uno-wallet.json" } ]