[ { "id": 120, "name": "Leaky", "slug": "leaky", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/dd84096638821143234fa64c438277bfe5cbc4e7.png", "website": "http://leaky.com", "all_locations": "San Francisco, CA, USA", "long_description": "Leaky is the best, free way to compare insurance.\r\n\r\nWith Leaky, we let you compare both prices and personalized quality scores for the largest insurers in the US. Insurance doesn't need to be scary, and so we do our best to help you through the process of comparing, shopping, and buying insurance.", "one_liner": "Online auto and business insurance. (Acquired 2013)", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Consumer Finance", "launched_at": 1326789556, "tags": [ "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2011", "status": "Inactive", "industries": [ "Fintech", "Consumer Finance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/leaky", "api": "https://yc-oss.github.io/api/batches/summer-2011/leaky.json" }, { "id": 887, "name": "CareLedger", "slug": "careledger", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "http://careledger.com", "all_locations": "San Francisco, CA, USA", "long_description": "CareLedger helps employers find the best priced quality healthcare for their employees in their area. By providing pricing data on local providers and motivating employees to save, CareLedger helps employers get healthcare spend under control and reduced by more than 10%. They provide insight into who is a high-performing, high-value provider, and then motivate employees to spend less.", "one_liner": "CareLedger helps companies save money on healthcare expenses by…", "team_size": 0, "industry": "Healthcare", "subindustry": "Healthcare -> Healthcare Services", "launched_at": 1429997724, "tags": [ "Health Tech", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2015", "status": "Inactive", "industries": [ "Healthcare", "Healthcare Services" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/careledger", "api": "https://yc-oss.github.io/api/batches/summer-2015/careledger.json" }, { "id": 905, "name": "Willing", "slug": "willing", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/d1f750ae2fae8260d1b7bcac563c133322c158fc.png", "website": "https://www.willing.com/", "all_locations": "Miami, FL, USA", "long_description": "Willing makes it easy for people to make wills without a lawyer. Answer simple questions and we'll instantly create all the legal documents you need to name guardians for your children and transfer your assets. We were acquired by MetLife and our technology now powers the world's largest legal insurance company.", "one_liner": "The best way to make your legal will.", "team_size": 10, "industry": "Consumer", "subindustry": "Consumer -> Home and Personal", "launched_at": 1430156120, "tags": [ "Documents", "Consumer", "B2B", "LegalTech", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2015", "status": "Acquired", "industries": [ "Consumer", "Home and Personal" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/willing", "api": "https://yc-oss.github.io/api/batches/summer-2015/willing.json" }, { "id": 1003, "name": "WorldCover", "slug": "worldcover", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "https://www.worldcovr.com", "all_locations": "New York, NY, USA", "long_description": "WorldCover offers peer-to-peer investments that provide insurance to the global poor. We connect a growing pool of investors who seek uncorrelated investment returns and impact from their capital with a huge and growing need for natural disaster insurance in the developing world. \r\n\r\nWorldCover's platform improves food and income security for smallholder farmers in developing countries. More than 70% of the 2.5 billion people living at the “base of the pyramid” throughout the world rely on agriculture for income and sustenance. Farmers face a number of major risks to their livelihoods which they cannot control. Insurance gives them a sense of security even if they have a bad harvest, allowing them to improve their diets, invest in their farms, and send their children to school.\r\n\r\nIn an increasingly interconnected world, diversified markets are becoming harder and harder to find. WorldCover's investment products offer both retail and professional investors attractive yet uncorrelated returns with the world's financial markets.", "one_liner": "Funding platform for global insurance, starting with crop insurance…", "team_size": 20, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1447280416, "tags": [ "Fintech", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2016", "status": "Inactive", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/worldcover", "api": "https://yc-oss.github.io/api/batches/winter-2016/worldcover.json" }, { "id": 1027, "name": "Start Closing", "slug": "start-closing", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "http://www.startclosing.com", "all_locations": "Coffeyville, KS, USA", "long_description": "Start Closing is the best project and customer tracking tool for the restoration roofing industry. Our product aims to provide Contractors a streamlined way toward transparency with the customer, efficiency within their own organization, and accountability throughout the restoration claim process.", "one_liner": "Start Closing is changing the way homeowners and contractors interact…", "team_size": 2, "industry": "Real Estate and Construction", "subindustry": "Real Estate and Construction -> Construction", "launched_at": 1447435216, "tags": [ "Insurance", "Home Services" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2016", "status": "Inactive", "industries": [ "Real Estate and Construction", "Construction" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/start-closing", "api": "https://yc-oss.github.io/api/batches/winter-2016/start-closing.json" }, { "id": 1062, "name": "Cover", "slug": "cover", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8d5863fab7cb599616673d64029382203c934c08.png", "website": "http://cover.com", "all_locations": "San Francisco, CA, USA", "long_description": "Cover is an Android and iOS mobile application that allows its users to insure anything by taking a picture of what they need to insure. It partners with many insurance companies and brokers to provide its users with the best available rates. The application allows its users to insure vehicles, mobile phones, pets, jewelry, houses, boats, tours, and more. It was launched in Toronto, Ontario, Canada.", "one_liner": "The mobile-first insurance platform that makes insurance easy.", "team_size": 50, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1447747515, "tags": [ "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2016", "status": "Inactive", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/cover", "api": "https://yc-oss.github.io/api/batches/winter-2016/cover.json" }, { "id": 1095, "name": "PhysioHealth", "slug": "physiohealth", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "https://www.physioh.com", "all_locations": "San Francisco, CA, USA", "long_description": "PhysioHealth is an enterprise health and wellness management platform that rewards your employees for living healthy and decreases your healthcare costs.\n\nTheir customized platform delivers 5x engagement vs. other corporate wellness programs.", "one_liner": "An enterprise health benefits platform that rewards employees for…", "team_size": 2, "industry": "Healthcare", "subindustry": "Healthcare -> Healthcare Services", "launched_at": 1451496015, "tags": [ "Health Tech", "Insurance", "Health & Wellness" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2016", "status": "Inactive", "industries": [ "Healthcare", "Healthcare Services" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/physiohealth", "api": "https://yc-oss.github.io/api/batches/winter-2016/physiohealth.json" }, { "id": 1464, "name": "Ledger Investing", "slug": "ledger-investing", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3326697b08953d5914d07d4d39f5bca122a18fa8.png", "website": "https://ledgerinvesting.com/", "all_locations": "United States; Remote", "long_description": "Ledger Investing provides an exciting opportunity for asset managers, pension funds, hedge funds, family offices and other institutions interested in earning a great return through insurance investing.\r\n\r\nThe company deploys proprietary software and data analytics covering many types of insurance risk portfolios. The technology enables insurers to securitize risk more efficiently while providing investors, asset managers, pension funds, hedge funds, family offices, and other institutions an opportunity to invest in a new and growing asset class.\r\n\r\nLedger Investing was founded by Julien Brissonneau, Aymeric Rabot and Samir Shah in 2016.", "one_liner": "Marketplace for insurance securitization.", "team_size": 85, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1478194834, "tags": [ "Fintech", "Insurance", "Investing" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2017", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/ledger-investing", "api": "https://yc-oss.github.io/api/batches/winter-2017/ledger-investing.json" }, { "id": 1471, "name": "Zinc Platform", "slug": "zinc-platform", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "http://www.zincplatform.com", "all_locations": "New York, NY, USA", "long_description": "Zinc Platform, Inc. is focused on providing software that digitizes the last frontier of the mortgage origination process– getting homeowners insurance. Zinc builds technology that integrates with the core systems of today’s modern mortgage lenders to power digital portals for borrowers to procure the homeowners (property) insurance that is required to close a mortgage. Zinc’s technology takes a broken, week-long process and turns it into a delightful five-minute experience. For borrowers, Zinc powers access to all of the nation’s leading insurance carriers. For mortgage lenders, Zinc ensures compliance with underwriting requirements while automating more of the mortgage closing process. Zinc is proudly built in New York City by passionate technologists and business strategists focused on making the process of buying a home a more simple, delightful experience", "one_liner": "Insurance Distribution Infrastructure", "team_size": 11, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1478194835, "tags": [ "Insurance", "Infrastructure" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2017", "status": "Inactive", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/zinc-platform", "api": "https://yc-oss.github.io/api/batches/winter-2017/zinc-platform.json" }, { "id": 1576, "name": "Jerry", "slug": "jerry-inc", "former_names": [ "Jerry", "Jerry", "Inc." ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/f9257ab537c34ef4ee8f5d98bf4afb1793755e28.png", "website": "https://jerry.ai/", "all_locations": "Palo Alto, CA, USA; Remote", "long_description": "Your car and your home are your most expensive assets. And for most people, these aren't just purchases, they're the physical embodiment of the life you've worked hard to build. Yet the experience of owning them is stuck in the 90s. Every step of the journey — buying, insuring, maintaining, repairing, selling — is fragmented, complicated, and expensive.\r\n\r\nImagine having a trusted friend in your pocket who takes care of everything: they find you the right car or home at the right price, lock in the best insurance rate without you lifting a finger, remind you before that service appointment turns into an expensive repair or, worse, an accident, and help you sell at the best price when the time is right. That friend is Jerry.\r\n\r\nJerry is building the first AI agent to manage all your physical assets. We started with car insurance in 2019, became one of the top 3 brokers in the U.S., then added driving insights, diagnostics, and a repair marketplace. We've reached 5M+ customers, raised $240M+, and have been profitable since 2024. We're now expanding into home, motorcycle, RV, and beyond.\r\n\r\nWe’re fully remote with offices in Palo Alto, New York, Chicago, and Toronto.", "one_liner": "Jerry is building the AI agent to manage all your physical assets.", "team_size": 225, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1490767310, "tags": [ "Fintech", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2017", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/jerry-inc", "api": "https://yc-oss.github.io/api/batches/summer-2017/jerry-inc.json" }, { "id": 1601, "name": "Fat Llama", "slug": "fat-llama", "former_names": [ "Fat Lama" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/cacf8d9bcbb73491020dec66593dc1caf7a26073.png", "website": "https://fatllama.com", "all_locations": "London, England, United Kingdom", "long_description": "Fat Llama is a peer-to-peer rental marketplace which allows people to rent spare items to others nearby, fully insured. The platform provides a cheaper and more efficient solution than buying outright or hiring from rental shops. At the same time, it allows others to monetise their rarely-used possessions.\r\n\r\nThe company's mission is to enable people to share and monetize their unused possessions, increasing the efficiency of both the consumer and the planet’s resources.", "one_liner": "Fat Llama is the first fully insured peer-to-peer rental marketplace.…", "team_size": 41, "industry": "Consumer", "subindustry": "Consumer -> Consumer Electronics", "launched_at": 1493246505, "tags": [ "Marketplace", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2017", "status": "Acquired", "industries": [ "Consumer", "Consumer Electronics" ], "regions": [ "United Kingdom", "Europe" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/fat-llama", "api": "https://yc-oss.github.io/api/batches/summer-2017/fat-llama.json" }, { "id": 1611, "name": "SafeButler", "slug": "safebutler", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/273a5d6a8a8f380e355bc73ae05efdd041e810cb.png", "website": "https://www.safebutler.com", "all_locations": "Palo Alto, CA, USA; Sunnyvale, CA, USA", "long_description": "SafeButler is a free comparison tool that searches hundreds of insurance websites at once to find the information you need to make the right decisions on insurance", "one_liner": "Your chief servant for shopping insurance", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1493266222, "tags": [ "Fintech", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2017", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/safebutler", "api": "https://yc-oss.github.io/api/batches/summer-2017/safebutler.json" }, { "id": 1630, "name": "Upfort", "slug": "upfort", "former_names": [ "Paladin Cyber" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/00594b41a6ca6cb9abcc26aadf60196e866c0990.png", "website": "https://www.upfort.com", "all_locations": "San Francisco, CA, USA; Remote", "long_description": "Upfort is a leading platform for cyber security and insurance that provides holistic protection from evolving cyber threats. Founded in 2017 to expand global access to cyber resilience, Upfort makes cyber risk easy to manage and simple to insure. Upfort delivers turnkey security proven to proactively mitigate risk and comprehensive cyber insurance from leading insurers. With proprietary data and intelligent automation, Upfort’s AI anticipates risk and streamlines mitigation for hassle-free underwriting. Insurers, brokers, and risk advisors partner with Upfort to offer clients resilience and peace of mind against cyber threats.", "one_liner": "Turnkey security & hassle-free cyber insurance from leading insurers", "team_size": 38, "industry": "B2B", "subindustry": "B2B -> Security", "launched_at": 1493398718, "tags": [ "Next-gen Network Security", "Security", "Insurance", "Cyber Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2017", "status": "Active", "industries": [ "B2B", "Security" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/upfort", "api": "https://yc-oss.github.io/api/batches/summer-2017/upfort.json" }, { "id": 1648, "name": "Surematics", "slug": "surematics", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "https://www.surematics.com/", "all_locations": "San Francisco, CA, USA", "long_description": "Surematics is helping commercial insurance brokers structure complicated deals online. Homeowners and car insurance are enough of a nightmare for most of us to handle but Surematics is targeting even more difficult cases — awkward expensive items like oil rigs. With a dash of blockchain, the startup wants to allow companies to collaborate together to create enforceable contracts.", "one_liner": "We help commercial insurance brokers structure complicated…", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1493698224, "tags": [ "Blockchain", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2017", "status": "Acquired", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/surematics", "api": "https://yc-oss.github.io/api/batches/summer-2017/surematics.json" }, { "id": 1654, "name": "Newfront", "slug": "newfront-insurance", "former_names": [ "Abe", "Newfront Insurance (FKA Abe)", "Newfront Insurance (was Abe)" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/6d7ef9c80d04b0eeccadce07af72fa59e617fb84.png", "website": "https://www.newfront.com/", "all_locations": "San Francisco, CA, USA", "long_description": "Newfront is building the modern insurance brokerage. Transparent data delivered real-time translates into a lower total cost of risk and greater insights. We work with 20% of US unicorns, 100s of YC startups, and 150+ public companies on their Business Insurance and Total Rewards.\r\n\r\nHeadquartered in San Francisco, Newfront has more than 800 colleagues and offices throughout the US. ", "one_liner": "Modern insurance brokerage.", "team_size": 800, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1493701824, "tags": [ "Fintech", "Insurance" ], "tags_highlighted": [], "top_company": true, "isHiring": false, "nonprofit": false, "batch": "Winter 2018", "status": "Acquired", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/newfront-insurance", "api": "https://yc-oss.github.io/api/batches/winter-2018/newfront-insurance.json" }, { "id": 1690, "name": "Goodcover", "slug": "goodcover", "former_names": [ "Collective" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/2ccf4ef1efc72341bb2abddc0f6f7843aa2cafa7.png", "website": "http://www.goodcover.com", "all_locations": "San Francisco, CA, USA", "long_description": "Goodcover provides its Members with Good Renters Insurance for 50% less than legacy companies and an Annual Dividend of the money left over after claims obligations are met.\r\n\r\nGoodcover is a Managing General Agent (MGA) that administers personal insurance on behalf of our Membership, a bit like how USAA does it.\r\n\r\nMember's premiums are pooled and used to pay claims. We take a fixed fee, and the remainder is returned in our Annual Member Dividend.\r\n\r\nWe work with multi-billion dollar capital partners to ensure regulations are followed, adequate claims capital is always available, and we have emergency capacity for catastrophes.\r\n\r\nTechnology allows us to eliminate waste, saving roughly 25% of the cost. We are 100% digital, but not bots - we invest in tech that enables our experts to help Members.\r\n\r\nAs an Invitation Only Membership served by an MGA, **we can give Members Free Insurance** when they invite others, turning our \"Marketing Budget\" into savings for Members. This eliminates Lizards and Sales Agents, saving the other 25%.\r\nWe do not use the standard industry models, instead using a multiperil model to more granularly price risk. This means that for a few of you we are more expensive... but everyone else pays much less than they would otherwise pay.\r\n\r\nOur granular, multiperil model allows us to offer a superior policy over the standard market including:\r\n - coverage for if your place is flooded by a neighbor\r\n - Replacement Cost Coverage (meaning new stuff for your old)\r\n - All Risk coverage for high value items you tell us about - including computers (almost no one does that amazingly)\r\n - added coverage for mold removal\r\n\r\nOur MGA business model allows us to be capital efficient, \"renting\" capacity as we need it.\r\n\r\nAll this adds up to our government approved pricing being 40-60% cheaper on average than that of our competitors. ", "one_liner": "Digital Co-op Renters Insurance = half the price, better coverage.", "team_size": 1, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1576001359, "tags": [ "Fintech", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2017", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/goodcover", "api": "https://yc-oss.github.io/api/batches/summer-2017/goodcover.json" }, { "id": 1789, "name": "Evry Health", "slug": "evry-health", "former_names": [ "Evry Healthcare" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/54546a1f116479477e01202dfd79e3c0804a6e65.png", "website": "http://evryhealth.com/", "all_locations": "Dallas, TX, USA; Remote", "long_description": "We build health insurance for mid-sized companies that costs 20% less and provides more effective medical care. ", "one_liner": "Better health insurance for mid-size companies", "team_size": 87, "industry": "Healthcare", "subindustry": "Healthcare -> Healthcare Services", "launched_at": 1510027351, "tags": [ "Fintech", "Healthcare", "Health Insurance", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2018", "status": "Acquired", "industries": [ "Healthcare", "Healthcare Services" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/evry-health", "api": "https://yc-oss.github.io/api/batches/winter-2018/evry-health.json" }, { "id": 1833, "name": "SafetyWing", "slug": "safetywing", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/ddb944ea80d22a29ddc64949877063e0dd8d1343.png", "website": "http://www.safetywing.com", "all_locations": "San Francisco, CA, USA; Remote", "long_description": " At SafetyWing, we’re building a global social safety net for remote workers—simple health, insurance, and retirement products designed to replace national welfare systems.", "one_liner": "Health insurance for remote teams", "team_size": 130, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1510196650, "tags": [ "Consumer Health Services", "Insurance", "Remote Work" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2018", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": true, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/safetywing", "api": "https://yc-oss.github.io/api/batches/winter-2018/safetywing.json" }, { "id": 11993, "name": "WeatherCheck", "slug": "weathercheck", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/e62bc5fb389686bebb7f80182d62fc3aa5b06354.png", "website": "https://www.weathercheck.co/", "all_locations": "Louisville, KY, USA", "long_description": "WeatherChecks application tells anyone when severe hail is about to strike and when it has in fact impacted a property. Using state of the science technologies we compute and analyze geo-weather data faster than every weather company globally. This allows companies, insurance companies specifically to gain dynamic insight into their overall exposure and enabling them to respond more quickly and efficiently to disaster.", "one_liner": "WeatherCheck monitors properties for hail damage so that insurance…", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1541201649, "tags": [ "Weather", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/weathercheck", "api": "https://yc-oss.github.io/api/batches/winter-2019/weathercheck.json" }, { "id": 12006, "name": "AI Insurance", "slug": "ai-insurance", "former_names": [ "AIInsurance" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b31f0d2080bde9e9ace9229bae707bd4fc89619a.png", "website": "https://www.aiinsurance.io", "all_locations": "New York City, NY, USA; San Francisco, CA, USA", "long_description": "AI Insurance is the platform that small-to-midsize insurance companies use to run every part of their business. Before we showed up, they used spreadsheets and filing cabinets – wasting as much as 60% of revenue on administrative expenses. We’re doing what Salesforce did for SMB sales teams, but we’re tapping into the over 10,000 insurance companies that waste $238 Billion dollars annually.", "one_liner": "AI Insurance is the platform that runs insurance companies", "team_size": 16, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1541473402, "tags": [ "Artificial Intelligence", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/ai-insurance", "api": "https://yc-oss.github.io/api/batches/winter-2019/ai-insurance.json" }, { "id": 12283, "name": "OutRival, Inc.", "slug": "outrival-inc", "former_names": [ "Career Karma", "Inc.", "Career Karma" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/6c6deff6969e83c832af730188606f1d389231dc.png", "website": "https://outrival.com/", "all_locations": "Miami, FL, USA", "long_description": "OutRival's AI Agents make outbound calls, send texts, and write emails for enterprises in education, insurance, and travel. We drive revenue through millions of proactive conversations monthly. Companies go live in under 2 weeks.", "one_liner": "Outbound AI Agents for Education, Insurance, and Travel", "team_size": 15, "industry": "B2B", "subindustry": "B2B", "launched_at": 1544068972, "tags": [ "Artificial Intelligence", "Education", "Travel", "Insurance", "Customer Service" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "B2B" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": true, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/outrival-inc", "api": "https://yc-oss.github.io/api/batches/winter-2019/outrival-inc.json" }, { "id": 12600, "name": "Obie", "slug": "obie", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b45e6343dd5f000514214ea81404e73e513ae9ba.png", "website": "http://www.ObieInsurance.com", "all_locations": "Chicago, IL, USA", "long_description": "Since 2017, Obie has simplified real estate investment insurance for landlords, property managers, agents, and investors across the U.S. With expert-backed coverage, intuitive tools, and embedded technology, Obie delivers fast, reliable insurance solutions designed to fit how real estate professionals work today. With $60 billion in coverage secured and $39 million in funding, Obie is redefining what insurance can do—for the people building the future of real estate", "one_liner": "Moving Investment Property Insurance Forward", "team_size": 120, "industry": "Real Estate and Construction", "subindustry": "Real Estate and Construction -> Housing and Real Estate", "launched_at": 1556235722, "tags": [ "Real Estate", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2019", "status": "Acquired", "industries": [ "Real Estate and Construction", "Housing and Real Estate" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/obie", "api": "https://yc-oss.github.io/api/batches/summer-2019/obie.json" }, { "id": 12743, "name": "Loop Health", "slug": "loop-health", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/901b63dfcc93de4ca2a31330d51a98cc19ed0934.png", "website": "http://www.loophealth.com", "all_locations": "MH, India", "long_description": "Loop Health is a new type of healthcare provider in India combining high-quality primary care and insurance for employers. Employees get unlimited primary care visits at our asset-light clinics, alongside traditional hospitalization insurance.\r\n\r\nDuring YC, we grew from 0 to $85,000 ARR with 200% MoM growth. We serve 22 companies and 5500 members across Pune. \r\n\r\nEmployers pay us $15/member/year and we make an additional $25 on prescriptions, lab tests, and hospitalization referrals. Our total gross margins are 70%.\r\n\r\n200MM Indians are covered with employer-funded health insurance, representing a $8 billion dollar market opportunity, growing at 27% CAGR.\r\n\r\nIndian employers are dissatisfied with their health benefits today because insurance in India only covers hospital stays, not doctor visits – and only 8% of their employees will ever use the benefit in the year. With Loop, employers can offer a more engaging health benefit that includes doctor visits and telemedicine, alongside traditional hospital coverage, for about the same price. Because their employees have better access to doctors, we can also offer lower insurance premiums.", "one_liner": "Modern & comprehensive health insurance plan for employees in India", "team_size": 27, "industry": "Healthcare", "subindustry": "Healthcare -> Healthcare Services", "launched_at": 1584230383, "tags": [ "Healthcare", "Insurance", "Primary Care" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Active", "industries": [ "Healthcare", "Healthcare Services" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/loop-health", "api": "https://yc-oss.github.io/api/batches/winter-2020/loop-health.json" }, { "id": 12868, "name": "Covela", "slug": "covela", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/854f122617bf0d5f08938bfcdae1d6a682b95204.png", "website": "https://covela.mx/", "all_locations": "Mexico City, CDMX, Mexico", "long_description": "Covela helps small businesses and freelancers in LATAM find the right insurance coverage, at the right price in less than 15 minutes.", "one_liner": "The digital insurance broker for SMEs in LATAM", "team_size": 6, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1559273320, "tags": [ "Insurance", "Latin America" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2019", "status": "Inactive", "industries": [ "Fintech", "Insurance" ], "regions": [ "Mexico", "Latin America" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/covela", "api": "https://yc-oss.github.io/api/batches/summer-2019/covela.json" }, { "id": 13236, "name": "Savvy", "slug": "savvy-2", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/5ae3a089b7b95f5f1d30325868b76da53de7dbb7.png", "website": "https://www.gosavvy.com", "all_locations": "San Francisco, CA, USA", "long_description": "Savvy is a health benefits product offering employees payment cards to buy their own health insurance. One of the first to market after new regulation, Savvy scaled to $10s of millions in volume and expanded into all 50 state health insurance markets. Savvy was backed by Y Combinator, Marc Andreessen, and the founders of One Medical and Indeed. In 2022, the company was acquired by Take Command, the leading incumbent in the health insurance HRA space.", "one_liner": "Flexible stipends for employee health insurance", "team_size": 12, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1584064922, "tags": [ "Fintech", "Healthcare", "Health Insurance", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Acquired", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/savvy-2", "api": "https://yc-oss.github.io/api/batches/winter-2020/savvy-2.json" }, { "id": 22196, "name": "MedPiper Technologies, Inc", "slug": "medpiper-technologies-inc", "former_names": [ "MedPiper Technologies" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/f7d30e3e30894c40033c853cefa3efa02ec9f54b.png", "website": "https://www.medpiper.com", "all_locations": "Bengaluru, KA, India; Remote", "long_description": "OrbitCover (by MedPiper Technologies, YC S20) is parametric travel insurance infrastructure. We power flight delay coverage that auto-settles payouts in under 5 minutes; with zero claims filing.", "one_liner": "Instant cash payouts for delayed flights", "team_size": 55, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1597677447, "tags": [ "Fintech", "Travel", "Insurance", "Consumer Finance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "India", "South Asia", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/medpiper-technologies-inc", "api": "https://yc-oss.github.io/api/batches/summer-2020/medpiper-technologies-inc.json" }, { "id": 22677, "name": "GroMo", "slug": "gromo", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/a4e3e8136445391fcfe8afdb23cac5833b3e1e34.png", "website": "https://www.gromo.in", "all_locations": "Gurugram, HR, India", "long_description": "GroMo (YC W21) is building India's largest financial products distribution company. GroMo has built a network of 1.2 million agents on its platform. GroMo has built a tech-enabled social commerce platform that helps agents not only improve access to better financial products for consumers, but also bridge the financial literacy gap by helping them choose the right offerings. Currently, GroMo is distributing a broad spectrum of 100+ financial products across Insurance, Investments, Credit Cards, Loans, Saving & Demat accounts, etc. from brands such as IDFC Bank, Jupiter Money, Axis Bank, Freecharge, etc.\r\n", "one_liner": "App for independent agents to sell financial products in India", "team_size": 100, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1615365926, "tags": [ "Fintech", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech" ], "regions": [ "India", "South Asia" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/gromo", "api": "https://yc-oss.github.io/api/batches/winter-2021/gromo.json" }, { "id": 22681, "name": "Pibit.ai", "slug": "pibit-ai", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/a3b97233fe2d2709bfe27a59ba2585d4b741fe7a.png", "website": "https://pibit.ai", "all_locations": "San Francisco, CA, USA", "long_description": "Pibit.ai is an SF–based insurtech company reconstructing the art (and science) of commercial underwriting for carriers and MGAs. At the heart is the CURE™ platform, the industry’s only centralized underwriting risk environment fueled by agentic underwriting services that delivers decision-ready outcomes. It converts submissions into decisions by automating intake, triage, and data enrichment from documents and external sources while surfacing risk insights so you can win the right accounts faster, scale throughput, and reduce loss ratios. Backed by Y-Combinator, the proprietary platform serves dozens of clients across the US, enabling 85% faster underwriting, 32% increase in GWP per underwriter, and up to 700 basis points improvement in loss ratios. For details, visit pibit.ai.\r\n", "one_liner": "The fastest path from submission to better decisions.", "team_size": 116, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1614376388, "tags": [ "Artificial Intelligence", "Generative AI", "B2B", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/pibit-ai", "api": "https://yc-oss.github.io/api/batches/winter-2021/pibit-ai.json" }, { "id": 22902, "name": "Verak", "slug": "verak", "former_names": [ "BimaPe" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/855c741a332ef96bfff5cdcb2a2907b57709f104.png", "website": "http://verak.in", "all_locations": "Bengaluru, KA, India", "long_description": "Verak is now part of InsuranceDekho as of April 2023.\r\n\r\nVerak offered next day coverage starting at ₹8 per day for MSMEs in India to insure any facility (shop, warehouse, factory etc) against 15+ natural & man-made perils. (*)\r\n\r\nOur team worked across the entire insurance value-chain: From satellite based underwriting to machine learning based pricing to instant quotation to WhatsApp based claims.\r\n", "one_liner": "Better Business Insurance for MSMEs in India", "team_size": 45, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1616840076, "tags": [ "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Acquired", "industries": [ "Fintech", "Insurance" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/verak", "api": "https://yc-oss.github.io/api/batches/winter-2021/verak.json" }, { "id": 23261, "name": "Morada Uno", "slug": "morada-uno", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8974241afee1ddefbe010d14adaa78cb5c93fe88.png", "website": "http://www.moradauno.com.mx", "all_locations": "Mexico City, CDMX, Mexico", "long_description": "We screen, collect and insure residential leases; allowing brokers and landlords to close more deals with less work, and solving the biggest pain point for tenants- needing a guarantor with a property to co-sign the lease. ", "one_liner": "We underwrite and insure house rentals in Latam ", "team_size": 150, "industry": "Real Estate and Construction", "subindustry": "Real Estate and Construction -> Housing and Real Estate", "launched_at": 1614714360, "tags": [ "Real Estate", "Insurance", "Latin America" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Real Estate and Construction", "Housing and Real Estate" ], "regions": [ "Mexico", "Latin America", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/morada-uno", "api": "https://yc-oss.github.io/api/batches/winter-2021/morada-uno.json" }, { "id": 23599, "name": "Shepherd", "slug": "shepherd", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/665b8b21bf9557134751457d9fb96959e7d379cd.png", "website": "https://shepherdinsurance.com", "all_locations": "San Francisco, CA, USA", "long_description": "", "one_liner": "Modernizing commercial insurance", "team_size": 60, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1630611769, "tags": [ "Construction", "Insurance", "Energy" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/shepherd", "api": "https://yc-oss.github.io/api/batches/winter-2021/shepherd.json" }, { "id": 23971, "name": "Concord Materials", "slug": "concord-materials", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3184c6727a76207d43485049fdf4e2604c6b26d7.png", "website": "https://concordmaterials.com", "all_locations": "New York, NY, USA", "long_description": "SaaS automation tools, financing and marketplace for bulk construction materials", "one_liner": "Automating procurement and finance for construction companies", "team_size": 7, "industry": "Real Estate and Construction", "subindustry": "Real Estate and Construction -> Construction", "launched_at": 1629906919, "tags": [ "Fintech", "Machine Learning", "Marketplace", "Insurance", "Enterprise" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Real Estate and Construction", "Construction" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/concord-materials", "api": "https://yc-oss.github.io/api/batches/summer-2021/concord-materials.json" }, { "id": 24257, "name": "Covie", "slug": "covie", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/cab875f3e2be4c71042986d743255262bdafeda3.png", "website": "https://www.covie.com", "all_locations": "Austin, TX, USA", "long_description": "Interacting with insurance across a variety of carriers should be undifferentiated heavy lifting - a piece of infrastructure like Stripe, Twilio, or AWS that \"just works\"in the background while your business focuses on what makes it different. We provide programmatic building blocks to make this a reality, putting a carrier-neutral API and tooling on top of insurance, starting with policy access (think Plaid, but for your insurance company) and monitoring.\r\n\r\nOur technology has a variety of use cases that range from insurance verification and tracking, financial advising, compliance & risk management, and marketing/distribution of insurance products.", "one_liner": "Programmatic building blocks for transacting with insurance", "team_size": 14, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1624498844, "tags": [ "Fintech", "Health Tech", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Inactive", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/covie", "api": "https://yc-oss.github.io/api/batches/summer-2021/covie.json" }, { "id": 24883, "name": "Amenli", "slug": "amenli", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/53c970feefecc4548819134d71b1abd7ba9457bc.png", "website": "https://www.amenli.com/", "all_locations": "Cairo, Cairo Governorate, Egypt", "long_description": "Amenli is the first licensed online insurance broker in Egypt. Egypt has one of the lowest insurance penetrations in the world with a 100m population and a $2B GWP market growing 20+% YoY and a potential TAM of $10B. Over the past few months, Amenli issued 500+ policies in less than 10 mins compared to the minimum of 3 weeks industry standard. Amenli co-founders, Shady & Adham were founding team members of Paymob, one of the fastest growing payment companies in MENA. Shady was CCO and Adham was its Tech Lead and they worked together for more than 3 years to scale-up Paymob from scratch to 50K+ merchants, 5 countries and dozens of millions of monthly transactions.", "one_liner": "Offers insurance to customers in a convenient & transparent way ", "team_size": 65, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1625593064, "tags": [ "Fintech", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "Egypt", "Middle East and North Africa" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/amenli", "api": "https://yc-oss.github.io/api/batches/summer-2021/amenli.json" }, { "id": 25309, "name": "PolicyFly", "slug": "policyfly", "former_names": [ "PolicyFly", "Inc." ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/7570941b976b7bc56ac23e694bcfe99476db2d2d.png", "website": "https://www.policyfly.com", "all_locations": "New York, NY, USA; Remote", "long_description": "PolicyFly empowers insurers to sell and manage specialty insurance in minutes instead of in weeks.\r\n\r\nEvery year, $200B of specialty insurance like Cyber, Flood or Trucking is processed over email between agents and insurers – PolicyFly connects both parties to automate these workflows and to consolidate all data. \r\n\r\nWe bring growth, efficiency and transparency to otherwise hard to insure markets.", "one_liner": "Modernizing Specialty Insurance", "team_size": 30, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1648055687, "tags": [ "Marketplace", "Insurance", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/policyfly", "api": "https://yc-oss.github.io/api/batches/winter-2022/policyfly.json" }, { "id": 25319, "name": "Samos Insurance", "slug": "samos-insurance", "former_names": [ "Five1Nine" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/0b821add4b6477d2d702a875b345acf3070b04b8.png", "website": "https://www.samos.insure", "all_locations": "Kitchener, ON, Canada", "long_description": "Samos sells accidental death insurance for individuals undergoing surgery. Just like travel insurance but covering a hospital stay.", "one_liner": "Accidental Death Insurance for Surgery ", "team_size": 6, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1647802116, "tags": [ "Fintech", "Consumer Health Services", "Health Tech", "Healthcare", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "Canada", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/samos-insurance", "api": "https://yc-oss.github.io/api/batches/winter-2022/samos-insurance.json" }, { "id": 25328, "name": "Momento", "slug": "momento", "former_names": [ "momento" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/38d68fb5813f3fe9c931fd72dc47dbabdd81f6fb.png", "website": "https://www.tumomento.com/", "all_locations": "Mexico City, CDMX, Mexico", "long_description": "In Momento we are going through a challenging regulatory process to become a fully-licensed insurance carrier. By doing so, we will be able to underwrite risk, set prices and, ultimately, become owners of the product.\r\n\r\nOnce approved, around summer 22, we will be in a great position to size the $13bn untapped opportunity of +30 Mn uninsured vehicles – just in Mexico! As we will be able to attack the main pain points in the market: i) antiquated underwriting models and ii) payment conditions only adapted for the affluent.\r\n\r\nTo succeed, we have assembled an elite team with both innovative and experienced profiles. We are three cofounders, two ex-McKinsey and one ex-P&G, and we managed to attract two heavyweights of the Mexican insurance industry: the previous CUO of Zurich Mexico and the previous CFO and VP of Finance of ING and AXA Mexico. ", "one_liner": "Building a full-stack auto insurer for the underserved in LatAm", "team_size": 18, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1648222923, "tags": [ "Fintech", "Machine Learning", "Consumer", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "Mexico", "Latin America", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/momento", "api": "https://yc-oss.github.io/api/batches/winter-2022/momento.json" }, { "id": 25521, "name": "Happl", "slug": "happl", "former_names": [ "Tahora", "Happl (formerly Tahora)" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4c17a303b95defe0b51fc282067b942a4dbdaa25.png", "website": "https://happl.com/", "all_locations": "London, England, United Kingdom", "long_description": "Happl - Personalised benefits for employees to choose what’s right for them, and tools for managers to engage their teams, whilst we take care of all the compliance and admin.\r\n\r\nFounded in 2020 and based in London, UK, Happl works with some of the UK’s leading employers to bring their hybrid working culture to life!\r\n\r\nhttps://www.happl.com/", "one_liner": "Your personalised benefits and engagement platform for global teams", "team_size": 11, "industry": "B2B", "subindustry": "B2B -> Human Resources", "launched_at": 1639472348, "tags": [ "SaaS", "HR Tech", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "B2B", "Human Resources" ], "regions": [ "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/happl", "api": "https://yc-oss.github.io/api/batches/winter-2022/happl.json" }, { "id": 25654, "name": "IMT Care", "slug": "imt-care", "former_names": [ "InsureMyTeam" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/936b51144e116571d48d13ab044962f1333b9482.png", "website": "https://www.imt.care", "all_locations": "MH, India", "long_description": "India’s insurance market is filled with bygone products, which do not cater to 95% of the market's demand for specific products such as illness-specific insurance, primary care with insurance, and surgical insurance to name a few. \r\n\r\nWe, at IMT, aim to target this white space by creating innovative products that fulfill this new demand by empowering the agents. Agents are the largest insurance distribution channel in India and cover 85% of the premium collection. \r\n\r\nAgents collect 20B premium every year. With a 5% take rate, it’s a 1B dollar market opportunity growing at 22% CAGR.\r\n\r\nKunal has 15+ years of experience working with insurance companies and building agent networks, while he scaled his brokerage business to 3M dollars in revenue. Rachit has 12+ years of experience in building tech products, he was a founding engineer at Payu (stripe of India).\r\n", "one_liner": "Disrupting Indian Insurance space by empowering distrubutors", "team_size": 23, "industry": "Healthcare", "subindustry": "Healthcare -> Consumer Health and Wellness", "launched_at": 1642784357, "tags": [ "Healthcare", "Insurance", "India" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Healthcare", "Consumer Health and Wellness" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/imt-care", "api": "https://yc-oss.github.io/api/batches/winter-2022/imt-care.json" }, { "id": 25684, "name": "Curacel", "slug": "curacel", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/977d4fc93f97d105040a91345ced2e1f0bb4800f.png", "website": "https://curacel.co", "all_locations": "London, England, United Kingdom", "long_description": "Curacel builds AI-driven infrastructure to help payors, TPAs and healthcare providers automate claims processing, reduce fraud, streamline operations and enhance customer experiences. Our intelligent solutions make insurance and healthcare more efficient, accessible, and scalable. ", "one_liner": "AI-Powered Infrastructure for Insurance & Healthcare", "team_size": 30, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1646933760, "tags": [ "SaaS", "B2B", "Insurance", "Healthcare IT", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/curacel", "api": "https://yc-oss.github.io/api/batches/winter-2022/curacel.json" }, { "id": 25960, "name": "Clupp", "slug": "clupp", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/c36a2d5d5beb7bbd64012e028a1c2dfffa2b3fc9.png", "website": "http://clupp.com.mx/", "all_locations": "Mexico City, CDMX, Mexico; Remote", "long_description": "At Clupp, we offer innovative insurance solutions for underserved markets. Whether it's B2C coverage for bicycle and scooter riders in Latin America, B2B SaaS solutions empowering insurance brokers worldwide, or creating new insurance products to guarantee financing for startups in the United States—we're pushing the boundaries of what's possible in the insurance industry.", "one_liner": "Innovative insurance solutions for underserved markets.", "team_size": 12, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1641410394, "tags": [ "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "Mexico", "Latin America", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/clupp", "api": "https://yc-oss.github.io/api/batches/winter-2022/clupp.json" }, { "id": 26138, "name": "KorrAI", "slug": "korrai", "former_names": [ "KorrAI Technologies Ltd." ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/33961621d8602321f304fcd55e4abfa80d7569d4.png", "website": "https://www.korrai.com", "all_locations": "Toronto, ON, Canada", "long_description": "We exist for the moments when the data is overwhelming, the timeline is unforgiving, and the decision can't wait, giving every stakeholder the clarity and confidence to act on high-stakes decisions across critical infrastructure, mining, and commercial insurance.\r\n\r\nTRAIL is the AI workspace for site risk assessments, investment decisions, hazard identification, and continuous monitoring across the full project lifecycle. It unifies geospatial data, geotechnical studies, proprietary satellite data pipelines, catastrophe model outputs, and engineering documentation into a single, traceable AI workspace. \r\n\r\nSo every analysis output, failure mode, and report is grounded in defense.\r\n\r\nBuilt for mining operations, risk engineers, underwriters, geotechnical consultants, and asset owners who can't afford to miss early signals.\r\n\r\nWe have worked with Zurich North America, Amazon Web Services, Stantec, TransAlta, Ramboll, Agnico Eagle, Hecla, and Eldorado Gold Corporation, and many more- across mining, data centers, energy infrastructure, and commercial property insurance.", "one_liner": "Traceable AI for billion-dollar infrastructure.", "team_size": 24, "industry": "Industrials", "subindustry": "Industrials -> Energy", "launched_at": 1643659113, "tags": [ "Artificial Intelligence", "Construction", "Insurance", "Mining" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Industrials", "Energy" ], "regions": [ "Canada", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/korrai", "api": "https://yc-oss.github.io/api/batches/winter-2022/korrai.json" }, { "id": 26501, "name": "Albiware Inc.", "slug": "albiware-inc", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/98b59db8e386fdd1ee47fb4a3c5d37055f50994a.png", "website": "https://www.albiware.com", "all_locations": "Downers Grove, IL, USA", "long_description": "Albiware (Albi) is a B2B SaaS solution for the $100B+ insurance damage repair industry. Albi provides an all-in-one platform for damage repair contractors to manage all aspects of their business including: CRM, project management, field documentation, scheduling, BI, marketing automation, communication, HR management, and much more. Albi is built by contractors who felt the pain that lack of technology brought and set out on a mission to build a SaaS that all insurance damage repair contractors want. Albi helps their customers reduce claims friction between them and the insurance company by providing tools to seamlessly document the work that was performed at projects. Albi helps users sync their communication company-wide through email, text, and phone directly in the platform. Albi helps contractors get paid faster by streamlining the process of a project from first call to completion. Albi also helps their customers make better business decisions through their BI tool with customizable reporting. ", "one_liner": "B2B SaaS for insurance damage repair contractors. ", "team_size": 12, "industry": "Real Estate and Construction", "subindustry": "Real Estate and Construction -> Construction", "launched_at": 1655153070, "tags": [ "SaaS", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Real Estate and Construction", "Construction" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/albiware-inc", "api": "https://yc-oss.github.io/api/batches/summer-2022/albiware-inc.json" }, { "id": 26661, "name": "Stream", "slug": "stream", "former_names": [ "Beam" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4afa12f148d4692ca9eb6839e409ffa30655b470.png", "website": "http://www.stream.claims", "all_locations": "San Francisco, CA, USA", "long_description": "At Stream, we’re on a mission to modernize the insurance industry. Our product—the Stream AI Claims Workbench—uses custom AI agents to turn a constant stream of PDFs into automated workflows and high-value signals. This helps claims teams focus on the human work—getting people the medical treatment they need and the benefits they’re owed—while reducing costs for insurance companies.", "one_liner": "The AI Claims Workbench automating insurance claims ", "team_size": 15, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1656542941, "tags": [ "Fintech", "SaaS", "B2B", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/stream", "api": "https://yc-oss.github.io/api/batches/summer-2022/stream.json" }, { "id": 26713, "name": "Pasito", "slug": "pasito", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/99d6144bd15df315cd76d735be86467d893d772a.png", "website": "https://pasito.ai", "all_locations": "New York, NY, USA; Remote", "long_description": "Pasito builds AI agents for insurance and benefits—transforming how benefits are built, delivered, and experienced.\r\n\r\nOur Core AI ingests and understands plan documents and employee census data to build structured benefit intelligence.\r\n\r\nOur Engagement AI Agents orchestrate complex workflows—powering decision support, plan comparisons, guides, highlight sheets, microsites, communications, claims reminders, RFP management, document audits, translations, and more—all from a single intelligent database.\r\n\r\nWith Pasito, carriers, brokers, and benefits vendors eliminate manual work, accelerate growth, and deliver the personalized benefits experiences employees deserve—all powered by compliant, scalable AI systems.\r\n\r\nBacked by Y Combinator, Core Innovation Capital, and other leading investors.", "one_liner": "AI agents for insurance and benefits", "team_size": 20, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1657142710, "tags": [ "Health Tech", "Insurance", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/pasito", "api": "https://yc-oss.github.io/api/batches/summer-2022/pasito.json" }, { "id": 27250, "name": "Axle", "slug": "axle", "former_names": [ "Axle (Axle Labs", "Inc.)" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/fc7d56236fe67577e1d51a8f6c48ef7c48d88c9a.png", "website": "https://axle.insure", "all_locations": "New York City, NY, USA", "long_description": "Axle is the AI-native clearinghouse for property and casualty insurance. Our infrastructure and AI agents automate complex insurance workflows for third parties including verification, monitoring, and policy updates. We've helped Fortune 500 businesses like Rocket Mortgage, Avis, and Experian speed up workflows by 95% while recovering over $220M in potential losses. Axle is backed by Gradient, Y Combinator, and the founding team of Plaid.", "one_liner": "AI-native clearinghouse for insurance", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1658084084, "tags": [ "Developer Tools", "Fintech", "B2B", "Insurance", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/axle", "api": "https://yc-oss.github.io/api/batches/summer-2022/axle.json" }, { "id": 27260, "name": "Coverage Cat", "slug": "coverage-cat", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/9bd0bbec7d523edd1bef0a7fed1c32a4c5e91d07.png", "website": "https://www.coveragecat.com/", "all_locations": "New York City, NY, USA; Remote", "long_description": "Coverage Cat, the AI-native insurance broker, fixes your coverage limits and finds cheaper premiums. \r\n\r\nWe provide both AI and human support so you can get fast answers on your policy and quickly get a response from a human agent so you can protect you assets or close on a new home. \r\n\r\nThe AI-first approach drives core search, support and shopping experiences to ensure you get the best prices with the correct coverage. ", "one_liner": "Consumer Optimized Insurance", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1659454514, "tags": [ "Fintech", "Machine Learning", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/coverage-cat", "api": "https://yc-oss.github.io/api/batches/summer-2022/coverage-cat.json" }, { "id": 27700, "name": "Latent", "slug": "latent", "former_names": [ "FactorHealth" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/d464e72e759603ce78169d56b1ef679252bf2dae.png", "website": "https://latenthealth.com", "all_locations": "San Francisco, CA, USA", "long_description": "At Latent, we're building medical language models to tackle the trillions of operational overhead weighing down healthcare. Our flagship product streamlines authorizations for life-saving drugs by analyzing EHR records and surfacing the most relevant data.\r\n\r\nWe've built our product and signed enterprise contracts with some of the largest health systems in the US.", "one_liner": "Medical language models to automate healthcare operations", "team_size": 50, "industry": "Healthcare", "subindustry": "Healthcare -> Healthcare IT", "launched_at": 1677047143, "tags": [ "Artificial Intelligence", "B2B", "Healthcare", "Insurance", "Enterprise" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "Healthcare", "Healthcare IT" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/latent", "api": "https://yc-oss.github.io/api/batches/winter-2023/latent.json" }, { "id": 27702, "name": "Mulligan", "slug": "mulligan", "former_names": [ "Pyq", "pyq", "Pyq AI" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/cb7d742c0af1fc213b223ce6a9311844bfe178f6.png", "website": "https://usemulligan.com", "all_locations": "San Francisco, CA, USA", "long_description": "Mulligan is an end-to-end AI automation platform for commercial insurance brokers. Automates quoting, policy checking, proposals and more by up to 90%.\r\n\r\nStart for free at usemulligan.com", "one_liner": "AI automation for insurance brokerages", "team_size": 4, "industry": "B2B", "subindustry": "B2B", "launched_at": 1669843803, "tags": [ "Documents", "Generative AI", "Finance", "Workflow Automation", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "B2B" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/mulligan", "api": "https://yc-oss.github.io/api/batches/winter-2023/mulligan.json" }, { "id": 28218, "name": "Kyber", "slug": "kyber", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3004c4a72b716a80763763b95bf3e212c448756e.png", "website": "https://askkyber.com", "all_locations": "New York, NY, USA", "long_description": "With Kyber, companies operating in regulated industries can quickly draft, review, and send complex regulatory notices. For example, when Branch Insurance's claims team has to settle a claim, instead of spending hours piecing together evidence to draft a complex notice, they can simply upload the details of the claim to Kyber, auto-generate multiple best in-class drafts, easily assign reviewers, collaborate on notices in real-time, and then send the letter to the individual the notice is for. Kyber not only saves these teams time, but significantly improves consistency, compliance, and personalization. ", "one_liner": "Instantly draft, review, and send complex regulatory notices.", "team_size": 5, "industry": "B2B", "subindustry": "B2B -> Operations", "launched_at": 1677372539, "tags": [ "Generative AI", "SaaS", "Insurance", "Enterprise", "Regtech" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "B2B", "Operations" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/kyber", "api": "https://yc-oss.github.io/api/batches/winter-2023/kyber.json" }, { "id": 29082, "name": "Strada", "slug": "strada", "former_names": [ "Strada", "Finbox" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/a1ed3e2a5a9fdba541eb63fd5da473fcbac4b34f.png", "website": "https://www.getstrada.com/", "all_locations": "San Francisco, CA, USA", "long_description": "Strada automates insurance operations with AI agents. We deploy agents that handle policy servicing and claims operations end-to-end for some of the largest insurance carriers and brokers in the US. With native integrations into core policy, claims and agency management systems, we automate complex workflows with the domain expertise and compliance guardrails the industry demands.", "one_liner": "AI agents that run insurance operations", "team_size": 18, "industry": "B2B", "subindustry": "B2B", "launched_at": 1690570692, "tags": [ "Artificial Intelligence", "SaaS", "B2B", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2023", "status": "Active", "industries": [ "B2B" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/strada", "api": "https://yc-oss.github.io/api/batches/summer-2023/strada.json" }, { "id": 29154, "name": "Catamaran", "slug": "catamaran", "former_names": [ "Ultravity", "CatX" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b0af944f6ad96c6f8c2095e8c485de560a528833.png", "website": "https://www.trycatamaran.com", "all_locations": "London, England, United Kingdom", "long_description": "Catamaran uses AI to help people make clearer, faster decisions about risk. Our platform brings all internal and external risk data into one easy-to-understand workspace. By automating data gathering, checking, and scenario testing, we help insurers, reinsurers, brokers, and investors quickly understand and manage their risks. Catamaran also provides a regulated marketplace to easily buy, sell, and manage insurance coverage.", "one_liner": "The AI-powered risk decision platform ", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1687023200, "tags": [ "Machine Learning", "Finance", "Analytics", "Insurance", "Investing" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2023", "status": "Acquired", "industries": [ "Fintech", "Insurance" ], "regions": [ "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/catamaran", "api": "https://yc-oss.github.io/api/batches/summer-2023/catamaran.json" }, { "id": 29290, "name": "FurtherAI", "slug": "furtherai", "former_names": [ "Further AI", "FURTHER AI" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/f69d37602abbe546a737245228432e7650303234.png", "website": "https://www.furtherai.com/", "all_locations": "San Francisco, CA, USA", "long_description": "FurtherAI is a domain-specific AI for the insurance industry. Our AI Assistant automates complex workflows like submission intake, policy comparisons, and underwriting audits - making teams faster, smarter, and more efficient.\r\n\r\nLeading insurers, reinsurers, MGAs, and brokers rely on FurtherAI to drive better decisions at scale. Backed by top investors including Y Combinator, Nexus, South Park Commons, and Converge, FurtherAI supports customers writing over $15B in premiums across all 50 states.", "one_liner": "AI Workforce for the Insurance Industry", "team_size": 36, "industry": "B2B", "subindustry": "B2B", "launched_at": 1719357150, "tags": [ "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2024", "status": "Active", "industries": [ "B2B" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/furtherai", "api": "https://yc-oss.github.io/api/batches/winter-2024/furtherai.json" }, { "id": 29293, "name": "SuretyNow", "slug": "suretynow", "former_names": [ "SuretyNow", "BondCenter" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/2f71cdb1bd697d9bca1b136e0a75ce74b689f2cb.png", "website": "https://suretynow.com/", "all_locations": "Austin, TX, USA", "long_description": "Surety bonds are financial guarantees that businesses must purchase to comply with government regulations. For example, all contractors must have a surety bond to bid and work on federal construction projects. It is a $8b opportunity in the US. \r\n\r\nSuretyNow is building the surety bond platform for the 21st century. Businesses can apply for bonds and receive affordable quotes online in minutes. We offer the fastest and simplest online experience for getting surety bonds.", "one_liner": "The Modern Surety Bond Platform", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1706734566, "tags": [ "Fintech", "B2B", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2024", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/suretynow", "api": "https://yc-oss.github.io/api/batches/winter-2024/suretynow.json" }, { "id": 29342, "name": "InQuery", "slug": "inquery-2", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/6af70add968020435b7e6619f1daf7399205f64b.png", "website": "https://www.inquery.ai/", "all_locations": "New York City, NY, USA", "long_description": "InQuery is a fully-automated medical record review platform that indexes, labels, and summarizes patient medical records so that physicians and attorneys can understand patient journeys at a glance. \r\n\r\nOur proprietary technology reasons about each record to surface key insights that could make or break your medical legal case.", "one_liner": "Intelligent Medical Record Reviews", "team_size": 4, "industry": "Healthcare", "subindustry": "Healthcare -> Healthcare IT", "launched_at": 1704737122, "tags": [ "Documents", "Insurance", "AI", "AI Assistant" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2024", "status": "Active", "industries": [ "Healthcare", "Healthcare IT" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/inquery-2", "api": "https://yc-oss.github.io/api/batches/winter-2024/inquery-2.json" }, { "id": 29451, "name": "Basepilot", "slug": "basepilot", "former_names": [ "Nexus" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/2ab7f5055bddb0617e16226359b7395d5b8354b2.png", "website": "https://www.basepilot.com/", "all_locations": "San Francisco, CA, USA", "long_description": "Basepilot helps insurers, TPAs and MGAs streamline claims operations with line-of-business-specific AI agents. Companies like Old Republic International, Zurich & others use Basepilot to make claims operations more efficient, less costly and more intelligent.\r\n\r\nBasepilot is founded by Ken Hendricks and Pascal Wieler.\r\n\r\nInterested to try it out? Get started here: https://www.basepilot.com/ ", "one_liner": "AI agents for insurance claims", "team_size": 2, "industry": "B2B", "subindustry": "B2B -> Productivity", "launched_at": 1704381024, "tags": [ "Artificial Intelligence", "Insurance", "No-code", "Automation", "AI Assistant" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2024", "status": "Active", "industries": [ "B2B", "Productivity" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/basepilot", "api": "https://yc-oss.github.io/api/batches/winter-2024/basepilot.json" }, { "id": 29500, "name": "The New Money Company", "slug": "the-new-money-company", "former_names": [ "Workparty", "Fermata", "Numo" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/02bf32e1c7869c4a3a70d36bef72c5f5b93ad770.png", "website": "https://newmoneycompany.com", "all_locations": "San Francisco, CA, USA; Remote", "long_description": "The New Money Company protects invoices with insurance.\r\n\r\nWe help businesses expand to buyers in new markets or industries by offloading the risk of buyers not paying their bill.\r\n\r\nSupport number: +18889975745.", "one_liner": "Invoicing that pays you even if your buyer doesn’t", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1710863729, "tags": [ "Fintech", "Payments", "B2B", "Insurance", "Enterprise" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2024", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/the-new-money-company", "api": "https://yc-oss.github.io/api/batches/winter-2024/the-new-money-company.json" }, { "id": 29646, "name": "Corgi Insurance", "slug": "corgi-insurance", "former_names": [ "Corgi", "Corgi Insurance", "Corgi" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8f66899a62764756d799d5abc511dc4b46f8c151.png", "website": "https://corgi.com", "all_locations": "San Francisco, CA, USA", "long_description": "Corgi is a full-stack insurance carrier building better, faster insurance products for startups. We’re not a broker, so we underwrite and issue policies directly, with fewer handoffs and less friction. Cutting out intermediaries lets us tailor coverage to how your company actually operates and price risk more efficiently.\r\n\r\n", "one_liner": "Corgi is building an AI financial infrastructure company", "team_size": 200, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1720644316, "tags": [ "Fintech", "Insurance", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2024", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/corgi-insurance", "api": "https://yc-oss.github.io/api/batches/summer-2024/corgi-insurance.json" }, { "id": 29661, "name": "Silurian", "slug": "silurian", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/264e2c359db5aaec1e0417e61bfa018c5458c3dc.png", "website": "https://silurian.ai/", "all_locations": "Kirkland, WA, USA", "long_description": "Silurian is building foundation models for simulating Earth, starting with weather. From assessing the risk of wildfires to predicting the energy grid load, we provide an infrastructure layer for our planet. Our frontier models push the boundaries of what can be simulated on Earth and improve decision making across vital sectors including energy, insurance, agriculture, and logistics. \r\n", "one_liner": "Foundation models to simulate Earth, starting with weather.", "team_size": 6, "industry": "Industrials", "subindustry": "Industrials -> Climate", "launched_at": 1723594839, "tags": [ "Artificial Intelligence", "Climate", "Insurance", "Agriculture", "Energy" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2024", "status": "Active", "industries": [ "Industrials", "Climate" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/silurian", "api": "https://yc-oss.github.io/api/batches/summer-2024/silurian.json" }, { "id": 29712, "name": "Benchify", "slug": "benchify", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/aa52a1a9c842c1d4e04662a2a7d816a9091d88c6.png", "website": "https://www.benchify.com", "all_locations": "San Francisco, CA, USA", "long_description": "Benchify provides an execution layer for healthcare contracts, applying contract logic across audits, claim processing, and optimization. Payments are calculated correctly today, while contract performance becomes measurable and improvable over time.", "one_liner": "Executable healthcare contracts", "team_size": 4, "industry": "B2B", "subindustry": "B2B", "launched_at": 1722544425, "tags": [ "Artificial Intelligence", "Finance", "B2B", "Healthcare", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2024", "status": "Active", "industries": [ "B2B" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/benchify", "api": "https://yc-oss.github.io/api/batches/summer-2024/benchify.json" }, { "id": 29793, "name": "RiskAngle", "slug": "riskangle", "former_names": [ "Flyte.ai", "Zephr", "Zephr (Flyte AI, Inc)", "Zephr", "Risk", "Zephr" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/54a02285653f46a282f6b715527aa06ce8d9cd0d.png", "website": "https://www.riskangle.com/", "all_locations": "San Francisco, CA, USA", "long_description": "RiskAngle delivers fast, accurate summaries of unstructured medical records for insurance companies and law firms. Our AI-powered platform enables users to streamline underwriting, expedite claims processing, and prepare cases with confidence.", "one_liner": "AI medical summaries in minutes", "team_size": 2, "industry": "B2B", "subindustry": "B2B", "launched_at": 1721862703, "tags": [ "SaaS", "B2B", "Legal", "Insurance", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2024", "status": "Inactive", "industries": [ "B2B" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/riskangle", "api": "https://yc-oss.github.io/api/batches/summer-2024/riskangle.json" }, { "id": 30055, "name": "RiskCube", "slug": "riskcube", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/93b1b4fbe4b8807a5770f0fad5c76f3b8685dee9.png", "website": "https://riskcube.com", "all_locations": "San Francisco, CA, USA", "long_description": "RiskCube is an independent commercial insurance brokerage for startups and high-growth companies (F24). When you're days from closing an enterprise customer and procurement asks for a Certificate of Insurance (COI), a traditional broker can take weeks — and the deal stalls. RiskCube fixes that: we compare 40+ AM Best-rated U.S. carriers, pair that with licensed human broker review, and bind the right coverage and issue your COI within a day, not weeks. Founders get D&O, Tech E&O, Cyber, General Liability, Product Liability, Key Person Life, and COIs — to pass procurement, satisfy investors, and close deals. RiskCube is an independent broker, not an insurance carrier, built for AI, SaaS, Fintech, GovTech, Web3, Space, Defense, and government-contractor startups. Licensed in CA, TX, and DE (expanding nationwide). ", "one_liner": "Independent insurance brokerage for startups.", "team_size": 3, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1731782052, "tags": [ "Fintech", "Insurance", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Fall 2024", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/riskcube", "api": "https://yc-oss.github.io/api/batches/fall-2024/riskcube.json" }, { "id": 30288, "name": "Harper", "slug": "harper", "former_names": [ "Tatch" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/48f09dfa8b59f8e987b3a43c44b0adcd865fe145.png", "website": "https://www.harperinsure.com/", "all_locations": "San Francisco, CA, USA", "long_description": "At Harper, we are building a fully autonomous commercial insurance brokerage powered by AI. Our initial focus is on mid-sized businesses with complex insurance needs, but our vision is to eventually serve every business in the country.\r\n\r\nBy leveraging AI to automate key workflows in the insurance process, we efficiently secure optimal coverage for each client's unique requirements at competitive prices and with rapid turnaround. Our AI system learns from the expertise of our brokers, accumulating not just knowledge but also the specific workflows, data, and capabilities that pave the way to full autonomy.", "one_liner": "AI-native commercial insurance brokerage", "team_size": 25, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1735235398, "tags": [ "Fintech", "Insurance", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2025", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/harper", "api": "https://yc-oss.github.io/api/batches/winter-2025/harper.json" }, { "id": 30357, "name": "Vantel", "slug": "vantel", "former_names": [ "Vantage AI" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/882e8b4377acdc7c7f1830babf0cd1f7b2e00058.png", "website": "https://vantel.com/", "all_locations": "", "long_description": "AI OS for commercial insurance brokerages.", "one_liner": "AI Platform for Commercial Insurance Brokerages", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1738065592, "tags": [ "Documents", "Insurance", "CRM" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2025", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "Unspecified" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/vantel", "api": "https://yc-oss.github.io/api/batches/winter-2025/vantel.json" }, { "id": 30427, "name": "Acolite", "slug": "acolite", "former_names": [ "Blueplan", "Anvil" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/bee88ddf2837ce69f6bc53bc24d264569098af38.png", "website": "https://acolite.ai", "all_locations": "New York, NY, USA", "long_description": "Acolite is an AI-powered insurance brokerage purpose-built for the construction industry. We combine modern technology with dedicated, licensed brokers to help contractors get the right coverage faster and at better rates than traditional brokerages can offer.", "one_liner": "AI Native Commercial Insurance Broker", "team_size": 3, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1747166393, "tags": [ "Artificial Intelligence", "Insurance", "Operations" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Spring 2025", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/acolite", "api": "https://yc-oss.github.io/api/batches/spring-2025/acolite.json" }, { "id": 30453, "name": "Parsewise", "slug": "parsewise", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/7f1c0c72a7f623d3b80ce3fbde35d6d196e31e5c.png", "website": "https://parsewise.ai", "all_locations": "London, England, United Kingdom", "long_description": "Parsewise provides multi-document processing and analysis that you can embed in your own product.\r\n\r\nOperations teams use our platform for oversight and control over their fleet of AI agents, and our MCP to make Claude work at scale with traceability.\r\nTech teams use our API to replace complex processing pipelines resolving values across documents.\r\n\r\nWe help customers assess complex risk at scale: manage casualty, specialty, KYC, and financial risks, so teams can act faster and defend their decisions with confidence.", "one_liner": "Multi-document processing for your risk teams, AI agents, pipelines", "team_size": 6, "industry": "B2B", "subindustry": "B2B", "launched_at": 1745096268, "tags": [ "Documents", "Artificial Intelligence", "Finance", "API", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Spring 2025", "status": "Active", "industries": [ "B2B" ], "regions": [ "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/parsewise", "api": "https://yc-oss.github.io/api/batches/spring-2025/parsewise.json" }, { "id": 30596, "name": "Adaptional", "slug": "adaptional", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8ea52a7c833e951c693eafd9561453164d5bf74c.png", "website": "https://www.adaptional.com/", "all_locations": "San Francisco, CA, USA", "long_description": "Adaptional is building agentic AI for insurance claims. Claims are 75% of every dollar in the $1T insurance industry -- and one of the most under-optimized areas, still managed by adjusters working hundreds of files by hand. We're changing this with AI claims review agents, already deployed at some of the major P&C carriers. \r\n\r\nIn the future, claims will be powered by an intelligence layer that manages files and escalates actions to human adjusters. Adaptional is building the AI system that will be the foundation for every claims department across P&C insurance.", "one_liner": "AI-powered insurance claims review", "team_size": null, "industry": "B2B", "subindustry": "B2B", "launched_at": 1758589841, "tags": [ "AIOps", "Artificial Intelligence", "Insurance", "Enterprise", "Enterprise Software" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2025", "status": "Active", "industries": [ "B2B" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/adaptional", "api": "https://yc-oss.github.io/api/batches/summer-2025/adaptional.json" }, { "id": 30663, "name": "Tesora", "slug": "tesora", "former_names": [ "Tesora AI" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/2793bc4802e1c1cddfc383aed3ac255ec33a0465.png", "website": "https://tesora.ai", "all_locations": "San Francisco, CA, USA", "long_description": "Tesora builds agents for actuaries at P&C carriers, reinsurers, and MGAs. The agentic workbench ingests loss runs, SOVs, broker submissions, and SERFF filings, then builds, audits, and deploys raters and pricing analyses with a SOX-grade audit trail and ASOP-aligned reviews. Chief actuaries and heads of pricing use Tesora to replace the spreadsheet-and-email assembly between an actuarial idea and a deployed rate. ", "one_liner": "Frontier AI for Actuaries", "team_size": 3, "industry": "B2B", "subindustry": "B2B -> Analytics", "launched_at": 1755571936, "tags": [ "Artificial Intelligence", "API", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2025", "status": "Active", "industries": [ "B2B", "Analytics" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/tesora", "api": "https://yc-oss.github.io/api/batches/summer-2025/tesora.json" }, { "id": 31086, "name": "Prescience, Inc.", "slug": "prescience-inc", "former_names": [ "HouseAI", "Prescience" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/9318ef0555c0ad2e5ce6049908b655658d073f1f.png", "website": "https://www.getprescience.com/", "all_locations": "Boston, MA, USA", "long_description": "Prescience is the preeminent health benefits platform for the world's most ambitious companies. We save employers 20-50% on healthcare while offering best-in-industry health benefits: www.getprescience.com\r\n\r\nAbout us:\r\nPrescience is building a new healthcare system for America. We train AI systems to: create, operate, insure, and deliver healthcare for employer health plans. Prescience Time Machine – an AlphaGo-like system – steers patients towards “Move 37 health trajectories” that deliver dramatic cost savings for employers. Rishab Jain and Aditya Jain, M.D. are serial entrepreneurs and brothers from Harvard & Harvard Medical School with backgrounds in machine learning and medicine. We believe abundant intelligence will bring an opportunity to fundamentally rebuild the $4.5T healthcare industry around proactive (prescient) health and wellness.", "one_liner": "Healthcare for the age of abundant intelligence.", "team_size": 2, "industry": "Healthcare", "subindustry": "Healthcare", "launched_at": 1780947683, "tags": [ "Health Insurance", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2026", "status": "Active", "industries": [ "Healthcare" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/prescience-inc", "api": "https://yc-oss.github.io/api/batches/summer-2026/prescience-inc.json" }, { "id": 31197, "name": "InventoryQuant", "slug": "inventoryquant", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/f74c63aa46c6a7b210639069202e83296edae78d.png", "website": "https://www.inventoryquant.com", "all_locations": "San Francisco, CA, USA", "long_description": "We automate inventory and contents processing for insurance and insurance-adjacent industries, including public adjusters, restoration contents, and insurance companies. We also handle various inventory and estimate adjacent processes that cost many billions of dollars a year and thousands of years of man hours.", "one_liner": "We automate the inventory process in insurance", "team_size": 1, "industry": "B2B", "subindustry": "B2B", "launched_at": 1774477383, "tags": [ "Insurance", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2026", "status": "Active", "industries": [ "B2B" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/inventoryquant", "api": "https://yc-oss.github.io/api/batches/winter-2026/inventoryquant.json" }, { "id": 32165, "name": "Rote", "slug": "rote", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/813e1a8e770c08e788937c21e5a62c42be5e08d9.png", "website": "https://tryrote.com/", "all_locations": "San Francisco, CA, USA", "long_description": "Rote handles the entire negotiation lifecycle between shops and insurance companies to help them recover thousands of dollars in denied claims. Shops today lose millions per year because they lack the resources to negotiate with insurance companies that undervalue repair costs. Rote's agents recover denied revenue by taking shop estimates and referencing technical repair data to autonomously file and defend shop claims.", "one_liner": "AI-native insurance department for auto body shops", "team_size": 0, "industry": "B2B", "subindustry": "B2B -> Operations", "launched_at": 1778719731, "tags": [ "B2B", "Workflow Automation", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2027", "status": "Active", "industries": [ "B2B", "Operations" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/rote", "api": "https://yc-oss.github.io/api/batches/winter-2027/rote.json" }, { "id": 32650, "name": "Risklytics", "slug": "risklytics", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b0ad1653f775fb272b3481e8715c274f46c2c464.png", "website": "https://www.risklytics.ai/", "all_locations": "San Francisco, CA, USA", "long_description": "Risklytics builds AI risk models that score natural disaster risk property by property, so insurers can write the good risks hiding inside 'high-risk' zones instead of declining entire ZIP codes. One API call returns the risk score, the drivers behind it, and the cheapest retrofit path to insurability.", "one_liner": "Property-level natural disaster risk scoring for insurers", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1783123197, "tags": [ "Machine Learning", "B2B", "Climate", "Insurance", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2026", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/risklytics", "api": "https://yc-oss.github.io/api/batches/summer-2026/risklytics.json" } ]