[ { "id": 20, "name": "SlidePay", "slug": "slidepay", "former_names": [ "Cube" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/a95cbb96c6b5ae3c541364a7180555d9f08fdab7.png", "website": "https://angel.co/slidepay", "all_locations": "Mountain View, CA, USA", "long_description": "SlidePay, formerly Cube, is an API that makes it easy for any app to accept credit cards that are processed in person. Integration takes hours, not weeks, and works on any platform or device.", "one_liner": "Banking and Payment Platform APIs. Exited October 2014.", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1322045681, "tags": [ "Fintech", "Payments", "API" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2012", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/slidepay", "api": "https://yc-oss.github.io/api/batches/winter-2012/slidepay.json" }, { "id": 60, "name": "Sendwave", "slug": "sendwave", "former_names": [ "Wave", "Brew", "Chime" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/1bbfeae646cc8051b5ad469413e67295e9fae353.png", "website": "https://www.sendwave.com", "all_locations": "Boston, MA, USA; Remote", "long_description": "Sendwave's mission is to make sending money as easy and affordable as sending a text. Our app sends transfers securely from North America and Europe to Africa, Asia, and the Americas at great rates.", "one_liner": "Instant, no fee international remittances.", "team_size": 350, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1625089349, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": true, "isHiring": false, "nonprofit": false, "batch": "Winter 2012", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/sendwave", "api": "https://yc-oss.github.io/api/batches/winter-2012/sendwave.json" }, { "id": 149, "name": "Tremendous", "slug": "tremendous", "former_names": [ "GiftRocket" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4113d9f505976529d750df754ce34c986d9cf14a.png", "website": "https://www.tremendous.com", "all_locations": "New York City, NY, USA; Remote", "long_description": "Tremendous is a payouts platform for businesses to send money and gift cards to anyone, anywhere. Used by 25k+ companies for one-time payments, including research compensation, marketing incentives, and employee recognition.", "one_liner": "How businesses send money to people at scale. Fast, free, global.", "team_size": 150, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1326789805, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2011", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/tremendous", "api": "https://yc-oss.github.io/api/batches/winter-2011/tremendous.json" }, { "id": 244, "name": "WePay", "slug": "wepay", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/5bafed02435325734c5fec395dabe88c19ce051c.png", "website": "http://wepay.com", "all_locations": "Redwood City, CA, USA", "long_description": "WePay is a multi-party payments API for SMB SaaS, POS Platforms, and Online Marketplaces. It was acquired by JPMorgan Chase in 2018.", "one_liner": "Payments for platform businesses.", "team_size": 400, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1326790615, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": true, "isHiring": false, "nonprofit": false, "batch": "Summer 2009", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": true, "app_answers": false, "question_answers": false, "url": "https://www.ycombinator.com/companies/wepay", "api": "https://yc-oss.github.io/api/batches/summer-2009/wepay.json" }, { "id": 316, "name": "Tipjoy", "slug": "tipjoy", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/fd401f9e4467d016fa8fbbd5917f2e2d0039c429.png", "website": "http://tipjoy.com", "all_locations": "", "long_description": "Tipjoy was a simple, social payments engine that allowed merchants to sell digital content and features, charities to raise money for causes, and individuals to give money to one another.\r\n\r\nTipjoy was a Winter '08 Y Combinator participant.", "one_liner": "social micropayments", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1326791261, "tags": [ "Payments", "Social" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2008", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "Unspecified" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/tipjoy", "api": "https://yc-oss.github.io/api/batches/winter-2008/tipjoy.json" }, { "id": 658, "name": "Billforward", "slug": "billforward", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "https://www.billforward.io/", "all_locations": "San Francisco, CA, USA", "long_description": "San Francisco-based BillForward a YCombinator company is comprised of talented and passionate folks who are excited by the challenges and opportunities of subscription billing. We offer a flexible and innovative billing platform, which gives any type of recurring-payment based businesses the ability to bill customers for sophisticated products and carry out in-depth revenue analysis.\r\n\r\nLaunched in Jan 2013 the platform has already gained great traction in the Telecoms, SaaS, Product as Service and Platform as a Service industries, where product managers and CFO’s have realized that the ability to change their offering in hours, rather than weeks, can give them an edge on the competition.", "one_liner": "Subscription billing, rate plan management and analytics as a…", "team_size": 8, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1398907625, "tags": [ "Analytics", "Subscriptions" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2014", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/billforward", "api": "https://yc-oss.github.io/api/batches/summer-2014/billforward.json" }, { "id": 682, "name": "Kash", "slug": "kash", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "http://withkash.com", "all_locations": "San Francisco, CA, USA", "long_description": "Kash is a San Francisco-based mobile payment company that clears transactions without interchange or card fees and is guaranteed against chargeback. The company gets rid of credit cards and middle-men that stand between bank accounts and retailers. It uses SecureDebit technology, a direct bank payment method that avoids the credit card network and allows retailers to save 2% to 5% in transaction processing fees. Kash uses its funding received from Draper Associates, Green Visor Capital, and Structure Capital to develop, market, and expand its mobile payments technology.", "one_liner": "We are fixing how money works.", "team_size": 11, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1398907814, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2014", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/kash", "api": "https://yc-oss.github.io/api/batches/summer-2014/kash.json" }, { "id": 704, "name": "Apto Payments", "slug": "apto-payments", "former_names": [ "Shift", "Apto" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/75e540aa00e6d4d7c686312ec0d7b3d44772f12e.png", "website": "https://www.aptopayments.com/", "all_locations": "San Francisco, CA, USA", "long_description": "Apto Payments provides a white-label, turnkey solution to launch innovative, user-first, card programs. Our technology empowers our customers to issue Visa and Mastercard, physical and virtual, card programs. We have both a developer-first, Instant Issuance Platform, as well as an enterprise solution for bespoke opportunities. ", "one_liner": "API platform for partners to issue branded debit and credit cards to…", "team_size": 32, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1398907989, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2014", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/apto-payments", "api": "https://yc-oss.github.io/api/batches/summer-2014/apto-payments.json" }, { "id": 743, "name": "Final", "slug": "final", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/a9f9365e5ac7dcefbab5bfab9129637279050427.png", "website": "http://getfinal.com", "all_locations": "Oakland, CA, USA", "long_description": "At Final, we are re-building the credit card from the ground up. \r\n\r\nFinal is issuing a credit card that gives consumers total control over their merchant relationships, transparency in their spending, and piece of mind across all payment experiences. Rather than a single, 16-digit card number, Final generates multiple card numbers and manages them automatically.\r\n\r\nIt works everywhere you buy; online, and offline, and integrates with digital wallets like Google Wallet and ApplePay with zero updates to the payment infrastructure. Bottom line - with Final, you’ll never lose access to your spending ability from a breach, fraud, cancelled or stolen card ever again.", "one_liner": "A credit card that drastically reduces payment fraud and gives…", "team_size": 11, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1415700217, "tags": [ "Payments", "Security" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2015", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/final", "api": "https://yc-oss.github.io/api/batches/winter-2015/final.json" }, { "id": 827, "name": "Razorpay", "slug": "razorpay", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b6a6aaf9a84fa4b7ddb53cabda7443c142a5a154.png", "website": "https://razorpay.com", "all_locations": "Bengaluru, KA, India", "long_description": "The journey of building Razorpay started in 2014, when Harshil Mathur (CEO & Co-Founder) and Shashank Kumar (MD & Co-Founder) witnessed the dismal state of the online payments industry in India then and understood that they have a larger and more important issue to solve. And That was democratizing online payments for Indian businesses, particularly the underserved market, Startups and SMEs. Over the last 9 years, Razorpay has evolved from a single-product company to a multi-product company, from an online payment gateway to India’s only full-stack financial solutions company, offering payments and banking solutions to businesses. Razorpay today is transforming age-old complexities and changing every known paradigm of money movement for disruptive businesses.\r\n\r\nOver the last couple of years, Razorpay’s growth has evolved to be an index of India’s digital economy. From a kirana shop in Kashmir collecting payments on our POS device to a textile exporter in Kanyakumari accepting dollars through our International Payments product, Razorpay has revolutionised how businesses have traditionally transacted and interacted with money. \r\n\r\nRazorpay became the first and only Indian fintech to build a full-stack international Payment Gateway ‘Curlec by Razorpay’ and evolved into a comprehensive provider of payment solutions, leveraging the synergy between cutting-edge technological capabilities and a profound understanding of the local payment ecosystem. The introduction of the new Curlec Payment Gateway aims to cater to a wide spectrum of businesses, expanding its reach to over 5,000 establishments. \r\n\r\nBe it for international expansion or solving for Indian businesses, for Razorpay, the customer has always been at the core of all disruption, from addressing evolving needs to delivering new solutions. This hyperfocus helped bring Razorpay’s several industry-first innovations into the market since 2014. Razorpay became the first to launch a completely digital on-boarding process for startups, first to launch support for UPI, first to launch support for Bharath QR, first to introduce recurring payments for businesses through Razorpay Route, automating payment receipts and later automate payouts and making the entire process seamless and optimized and many more were introduced aling the way. Other firsts include: - First to launch India’s Multi-Network Tokenisation solution, TokenHQ - Razorpay became India’s first payment gateway to support credit cards on UPI - Razorpay also became India’s largest omnichannel payment gateway for businesses post acquiring Ezetap which is India’s leading offline POS company that was founded with the aim to simplify the in-person offline payments experience.\r\n\r\nOver the years, Razorpay’s valuation has jumped from $1 billion to $7.5 billion and has added a host of marquee investors to its captable. Razorpay is also the second Indian company to be a part of Silicon Valley’s largest tech accelerator, Y Combinator. Marquee investors such as Lone Pine Capital, Alkeon Capital, TCV, GIC, Tiger Global, Sequoia Capital India, Ribbit Capital, Matrix Partners, Salesforce Ventures, Y Combinator, and MasterCard have invested a total of $741.5 Mn through Series A, B, C, D, E and F funding. The last financing round of Series F led the company’s valuation to $7.5 Billion signaling one of the fastest increases in valuation for an Indian Unicorn. \r\n\r\nRazorpay has also made acquisitions with like-minded companies over the last 9 years. In total, till date, Razorpay has made eight acquisitions, Billme in 2023 - A Digital invoice and customer Engagement, Ezetap in 2022 - India’s leading offline POS company, PoshVine in 2022 - India’s leading loyalty and reward management platform, IZealiant in 2022 - A mobile-first, API-enabled, and cloud-ready payment solution and made its first international foray in South-East Asia by announcing its acquisition of Curlec in 2022 - A recurring payments platform. TeraFin Labs in 2021 - the AI-based SaaS platform that facilitates digital financing solutions, Opfin (Now RazorpayX Payroll) in 2019 - The payroll management solution and Thirdwatch in 2019, the first acquisition - The AI-powered fraud detection platform.\r\n\r\nAll these efforts are being done in collaboration with banks, regulators, and stakeholders so that India can build a better place for small and big businesses. Today, Razorpay powers online payments for 76 Of 100 startup unicorns and millions of businesses in India. The core premise of what Razorpay was founded in 2014 and what it is today hasn’t changed. It is to make money movement simpler and easier, whether it is for businesses to receive money, send money, or manage money. \r\n\r\n", "one_liner": "India's only full-stack financial solutions company for businesses.", "team_size": 2700, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1416309883, "tags": [ "Banking as a Service", "Fintech", "Payments", "India" ], "tags_highlighted": [], "top_company": true, "isHiring": true, "nonprofit": false, "batch": "Winter 2015", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/razorpay", "api": "https://yc-oss.github.io/api/batches/winter-2015/razorpay.json" }, { "id": 931, "name": "Plate IQ", "slug": "plate-iq", "former_names": [ "PlateIQ", "Ottimate" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/2ddaee10acb71c657308a3d62234972fbca8392d.png", "website": "https://plateiq.com/", "all_locations": "London, United Kingdom; Emeryville, CA, USA", "long_description": "Plate IQ makes accounts payable simple.\r\n\r\nAutomated accounts payable software replaces manual data entry by digitizing your invoices down to the line item, automatically assigning them your proper GL codes, syncing the information to your accounting software, and providing analytics around purchasing. Plate IQ also offers one-click bill pay, inventory, and cloud-based data storage that allows businesses to go paperless.", "one_liner": "Automated Accounts Payable", "team_size": 200, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1430156129, "tags": [ "Fintech", "Finance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2015", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United Kingdom", "United States of America", "Europe", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": true, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/plate-iq", "api": "https://yc-oss.github.io/api/batches/summer-2015/plate-iq.json" }, { "id": 938, "name": "Xendit", "slug": "xendit", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/82971ab934851a55cee1aa3b11b22839902e7f2e.png", "website": "https://www.xendit.co/", "all_locations": "Jakarta, Jakarta, Indonesia", "long_description": "Xendit provides payment solutions that simplify the payment process for businesses in Southeast Asia, including Indonesia, Philippines, Malaysia, Thailand and Vietnam from SMEs, e-commerce startups to giant corporations. \r\n\r\nXendit provides a secure, easy-to-integrate payment system, and seamless payment experience supported by great customer service. With a diverse range of products, Xendit’s system can accept payments from virtual accounts, credit and debit cards, eWallets, retail outlets, and also online installments. \r\n\r\nWith our aim to build Indonesia and the Philippines’s payment infrastructure, Xendit is on its way shaping the next generation of unicorns by empowering startups to grow exponentially through the products we offer. \r\n\r\nXendit is licensed and regulated in multiple countries in Southeast Asia\r\n", "one_liner": "Provides payment infrastructure for Southeast Asia", "team_size": 700, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1430156131, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2015", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Indonesia", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/xendit", "api": "https://yc-oss.github.io/api/batches/summer-2015/xendit.json" }, { "id": 939, "name": "Xfers", "slug": "xfers", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/2fea55ddf6b75371887dc67daba49c0771b81583.png", "website": "http://xfers.com", "all_locations": "Singapore, Singapore", "long_description": "Xfers is a Singaporean-based payment processing gateway offering credit card processing and Internet banking transfers. As a graduate of Y Combinator’s Summer 2015 Class, Xfers aims to unify banking networks across Southeast Asia. Featured on Techcrunch and coined as the Paypal of Southeast Asia by Channel News Asia, we simplify and redefine the process of collecting and receiving payments in Southeast Asia. \r\n\r\nIn 2016, Xfers announced its first round of seed funding. Its investor portfolio includes venture capital firms such as Quest Ventures, 500 Startups, Golden Gate Ventures and angel investors such as Eduardo Saverin.", "one_liner": "Xfers makes it possible for people to make and receive payments via…", "team_size": 51, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1430156132, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2015", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "Singapore", "Southeast Asia" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/xfers", "api": "https://yc-oss.github.io/api/batches/summer-2015/xfers.json" }, { "id": 1016, "name": "Meter Feeder", "slug": "meter-feeder", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/add199c01e8e38b906c80074b660ab5bf6e88b25.png", "website": "http://www.meterfeeder.com", "all_locations": "Pittsburgh, PA, USA", "long_description": "Did you know that if your car is eligible for booting and towing in NYC, all of your registered vehicles are eligible? Now imagine you have thousands of vehicles in thousands of cities.\r\n\r\nWe make sure that your vehicles are compliant.", "one_liner": "Helping fleets find and pay parking tickets", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1447311916, "tags": [ "Unmanned Vehicle", "Payments", "Transportation", "Mobility" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2016", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/meter-feeder", "api": "https://yc-oss.github.io/api/batches/winter-2016/meter-feeder.json" }, { "id": 1021, "name": "Paystack", "slug": "paystack", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8f4d18618abc91ad79be53d918a199daffad6f58.png", "website": "https://www.paystack.com", "all_locations": "Lagos, LA, Nigeria; LA, Nigeria", "long_description": "Paystack is a small and vibrant family working across Lagos and San Francisco.\r\n\r\nWe enable businesses to accept payments via credit card, debit card, money transfer, and mobile money, directly from their website or mobile app.", "one_liner": "Modern payments infrastructure for Africa", "team_size": 115, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1447312815, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": true, "isHiring": false, "nonprofit": false, "batch": "Winter 2016", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/paystack", "api": "https://yc-oss.github.io/api/batches/winter-2016/paystack.json" }, { "id": 1284, "name": "Flutterwave", "slug": "flutterwave", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/a1078b114f17bc04ce851bf929fc1bab80789469.png", "website": "https://flutterwave.com", "all_locations": "Lagos, LA, Nigeria; LA, Nigeria", "long_description": "At Flutterwave, we are on a mission to build payments infrastructure to connect Africa to the global economy. \r\n\r\nWe do this by building technology, tools, and infrastructure for businesses and banks who want to provide a more seamless and secure payments experience for their customers. Founded in 2016 by a team of African finance and technology veterans from Standard Bank, Angela, PayPal, Google Wallet amongst others.\r\n\r\nFlutterwave has grown to become one of the fastest growing payments companies in the world. Since inception Flutterwave has processed close to $20 billion in payments and 100 million transactions across over 33 African countries where it currently operates. \r\n\r\nIt has attracted significant investment from experienced Fintech investors such as Ycombinator Continuity Fund (investors in Stripe), Greycroft (investors in Braintree and Venmo), Greenvisor Capital, Omidyar Network, and Glynn Capital amongst others. In 2017 Flutterwave was named Africa’s best fintech company at the Apps Africa Innovation Awards.", "one_liner": "Helping businesses make and accept payments from anywhere in Africa.", "team_size": 500, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1461817211, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2016", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/flutterwave", "api": "https://yc-oss.github.io/api/batches/summer-2016/flutterwave.json" }, { "id": 1507, "name": "Request Network", "slug": "request-network", "former_names": [ "Moneytis" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/60bc4f1a107d899643879262add03122ce3a8a4b.png", "website": "https://request.network", "all_locations": "Paris, Île-de-France, France; Remote", "long_description": "Request allows companies & people to pay and get paid in cryptocurrencies by relying on the most innovative payment request technology.\r\n\r\n\r\nOn top of it, apps such as Request Invoicing allow professionals to send proper crypto invoices and get paid in a click. Adoption for this app is growing at an impressive rate as we can see here https://req.network", "one_liner": "Request is a payment request technology & an ecosystem of apps", "team_size": 12, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1478577635, "tags": [ "Crypto / Web3" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2017", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "France", "Europe", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/request-network", "api": "https://yc-oss.github.io/api/batches/winter-2017/request-network.json" }, { "id": 1527, "name": "Nomba", "slug": "nomba", "former_names": [ "Kudi" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/df1f2387282fcfbd2c12fe132115b6a2f5601924.png", "website": "https://nomba.com", "all_locations": "Lagos, LA, Nigeria", "long_description": "Nomba provides Banking and payment to over 200k+ business in Africa (Nigeria & DRC).", "one_liner": "Banking and payments for businesses in Africa", "team_size": 200, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1478717435, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2017", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/nomba", "api": "https://yc-oss.github.io/api/batches/winter-2017/nomba.json" }, { "id": 1647, "name": "tpaga", "slug": "tpaga", "former_names": [ "Tpaga" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/d683992b573536b62d0a5d41e2c540439a9fe237.png", "website": "https://tpaga.co/", "all_locations": "Bogotá, Bogota, Colombia; Remote", "long_description": "Through our mobile wallet, we allow consumers to receive, store, and send money through their phones. Virtually all the value propositions of a bank, in just one app.\r\n", "one_liner": "First financial Superapp of Latin America", "team_size": 25, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1493698216, "tags": [ "Banking as a Service", "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2017", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Colombia", "Latin America", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/tpaga", "api": "https://yc-oss.github.io/api/batches/summer-2017/tpaga.json" }, { "id": 1670, "name": "LotusPay", "slug": "lotuspay", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/9237613d5c6b9ca86e68c4e86a6d63ec1d7337ed.png", "website": "http://www.lotuspay.com", "all_locations": "Bengaluru, KA, India", "long_description": "LotusPay was acquired by Juspay in Jan 2024.\r\n\r\nLotusPay is the recurring payments solution for businesses in India. We enable our clients to quickly and easily collect payments directly from their user's bank accounts via paperless NACH Debit.\r\n\r\nLotusPay is perfect for collecting loan repayments, membership fees, subscription and billing, recurring donations, tuition fees - any kind of regular or irregular payment, be it a fixed amount or variable amount.\r\n\r\nLotusPay is backed by Y Combinator.", "one_liner": "Recurring payments solution for businesses in India.", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1493860908, "tags": [ "Fintech", "Payments", "India" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2017", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/lotuspay", "api": "https://yc-oss.github.io/api/batches/summer-2017/lotuspay.json" }, { "id": 1713, "name": "Cashfree Payments", "slug": "cashfree-payments", "former_names": [ "Cashfree" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/7eb68658869d911582ae784bc8ff049cb6b4a898.png", "website": "https://www.cashfree.com/", "all_locations": "Bengaluru, KA, India", "long_description": "Cashfree is a next-generation payments company for Indian businesses. \r\n\r\nCashfree helps 50,000+ businesses collect and send money with solutions such as an easy to integrate payment gateway that supports instant settlements & refunds; Payouts - an API banking platform for bulk disbursals; a split payment solution for marketplaces; a Bank Account Verification API; a dedicated UPI stack for businesses and Auto Collect - a virtual account solution to match inbound payments to customers. It counts Xiaomi, Nykaa, Zomato, Zoomcar, Cred, Swiggy, Shell, Zepto, Dunzo as well as donation platforms like Ketto and Milaap amongst its customers.\r\n\r\nCashfree is a licensed payment aggregator in India and works with all leading banks to build the core payments and banking infrastructure that powers Cashfree’s products. Cashfree is also integrated with major platforms like Shopify, Wix, Paypal, Amazon Pay, Ola Money and Google Pay.", "one_liner": "Next-gen digital payments provider for India.", "team_size": 200, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1496970201, "tags": [ "Payments", "India" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2017", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": true, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/cashfree-payments", "api": "https://yc-oss.github.io/api/batches/summer-2017/cashfree-payments.json" }, { "id": 1806, "name": "Flinto", "slug": "flinto", "former_names": [ "Flint" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/ea3b87fd86a38827492c7301ba323f80925ce00c.png", "website": "http://flinto.app", "all_locations": "Mexico City, CDMX, Mexico", "long_description": "Send money to friends, pay at merchants, and take care of your bills through your phone, even without a bank account.", "one_liner": "Mexico's digital wallet", "team_size": 0, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1510113782, "tags": [ "Fintech", "Consumer", "Latin America" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2018", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "Mexico", "Latin America" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/flinto", "api": "https://yc-oss.github.io/api/batches/winter-2018/flinto.json" }, { "id": 1834, "name": "Aspire", "slug": "aspire", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/753f62b42ec2f778dd6395d3ae91802c52ab6b5a.png", "website": "https://aspireapp.com", "all_locations": "Singapore, Singapore", "long_description": "Aspire is the all-in-one finance operating system for businesses.\r\n\r\nWe help companies pay, manage, and earn smarter - by doing more than a bank, bookkeeper, or rewards program could ever do alone.\r\n\r\nOur mission is to empower the next generation of entrepreneurs with the financial tools they need to realise their company’s full potential.\r\n\r\nWe believe that if we can empower business owners to be successful, they will go on to make a meaningful impact to the communities we are all part of.", "one_liner": "All-in-one Finance OS for businesses", "team_size": 500, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1510196652, "tags": [ "Fintech", "SaaS", "Payments", "B2B", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2018", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Singapore", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/aspire", "api": "https://yc-oss.github.io/api/batches/winter-2018/aspire.json" }, { "id": 1900, "name": "Satchel", "slug": "satchel", "former_names": [ "Send Reality" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/804e5d168311f12d90d32904b63bf345c1856c27.png", "website": "https://satchel.com/", "all_locations": "San Francisco, CA, USA", "long_description": "", "one_liner": "", "team_size": 8, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1524625562, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2018", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/satchel", "api": "https://yc-oss.github.io/api/batches/summer-2018/satchel.json" }, { "id": 2007, "name": "Khatabook", "slug": "khatabook", "former_names": [ "Kyte" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/66b2f57ed74a17802ce2f389dc5be76a7d2e0fe0.png", "website": "https://khatabook.com/", "all_locations": "Bengaluru, KA, India", "long_description": "Replace your traditional ledgers with new digital Khatabook and Avail financial services like Lending for your business. Business owners can use the app to record credit (Jama) and debit (Udhar) transactions for their trusted customers. It is 100% Free, Safe, and Secure for all types of businesses to maintain their customers'​ accounts.\r\n", "one_liner": "Manage your ledgers and avail Financial Services like Lending on your…", "team_size": 350, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1526436265, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2018", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/khatabook", "api": "https://yc-oss.github.io/api/batches/summer-2018/khatabook.json" }, { "id": 2032, "name": "OkCredit", "slug": "okcredit", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/319d958d1c1ed34dab6fa69de4c65c566d82fcc8.png", "website": "https://www.okcredit.in", "all_locations": "Bengaluru, KA, India", "long_description": "Today, over 50 million SMBs issue informal credit in India, This is a hugely manual process which they spend hours tracking, reconciling, and collecting! \r\n\r\nThe 50M SMBs in India account for 40% of the nation’s GDP. As much as 60% of their sales happen on credit. That’s ~24% of the country’s GDP (500B$) lying on paper!\r\n\r\nOKCREDIT as a company came into existence to start solving the most important problem of credit recovery in MSMEs. We as first movers developed a bookkeeping app that would help any merchant sitting at the remotest corner of the country with internet connectivity to record his transactions digitally. We helped them track the credit given to their customers and suppliers. With our Okcredit app a merchant can track the amount of credit given, monitor credit limit, send reminders and eventually can collect faster from their customers. So as a company our vision was to bring the data dark merchants onto the digital platform. We have changed the way the MSMEs record the transactions and eased their life today. \r\n\r\n", "one_liner": "Simple and secure bookkeeping for Indian businesses.", "team_size": 70, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1528153427, "tags": [ "FinOps", "Fintech", "Payments", "Finance", "India", "SMB" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2018", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/okcredit", "api": "https://yc-oss.github.io/api/batches/summer-2018/okcredit.json" }, { "id": 2033, "name": "Kinside", "slug": "kinside", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/70ca1a8a7c946397f4ff4c2f6fb41d8ea5ebf33e.png", "website": "https://www.kinside.com", "all_locations": "San Francisco, CA, USA; Remote", "long_description": "Kinside powers bookings and payments for the $648B care economy. We’ve started with child care, a $136B category that despite being an essential and evergreen service, remains an undigitized space, driven mostly by cash. ", "one_liner": "Powering the $648b Care Economy", "team_size": 18, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1528157028, "tags": [ "Fintech", "Marketplace" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2018", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": true, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/kinside", "api": "https://yc-oss.github.io/api/batches/summer-2018/kinside.json" }, { "id": 4940, "name": "Wave", "slug": "wave", "former_names": [ "Wave", "Wave Mobile Money" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/7bb010b1c1951d3cc6578fb3ff4c83700de7c376.png", "website": "https://wave.com", "all_locations": "Dakar, Dakar Region, Senegal; Remote", "long_description": "Building extremely affordable financial infrastructure for Africa.", "one_liner": "Mobile money app for Africa", "team_size": 1600, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1638361727, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": true, "isHiring": false, "nonprofit": false, "batch": "Winter 2012", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Senegal", "Africa", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/wave", "api": "https://yc-oss.github.io/api/batches/winter-2012/wave.json" }, { "id": 11927, "name": "Canopy (was Encarte)", "slug": "encarte", "former_names": [ "Encarte" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3851660137a3ecd29db1fb71f166603825b86c3b.png", "website": "https://www.heycanopy.com/", "all_locations": "San Francisco, CA, USA", "long_description": "", "one_liner": "Encarte is building 1-click checkout for all online stores.", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1540955022, "tags": [ "Payments", "E-Commerce" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/encarte", "api": "https://yc-oss.github.io/api/batches/winter-2019/encarte.json" }, { "id": 12262, "name": "Cuanto", "slug": "cuanto", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/7537c2ea53c825f90e7b66831754edaddd1f069b.png", "website": "https://www.cuanto.app", "all_locations": "Panama City, Panama, Panama; Remote", "long_description": "We are building the operating system to allow merchants in the developing world to sell online. We started by helping those in LatAm instantly launch online to monetize their audience and sell over social media.\r\n\r\nWe help merchants create a storefront, process payments, and manage fulfillment in one simple platform.\r\n", "one_liner": "Building the operating system for developing world merchants", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1543982567, "tags": [ "Fintech", "E-commerce" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Panama", "Latin America", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/cuanto", "api": "https://yc-oss.github.io/api/batches/winter-2019/cuanto.json" }, { "id": 12278, "name": "Verto", "slug": "verto", "former_names": [ "Verto FX", "VertoFX" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/576b45f257548345c964f5d5d6621c981f205710.png", "website": "http://www.vertofx.com", "all_locations": "London, England, United Kingdom", "long_description": "Verto is a cross-border payment platform for businesses; our mission is to simplify cross-border payments in emerging markets, particularly Africa.\r\n\r\nWe do this by providing businesses with superb infrastructure that they can use to convert, hold, receive and make payments across 49 currencies.\r\n\r\nBy connecting Businesses, Liquidity providers, FX Brokers, and Payment Institutions, and banks through our marketplace, companies can choose their foreign exchange rates at the time that suits them, therefore, providing a constant liquidity flow cheaply. ", "one_liner": "Cross-Border Payments and FX Simplified", "team_size": 170, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1544068971, "tags": [ "Banking as a Service", "Fintech", "Payments", "B2B", "API" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/verto", "api": "https://yc-oss.github.io/api/batches/winter-2019/verto.json" }, { "id": 12545, "name": "Method Financial", "slug": "method-financial", "former_names": [ "Forward", "GradJoy" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8fe82c6fb65a41c32500091074e518f40adc2538.png", "website": "https://methodfi.com", "all_locations": "New York, NY, USA", "long_description": "Method provides connectivity to consumer credit and liability accounts, enabling end-to-end refinance experiences, real-time account data access, and one-click checkout.", "one_liner": "Financial connectivity API for consumer liabilities", "team_size": 50, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1556075147, "tags": [ "Fintech", "SaaS", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2019", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/method-financial", "api": "https://yc-oss.github.io/api/batches/summer-2019/method-financial.json" }, { "id": 12760, "name": "FamPay", "slug": "fampay", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/319c4ca66fa53bdc1e6c40bcff4a0ea5aebe575d.png", "website": "https://fampay.in", "all_locations": "Bengaluru, KA, India", "long_description": "With FamPay, minors can do UPI, P2P and card payments without the need to set up a bank account. FamPay allows parents to send money to their kids below the age of 18, which they can spend securely any time, anywhere, under parent’s supervision. FamPay aims at making payments smooth and fun for children.", "one_liner": "India’s first neobank for teenagers", "team_size": 24, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1584112100, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2019", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/fampay", "api": "https://yc-oss.github.io/api/batches/summer-2019/fampay.json" }, { "id": 12834, "name": "Flux", "slug": "flux", "former_names": [ "Flux QR" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4f38739b0e1f431175c8487a6c712bb03a2548a2.png", "website": "http://paywithflux.com", "all_locations": "Mexico City, CDMX, Mexico", "long_description": "Flux is building the payment network for alternative payments, with a focus on bringing acceptance of all BNPL options to on-site merchants so they can max their client's buying power.\r\n\r\nFlux provides an instant-issuing and payment acceptance solution for consumer credit products, and a payment terminal for alternative credit (non-card) for retailers.", "one_liner": "Flux is building the payment network for alternative payments in…", "team_size": 9, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1559183041, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2019", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Mexico", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/flux", "api": "https://yc-oss.github.io/api/batches/summer-2019/flux.json" }, { "id": 12843, "name": "PayMongo", "slug": "paymongo", "former_names": [ "Equiac" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/7cba82562906755c19c4ffc3aca87850d388d16c.png", "website": "https://paymongo.com", "all_locations": "Taguig, NCR, Philippines", "long_description": "PayMongo builds products and tools that enable thousands of individuals and businesses in the Philippines to make and receive payments over the Internet. We support payments through credit or debit cards, electronic wallets, over-the-counter payments and many more.\r\n\r\nWe build robust APIs, plugins and other products that abstract out the complexities of payments from our users so they can get up and running quickly and focus on their business.\r\n\r\nOur investors include Founders Fund, Peter Thiel, Bedrock Capital and Stripe.", "one_liner": "Modern online payments for the Philippines", "team_size": 220, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1559191336, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2019", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Philippines", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/paymongo", "api": "https://yc-oss.github.io/api/batches/summer-2019/paymongo.json" }, { "id": 12853, "name": "Valiu", "slug": "valiu", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4b16c3ee1923418647ba5ed012e40dfe8d0317dd.png", "website": "https://www.valiu.com", "all_locations": "Bogotá, Bogota, Colombia; Remote", "long_description": "It is very hard to access USD or stable currency in LatAm's depreciating, and hyper-inflationary economies. We are solving that for individuals and businesses.", "one_liner": "USD mobile banking for LatAm's businesses and people", "team_size": 24, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1559267725, "tags": [ "Fintech", "Crypto / Web3" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2019", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "Colombia", "Latin America", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/valiu", "api": "https://yc-oss.github.io/api/batches/summer-2019/valiu.json" }, { "id": 12856, "name": "Coco Wallet", "slug": "coco-wallet", "former_names": [ "Coco", "Coco Pago" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/7515f83e50e3f52a5cd34355a67ae58ba87c3724.png", "website": "https://cocowallet.app", "all_locations": "New York, NY, USA; Remote", "long_description": "Coco Wallet is a global money app that lets users send, spend, save, and earn in digital dollars. It combines the simplicity of a neobank like \"Revolut\" or \"Nubank\" with the freedom of Web3. Giving anyone instant access to stable, borderless money without relying on banks.", "one_liner": "Your global dollar account powered by stablecoins", "team_size": 50, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1559267826, "tags": [ "Crypto / Web3" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2019", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/coco-wallet", "api": "https://yc-oss.github.io/api/batches/summer-2019/coco-wallet.json" }, { "id": 13106, "name": "Carbon-12 Labs", "slug": "carbon-12-labs", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "https://www.carbon.money", "all_locations": "", "long_description": "", "one_liner": "A Global Payouts API for Startups", "team_size": 0, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1659720999, "tags": [ "Payments", "API" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "Unspecified" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/carbon-12-labs", "api": "https://yc-oss.github.io/api/batches/winter-2020/carbon-12-labs.json" }, { "id": 13165, "name": "Peg (formerly Paymobil)", "slug": "peg", "former_names": [ "Epay / Mutiny", "Epay", "Paymobil" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/f19f6ca2a209e7675e563efe95a857c23b35dd0d.png", "website": "https://www.peg.money", "all_locations": "San Francisco, CA, USA; Remote", "long_description": "Peg is a global bank account replacement using stablecoins.\r\nWe make it possible to send money to any email or phone number in the world in seconds.\r\n\r\nWe have taken all the friction out of the current terrible UX with crypto p2p payments and made it better than regular consumer products like Venmo and Square Cash. Unlike those it works across borders and can launch globally due to our non-custodial architecture.\r\n\r\nPeg was the first self-custodial stablecoin focused wallet, launched early 2020.\r\n", "one_liner": "The super simple stablecoin wallet with free transactions", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1600678612, "tags": [ "Fintech", "Crypto / Web3" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/peg", "api": "https://yc-oss.github.io/api/batches/winter-2020/peg.json" }, { "id": 13333, "name": "Upflow", "slug": "upflow", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/cfbbee59804a41493e50bd030cff5d6d1bc8fc97.png", "website": "https://upflow.io/en/", "all_locations": "New York, NY, USA", "long_description": "Upflow builds the reference cash collection platform to help B2B companies get paid faster, more predictably, and with stronger customer relationships.\r\n\r\nToday, the order-to-cash process is mission critical for businesses, yet it remains fragmented across tools, teams, and workflows. Collections, payments, and reconciliation are often manual, reactive, and disconnected from the rest of the business. Upflow brings this entire process into one system — combining data, agentic automation, collaboration, and financial services to turn receivables into a predictable and scalable engine.\r\n\r\nWe serve 500+ companies across 30+ countries, including Vercel, Lattice, Productboard, and are backed by leading investors including Y Combinator, Hedosophia, Hexa, and Lorimer. With teams across the US and Europe, we’re building a category-defining company at the intersection of finance, payments, and AI.\r\n\r\nTo learn more about what we do, visit upflow.io. For a behind-the-scenes look at how we work as a team, head to the Inside Upflow section of our blog at upflow.io/blog/inside-upflow.", "one_liner": "Cash collection tech for B2B businesses", "team_size": 50, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1586871998, "tags": [ "Fintech", "SaaS" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/upflow", "api": "https://yc-oss.github.io/api/batches/winter-2020/upflow.json" }, { "id": 13337, "name": "goDutch", "slug": "godutch", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/139f3923e5b1264c5832c11db6a942d85eef67ba.png", "website": "https://godutchpay.in", "all_locations": "MH, India", "long_description": "goDutch is a new-age fintech app that powers group payments for millennials. We’re on a mission to reimagine group payments and enable people to enjoy with their friends without any worry of awkward reminders, delayed payments, and multiple transactions.\r\n\r\nWe've first-hand seen that group payments are very tedious - one person first pays on behalf of the entire group, then calculates and makes a note of who owes whom how much, and then individually reminds each person to pay back. At goDutch, we are passionately working towards re-imagining this multi-step process that extends over numerous days and multiple apps. Our focus is on being design-led and driving cutting-edge fintech innovation.\r\n\r\ngoDutch is founded by IIT Bombay grads with a total work experience of 10+ years in fintech and we are backed by global VC investors including Y Combinator.", "one_liner": "Group payments product which lets people pay together at any offline…", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1583862506, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/godutch", "api": "https://yc-oss.github.io/api/batches/winter-2020/godutch.json" }, { "id": 13354, "name": "yBANQ", "slug": "ybanq", "former_names": [ "Procureli Technologies Pvt. Ltd", "Ybanq" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/adeafd73575a3d62a8377efcebb27aa13569f642.png", "website": "https://ybanq.com", "all_locations": "Bengaluru, KA, India", "long_description": "We are building a collections and reconciliation platform for MSME's in India. In India, reconciliation is largely manual and error prone due requiring manual matching of bank statements with Invoices. In my last role, I used to head product for PayU, India #1 Fintech firm. I would love to connect with other Fintech founders building solving similar problems and in the neobanking space\r\n\r\n", "one_liner": "yBANQ is building a Bill.com for India to simplify collections and…", "team_size": 9, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1583977292, "tags": [ "Fintech", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/ybanq", "api": "https://yc-oss.github.io/api/batches/winter-2020/ybanq.json" }, { "id": 13508, "name": "GuruHotel", "slug": "guruhotel", "former_names": [ "GuruHotel", "Inc." ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8bb5ff249316d5bcee9ba94498a3fbe24db5bd30.png", "website": "https://guruhotel.com", "all_locations": "Mexico City, CDMX, Mexico; Remote", "long_description": "GuruHotel is building the AI-native booking protocol that will power direct hotel reservations in the next decade, effectively becoming \"Stripe for hotel bookings\" and ending OTAs' $370B stranglehold on hospitality distribution.\r\n\r\nFor 25 years, hotel ecommerce has been broken. Independent hotels lack the infrastructure to sell directly online, forcing them to pay OTAs 20-40% commissions on 40-60% of their bookings. Hotel websites don't convert (<0.5% vs. 5-10% in modern ecommerce), booking engines redirect users, payments are fragmented, and inventory is trapped in legacy PMS systems.\r\n\r\nMore critically: AI agents cannot book hotels directly today. ChatGPT, Perplexity, Claude, none can complete a hotel transaction end-to-end because inventory isn't exposed in a machine-readable format.\r\n\r\nGuruHotel has built the complete solution: a full-stack ecommerce platform (website + native booking engine + checkout + payments + AI-ready APIs) that integrates directly with hotel PMS systems, enabling both humans and AI agents to book directly.\r\n", "one_liner": "AI-native direct booking infrastructure for global hospitality", "team_size": 12, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1583861926, "tags": [ "Fintech", "SaaS", "B2B", "Travel" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Mexico", "Latin America", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/guruhotel", "api": "https://yc-oss.github.io/api/batches/winter-2020/guruhotel.json" }, { "id": 13573, "name": "Gas Pos", "slug": "gas-pos", "former_names": [ "Gas Pos, Inc." ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/86f8f64334b32d8ebb242023b050bd8e715cc458.png", "website": "https://gaspos.co", "all_locations": "Little Rock, AR, USA", "long_description": "We have taken an incredibly monopolized, overpriced, asset-heavy industry and flipped it on its head by providing a better, modern, affordable alternative with more functionality on a SaaS model. ", "one_liner": "Modern Point of Sale for Gas Stations and Truck Stops", "team_size": 15, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1612800691, "tags": [ "Fintech", "SaaS", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/gas-pos", "api": "https://yc-oss.github.io/api/batches/winter-2020/gas-pos.json" }, { "id": 21790, "name": "Dripos", "slug": "dripos", "former_names": [ "Drip" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/f0fd578735825717b2afbf0834e1df6184ba35be.png", "website": "https://dripos.com", "all_locations": "New York City, NY, USA", "long_description": "Dripos is the only piece of software a coffee shop needs to run their business. We offer point of sale, employee scheduling, mobile ordering, and more to the 100,000 cafes in the United States.", "one_liner": "The only piece of software a coffee shop needs to operate.", "team_size": 35, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1596049185, "tags": [ "Fintech", "SaaS" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": true, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/dripos", "api": "https://yc-oss.github.io/api/batches/summer-2020/dripos.json" }, { "id": 21812, "name": "Safepay", "slug": "safepay", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/269b53629324d449da5b34f295bfa9befb9eed72.png", "website": "https://getsafepay.pk/", "all_locations": "San Francisco, CA, USA; Remote", "long_description": "Safepay provides a single integrated payments solution that interoperates with local and international payment options. Our current focus is to serve businesses and individuals in Pakistan and neighboring economies.", "one_liner": "Digital payments for businesses in Pakistan", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1597600667, "tags": [ "Developer Tools", "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/safepay", "api": "https://yc-oss.github.io/api/batches/summer-2020/safepay.json" }, { "id": 21817, "name": "Volopay", "slug": "volopay", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/a2969762f324adcf3509c5854bebc199ecc587cb.png", "website": "https://www.volopay.com/", "all_locations": "Bengaluru, India; Singapore, Singapore; Remote", "long_description": "Volopay is a modern spend management platform that saves companies time and money by giving visibility & control to every aspect of business spending. With Volopay, finance and accounting teams can control expense requests and approvals, make bill payments (domestic/cross-border), manage company cards, and reconcile all accounting on one platform.\r\n\r\nVolopay completely eliminates the need for expense reports and reimbursements while giving everyone in the company a card to use. We worked in an offshore dev centre in the past and it took 2 months to get our reimbursements and 4 weeks to make any purchase as there was just one corporate card for the entire company and clunky bill payments solutions offered by the banks. \r\n\r\nAmong our customers are Reddoorz (OYO of South East Asia), Dathena (biggest data security co in Singapore) and Beam (APAC’s leading micro-mobility player). ", "one_liner": "Brex for South East Asia - Corporate cards & automated payments.", "team_size": 11, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1596167541, "tags": [ "Fintech", "SaaS", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "Singapore", "South Asia", "Southeast Asia", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/volopay", "api": "https://yc-oss.github.io/api/batches/summer-2020/volopay.json" }, { "id": 21856, "name": "Charityvest", "slug": "charityvest", "former_names": [ "Vennfi (Charityvest)" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/08ded5f812bd52606327b4c6965f9646a77ce233.png", "website": "https://www.charityvest.org", "all_locations": "Atlanta, GA, USA", "long_description": "Charityvest is the modern donor-advised fund, for individuals and corporations.\r\n- Make tax-smart contributions of cash, stock, crypto, equity and more to your DAF.\r\n- Invest your charitable balance for tax-free growth with low-cost ETFs.\r\n- Send grants to 1.4 million charities with a few clicks.\r\n- Receive one tax receipt for all of your giving.", "one_liner": "A premier charitable giving account, for everyone.", "team_size": 9, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1596474808, "tags": [ "Fintech", "SaaS", "Nonprofit" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2020", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/charityvest", "api": "https://yc-oss.github.io/api/batches/summer-2020/charityvest.json" }, { "id": 21863, "name": "BukuWarung", "slug": "bukuwarung", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/ea907a1b87549241f7b6d528f2704f3c3341d802.png", "website": "http://bukuwarung.com/app", "all_locations": "Jakarta, Jakarta, Indonesia", "long_description": "BukuWarung is SEA's fastest growing startup and we are building digital infrastructure for 60 million MSMEs in Indonesia. BukuWarung's vision is to empower 60 million MSMEs in Indonesia to become financially aware and enable them to manage and grow their business using our technology platform, starting with bookkeeping, online storefront and payments.\r\n\r\nBukuWarung has raised $80M from top tier VCs globally: Peter Thiel's Valar Ventures, Goodwater Capital, Y-Combinator, Rocketship.vc, AC Ventures, Quona Capital, East Ventures, Golden Gate Ventures, SoftBank Partners, DST Global Partners, and strategic angel investors from Stripe, PayPal, Plaid, Grab, Gojek, Facebook, AirBnB, Fast, Mastercard. ", "one_liner": "Accounting, Payments & Credit app for 60M micro-businesses in…", "team_size": 250, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1593714558, "tags": [ "Fintech", "SaaS" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Indonesia", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": true, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/bukuwarung", "api": "https://yc-oss.github.io/api/batches/summer-2020/bukuwarung.json" }, { "id": 21988, "name": "Balance", "slug": "balance", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/0f140790f5129a38a1edf2e297434c283bb0ca7c.png", "website": "https://www.getbalance.com", "all_locations": "San Francisco, CA, USA", "long_description": "Balance is the easiest way for B2B marketplaces, merchants, and service providers to process payments online. We raised our last funding round from Lightspeed, Stripe, and Max Levchin to build 'Stripe for B2B'. Balance offers the first business checkout, enabling business customers to pay How they want (check, card, bank) and When they want (net terms, payment plans, invoice payments). this is achieved while the seller receives the funds instantly and easily like card payment.", "one_liner": "The first digital payment experience company, built for B2B. ", "team_size": 70, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1605004517, "tags": [ "Payments", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/balance", "api": "https://yc-oss.github.io/api/batches/summer-2020/balance.json" }, { "id": 22022, "name": "Memberstack", "slug": "memberstack", "former_names": [ "Memberstack Inc." ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3f928c1bbbe5bb0fb2a114872be6bf1ee17a9f0d.png", "website": "https://www.memberstack.com", "all_locations": "Williamsburg, VA, USA; Remote", "long_description": "3,000 companies have generate over 130 million dollars in recurring revenue. \r\n\r\nCompanies like American Airlines, Slack, Entreprenuer.com, Webflow, and reddit use Memberstack to serve millions of members every single day.\r\n\r\nNo code if you need it, tons of APIs if you need those, and 100% design control so that you can build any frontend. ", "one_liner": "Build a custom SaaS or membership site with Webflow or Wordpress", "team_size": 8, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1598995864, "tags": [ "Developer Tools", "Fintech", "SaaS" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/memberstack", "api": "https://yc-oss.github.io/api/batches/summer-2020/memberstack.json" }, { "id": 22152, "name": "Afriex", "slug": "afriex", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8db23c586149f6e05d32286d54acbfed108a0c15.png", "website": "https://www.afriexapp.com", "all_locations": "San Francisco, CA, USA", "long_description": "Afriex makes it easy for immigrants to send money home. We offer instant, low-fee remittances to over 25 countries around the world.", "one_liner": "Instant, low-fee remittances", "team_size": 55, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1596395977, "tags": [ "Payments", "Remittances" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/afriex", "api": "https://yc-oss.github.io/api/batches/summer-2020/afriex.json" }, { "id": 22581, "name": "Atrato", "slug": "atrato", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/2eb43ccb3094d71c256104d56a6bb710a42b9682.png", "website": "https://www.atratopago.com", "all_locations": "Mexico City, CDMX, Mexico; Remote", "long_description": "Enabling merchants and consumers to offer flexibility at the point of sale\r\n", "one_liner": "Enabling consumers split the cost of purchases without a credit card", "team_size": 80, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1614706914, "tags": [ "Fintech", "Payments", "Consumer Finance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Mexico", "Latin America", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/atrato", "api": "https://yc-oss.github.io/api/batches/winter-2021/atrato.json" }, { "id": 22705, "name": "JoinSub", "slug": "joinsub", "former_names": [ "Splitsub", "Splitsub Inc.", "Splitsub" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8f6311ab798c568114d69f91d489b612d220383d.png", "website": "https://joinsub.com", "all_locations": "Delhi, DL, India; Palo Alto, CA, USA; Remote", "long_description": "We, at JoinSub, are empowering the Indian small and medium retailers to drive repeat purchases & maximize their revenue by building a subscription-based model. \r\n\r\nIndia has over 14 million retail outlets, and we are poised to revolutionize the Retail Sector and enhance the buying experience both for retailers and consumers. We are dedicated to co-creating a community of futuristic retailers who are ready to embrace tech for growth.\r\n\r\nOur Subscription Programs work wonderfully for everyone who is looking to drive repurchases, right from those in the F&B industry, to Salons, Nail Salons, Spas, Gyms, Yoga & Dance Studios, Coffee Shops, Bakeries, Dry Cleaners, Florists, etc. We can help you delight your consumers and accelerate your business, the JoinSub Way!", "one_liner": "India's first aggregator and provider of local business subscriptions", "team_size": 8, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1614962748, "tags": [ "Fintech", "B2B", "Subscriptions" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "United States of America", "South Asia", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/joinsub", "api": "https://yc-oss.github.io/api/batches/winter-2021/joinsub.json" }, { "id": 22763, "name": "Hyper", "slug": "hyper", "former_names": [ "Meta Labs", "Frenzy", "Meta Labs", "Hyper", "Querydog" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4a6b5b4dc192937ad7fbefffc9995a3938e1304f.png", "website": "https://hyper.co", "all_locations": "Palo Alto, CA, USA", "long_description": "", "one_liner": "Sell memberships to your Discord server", "team_size": 6, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1629323132, "tags": [ "SaaS", "Payments", "Community" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/hyper", "api": "https://yc-oss.github.io/api/batches/summer-2021/hyper.json" }, { "id": 22833, "name": "Lendflow", "slug": "lendflow", "former_names": [ "Lendflow", "Inc." ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3e4d17532ffa99531ffd5aab036f25518126619a.png", "website": "https://lendflow.com", "all_locations": "Austin, TX, USA", "long_description": "We help companies embed lending services into their software so they can better serve their customers by helping them access capital, increase engagement in their product, improve retention and expand their revenue per user.", "one_liner": "Embedded lending infrastructure for software companies", "team_size": 55, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1614708691, "tags": [ "Lending" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/lendflow", "api": "https://yc-oss.github.io/api/batches/winter-2021/lendflow.json" }, { "id": 22836, "name": "Fintoc", "slug": "fintoc", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/27ef60db6369b4ee0c99d323d0fa1867306102b9.png", "website": "https://fintoc.com", "all_locations": "Santiago, Santiago Metropolitan Region, Chile", "long_description": "Account-to-Account payments in Mexico and Chile. ", "one_liner": "Account-to-Account payments in Mexico and Chile.", "team_size": 60, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1614746222, "tags": [ "Developer Tools", "Fintech", "SaaS", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Chile", "Latin America", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/fintoc", "api": "https://yc-oss.github.io/api/batches/winter-2021/fintoc.json" }, { "id": 22844, "name": "Kodo", "slug": "kodo", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/ac7360082e93204b811c88cc621106bc792d0f80.png", "website": "https://www.kodo.com", "all_locations": "MH, India", "long_description": "", "one_liner": "Corporate card & spend management platform for Indian startups", "team_size": 45, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1614619355, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/kodo", "api": "https://yc-oss.github.io/api/batches/winter-2021/kodo.json" }, { "id": 22853, "name": "Udhaar App", "slug": "udhaar-app", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/c65e57759d0ba9c7f2f132cd48a606ba9a1bb245.png", "website": "https://udhaar.pk/", "all_locations": "Karachi, Sindh, Pakistan; Sindh, Pakistan", "long_description": "We are a simple book-keeping app, to help 30M micro SMEs run their finances digitally.\r\n\r\nI was visiting Pakistan. 1-day, asked our local store owner on plans for his next location. His response, 'never'. \r\n\r\nSince business operations & money flow are manual, he worked 16 hours / 7 days to minimize theft. Zero time with family. We got obsessed with identifying how we can help small business owners run their business and have a life. \r\n\r\nEverything in Pakistan is manual, store credit, sales, purchasing inventory, cash management, tax filings, payments, etc.\r\n\r\nThis idea got us hooked as it allows us to build a large company and have a huge impact on ~30M small businesses in Pakistan that contribute 74% of the overall GDP.\r\n\r\nExplosion in 4G adoption (91M 4G subscribers, 720% growth in 5 years), is helping drive product market fit:\r\ni. >1M downloads\r\nii. 4.6 star rating on Playstore & Appstore\r\niii. MAUs & GTV: get in touch :)", "one_liner": "We're Khatabook / OkCredit for Pakistan", "team_size": 32, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1615201342, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Pakistan", "South Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/udhaar-app", "api": "https://yc-oss.github.io/api/batches/winter-2021/udhaar-app.json" }, { "id": 23063, "name": "Striga", "slug": "striga", "former_names": [ "Lastbit" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b08440373659fcbdaa43425b9239102bfad05c12.png", "website": "https://striga.com/", "all_locations": "Tallinn, Harju County, Estonia", "long_description": "Striga is building infrastructure for digital assets and financial services as a single set of APIs doing the heavy lifting of security and regulatory compliance. Striga's customers include early stage FinTech's, Web3 innovators, Banking Institutions and Crypto Exchanges utilizing services spanning the range of Crypto Custody, Trading, Card Issuing and Banking. Building a crypto business today is a highly regulated space unlike a few years ago and maintaining a compliance program and building technology presents a huge barrier to entry for startups and mid-size businesses alike and the Striga platform solves the problem with a single set of APIs and a single contract to deliver services to 30 countries today.", "one_liner": "Compliant Crypto and Banking Infrastructure", "team_size": 14, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1614224006, "tags": [ "Crypto / Web3", "Compliance" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "Estonia", "Europe", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/striga", "api": "https://yc-oss.github.io/api/batches/winter-2021/striga.json" }, { "id": 23277, "name": "Pagaloop", "slug": "pagaloop", "former_names": [ "Pagaloop", "Pagaloop (W21)" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/a1f69d980d6dd00c32de1b55392f4b6d7426fe5d.png", "website": "https://www.pagaloop.com", "all_locations": "Mexico City, CDMX, Mexico; Remote", "long_description": "Pagaloop helps business owners and persons in Latin America pay, get paid and extend cash flow using credit cards to finance expenses like rent, taxes, payroll and suppliers, via an extended network of relevant partnerships (federal/local governments, AMEX, HSBC, schools and universities, etc.). The Company provides a service in which a payment is made to a third party (that would typically not accept credit card as a payment method) in exchange for a fee of 4.7% (+ taxes). Additionally, Pagaloop offers payments in 3, 6, 9 or 12\r\nmonths with an extremely accessible commission. All of those solutions without taking any underwriting risk, which remains at the issuer of the credit line.", "one_liner": "Pay, Get Paid and Extend Cash Flow using your Credit Card as…", "team_size": 23, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1614708450, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Mexico", "Latin America", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/pagaloop", "api": "https://yc-oss.github.io/api/batches/winter-2021/pagaloop.json" }, { "id": 23435, "name": "Cheqout", "slug": "cheqout", "former_names": [ "Cheqout Payments Inc" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8ff762d9008ae52914e56724b09462b7d75da5e7.png", "website": "https://cheqout.com", "all_locations": "San Francisco, CA, USA", "long_description": "Cheqout is a mobile POS for brick & mortar businesses that allows waiters and retail workers to take or accept orders & payments. You can think of it as a hybrid of the Apple Store and WeChat Pay, with both staff and customers using their own devices to facilitate the transaction through QR codes.", "one_liner": "Mobile ordering & payments for Brick & Mortars", "team_size": 6, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1614763531, "tags": [ "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/cheqout", "api": "https://yc-oss.github.io/api/batches/winter-2021/cheqout.json" }, { "id": 23453, "name": "HUBUC", "slug": "hubuc", "former_names": [ "B2B FINTECH SOLUTIONS SL" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/94c72c8322619fc4fcd30c21ff401c545be7dc70.png", "website": "https://www.hubuc.com/", "all_locations": "Barcelona, CT, Spain; London, England, United Kingdom", "long_description": "HUBUC P1 is a lightning-fast global card issuing and processing engine.\r\n\r\nWe call this incredible machine P1 because it's fast, lean, and innovative.\r\n\r\nWe believe it's the best, and you should take it for a test drive here: https://www.hubuc.com/", "one_liner": "Global Card Issuing and Payment Processing Engine", "team_size": 11, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1615725925, "tags": [ "Fintech", "Payments", "B2B", "API", "Infrastructure" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Spain", "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/hubuc", "api": "https://yc-oss.github.io/api/batches/winter-2021/hubuc.json" }, { "id": 23645, "name": "Flux", "slug": "flux-2", "former_names": [ "Blueloop" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4a0fc23e62bbe4d36af07ab93903e299d59ef9e1.png", "website": "https://iflux.app", "all_locations": "Lagos, LA, Nigeria; LA, Nigeria", "long_description": "We are building Flux- Flux is a Mobile App for merchants, freelancers, regular users(P2P) to make and accept payments from their customers anywhere in the world using crypto or fiat.\r\nWe have built a mobile app that uses the merchants’ phone number, creates a wallet enabling them to receive payments in crypto or fiat without having to go to an exchange or pay expensive fees. Merchants can accept payments in crypto or in fiat.\r\nPayments made in Crypto can easily convert into fiat due to the built in fast reconciliation and is made available for spending immediately.\r\nCurrently the vast majority merchants receive payments in crypto because of two issues (1) Paypal, Venmo, CashApp or Square to not exist in Africa and (2) the local currency fluctuates more than bitcoin due to inflation. But in order for merchants to receive money in crypto and exchange it into fiat they resort to crypto exchange apps and crypto addresses to receive payments which is a very complicated and expensive process. Merchants want to be paid quickly with the lowest amount of fees possible. This is why we are building Flux", "one_liner": "Cross border Payments infrastructure for internet businesses and…", "team_size": 8, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1633034159, "tags": [ "DeFi", "Crypto / Web3" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/flux-2", "api": "https://yc-oss.github.io/api/batches/winter-2021/flux-2.json" }, { "id": 23776, "name": "Palla", "slug": "palla", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3f1d92ba064533486991db02e1726ce77eae0eba.png", "website": "https://www.palla.com", "all_locations": "Remote", "long_description": "Palla enables instant P2P payments from the US to other countries, a $65BN a year market. Sending and receiving remittances today is slow, time consuming and inconvenient for all parties, as it's a mostly cash based process. With Palla, senders in the US can do it in a few taps of their phone and receivers get their money in seconds. ", "one_liner": "P2P Cross border payments", "team_size": 22, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1626880377, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/palla", "api": "https://yc-oss.github.io/api/batches/summer-2021/palla.json" }, { "id": 23796, "name": "Slope", "slug": "slope", "former_names": [ "AirDesk" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/bb362ee6e3bfce450e6a8196b555db1534feef1b.png", "website": "http://www.slopepay.com", "all_locations": "San Francisco, CA, USA", "long_description": "Accept and reconcile B2B payments seamlessly.", "one_liner": "The B2B Payments Platform ", "team_size": 16, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1625009192, "tags": [ "Artificial Intelligence", "Fintech", "Machine Learning", "Payments", "Fraud Detection" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/slope", "api": "https://yc-oss.github.io/api/batches/summer-2021/slope.json" }, { "id": 24042, "name": "Akudo", "slug": "akudo", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3046538d2939ee60ee1e0209232445c07f2b8eb7.png", "website": "https://www.akudo.in/", "all_locations": "Bengaluru, KA, India", "long_description": "Akudo is a digital bank for teenagers in India that gets them their own sleek, personalized prepaid card that they can use independently, helps them save money and gives them exciting rewards under a gamified setup when they're good at their personal finance. \r\nWe are crafting the concept of \"Learning-first Banking\" where financial learning is seamlessly intertwined with full scale banking.", "one_liner": "India's first learning-focused neobank for teenagers", "team_size": 20, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1629552125, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/akudo", "api": "https://yc-oss.github.io/api/batches/summer-2021/akudo.json" }, { "id": 24158, "name": "Forage", "slug": "forage-2", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/23991b3eac1d06368b01c2f9ce5b893ba315f039.png", "website": "http://www.joinforage.com", "all_locations": "San Francisco, CA, USA", "long_description": "Forage is a mission-driven payments company that helps businesses accept government benefits through a single, unified API. Today, over 42 million Americans receive government assistance (ex: Supplemental Nutrition Assistance Program, or SNAP) to buy groceries. Starting with enabling EBT SNAP online, Forage builds the financial infrastructure empowering businesses to serve these shoppers online.", "one_liner": "Payments infrastructure for government benefits", "team_size": 66, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1624983119, "tags": [ "Fintech", "GovTech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/forage-2", "api": "https://yc-oss.github.io/api/batches/summer-2021/forage-2.json" }, { "id": 24251, "name": "Pideaky", "slug": "pideaky", "former_names": [ "ORCA Wireless S.A.P.I" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/ea6a449b48ce7b708258491acd97425dd01da55b.png", "website": "https://pideaky.com/en/", "all_locations": "Monterrey, N.L., Mexico", "long_description": "Pideaky helps offline LatAm SMBs manage and accelerate their cash flow through AI collection agents, which remind, collect, and negotiate bills on behalf of SMBS in Latam.\r\nWe focus on the massively underserved $70B/year customer segment as our wedge — Mexican corner shops and corner shop providers:", "one_liner": "We help offline LatAm SMBs manage and accelerate their cash-flow ", "team_size": 3, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1624598152, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Mexico", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/pideaky", "api": "https://yc-oss.github.io/api/batches/summer-2021/pideaky.json" }, { "id": 24329, "name": "inai", "slug": "inai", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/da59c4349b82e705e29606d58cbb24dfe644ab79.png", "website": "https://www.inai.io", "all_locations": "London, United Kingdom; Delaware City, DE, USA; Remote", "long_description": "inai provides a single integration for global payments to help companies take digital payments across the globe. \r\n\r\nIts a single integration for a merchant that will provide connections to all payment gateways ( Stripe/ Adyen/ Braintree), wallets ( Paypal, Apple Pay, Google Pay) , BNPL providers ( Klarna / affirm / afterpay), fraud ( Sift , riskified etc). \r\n\r\nMerchants will have a no-code dashboard to customize the checkout by region ( Show Apple pay and stripe in US along with USD pricing but show Klarna, Google Pay and Sofort in Germany with pricing in Eur for e.g)\r\n\r\nMerchants can also easily switch between providers and your data stays with you on Inai rather than with PSP like stripe making switch to Adyen or Braintree easy.", "one_liner": "Segment for global payments", "team_size": 14, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1626638856, "tags": [ "Fintech", "SaaS" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "United Kingdom", "United States of America", "Europe", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/inai", "api": "https://yc-oss.github.io/api/batches/summer-2021/inai.json" }, { "id": 24349, "name": "Arrow", "slug": "arrow", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/0b961a8c07c7968b9cb9e1c4af18ee0b3b43ac35.png", "website": "https://www.arrowcheckout.com/", "all_locations": "Singapore, Singapore", "long_description": "Arrow makes it easier and faster for sellers and shoppers to safely sell and buy online in Southeast Asia. It is first in Southeast Asia to provide brands a better, more profitable checkout experience for their shoppers. Arrow was created to partner with merchants to build consistent and seamless hyperlocal checkout experiences wherever their shoppers come across their brands. \r\n\r\nShoppers checkout securely with their preferred payment methods. They no longer have to set up new passwords, face multiple redirects or set up a new account every time they shop. Built specifically for Southeast Asia, Arrow works anywhere that shoppers prefer to shop from. Southeast Asian shoppers love the simple and hassle-free solution since almost everyone in this region shops on their mobile devices.\r\n\r\nWith Arrow, merchants sell more of what they are selling; and shoppers conveniently and easily checkout wherever they shop. ", "one_liner": "Modern Checkout Platform for D2C brands in Southeast Asia", "team_size": 18, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1628016021, "tags": [ "Fintech", "E-commerce" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Singapore", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/arrow", "api": "https://yc-oss.github.io/api/batches/summer-2021/arrow.json" }, { "id": 24539, "name": "HitPay", "slug": "hitpay", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/e4b949ac3131bfb2ed68d424a5df1c9a1eea5c64.png", "website": "https://www.hitpayapp.com", "all_locations": "Singapore, Singapore", "long_description": "HitPay is a full stack payments infrastructure platform designed for growing businesses in APAC. Founded in 2016 and headquartered in Singapore, HitPay unifies e-commerce, point of sale, and B2B payments into a single platform. The company is regulated in 6 APAC jurisdictions and backed by leading global investors, including Tiger Global, Y Combinator, Global Founders Capital, and HOF Capital.", "one_liner": "Payments infrastructure for businesses scaling in APAC", "team_size": 35, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1627395951, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Singapore", "Southeast Asia" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/hitpay", "api": "https://yc-oss.github.io/api/batches/summer-2021/hitpay.json" }, { "id": 24557, "name": "Dots 💸", "slug": "dots-2", "former_names": [ "Dots", "Dots" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/ef214a749c163e81772f2ba192fdf4eeec23bbb3.png", "website": "https://usedots.com", "all_locations": "San Francisco, CA, USA", "long_description": "Dots is a developer-friendly API that lets businesses pay their contractors through just a few lines of code. Whether its gig workers like Uber drivers, sellers on marketplaces like Etsy, or simply your local handyman - Dots’ abstracts away the complexity of payouts completely. We manage the entire process: information collection (KYC), payments through any rail (ACH, Venmo, CashApp, Zelle, international, and many more to come), and even filing tax forms! Dots lets developers get payouts up and running over just a few hours, rather than the many months this would normally take.", "one_liner": "Developer friendly drop in payouts infrastructure", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1624985636, "tags": [ "Fintech", "Payments", "API", "Creator Economy" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/dots-2", "api": "https://yc-oss.github.io/api/batches/summer-2021/dots-2.json" }, { "id": 24579, "name": "Nomod", "slug": "nomod", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/aba4a500ebbd7dab967966a95081aeb905413031.png", "website": "https://nomod.com", "all_locations": "Dubai, Dubai, United Arab Emirates; Remote", "long_description": "Nomod is the UAE’s leading payments platform for small businesses — powering 55,000+ merchants, and processing $500M+ in annualised TPV", "one_liner": "The UAE’s leading small business payments platform", "team_size": 68, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1625557737, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United Arab Emirates", "Middle East and North Africa", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/nomod", "api": "https://yc-oss.github.io/api/batches/summer-2021/nomod.json" }, { "id": 24602, "name": "PAYZE", "slug": "payze", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/f32ab751ba341ddd9dc30a7e95e2b50fdea2b0b8.png", "website": "https://payze.io/", "all_locations": "Tbilisi, Tbilisi, Georgia; Tbilisi, Georgia", "long_description": "Innovator of online transactions, helping businesses in former soviet union countries to accept payments from around the world through a single integration. \r\n", "one_liner": "Stripe for former Soviet Union countries", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1626372601, "tags": [ "Fintech", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Georgia", "Middle East and North Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": true, "question_answers": false, "url": "https://www.ycombinator.com/companies/payze", "api": "https://yc-oss.github.io/api/batches/summer-2021/payze.json" }, { "id": 24640, "name": "Malga", "slug": "malga", "former_names": [ "Plug" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/bf80258b38552f28c03c1373b8c641819abe5f97.png", "website": "https://malga.io/", "all_locations": "Rio de Janeiro, RJ, Brazil", "long_description": "Malga gives digital businesses access to multiple payments services through a single integration, and the ability to change between them on a transaction to transaction basis without writing code. \r\n", "one_liner": "Malga is an API to accept payments with multiple payment providers", "team_size": 46, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1626365589, "tags": [ "SaaS", "Payments", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Brazil", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/malga", "api": "https://yc-oss.github.io/api/batches/summer-2021/malga.json" }, { "id": 24934, "name": "JABU", "slug": "jabu", "former_names": [ "JABU Logistics Inc", "JABU Logistics" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/56e09091afb3367f2addeb05b958e4146172ceb8.png", "website": "http://www.gojabu.com", "all_locations": "Windhoek, Khomas Region, Namibia", "long_description": "HQ in Namibia and Zambia, Jabu is a fintech startup providing digital wallet solutions to streamline transactions in Africa's cash-dominated economy, enhancing business efficiency and financial integration.", "one_liner": "B2B payments, transforming Africa's cash economy", "team_size": 40, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1641456087, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Namibia", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/jabu", "api": "https://yc-oss.github.io/api/batches/summer-2021/jabu.json" }, { "id": 25120, "name": "Elevate (formerly Bloom)", "slug": "elevate", "former_names": [ "East Africa Financial Technologies Inc (Brand name: Bloom).", "EAFT (Brand name: Bloom).", "EAFT (Bloom)", "Bloom", "bloom", "Bloom" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/bc3d0ef28fa8806d45415f17c3713cfab0728c8a.png", "website": "https://www.elevatepay.co", "all_locations": "Dubai, Dubai, United Arab Emirates", "long_description": "We provide US based USD deposit accounts that sit with a licensed banking partner. Elevate's FDIC-insured USD accounts offer ACH, wire inbound and outbound payments, and a free Mastercard debit card. Our regional payout partners enable our users to send their money back home at very low cost. We're targetting non-US residents in emerging markets who struggle to get paid in USD.", "one_liner": "US based USD accounts for non-US residents ", "team_size": 7, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1646751404, "tags": [ "Fintech", "Payments", "Consumer", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United Arab Emirates", "Middle East and North Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/elevate", "api": "https://yc-oss.github.io/api/batches/winter-2022/elevate.json" }, { "id": 25315, "name": "Rebill", "slug": "rebill", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/ac317d3596d742abd3e551f40119a6ba9a7f3d40.png", "website": "https://www.rebill.com", "all_locations": "Buenos Aires, CABA, Argentina", "long_description": "Rebill helps global companies process payments, payouts, and financial operations in LATAM and the US without local entities.\r\n‍\r\nWith one integration, companies can accept payments, subscriptions, and installments across markets without setting up fragmented payment stacks country by country. Rebill combines local acquiring, 100+ payment methods, smart routing, retries, recovery, unified settlement, and a developer-first product in one platform.\r\n\r\nWe help merchants launch faster, increase conversion, and operate across underserved markets with the simplicity global companies expect.", "one_liner": "Global payments infrastructure in LATAM and US", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1645553649, "tags": [ "Fintech", "SaaS", "Payments", "B2B", "Subscriptions" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Argentina", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/rebill", "api": "https://yc-oss.github.io/api/batches/winter-2022/rebill.json" }, { "id": 25317, "name": "Peakflo", "slug": "peakflo", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/f59b4fa6c1b83c6d1b9ccf4e02733f3f60a7a727.png", "website": "https://peakflo.co", "all_locations": "Singapore, Singapore", "long_description": "Peakflo, with its Agentic Workflows and one-click ERP integrations, helps finance teams eliminate manual work across the entire invoice-to-cash, procure-to-pay, travel and expense reimbursement, and operations. 100+ businesses—from scale-ups to enterprises, use Peakflo each to:\r\n\r\n✅ Save 1000 man-hours/month on finance ops\r\n✅ Get paid faster on customer invoices by 15-25 days\r\n✅ Cut vendor bill payment time by 50%\r\n✅ Automate three-way matching", "one_liner": "Agentic workflows that automate your back‑office operations", "team_size": 45, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1644787148, "tags": [ "Fintech", "SaaS", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Singapore", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": true, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/peakflo", "api": "https://yc-oss.github.io/api/batches/winter-2022/peakflo.json" }, { "id": 25346, "name": "Transfez", "slug": "transfez", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/cf4bb6093a727267a92cc70e9bafd5dd3bde3b1a.png", "website": "https://www.itsjack.com", "all_locations": "Jakarta, Jakarta, Indonesia", "long_description": "", "one_liner": "Brex for small businesses in Indonesia ", "team_size": 50, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1647229092, "tags": [ "Fintech", "SaaS", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Indonesia", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/transfez", "api": "https://yc-oss.github.io/api/batches/winter-2022/transfez.json" }, { "id": 25444, "name": "Touch and Pay Technologies Limited", "slug": "touch-and-pay-technologies-limited", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/6f64b367d90d1c85b406160b1ee725d340e272ae.png", "website": "https://touchandpay.me/", "all_locations": "Lagos, LA, Nigeria", "long_description": "We process cash-based microtransactions across Africa's informal sector, an example of microtransaction is payment for bus rides today we help over 300k people make this payment.", "one_liner": "Digitizing and processing Microtransactions in Africa", "team_size": 55, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1642780792, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/touch-and-pay-technologies-limited", "api": "https://yc-oss.github.io/api/batches/winter-2022/touch-and-pay-technologies-limited.json" }, { "id": 25515, "name": "Whiz", "slug": "whiz", "former_names": [ "Rocket Pocket" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b558731717f275fda1e0113ad54aa54d77d8cd3e.png", "website": "https://whiz.id", "all_locations": "Jakarta, Jakarta, Indonesia", "long_description": "Whiz revolutionizes the way you manage finances, providing innovative solutions for a wealthier future—where your money earns more, fully insured by Indonesia Deposit Insurance Corporation (IDIC). Join us on this journey toward financial empowerment.", "one_liner": "Transforming Finances, Maximizing Your Money Potential.", "team_size": 9, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1648033315, "tags": [ "Fintech", "Payments", "Consumer", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "Indonesia", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/whiz", "api": "https://yc-oss.github.io/api/batches/winter-2022/whiz.json" }, { "id": 25593, "name": "Cardda", "slug": "cardda", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/64a0a5dd4f5579a046ac96d45ad1b947731896cf.png", "website": "https://cardda.com", "all_locations": "Santiago, Santiago Metropolitan Region, Chile; Mexico City, CDMX, Mexico", "long_description": "All-in-one spend management for businesses in Latam.\r\nWe give customers tools for bill payments, automated local transfers and corporate cards.", "one_liner": "All-in-one spend management for businesses in Latam", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1644575523, "tags": [ "Fintech", "SaaS", "Payments", "B2B", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Chile", "Mexico", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/cardda", "api": "https://yc-oss.github.io/api/batches/winter-2022/cardda.json" }, { "id": 25594, "name": "Streak", "slug": "streak-2", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/f8c6b91146b5976c6d0c9571ae55fc265975f90e.png", "website": "https://www.streakcard.com/", "all_locations": "Bengaluru, KA, India", "long_description": "At Streak, we are building a new age personalized & gamified banking solution for teenagers.\r\n\r\nWe are a fast-paced edu-fintech startup working towards redefining children and teenagers' relationship with money.", "one_liner": "A neo-banking platform for children in India", "team_size": 12, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1640013871, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/streak-2", "api": "https://yc-oss.github.io/api/batches/winter-2022/streak-2.json" }, { "id": 25658, "name": "Plumter", "slug": "plumter", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/26e6bf80a0ca988ecbea293df344afa4d50189f7.png", "website": "https://plumter.com", "all_locations": "Lagos, LA, Nigeria; Remote", "long_description": "We're providing a global platform for cross-border trade between importers and exporters. Leveraging powerful multi currency and stablecoin infrastructure, multilingual invoicing powered by AI, and deeply embedded apps that feel natural to traders around the world, we are making cross border trade as easy as texting.", "one_liner": "Financial tools for cross-border trade", "team_size": 12, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1647032280, "tags": [ "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Nigeria", "Africa", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/plumter", "api": "https://yc-oss.github.io/api/batches/winter-2022/plumter.json" }, { "id": 25670, "name": "Eazipay Inc.", "slug": "eazipay-inc", "former_names": [ "Myeazipay Technology Services Limited" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4a6d38a5e03130b41b7c1ced5d2b0e7c87a4c691.png", "website": "https://myeazipay.com", "all_locations": "Lagos, LA, Nigeria", "long_description": "Eazipay is Africa’s leading payroll and payment automation platform, making it easy for businesses to pay their teams accurately, on time, and with minimal effort. Our Payroll API enables businesses, fintechs, and platforms to integrate payroll processing directly into their systems—automating salary payments, tax deductions, and compliance.\r\n\r\nBeyond payroll, Eazipay also empowers workers by providing faster access to their earnings and financial benefits. With features like early wage access and financial wellness tools, we help employees and gig workers gain more control over their income and financial stability.\r\n\r\nWe now serve over 10k businesses, with many YC companies as customers. ", "one_liner": "Eazipay powers effortless payroll and financial access in Africa.", "team_size": 27, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1643192248, "tags": [ "Fintech", "Payments", "Payroll" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/eazipay-inc", "api": "https://yc-oss.github.io/api/batches/winter-2022/eazipay-inc.json" }, { "id": 25693, "name": "Tola", "slug": "tola", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/fbc8c1ee7e52671abb62b7c0735dd822b79fde55.png", "website": "https://tolahq.com", "all_locations": "San Francisco, CA, USA; New York, NY, USA; Remote", "long_description": "Tola is the simple tool for SMBs to pay bills and get paid. On top of that, we help companies better manage their cashflow by allowing them to buy now and pay later expensive bills in exchange for a small fee.", "one_liner": "The simple, fast and free tool for businesses to pay and get paid", "team_size": 12, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1677791099, "tags": [ "Fintech", "SaaS" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/tola", "api": "https://yc-oss.github.io/api/batches/winter-2022/tola.json" }, { "id": 25726, "name": "Vendy", "slug": "vendy", "former_names": [ "payeasy", "wepayeasy" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/2281bc324d5c5e58506c7f08aa342175a403f0bf.png", "website": "https://myvendy.com", "all_locations": "Lagos, LA, Nigeria; LA, Nigeria", "long_description": "Vendy is a marketplace on WhatsApp. We provide customized WhatsApp shops for sellers, allowing buyers to browse inventory, place orders with automated invoicing, and make payments, all within WhatsApp. No app download or sign-up required.", "one_liner": "Vendy is a marketplace on WhatsApp", "team_size": 20, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1646358782, "tags": [ "Payments", "B2B", "E-commerce" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/vendy", "api": "https://yc-oss.github.io/api/batches/winter-2022/vendy.json" }, { "id": 25870, "name": "Top Road", "slug": "top-road", "former_names": [ "RE-MINT", "re-mint", "Top Road", "GPT Builder Tools by Top Road" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/50c64eee4fb328983954a1afb2acfcbb3e366dc6.png", "website": "https://toproad.ai", "all_locations": "Sydney, NSW, Australia", "long_description": "Top Road provides no-code analytics & payment tools so creators can monetise their AI apps (\"GPTs\") in the OpenAI ecosystem. ", "one_liner": "Payments & analytics for apps in the OpenAI GPT Store", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1644389361, "tags": [ "Fintech", "Generative AI", "Payments", "Analytics", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Australia", "Oceania", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/top-road", "api": "https://yc-oss.github.io/api/batches/winter-2022/top-road.json" }, { "id": 25911, "name": "Cypher", "slug": "cypher", "former_names": [ "CypherD", "CypherD Wallet", "Cypher Wallet" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/9c93afdca59e284c9f7ffb0e5af75d2830c485d1.png", "website": "https://cypherhq.io/", "all_locations": "Palo Alto, CA, USA", "long_description": "Internet broke physical boundaries in commerce and made it global. It never happened in finance. Almost all financial consumer apps are country specific. Stablecoins are the internet moment for finance industry.\r\n\r\nCypher lets an user download an app from anywhere in the world and have a bank account in 5 mins and start transacting with the crypto card. Can instantly send USDC to anywhere in the world.", "one_liner": "Crypto Neo-Bank (WhatsApp moment for bank accounts)", "team_size": 12, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1644960126, "tags": [ "DeFi", "Crypto / Web3", "Payments" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/cypher", "api": "https://yc-oss.github.io/api/batches/winter-2022/cypher.json" }, { "id": 25918, "name": "Venue.ink", "slug": "venue-ink", "former_names": [ "Venue", "Venue.live" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/48ed643fef7e35b17f37186448b5e1370b52b5b1.png", "website": "https://venue.ink", "all_locations": "Toronto, ON, Canada", "long_description": "Venue.ink is a booking app for tattoo artists and studios. Receive bookings, manage your calendar, chat with clients and get paid. We help artists spend more time on art, and less time on admin.", "one_liner": "Software for tattoo artists and studios", "team_size": 9, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1643648106, "tags": [ "Fintech", "SaaS", "Creator Economy" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Canada", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/venue-ink", "api": "https://yc-oss.github.io/api/batches/winter-2022/venue-ink.json" }, { "id": 26290, "name": "Mono", "slug": "mono-2", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/0ac95d1949a6a54c8aa8d516807ab68da84ba80d.png", "website": "https://mono.la", "all_locations": "Bogotá, Bogota, Colombia; Remote", "long_description": "Mono provides an API-first platform that lets any company in LatAm offer financial capabilities, wallets, real-time payouts (Bre-B), Visa cards, and multi-rail bank transfer without becoming a fintech.", "one_liner": "Embedded finance infrastructure for LatAm enterprises.", "team_size": 30, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1642010570, "tags": [ "Fintech", "Payments", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Colombia", "Latin America", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": true, "demo_day_video_public": true, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/mono-2", "api": "https://yc-oss.github.io/api/batches/winter-2022/mono-2.json" }, { "id": 26658, "name": "Magic", "slug": "magic-2", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/7c07bd32af8c505350f6f299e82710d7ff784503.png", "website": "https://www.joinmagic.com/", "all_locations": "", "long_description": "Magic is the next-generation platform for payments, loyalty, and rewards.", "one_liner": "Pay by Bank Platform", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1679893540, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/magic-2", "api": "https://yc-oss.github.io/api/batches/summer-2022/magic-2.json" }, { "id": 26707, "name": "Chariot", "slug": "chariot-2", "former_names": [ "StreamD" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/ed1abcaa2a964bf97b774958baa4648406f9c9ca.png", "website": "https://givechariot.com/", "all_locations": "New York, NY, USA", "long_description": "Chariot is building the financial infrastructure for the $326 billion donor-advised fund (DAF) market, the fastest-growing segment of philanthropy. Our gift processing platform is an end-to-end solution for managing DAF payments, making it easier for grantmakers to send grant payments and nonprofits to receive, reconcile, and enrich their donation data.\r\n\r\nChariot also powers DAFpay, the industry’s first integrated DAF payment option and a TIME’s Best Invention of 2025. It is embedded on over 100,000 nonprofits’ donation forms—including American Cancer Society, Memorial Sloan Kettering Cancer Center, and University of Pennsylvania—and is a primary payment option on leading fundraising platforms like GoFundMe and GiveButter.\r\n\r\nHundreds of millions are already moving through Chariot’s platform, and we’re just getting started.", "one_liner": "A payment network connecting nonprofits to the $326B in DAFs", "team_size": 24, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1656346176, "tags": [ "Fintech", "SaaS", "Payments", "Nonprofit", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/chariot-2", "api": "https://yc-oss.github.io/api/batches/summer-2022/chariot-2.json" }, { "id": 26725, "name": "ECSA", "slug": "ecsa", "former_names": [ "Kapstar", "ECSA", "E C S A", "KAPSTAR TECHNOLOGIES" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/7fc115c250b2dbc077b89ce7c920be25aab67b1a.png", "website": "http://ecsa.finance/", "all_locations": "Manaus, AM, Brazil", "long_description": "Our AI Agent runs the entire international trade operation: handles customs processes with government agencies and regulators, orchestrates cross-border payments, and provides credit solutions for trade finance.\r\n\r\n Built by ECSA, a Central Bank–licensed FX bank, the agent allows exporters and importers to move goods and money seamlessly across borders. \r\n\r\nToday it powers +USD 1b in annual volume across +17.000 transactions, cutting costs and eliminating regulatory friction.", "one_liner": "AI Agent runs the entire international trade operation", "team_size": null, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1655314683, "tags": [ "Artificial Intelligence", "Fintech", "Crypto / Web3", "Payments", "Supply Chain" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Brazil", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/ecsa", "api": "https://yc-oss.github.io/api/batches/summer-2022/ecsa.json" }, { "id": 26764, "name": "Tranch", "slug": "tranch", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/d8b861c2c1bab1a070d8a629f1ffa13248ae51a6.png", "website": "https://tranch.com", "all_locations": "London, England, United Kingdom", "long_description": "Tranch is the invoice to payments platform for enterprises who want to optimize cash flow by offering their business clients an unparalleled payment experience.\r\n\r\nBased out of New York City and London we enable Services firms, software and marketplaces to be paid faster via our automated invoice to payment solutions. Our frictionless payment methods include Pay Now via FedNow, Pay by Card, Pay by Crypto and Pay Later from 2 to 12 months up to $1M.\r\n\r\nFind out more about how we simplify and accelerate accounts receivables for enterprises with the most innovative workflows and payment solutions at www.tranch.com.\r\n\r\nTranch is backed by leading investors including: Global Founders Capital, TracVC, UpHonest Capital, Soma Capital, FoundersX and Y Combinator.", "one_liner": "Tranch is the invoice to payments platform for enterprises.", "team_size": 11, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1652970732, "tags": [ "Fintech", "SaaS" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Acquired", "industries": [ "Fintech", "Payments" ], "regions": [ "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/tranch", "api": "https://yc-oss.github.io/api/batches/summer-2022/tranch.json" }, { "id": 26770, "name": "Bridgecard", "slug": "bridgecard", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/c5e1b47cd7ecdbae56cbc14240cd9bee1aa76d22.png", "website": "https://bridgecard.cards", "all_locations": "Lagos, LA, Nigeria", "long_description": "Bridgecard makes it easy for fintechs to issue MasterCard or Visa cards that work anywhere in the world. We provide easy-to-integrate APIs to issue virtual and physical cards and we can get you started in weeks instead of months.\r\n\r\nFor nearly three years, we’ve supported Africa’s top startups with stable, high-growth card solutions. Thanks to our stability, over 50% of our clients have grown their volumes by more than 5X within 6 months. Our commitment is to deliver great cards that work, provide reliable support, and unbeatable uptime so that your users can be satisfied.", "one_liner": "Card issuer for Africa", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1660576632, "tags": [ "Banking as a Service", "Fintech", "Payments", "B2B", "API" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/bridgecard", "api": "https://yc-oss.github.io/api/batches/summer-2022/bridgecard.json" }, { "id": 26797, "name": "Rio", "slug": "rio", "former_names": [ "Rampa" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/efb1b318b2f093000a46046dd04d837de28d5be7.png", "website": "https://www.rio.trade", "all_locations": "Mexico City, CDMX, Mexico", "long_description": "Rio is the premier stablecoin liquidity provider for the LATAM market. We enable access to stablecoins for financial innovators to scale their products.", "one_liner": "LATAM’s largest stablecoin FX and liquidity provider", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1658795593, "tags": [ "Fintech", "Crypto / Web3", "Payments", "Latin America" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Mexico", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/rio", "api": "https://yc-oss.github.io/api/batches/summer-2022/rio.json" }, { "id": 26803, "name": "Tank Payments", "slug": "tank-payments", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4db7a5077a335ed33cdb02645791bdc760dba1ca.png", "website": "https://www.tankpayments.com/", "all_locations": "Austin, TX, USA", "long_description": "Tank Payments is building modern financial infrastructure for the trucking industry. We offer payables automation software for logistics businesses that make hundreds of payments to trucking businesses every day. For trucking businesses, we provide a best-in-class banking platform, designed to meet the unique financial needs of the trucking sector.", "one_liner": "Modern financial infrastructure for the trucking industry.", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1659420849, "tags": [ "Fintech", "SaaS", "Payments", "Logistics", "Supply Chain" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/tank-payments", "api": "https://yc-oss.github.io/api/batches/summer-2022/tank-payments.json" }, { "id": 27048, "name": "Payfura", "slug": "payfura", "former_names": [ "Rampay" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/63716659153a382d18dd3ed5667bcd754a6aa1c4.png", "website": "https://www.payfura.com", "all_locations": "Delaware City, DE, USA; Delhi, DL, India; Remote", "long_description": "Payfura is a fiat<>crypto on/off ramp payment gateway for web3 applications. We are a bridge between fiat and crypto so web3 applications can seamlessly onboard users across different geographies with local payment methods.\r\n\r\nKey Features:\r\n- Currencies supported: 150+ fiat currencies, 100+ crypto currencies.\r\n- Regions supported: US, Europe, LATAM, SEA, Africa.\r\n- Payment methods: Credit/Debit cards, E-wallets, Bank transfers and many more.\r\n- Partner Dashboard: A powerful dashboard for partners to get detailed insights and analytics for their orders\r\n- Handle KYC and AML compliances of local regions.\r\n- API and SDK integration.", "one_liner": "Global payment gateway to buy/sell crypto", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1655701269, "tags": [ "DeFi", "Fintech", "SaaS", "Crypto / Web3", "Payments" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "India", "America / Canada", "South Asia", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/payfura", "api": "https://yc-oss.github.io/api/batches/summer-2022/payfura.json" }, { "id": 27150, "name": "Drip", "slug": "drip", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/daa4c79b64eaa4047ce7c01e17626b3c4aa7bbee.png", "website": "https://dripapp.com.br/", "all_locations": "São Paulo, SP, Brazil; Remote", "long_description": "Drip combines the best of Pix and a credit card. We enable customers to pay with credit and earn 2%+ cashback with the speed and widespread acceptance of Pix.\r\n\r\nThrough our app customers can onboard, shop nearly anywhere and manage their payments. We're enabling transactions via Pix's existing network (85%+ of e-comm).", "one_liner": "Shop and pay in installments anywhere ", "team_size": 15, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1654285945, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Inactive", "industries": [ "Fintech", "Payments" ], "regions": [ "Brazil", "Latin America", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/drip", "api": "https://yc-oss.github.io/api/batches/summer-2022/drip.json" }, { "id": 27674, "name": "OneText", "slug": "onetext", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/9918e6f95f34bd512b7ab9b29b23ebfc3b8a58dd.png", "website": "https://onetext.com", "all_locations": "San Francisco, CA, USA; Remote", "long_description": "OneText is disrupting SMS marketing and payments. We win incremental sales for direct to consumer brands by making every purchase as effortless as paying with your hotel room number. OneText shoppers literally reply and buy with one text.\r\n\r\nIn our first year, we’ve onboarded 50 fast-growing e-commerce brands and have added as much as 14% in incremental revenue to their bottom lines. In March, we generated $597,000 dollars in payments. In April, we’ll book $50,000 dollars in revenue. \r\n\r\nFounders Jonathan Fudem/CEO and Daniel Brain/CTO met at PayPal Checkout where we designed and launched some of the world’s best checkout experiences. We left PayPal to build a payments company that actually helps merchants acquire customers and win sales.\r\n\r\nThe CMO of our largest customer, a $90M clothing brand, says we have revolutionized marketing for his company, and are, quote: “the best thing that’s happened to SMS marketing in forever.”\r\n\r\nWe are excited to share what you can do with OneText.", "one_liner": "Frictionless payments via SMS", "team_size": 6, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1666741733, "tags": [ "Fintech", "Payments", "Consumer", "B2B", "E-commerce" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": true, "demo_day_video_public": false, "app_answers": true, "question_answers": false, "url": "https://www.ycombinator.com/companies/onetext", "api": "https://yc-oss.github.io/api/batches/winter-2023/onetext.json" }, { "id": 27957, "name": "Infinia", "slug": "infinia", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/e7fe17d09bdbf7258b587a47e734d932c0b1886d.png", "website": "https://www.infiniaweb.com/", "all_locations": "", "long_description": "Infinia enables fintechs, businesses, and banks to bridge stablecoins with local payment rails in emerging markets. Ianai, the CEO, was part of the founding team at dLocal, where he helped grow the company from $0 to $100M in ARR.\r\n\r\n", "one_liner": "Move money programmatically", "team_size": 12, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1668175381, "tags": [ "Payments", "Cryptocurrency" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/infinia", "api": "https://yc-oss.github.io/api/batches/winter-2023/infinia.json" }, { "id": 27968, "name": "Alaan", "slug": "alaan", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/fc9ff5bdd231134886435b1360a606fccec68c2c.png", "website": "https://www.alaan.com/", "all_locations": "Dubai, Dubai, United Arab Emirates", "long_description": "Alaan is an AI-native finance platform for businesses in the Middle East. We combine corporate cards, a business bank account*, international transfers, expense management, and accounting automation into one platform, with intelligence baked into every finance workflow.\r\n\r\nOur mission is to simplify finance for businesses in the Middle East and help them prosper. We've grown rapidly, and now work with over 3,000 startups, mid-market, and enterprise customers, doing tens of millions of dollars in monthly payment volume. We've been default alive since our launch in August 2022, and raised one of the largest Series A rounds in Middle East history, backed by Peak XV (formerly Sequoia India).\r\n\r\nWant to join us? Check out alaan.com/careers\r\n\r\n*Alaan is a fintech company, not a bank. The business bank account is issued by ruya.", "one_liner": "Modern finance platform for the Middle East", "team_size": 160, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1671191601, "tags": [ "Fintech", "Payments", "B2B", "Enterprise Software" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United Arab Emirates", "Middle East and North Africa" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/alaan", "api": "https://yc-oss.github.io/api/batches/winter-2023/alaan.json" }, { "id": 28077, "name": "Corgi Labs", "slug": "corgi-labs", "former_names": [ "CorgiAI" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/48ab8ae360dddc3659ad06077db5d3349b75b91f.png", "website": "https://www.corgilabs.ai", "all_locations": "San Francisco, CA, USA", "long_description": "End-to-end suite of fraud detection and prevention solutions, including an analytics product to monitor and understand dispute + fraud metrics, an AI product which highlights transactions for merchants to follow up on, and an AI solution to recommend rules that can be implemented in payment provider platforms (Stripe, Shopify, Adyen) to proactively reduce dispute + fraud rates.", "one_liner": "AI to increase payment acceptance and reduce fraud for businesses", "team_size": 3, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1677769779, "tags": [ "Artificial Intelligence", "Payments", "Analytics", "E-commerce", "Fraud Detection" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": true, "app_answers": true, "question_answers": false, "url": "https://www.ycombinator.com/companies/corgi-labs", "api": "https://yc-oss.github.io/api/batches/winter-2023/corgi-labs.json" }, { "id": 28088, "name": "Waza", "slug": "waza", "former_names": [ "Waza Technologies Inc." ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/92a57e4deee6a07f869cbb379f62bfb1f52114d2.png", "website": "https://waza.co/", "all_locations": "Lagos, LA, Nigeria", "long_description": "Waza is the B2B platform for global payments and emerging market trade. We make it easy and affordable for businesses with no access to USD to fulfil their global payment obligations, treasury and liquidity needs. ", "one_liner": "B2B payments platform for emerging markets.", "team_size": 28, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1673373183, "tags": [ "Fintech", "Payments", "B2B", "Emerging Markets" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2023", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/waza", "api": "https://yc-oss.github.io/api/batches/winter-2023/waza.json" }, { "id": 28842, "name": "Capi Money", "slug": "capi-money", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/249f2d014e80e76b7160b87839d01124197e6690.png", "website": "https://www.capimoney.com", "all_locations": "London, England, United Kingdom", "long_description": "Capi helps businesses in emerging markets make international payments. Importers in emerging markets pay up to 10% to settle invoices and wait weeks for payments to arrive. We’re on a mission to give businesses in emerging markets the same price and speed as we expect in the US and Europe.", "one_liner": "Helping businesses in emerging markets make pay their international…", "team_size": 40, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1690922885, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2023", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/capi-money", "api": "https://yc-oss.github.io/api/batches/summer-2023/capi-money.json" }, { "id": 28979, "name": "Slicker", "slug": "slicker", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8a6d3f0c8afa88cbacfb092cfdf786243c3f8519.png", "website": "https://www.slickerhq.com", "all_locations": "London, England, United Kingdom", "long_description": "Slicker eliminates involuntary churn through AI-powered retries, tailored for your business. Our proprietary engine automatically monitors, detects, and recovers failed recurring payments, so you can convert past due invoices into revenue.", "one_liner": "Recover payment failures and maximize subscription Revenue", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1687798337, "tags": [ "Artificial Intelligence", "FinOps", "SaaS", "Payments", "Subscriptions" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2023", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United Kingdom", "Europe" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/slicker", "api": "https://yc-oss.github.io/api/batches/summer-2023/slicker.json" }, { "id": 29162, "name": "Flex", "slug": "flex", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/6db50cb8b7d8269f3c2b9ce2c300b8dd5e7d0bab.png", "website": "https://www.withflex.com/shop", "all_locations": "Remote", "long_description": "Flex is a payment platform for businesses to accept HSA/FSA, unlocking the $150B per year sitting in HSA/FSA accounts. \r\n", "one_liner": "Stripe for HSA/FSA payments", "team_size": 8, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1690520542, "tags": [ "Fintech", "Marketplace", "Health & Wellness" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2023", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/flex", "api": "https://yc-oss.github.io/api/batches/summer-2023/flex.json" }, { "id": 29338, "name": "Consul", "slug": "consul", "former_names": [ "Swift" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/da998da761a1d592662c99baf11bb078b9de572e.png", "website": "https://onconsul.com", "all_locations": "New York, NY, USA", "long_description": "Consul is building the future of payouts for the online economy. We make it easy for marketplaces, agencies, and startups to make payouts using stablecoins.", "one_liner": "The Stablecoin Payouts Platform", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1709330171, "tags": [ "Fintech", "Payments" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2024", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/consul", "api": "https://yc-oss.github.io/api/batches/winter-2024/consul.json" }, { "id": 29343, "name": "Infinity", "slug": "infinity", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/6d4375431e4067cbd0c409f02ba66c5924b3c146.png", "website": "https://www.infinityapp.in/", "all_locations": "Bengaluru, KA, India", "long_description": "Infinity is a banking and payments platform for cross-border businesses in India. We help our customers make cross-border payments that are 70% cheaper than traditional methods and earn income on idle cash by investing in government securities.", "one_liner": "Business banking for cross-border SMBs & Startups", "team_size": 15, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1706317593, "tags": [ "Fintech", "Payments", "B2B", "Investing", "International" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2024", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/infinity", "api": "https://yc-oss.github.io/api/batches/winter-2024/infinity.json" }, { "id": 29448, "name": "xPay", "slug": "xpay", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3971c15f9f5205a1db5b53fe701e75a30c87c769.png", "website": "https://www.xpaycheckout.com/", "all_locations": "Bengaluru, India", "long_description": "We're building a commerce solution for SaaS companies globally that have overseas customers. We especially help them with streamlining billing operations like invoicing and reconciliation, managing foreign sales tax and accepting payments. We abstract out the complexities of compliance, remittance and integration for these merchants by running all that machinery in the background. ", "one_liner": "International Billing Ops, Sales Tax and Payments for SaaS businesses", "team_size": 3, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1709922304, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2024", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/xpay", "api": "https://yc-oss.github.io/api/batches/winter-2024/xpay.json" }, { "id": 29500, "name": "The New Money Company", "slug": "the-new-money-company", "former_names": [ "Workparty", "Fermata", "Numo" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/02bf32e1c7869c4a3a70d36bef72c5f5b93ad770.png", "website": "https://newmoneycompany.com", "all_locations": "San Francisco, CA, USA; Remote", "long_description": "The New Money Company protects invoices with insurance.\r\n\r\nWe help businesses expand to buyers in new markets or industries by offloading the risk of buyers not paying their bill.\r\n\r\nSupport number: +18889975745.", "one_liner": "Invoicing that pays you even if your buyer doesn’t", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1710863729, "tags": [ "Fintech", "Payments", "B2B", "Insurance", "Enterprise" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2024", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/the-new-money-company", "api": "https://yc-oss.github.io/api/batches/winter-2024/the-new-money-company.json" }, { "id": 29829, "name": "Moreta", "slug": "moreta", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/fc2125b4c2d5e8eae9ac64af8a5a8f56b7a9e588.png", "website": "https://moretapay.com", "all_locations": "San Francisco, CA, USA", "long_description": "At Moreta, we simplify payments for international travelers, letting you pay for anything using just your phone. Done is the hassle of searching for the best cash exchange rates or ATMs on your next trip. With Moreta, paying local merchants is easy.\r\n\r\nWe came up with Moreta while on our own backpacking adventures. Watching locals pay with a simple scan while we fumbled with cards and cash. So, we created a solution. By syncing with local payment networks, Moreta lets you pay like a local securely and digitally, without needing a bank account in every country.\r\n\r\nWe’re starting in Asia, where QR code digital wallets are taking over and are now the top choice at checkout. As these wallets start to join forces for cross-border payments, Moreta is the first to bridge the gap for international travelers from card-centric markets to tap into these local networks. Moreta will target 200 million travelers arriving in the region each year, who together have $410 billion in everyday expenditure.", "one_liner": "Payments made easy for international travelers.", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1724360319, "tags": [ "Fintech", "Payments", "Consumer", "Travel", "Consumer Finance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2024", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/moreta", "api": "https://yc-oss.github.io/api/batches/summer-2024/moreta.json" }, { "id": 29840, "name": "Blaze", "slug": "blaze-2", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/e4e9eaaae054562a704e2fa2c79cd662fa1de1a6.png", "website": "https://blaze.money", "all_locations": "Mexico City, CDMX, Mexico; Remote", "long_description": "Blaze (YC S24) is global Venmo for cross border payments. It's a peer to peer payments app that uses USDC to make payments fast and cheap between any two people anywhere in the world. The founders scaled their last startup to $1M in ARR, studied mathematics and engineering at Duke, NYU, and Cornell, and have led teams at Spotify, Artsy, and Bitpanda. They're live in the US and Mexico, available for download on iOS and Android: https://blaze.money", "one_liner": "Global Venmo for cross border payments", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1724981206, "tags": [ "Fintech", "Crypto / Web3", "Payments", "Finance", "Travel" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2024", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Mexico", "Latin America", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/blaze-2", "api": "https://yc-oss.github.io/api/batches/summer-2024/blaze-2.json" }, { "id": 30295, "name": "Infinite", "slug": "infinite", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3ee72e2d0f729f9fecd56cec594e37086a27cff9.png", "website": "https://infinite.dev", "all_locations": "San Francisco, CA, USA", "long_description": "Infinite is a stablecoin payment processor. We offer businesses turnkey APIs and SDKs to instantly move money anywhere in the world at a fraction of the cost of traditional solutions.", "one_liner": "Global B2B Stablecoin Processor", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1739870082, "tags": [ "Developer Tools", "Payments", "B2B", "Compliance" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2025", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/infinite", "api": "https://yc-oss.github.io/api/batches/winter-2025/infinite.json" }, { "id": 30363, "name": "BlindPay", "slug": "blindpay", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/f1817a0c9b9ff2db524e7cb0712e6867cdfcb2f0.png", "website": "https://blindpay.com/", "all_locations": "San Francisco, CA, USA", "long_description": "BlindPay is a stablecoin API that enables companies to send and receive money worldwide using fiat money, stablecoins and multiple blockchains. We handle all the complex compliance and regulatory requirements, so companies can focus on their core business.", "one_liner": "Stablecoin API for global payments", "team_size": 9, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1737430094, "tags": [ "Developer Tools", "Fintech", "Crypto / Web3", "Payments", "API" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2025", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/blindpay", "api": "https://yc-oss.github.io/api/batches/winter-2025/blindpay.json" }, { "id": 30619, "name": "Shor", "slug": "shor", "former_names": [ "Kesher Link", "ShorPay" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/9323f5fe8a247ae355ff7d76dd80f82fd6b8e192.png", "website": "https://www.shorpay.com", "all_locations": "San Francisco, CA, USA", "long_description": "Shor is international payroll, built for founders. Hire your first international employee or contractor at startup speed. Set up on one call, run payroll the same week.\r\n\r\nPay contractors and employ full-time team members through Shor's EOR across the world. Localized contracts, automatic compliance, and same-day local-currency payouts at a flat FX margin. No setup fees, no lock-ins.\r\n\r\nBacked by Polychain Capital, Founders Capital, and Goodwater, among others.", "one_liner": "International payroll, built for founders", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1753916245, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2025", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/shor", "api": "https://yc-oss.github.io/api/batches/summer-2025/shor.json" }, { "id": 30850, "name": "Zavo", "slug": "zavo", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/9a1286c1ed0f215411585d2faaf1c76a245ee266.png", "website": "https://zavopay.com", "all_locations": "London, United Kingdom", "long_description": "Zavo is the AI-powered operating system for restaurants.\r\n\r\nWe bring payments, point of sale, and AI agents into one unified platform, so restaurants can run their entire business seamlessly.\r\n\r\nFrom reservations to payments to POS, Zavo replaces fragmented tools with a fully integrated stack built in-house. Our AI agents automate repetitive tasks, streamline operations, and help teams focus on delivering great guest experiences.", "one_liner": "AI Operating System for Restaurants ", "team_size": 8, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1758482945, "tags": [ "Artificial Intelligence", "Fintech", "Payments", "B2B", "Restaurant Tech" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Fall 2025", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/zavo", "api": "https://yc-oss.github.io/api/batches/fall-2025/zavo.json" }, { "id": 31119, "name": "ZeroSettle", "slug": "zerosettle", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/452371c9b837fb899ab50db5096bb04a576b19fb.png", "website": "https://zerosettle.io", "all_locations": "", "long_description": "ZeroSettle is a mobile SDK that switches customers from App Store billing to direct billing. It takes 15 minutes to set up and immediately unlocks zero App Store fees, higher retention/conversion, and instant payouts.", "one_liner": "Drop-in Direct Billing SDK for In-App Purchases", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1770252325, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2026", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Unspecified" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/zerosettle", "api": "https://yc-oss.github.io/api/batches/winter-2026/zerosettle.json" }, { "id": 31296, "name": "Unifold", "slug": "unifold", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/710f285bfbafa7ec0d7936331011b69c72d32a9f.png", "website": "https://unifold.io", "all_locations": "New York City, NY, USA", "long_description": "Launch crypto deposits in minutes. \r\n\r\nUnifold is a developer-first API + SDK that makes it easy for any app to accept on-chain deposits – across any chain and token – with less than 10 lines of code. We handle the full deposit flow so teams can ship faster and give users a smooth experience that actually works.\r\n\r\nIf you’re building a consumer-facing on-chain product and want best-in-class deposits (or want to support more chains fast), we’d love to work with you.\r\n", "one_liner": "Multi-chain deposit and payment infrastructure", "team_size": 3, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1771008732, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2026", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/unifold", "api": "https://yc-oss.github.io/api/batches/winter-2026/unifold.json" }, { "id": 31447, "name": "Allowance", "slug": "allowance", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/fefdb05a7320e2952ac117dd8b969cf5bab55d0a.png", "website": "https://useallowance.com/", "all_locations": "San Francisco, CA, USA", "long_description": "Allowance lets AI agents make purchases on a user’s behalf without ever exposing your real card number.\r\n\r\nUsers approve purchases directly from their iPhone with customizable controls like spending limits, merchant restrictions, and expiration windows. Once approved, Allowance generates scoped, one-time payment credentials designed specifically for that transaction.\r\n\r\nThis enables AI agents to safely complete tasks like shopping, ordering food, booking reservations, or purchasing tickets while keeping humans in control of every payment.", "one_liner": "The spend control layer for AI agents", "team_size": 1, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1779136455, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Spring 2026", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/allowance", "api": "https://yc-oss.github.io/api/batches/spring-2026/allowance.json" }, { "id": 31451, "name": "Archer", "slug": "archer", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8149769a0781242dca23d1bed75bdf39b4b9dba6.png", "website": "https://archermoney.com/", "all_locations": "San Francisco, CA, USA", "long_description": "Archer is the financial infrastructure for the AI data economy.\r\n\r\nWe’re building global payouts, stablecoin banking, and yield infrastructure for the companies supplying data to frontier AI labs.\r\n\r\nAs demand for high-quality data grows, millions of contributors around the world are generating, labeling, validating, and improving the datasets that power modern AI systems. Yet the financial infrastructure behind these platforms remains slow, fragmented, and expensive.\r\n\r\nArcher enables data marketplaces, AI labor platforms, and reinforcement learning environment providers to onboard workers globally, pay contributors instantly, and earn yield on idle balances.\r\n\r\nToday, companies use Archer to manage contributor earnings, global payouts, and treasury operations across hundreds of countries and payment corridors.\r\n\r\nWe believe the next generation of AI companies will need purpose-built financial infrastructure. Just as cloud providers became the backbone of software, Archer is building the financial layer for the global workforce powering artificial intelligence.", "one_liner": "Global payouts for the workforce powering AI", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1776977656, "tags": [ "Crypto / Web3", "Neobank", "AI" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Spring 2026", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/archer", "api": "https://yc-oss.github.io/api/batches/spring-2026/archer.json" }, { "id": 31526, "name": "Uno Wallet", "slug": "uno-wallet", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/c2393bf402ae2e425fc41cb7f78facb4b67fa9d5.png", "website": "https://myunowallet.com/", "all_locations": "San Francisco, CA, USA", "long_description": "Uno is the first third-party wallet granted access by Apple to become the default contactless wallet on iPhone. Uno is building a new payment rail, starting with a smarter wallet experience.\r\n\r\nThe wedge is credit card points optimization. \r\n\r\nFounded by Saket Joshi (www.linkedin.com/in/saket-dattatray-joshi/) and \r\nMordi Shadpour (www.linkedin.com/in/mordi-shadpour/)", "one_liner": "The AI mobile wallet that replaces Apple Pay", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1779834493, "tags": [ "Fintech", "Payments", "Consumer", "Infrastructure", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Spring 2026", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/uno-wallet", "api": "https://yc-oss.github.io/api/batches/spring-2026/uno-wallet.json" } ]