[ { "id": 1003, "name": "WorldCover", "slug": "worldcover", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "https://www.worldcovr.com", "all_locations": "New York, NY, USA", "long_description": "WorldCover offers peer-to-peer investments that provide insurance to the global poor. We connect a growing pool of investors who seek uncorrelated investment returns and impact from their capital with a huge and growing need for natural disaster insurance in the developing world. \r\n\r\nWorldCover's platform improves food and income security for smallholder farmers in developing countries. More than 70% of the 2.5 billion people living at the “base of the pyramid” throughout the world rely on agriculture for income and sustenance. Farmers face a number of major risks to their livelihoods which they cannot control. Insurance gives them a sense of security even if they have a bad harvest, allowing them to improve their diets, invest in their farms, and send their children to school.\r\n\r\nIn an increasingly interconnected world, diversified markets are becoming harder and harder to find. WorldCover's investment products offer both retail and professional investors attractive yet uncorrelated returns with the world's financial markets.", "one_liner": "Funding platform for global insurance, starting with crop insurance…", "team_size": 20, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1447280416, "tags": [ "Fintech", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2016", "status": "Inactive", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/worldcover", "api": "https://yc-oss.github.io/api/batches/winter-2016/worldcover.json" }, { "id": 1062, "name": "Cover", "slug": "cover", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8d5863fab7cb599616673d64029382203c934c08.png", "website": "http://cover.com", "all_locations": "San Francisco, CA, USA", "long_description": "Cover is an Android and iOS mobile application that allows its users to insure anything by taking a picture of what they need to insure. It partners with many insurance companies and brokers to provide its users with the best available rates. The application allows its users to insure vehicles, mobile phones, pets, jewelry, houses, boats, tours, and more. It was launched in Toronto, Ontario, Canada.", "one_liner": "The mobile-first insurance platform that makes insurance easy.", "team_size": 50, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1447747515, "tags": [ "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2016", "status": "Inactive", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/cover", "api": "https://yc-oss.github.io/api/batches/winter-2016/cover.json" }, { "id": 1464, "name": "Ledger Investing", "slug": "ledger-investing", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3326697b08953d5914d07d4d39f5bca122a18fa8.png", "website": "https://ledgerinvesting.com/", "all_locations": "United States; Remote", "long_description": "Ledger Investing provides an exciting opportunity for asset managers, pension funds, hedge funds, family offices and other institutions interested in earning a great return through insurance investing.\r\n\r\nThe company deploys proprietary software and data analytics covering many types of insurance risk portfolios. The technology enables insurers to securitize risk more efficiently while providing investors, asset managers, pension funds, hedge funds, family offices, and other institutions an opportunity to invest in a new and growing asset class.\r\n\r\nLedger Investing was founded by Julien Brissonneau, Aymeric Rabot and Samir Shah in 2016.", "one_liner": "Marketplace for insurance securitization.", "team_size": 85, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1478194834, "tags": [ "Fintech", "Insurance", "Investing" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2017", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/ledger-investing", "api": "https://yc-oss.github.io/api/batches/winter-2017/ledger-investing.json" }, { "id": 1471, "name": "Zinc Platform", "slug": "zinc-platform", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "http://www.zincplatform.com", "all_locations": "New York, NY, USA", "long_description": "Zinc Platform, Inc. is focused on providing software that digitizes the last frontier of the mortgage origination process– getting homeowners insurance. Zinc builds technology that integrates with the core systems of today’s modern mortgage lenders to power digital portals for borrowers to procure the homeowners (property) insurance that is required to close a mortgage. Zinc’s technology takes a broken, week-long process and turns it into a delightful five-minute experience. For borrowers, Zinc powers access to all of the nation’s leading insurance carriers. For mortgage lenders, Zinc ensures compliance with underwriting requirements while automating more of the mortgage closing process. Zinc is proudly built in New York City by passionate technologists and business strategists focused on making the process of buying a home a more simple, delightful experience", "one_liner": "Insurance Distribution Infrastructure", "team_size": 11, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1478194835, "tags": [ "Insurance", "Infrastructure" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2017", "status": "Inactive", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/zinc-platform", "api": "https://yc-oss.github.io/api/batches/winter-2017/zinc-platform.json" }, { "id": 1576, "name": "Jerry", "slug": "jerry-inc", "former_names": [ "Jerry", "Jerry", "Inc." ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/f9257ab537c34ef4ee8f5d98bf4afb1793755e28.png", "website": "https://jerry.ai/", "all_locations": "Palo Alto, CA, USA; Remote", "long_description": "Your car and your home are your most expensive assets. And for most people, these aren't just purchases, they're the physical embodiment of the life you've worked hard to build. Yet the experience of owning them is stuck in the 90s. Every step of the journey — buying, insuring, maintaining, repairing, selling — is fragmented, complicated, and expensive.\r\n\r\nImagine having a trusted friend in your pocket who takes care of everything: they find you the right car or home at the right price, lock in the best insurance rate without you lifting a finger, remind you before that service appointment turns into an expensive repair or, worse, an accident, and help you sell at the best price when the time is right. That friend is Jerry.\r\n\r\nJerry is building the first AI agent to manage all your physical assets. We started with car insurance in 2019, became one of the top 3 brokers in the U.S., then added driving insights, diagnostics, and a repair marketplace. We've reached 5M+ customers, raised $240M+, and have been profitable since 2024. We're now expanding into home, motorcycle, RV, and beyond.\r\n\r\nWe’re fully remote with offices in Palo Alto, New York, Chicago, and Toronto.", "one_liner": "Jerry is building the AI agent to manage all your physical assets.", "team_size": 225, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1490767310, "tags": [ "Fintech", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2017", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/jerry-inc", "api": "https://yc-oss.github.io/api/batches/summer-2017/jerry-inc.json" }, { "id": 1611, "name": "SafeButler", "slug": "safebutler", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/273a5d6a8a8f380e355bc73ae05efdd041e810cb.png", "website": "https://www.safebutler.com", "all_locations": "Palo Alto, CA, USA; Sunnyvale, CA, USA", "long_description": "SafeButler is a free comparison tool that searches hundreds of insurance websites at once to find the information you need to make the right decisions on insurance", "one_liner": "Your chief servant for shopping insurance", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1493266222, "tags": [ "Fintech", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2017", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/safebutler", "api": "https://yc-oss.github.io/api/batches/summer-2017/safebutler.json" }, { "id": 1648, "name": "Surematics", "slug": "surematics", "former_names": [], "small_logo_thumb_url": "/company/thumb/missing.png", "website": "https://www.surematics.com/", "all_locations": "San Francisco, CA, USA", "long_description": "Surematics is helping commercial insurance brokers structure complicated deals online. Homeowners and car insurance are enough of a nightmare for most of us to handle but Surematics is targeting even more difficult cases — awkward expensive items like oil rigs. With a dash of blockchain, the startup wants to allow companies to collaborate together to create enforceable contracts.", "one_liner": "We help commercial insurance brokers structure complicated…", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1493698224, "tags": [ "Blockchain", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2017", "status": "Acquired", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/surematics", "api": "https://yc-oss.github.io/api/batches/summer-2017/surematics.json" }, { "id": 1654, "name": "Newfront", "slug": "newfront-insurance", "former_names": [ "Abe", "Newfront Insurance (FKA Abe)", "Newfront Insurance (was Abe)" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/6d7ef9c80d04b0eeccadce07af72fa59e617fb84.png", "website": "https://www.newfront.com/", "all_locations": "San Francisco, CA, USA", "long_description": "Newfront is building the modern insurance brokerage. Transparent data delivered real-time translates into a lower total cost of risk and greater insights. We work with 20% of US unicorns, 100s of YC startups, and 150+ public companies on their Business Insurance and Total Rewards.\r\n\r\nHeadquartered in San Francisco, Newfront has more than 800 colleagues and offices throughout the US. ", "one_liner": "Modern insurance brokerage.", "team_size": 800, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1493701824, "tags": [ "Fintech", "Insurance" ], "tags_highlighted": [], "top_company": true, "isHiring": false, "nonprofit": false, "batch": "Winter 2018", "status": "Acquired", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/newfront-insurance", "api": "https://yc-oss.github.io/api/batches/winter-2018/newfront-insurance.json" }, { "id": 1690, "name": "Goodcover", "slug": "goodcover", "former_names": [ "Collective" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/2ccf4ef1efc72341bb2abddc0f6f7843aa2cafa7.png", "website": "http://www.goodcover.com", "all_locations": "San Francisco, CA, USA", "long_description": "Goodcover provides its Members with Good Renters Insurance for 50% less than legacy companies and an Annual Dividend of the money left over after claims obligations are met.\r\n\r\nGoodcover is a Managing General Agent (MGA) that administers personal insurance on behalf of our Membership, a bit like how USAA does it.\r\n\r\nMember's premiums are pooled and used to pay claims. We take a fixed fee, and the remainder is returned in our Annual Member Dividend.\r\n\r\nWe work with multi-billion dollar capital partners to ensure regulations are followed, adequate claims capital is always available, and we have emergency capacity for catastrophes.\r\n\r\nTechnology allows us to eliminate waste, saving roughly 25% of the cost. We are 100% digital, but not bots - we invest in tech that enables our experts to help Members.\r\n\r\nAs an Invitation Only Membership served by an MGA, **we can give Members Free Insurance** when they invite others, turning our \"Marketing Budget\" into savings for Members. This eliminates Lizards and Sales Agents, saving the other 25%.\r\nWe do not use the standard industry models, instead using a multiperil model to more granularly price risk. This means that for a few of you we are more expensive... but everyone else pays much less than they would otherwise pay.\r\n\r\nOur granular, multiperil model allows us to offer a superior policy over the standard market including:\r\n - coverage for if your place is flooded by a neighbor\r\n - Replacement Cost Coverage (meaning new stuff for your old)\r\n - All Risk coverage for high value items you tell us about - including computers (almost no one does that amazingly)\r\n - added coverage for mold removal\r\n\r\nOur MGA business model allows us to be capital efficient, \"renting\" capacity as we need it.\r\n\r\nAll this adds up to our government approved pricing being 40-60% cheaper on average than that of our competitors. ", "one_liner": "Digital Co-op Renters Insurance = half the price, better coverage.", "team_size": 1, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1576001359, "tags": [ "Fintech", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2017", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/goodcover", "api": "https://yc-oss.github.io/api/batches/summer-2017/goodcover.json" }, { "id": 1833, "name": "SafetyWing", "slug": "safetywing", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/ddb944ea80d22a29ddc64949877063e0dd8d1343.png", "website": "http://www.safetywing.com", "all_locations": "San Francisco, CA, USA; Remote", "long_description": " At SafetyWing, we’re building a global social safety net for remote workers—simple health, insurance, and retirement products designed to replace national welfare systems.", "one_liner": "Health insurance for remote teams", "team_size": 130, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1510196650, "tags": [ "Consumer Health Services", "Insurance", "Remote Work" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2018", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": true, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/safetywing", "api": "https://yc-oss.github.io/api/batches/winter-2018/safetywing.json" }, { "id": 11993, "name": "WeatherCheck", "slug": "weathercheck", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/e62bc5fb389686bebb7f80182d62fc3aa5b06354.png", "website": "https://www.weathercheck.co/", "all_locations": "Louisville, KY, USA", "long_description": "WeatherChecks application tells anyone when severe hail is about to strike and when it has in fact impacted a property. Using state of the science technologies we compute and analyze geo-weather data faster than every weather company globally. This allows companies, insurance companies specifically to gain dynamic insight into their overall exposure and enabling them to respond more quickly and efficiently to disaster.", "one_liner": "WeatherCheck monitors properties for hail damage so that insurance…", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1541201649, "tags": [ "Weather", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/weathercheck", "api": "https://yc-oss.github.io/api/batches/winter-2019/weathercheck.json" }, { "id": 12006, "name": "AI Insurance", "slug": "ai-insurance", "former_names": [ "AIInsurance" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b31f0d2080bde9e9ace9229bae707bd4fc89619a.png", "website": "https://www.aiinsurance.io", "all_locations": "New York City, NY, USA; San Francisco, CA, USA", "long_description": "AI Insurance is the platform that small-to-midsize insurance companies use to run every part of their business. Before we showed up, they used spreadsheets and filing cabinets – wasting as much as 60% of revenue on administrative expenses. We’re doing what Salesforce did for SMB sales teams, but we’re tapping into the over 10,000 insurance companies that waste $238 Billion dollars annually.", "one_liner": "AI Insurance is the platform that runs insurance companies", "team_size": 16, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1541473402, "tags": [ "Artificial Intelligence", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2019", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/ai-insurance", "api": "https://yc-oss.github.io/api/batches/winter-2019/ai-insurance.json" }, { "id": 12504, "name": "Vouch", "slug": "vouch", "former_names": [ "Vouch (SV Instech", "Inc. = legal name)" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3d1d486d4edef6bd293253ef438f3cf9c1880507.png", "website": "http://vouch.us", "all_locations": "San Francisco, CA, USA", "long_description": "Insurance... sounds slow, old-fashioned, and unexciting. Exactly. Insurance is broken, and it's failing fast-moving, innovative startups.\r\n\r\nVouch is a new, technology-first insurance company backed with $185M in funding from world-class investors. Like Stripe for payments or Brex for credit cards, Vouch is creating the go-to business insurance for high-growth companies.\r\n\r\nWe're doing this by making insurance fast, responsive, and focused on our high-growth and innovative customers. Instead of printed PDF applications and week-long waits, Vouch is building new technology to solve real problems, writing policies that actually cover relevant startup scenarios, and designing simple experiences in an otherwise frustrating industry.", "one_liner": "Insurance and risk management tools for startups and growth-stage…", "team_size": 190, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1553635905, "tags": [ "Fintech", "B2B" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2019", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": true, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/vouch", "api": "https://yc-oss.github.io/api/batches/summer-2019/vouch.json" }, { "id": 12609, "name": "Soteris", "slug": "soteris", "former_names": [ "Soteris", "Inc." ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/0e2f7076cd96bbe1cf2655f77eaf4ce963991da6.png", "website": "http://www.soteris.co", "all_locations": "San Francisco, CA, USA", "long_description": "Soteris is a YC-backed company with a four-person team and a great investor base building a first-of-its-kind data ML pricing system for insurance, starting with personal auto.", "one_liner": "We write ML software to more accurately select & price insurance risk.", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1611607083, "tags": [ "Fintech", "Machine Learning", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2019", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/soteris", "api": "https://yc-oss.github.io/api/batches/summer-2019/soteris.json" }, { "id": 12868, "name": "Covela", "slug": "covela", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/854f122617bf0d5f08938bfcdae1d6a682b95204.png", "website": "https://covela.mx/", "all_locations": "Mexico City, CDMX, Mexico", "long_description": "Covela helps small businesses and freelancers in LATAM find the right insurance coverage, at the right price in less than 15 minutes.", "one_liner": "The digital insurance broker for SMEs in LATAM", "team_size": 6, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1559273320, "tags": [ "Insurance", "Latin America" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2019", "status": "Inactive", "industries": [ "Fintech", "Insurance" ], "regions": [ "Mexico", "Latin America" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/covela", "api": "https://yc-oss.github.io/api/batches/summer-2019/covela.json" }, { "id": 13236, "name": "Savvy", "slug": "savvy-2", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/5ae3a089b7b95f5f1d30325868b76da53de7dbb7.png", "website": "https://www.gosavvy.com", "all_locations": "San Francisco, CA, USA", "long_description": "Savvy is a health benefits product offering employees payment cards to buy their own health insurance. One of the first to market after new regulation, Savvy scaled to $10s of millions in volume and expanded into all 50 state health insurance markets. Savvy was backed by Y Combinator, Marc Andreessen, and the founders of One Medical and Indeed. In 2022, the company was acquired by Take Command, the leading incumbent in the health insurance HRA space.", "one_liner": "Flexible stipends for employee health insurance", "team_size": 12, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1584064922, "tags": [ "Fintech", "Healthcare", "Health Insurance", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Acquired", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/savvy-2", "api": "https://yc-oss.github.io/api/batches/winter-2020/savvy-2.json" }, { "id": 13415, "name": "Angle Health", "slug": "angle-health", "former_names": [ "AdRem Media", "Inc.", "Angle" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/d49817ec52cedb0a83c434d820655f46cd43b8ad.png", "website": "https://www.anglehealth.com", "all_locations": "San Francisco, CA, USA", "long_description": "", "one_liner": "Health Insurance for Startups", "team_size": 100, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1595338272, "tags": [ "Health Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2020", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/angle-health", "api": "https://yc-oss.github.io/api/batches/winter-2020/angle-health.json" }, { "id": 22196, "name": "MedPiper Technologies, Inc", "slug": "medpiper-technologies-inc", "former_names": [ "MedPiper Technologies" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/f7d30e3e30894c40033c853cefa3efa02ec9f54b.png", "website": "https://www.medpiper.com", "all_locations": "Bengaluru, KA, India; Remote", "long_description": "OrbitCover (by MedPiper Technologies, YC S20) is parametric travel insurance infrastructure. We power flight delay coverage that auto-settles payouts in under 5 minutes; with zero claims filing.", "one_liner": "Instant cash payouts for delayed flights", "team_size": 55, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1597677447, "tags": [ "Fintech", "Travel", "Insurance", "Consumer Finance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2020", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "India", "South Asia", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/medpiper-technologies-inc", "api": "https://yc-oss.github.io/api/batches/summer-2020/medpiper-technologies-inc.json" }, { "id": 22681, "name": "Pibit.ai", "slug": "pibit-ai", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/a3b97233fe2d2709bfe27a59ba2585d4b741fe7a.png", "website": "https://pibit.ai", "all_locations": "San Francisco, CA, USA", "long_description": "Pibit.ai is an SF–based insurtech company reconstructing the art (and science) of commercial underwriting for carriers and MGAs. At the heart is the CURE™ platform, the industry’s only centralized underwriting risk environment fueled by agentic underwriting services that delivers decision-ready outcomes. It converts submissions into decisions by automating intake, triage, and data enrichment from documents and external sources while surfacing risk insights so you can win the right accounts faster, scale throughput, and reduce loss ratios. Backed by Y-Combinator, the proprietary platform serves dozens of clients across the US, enabling 85% faster underwriting, 32% increase in GWP per underwriter, and up to 700 basis points improvement in loss ratios. For details, visit pibit.ai.\r\n", "one_liner": "The fastest path from submission to better decisions.", "team_size": 116, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1614376388, "tags": [ "Artificial Intelligence", "Generative AI", "B2B", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/pibit-ai", "api": "https://yc-oss.github.io/api/batches/winter-2021/pibit-ai.json" }, { "id": 22792, "name": "Bimaplan", "slug": "bimaplan", "former_names": [ "Bima" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/34ed5c1ce09460f808ff16141b40921c2fce47a7.png", "website": "https://www.bimaplan.co", "all_locations": "Bengaluru, KA, India; MH, India", "long_description": "Bimaplan is an affordable insurance platform for the next billion Indians.\r\n\r\nOur vision is to provide financial security to 150 million vulnerable households through contextual life and health insurance products. The growth in mobile penetration and the evolution of digital infrastructure in India has now made it possible to reach this vulnerable population. This is an $8 billion addressable market.\r\n\r\nWe launched in February 2021, and went live with one insurance underwriting partner. We are on track to sell 1,000 policies in March 2021. We are backed by some of the best early stage technology investors, successful fintech founders, and insurance industry veterans.\r\n\r\nThe company is founded by Vikul Goyal, a second-time founder with a successful exit track record. His previous venture, Carcrew, was acquired by TVS Group, a large automotive conglomerate in India.", "one_liner": "Affordable insurance for the next billion Indians", "team_size": 30, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1615222466, "tags": [ "Fintech", "Microinsurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/bimaplan", "api": "https://yc-oss.github.io/api/batches/winter-2021/bimaplan.json" }, { "id": 22902, "name": "Verak", "slug": "verak", "former_names": [ "BimaPe" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/855c741a332ef96bfff5cdcb2a2907b57709f104.png", "website": "http://verak.in", "all_locations": "Bengaluru, KA, India", "long_description": "Verak is now part of InsuranceDekho as of April 2023.\r\n\r\nVerak offered next day coverage starting at ₹8 per day for MSMEs in India to insure any facility (shop, warehouse, factory etc) against 15+ natural & man-made perils. (*)\r\n\r\nOur team worked across the entire insurance value-chain: From satellite based underwriting to machine learning based pricing to instant quotation to WhatsApp based claims.\r\n", "one_liner": "Better Business Insurance for MSMEs in India", "team_size": 45, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1616840076, "tags": [ "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Acquired", "industries": [ "Fintech", "Insurance" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/verak", "api": "https://yc-oss.github.io/api/batches/winter-2021/verak.json" }, { "id": 23064, "name": "Tint", "slug": "tint", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/7dde25caa0cd447568d68dc1fc85383b5f346ba8.png", "website": "http://www.tint.ai", "all_locations": "San Francisco, CA, USA; Remote", "long_description": "Tint makes it easy for tech platforms to embed insurance into their products. For example, when you go to Outdoorsy to rent an RV, the insurance that is sold with the rental is powered by our technology.\r\n\r\nOur product provides anything that is needed from underwriting software to access to insurers to compliance, in a simple API. ", "one_liner": "Makes it easy for tech platforms to embed insurance into products", "team_size": 40, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1610519523, "tags": [ "Artificial Intelligence", "Developer Tools", "Fintech" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/tint", "api": "https://yc-oss.github.io/api/batches/winter-2021/tint.json" }, { "id": 23599, "name": "Shepherd", "slug": "shepherd", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/665b8b21bf9557134751457d9fb96959e7d379cd.png", "website": "https://shepherdinsurance.com", "all_locations": "San Francisco, CA, USA", "long_description": "", "one_liner": "Modernizing commercial insurance", "team_size": 60, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1630611769, "tags": [ "Construction", "Insurance", "Energy" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/shepherd", "api": "https://yc-oss.github.io/api/batches/winter-2021/shepherd.json" }, { "id": 24257, "name": "Covie", "slug": "covie", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/cab875f3e2be4c71042986d743255262bdafeda3.png", "website": "https://www.covie.com", "all_locations": "Austin, TX, USA", "long_description": "Interacting with insurance across a variety of carriers should be undifferentiated heavy lifting - a piece of infrastructure like Stripe, Twilio, or AWS that \"just works\"in the background while your business focuses on what makes it different. We provide programmatic building blocks to make this a reality, putting a carrier-neutral API and tooling on top of insurance, starting with policy access (think Plaid, but for your insurance company) and monitoring.\r\n\r\nOur technology has a variety of use cases that range from insurance verification and tracking, financial advising, compliance & risk management, and marketing/distribution of insurance products.", "one_liner": "Programmatic building blocks for transacting with insurance", "team_size": 14, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1624498844, "tags": [ "Fintech", "Health Tech", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Inactive", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/covie", "api": "https://yc-oss.github.io/api/batches/summer-2021/covie.json" }, { "id": 24883, "name": "Amenli", "slug": "amenli", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/53c970feefecc4548819134d71b1abd7ba9457bc.png", "website": "https://www.amenli.com/", "all_locations": "Cairo, Cairo Governorate, Egypt", "long_description": "Amenli is the first licensed online insurance broker in Egypt. Egypt has one of the lowest insurance penetrations in the world with a 100m population and a $2B GWP market growing 20+% YoY and a potential TAM of $10B. Over the past few months, Amenli issued 500+ policies in less than 10 mins compared to the minimum of 3 weeks industry standard. Amenli co-founders, Shady & Adham were founding team members of Paymob, one of the fastest growing payment companies in MENA. Shady was CCO and Adham was its Tech Lead and they worked together for more than 3 years to scale-up Paymob from scratch to 50K+ merchants, 5 countries and dozens of millions of monthly transactions.", "one_liner": "Offers insurance to customers in a convenient & transparent way ", "team_size": 65, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1625593064, "tags": [ "Fintech", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "Egypt", "Middle East and North Africa" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/amenli", "api": "https://yc-oss.github.io/api/batches/summer-2021/amenli.json" }, { "id": 25309, "name": "PolicyFly", "slug": "policyfly", "former_names": [ "PolicyFly", "Inc." ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/7570941b976b7bc56ac23e694bcfe99476db2d2d.png", "website": "https://www.policyfly.com", "all_locations": "New York, NY, USA; Remote", "long_description": "PolicyFly empowers insurers to sell and manage specialty insurance in minutes instead of in weeks.\r\n\r\nEvery year, $200B of specialty insurance like Cyber, Flood or Trucking is processed over email between agents and insurers – PolicyFly connects both parties to automate these workflows and to consolidate all data. \r\n\r\nWe bring growth, efficiency and transparency to otherwise hard to insure markets.", "one_liner": "Modernizing Specialty Insurance", "team_size": 30, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1648055687, "tags": [ "Marketplace", "Insurance", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/policyfly", "api": "https://yc-oss.github.io/api/batches/winter-2022/policyfly.json" }, { "id": 25319, "name": "Samos Insurance", "slug": "samos-insurance", "former_names": [ "Five1Nine" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/0b821add4b6477d2d702a875b345acf3070b04b8.png", "website": "https://www.samos.insure", "all_locations": "Kitchener, ON, Canada", "long_description": "Samos sells accidental death insurance for individuals undergoing surgery. Just like travel insurance but covering a hospital stay.", "one_liner": "Accidental Death Insurance for Surgery ", "team_size": 6, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1647802116, "tags": [ "Fintech", "Consumer Health Services", "Health Tech", "Healthcare", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "Canada", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/samos-insurance", "api": "https://yc-oss.github.io/api/batches/winter-2022/samos-insurance.json" }, { "id": 25328, "name": "Momento", "slug": "momento", "former_names": [ "momento" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/38d68fb5813f3fe9c931fd72dc47dbabdd81f6fb.png", "website": "https://www.tumomento.com/", "all_locations": "Mexico City, CDMX, Mexico", "long_description": "In Momento we are going through a challenging regulatory process to become a fully-licensed insurance carrier. By doing so, we will be able to underwrite risk, set prices and, ultimately, become owners of the product.\r\n\r\nOnce approved, around summer 22, we will be in a great position to size the $13bn untapped opportunity of +30 Mn uninsured vehicles – just in Mexico! As we will be able to attack the main pain points in the market: i) antiquated underwriting models and ii) payment conditions only adapted for the affluent.\r\n\r\nTo succeed, we have assembled an elite team with both innovative and experienced profiles. We are three cofounders, two ex-McKinsey and one ex-P&G, and we managed to attract two heavyweights of the Mexican insurance industry: the previous CUO of Zurich Mexico and the previous CFO and VP of Finance of ING and AXA Mexico. ", "one_liner": "Building a full-stack auto insurer for the underserved in LatAm", "team_size": 18, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1648222923, "tags": [ "Fintech", "Machine Learning", "Consumer", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "Mexico", "Latin America", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/momento", "api": "https://yc-oss.github.io/api/batches/winter-2022/momento.json" }, { "id": 25684, "name": "Curacel", "slug": "curacel", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/977d4fc93f97d105040a91345ced2e1f0bb4800f.png", "website": "https://curacel.co", "all_locations": "London, England, United Kingdom", "long_description": "Curacel builds AI-driven infrastructure to help payors, TPAs and healthcare providers automate claims processing, reduce fraud, streamline operations and enhance customer experiences. Our intelligent solutions make insurance and healthcare more efficient, accessible, and scalable. ", "one_liner": "AI-Powered Infrastructure for Insurance & Healthcare", "team_size": 30, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1646933760, "tags": [ "SaaS", "B2B", "Insurance", "Healthcare IT", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/curacel", "api": "https://yc-oss.github.io/api/batches/winter-2022/curacel.json" }, { "id": 25960, "name": "Clupp", "slug": "clupp", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/c36a2d5d5beb7bbd64012e028a1c2dfffa2b3fc9.png", "website": "http://clupp.com.mx/", "all_locations": "Mexico City, CDMX, Mexico; Remote", "long_description": "At Clupp, we offer innovative insurance solutions for underserved markets. Whether it's B2C coverage for bicycle and scooter riders in Latin America, B2B SaaS solutions empowering insurance brokers worldwide, or creating new insurance products to guarantee financing for startups in the United States—we're pushing the boundaries of what's possible in the insurance industry.", "one_liner": "Innovative insurance solutions for underserved markets.", "team_size": 12, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1641410394, "tags": [ "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "Mexico", "Latin America", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/clupp", "api": "https://yc-oss.github.io/api/batches/winter-2022/clupp.json" }, { "id": 26012, "name": "Postal", "slug": "postal", "former_names": [ "Plover Parametrics" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/911ebad4ffeccf83b0c6f626fa7f16fe4bb95679.png", "website": "https://usepostal.com", "all_locations": "New York, NY, USA", "long_description": "Postal offers a modern virtual mailbox for businesses. Postal provides an official address for government, IRS, and vendor communications so companies don't have to use an apartment / shared office address.\r\n\r\nPostal's AI summarizes mail and recommends compliance actions, and its marketplace of service providers are ready to perform the mundane compliance work that otherwise falls through the cracks. \r\n\r\nCompanies get 6 months free (a $300 value), plus three free hours of compliance services (a $600 value). ", "one_liner": "An AI native virtual address & mailroom for businesses.", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1646246347, "tags": [ "Artificial Intelligence", "Compliance", "Operations", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/postal", "api": "https://yc-oss.github.io/api/batches/winter-2022/postal.json" }, { "id": 26242, "name": "Finnix", "slug": "finnix", "former_names": [ "Aigis" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/967086215a90a3a36d46b7d111b26a6b9df49c40.png", "website": "http://finnix.id", "all_locations": "Jakarta, Jakarta, Indonesia", "long_description": "Finnix is a financial technology solutions provider for Indonesian creative businesses. We provide loans and financial management tools for event organizers, agencies, concert promoters, and others.", "one_liner": "Financial technology solutions for Indonesian creative businesses", "team_size": 13, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1642180850, "tags": [ "Fintech", "Entertainment", "Music", "Creator Economy" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "Indonesia", "Southeast Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/finnix", "api": "https://yc-oss.github.io/api/batches/winter-2022/finnix.json" }, { "id": 26661, "name": "Stream", "slug": "stream", "former_names": [ "Beam" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4afa12f148d4692ca9eb6839e409ffa30655b470.png", "website": "http://www.stream.claims", "all_locations": "San Francisco, CA, USA", "long_description": "At Stream, we’re on a mission to modernize the insurance industry. Our product—the Stream AI Claims Workbench—uses custom AI agents to turn a constant stream of PDFs into automated workflows and high-value signals. This helps claims teams focus on the human work—getting people the medical treatment they need and the benefits they’re owed—while reducing costs for insurance companies.", "one_liner": "The AI Claims Workbench automating insurance claims ", "team_size": 15, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1656542941, "tags": [ "Fintech", "SaaS", "B2B", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/stream", "api": "https://yc-oss.github.io/api/batches/summer-2022/stream.json" }, { "id": 26713, "name": "Pasito", "slug": "pasito", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/99d6144bd15df315cd76d735be86467d893d772a.png", "website": "https://pasito.ai", "all_locations": "New York, NY, USA; Remote", "long_description": "Pasito builds AI agents for insurance and benefits—transforming how benefits are built, delivered, and experienced.\r\n\r\nOur Core AI ingests and understands plan documents and employee census data to build structured benefit intelligence.\r\n\r\nOur Engagement AI Agents orchestrate complex workflows—powering decision support, plan comparisons, guides, highlight sheets, microsites, communications, claims reminders, RFP management, document audits, translations, and more—all from a single intelligent database.\r\n\r\nWith Pasito, carriers, brokers, and benefits vendors eliminate manual work, accelerate growth, and deliver the personalized benefits experiences employees deserve—all powered by compliant, scalable AI systems.\r\n\r\nBacked by Y Combinator, Core Innovation Capital, and other leading investors.", "one_liner": "AI agents for insurance and benefits", "team_size": 20, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1657142710, "tags": [ "Health Tech", "Insurance", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/pasito", "api": "https://yc-oss.github.io/api/batches/summer-2022/pasito.json" }, { "id": 27260, "name": "Coverage Cat", "slug": "coverage-cat", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/9bd0bbec7d523edd1bef0a7fed1c32a4c5e91d07.png", "website": "https://www.coveragecat.com/", "all_locations": "New York, NY, USA; Remote", "long_description": "Coverage Cat, the AI-native insurance broker, fixes your coverage limits and finds cheaper premiums. \r\n\r\nWe provide both AI and human support so you can get fast answers on your policy and quickly get a response from a human agent so you can protect you assets or close on a new home. \r\n\r\nThe AI-first approach drives core search, support and shopping experiences to ensure you get the best prices with the correct coverage. ", "one_liner": "Consumer Optimized Insurance", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1659454514, "tags": [ "Fintech", "Machine Learning", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/coverage-cat", "api": "https://yc-oss.github.io/api/batches/summer-2022/coverage-cat.json" }, { "id": 29086, "name": "Eden Care", "slug": "eden-care", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/7fa49eb2930eeded02c619636a22909358301f3b.png", "website": "https://www.edencaremedical.com/", "all_locations": "Nairobi, Nairobi County, Kenya", "long_description": "Eden Care is building the claims infrastructure for African health insurance ", "one_liner": "Claims infrastructure for African health insurance", "team_size": 28, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1687277447, "tags": [ "Fintech", "Health Insurance", "Infrastructure" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2023", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "Kenya", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/eden-care", "api": "https://yc-oss.github.io/api/batches/summer-2023/eden-care.json" }, { "id": 29154, "name": "Catamaran", "slug": "catamaran", "former_names": [ "Ultravity", "CatX" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b0af944f6ad96c6f8c2095e8c485de560a528833.png", "website": "https://www.trycatamaran.com", "all_locations": "London, England, United Kingdom", "long_description": "Catamaran uses AI to help people make clearer, faster decisions about risk. Our platform brings all internal and external risk data into one easy-to-understand workspace. By automating data gathering, checking, and scenario testing, we help insurers, reinsurers, brokers, and investors quickly understand and manage their risks. Catamaran also provides a regulated marketplace to easily buy, sell, and manage insurance coverage.", "one_liner": "The AI-powered risk decision platform ", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1687023200, "tags": [ "Machine Learning", "Finance", "Analytics", "Insurance", "Investing" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2023", "status": "Acquired", "industries": [ "Fintech", "Insurance" ], "regions": [ "United Kingdom", "Europe", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/catamaran", "api": "https://yc-oss.github.io/api/batches/summer-2023/catamaran.json" }, { "id": 29293, "name": "SuretyNow", "slug": "suretynow", "former_names": [ "SuretyNow", "BondCenter" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/2f71cdb1bd697d9bca1b136e0a75ce74b689f2cb.png", "website": "https://suretynow.com/", "all_locations": "Austin, TX, USA", "long_description": "Surety bonds are financial guarantees that businesses must purchase to comply with government regulations. For example, all contractors must have a surety bond to bid and work on federal construction projects. It is a $8b opportunity in the US. \r\n\r\nSuretyNow is building the surety bond platform for the 21st century. Businesses can apply for bonds and receive affordable quotes online in minutes. We offer the fastest and simplest online experience for getting surety bonds.", "one_liner": "The Modern Surety Bond Platform", "team_size": 4, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1706734566, "tags": [ "Fintech", "B2B", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2024", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/suretynow", "api": "https://yc-oss.github.io/api/batches/winter-2024/suretynow.json" }, { "id": 29307, "name": "Blume Benefits", "slug": "blume-benefits", "former_names": [ "Blitz AI", "Blume" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/15ea369712455e4db27cb24aae44230d83a5b836.png", "website": "https://www.blumebenefits.com/", "all_locations": "San Francisco, CA, USA", "long_description": "Blume is a web app that streamlines insurance quoting, renewal, and revenue ops processes for health insurance brokers. We are working with our first cohort of health insurance brokers to help them save the, on average, 6 hours of manual data entry they do every week.", "one_liner": "The AI copilot for health insurance brokers.", "team_size": 3, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1706634406, "tags": [ "Health Insurance", "AI", "AI Assistant" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2024", "status": "Inactive", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/blume-benefits", "api": "https://yc-oss.github.io/api/batches/winter-2024/blume-benefits.json" }, { "id": 29483, "name": "Healia", "slug": "healia", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4bc553e9eb10d4c49558bf19ed0f8c9bf7411984.png", "website": "https://www.healiahealth.com/", "all_locations": "Columbus, OH, USA", "long_description": "Healia is reinventing health insurance for dual income families. Our product enables companies to pay for the out of pocket costs of any employee that enrolls in their spouse's health insurance plan. This saves customers $10k per enrollee while providing an incredible employee perk: 100% coverage of a family's health costs.\r\n\r\nWe’re now up to 50+ customers coast-to-coast with over 40k employees using our product!", "one_liner": "Modern health insurance for dual income families", "team_size": 15, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1707967345, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2024", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/healia", "api": "https://yc-oss.github.io/api/batches/winter-2024/healia.json" }, { "id": 29613, "name": "ClaimSorted", "slug": "claimsorted", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/84c63763f18d7ea0f559f538047cb3865f092ccc.png", "website": "https://claimsorted.com", "all_locations": "", "long_description": "ClaimSorted helps insurance companies remove the hassle of managing claims by enabling them to outsource their claim operations to us. This service is known as a Third Party Administrator (TPA). Unlike traditional TPAs, we blend AI and best-in-class experts to deliver a 5-star customer experience, minimise mistakes and speed up claim assessment.", "one_liner": "Making it easy for insurance companies to process claims", "team_size": 20, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1715711900, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2024", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/claimsorted", "api": "https://yc-oss.github.io/api/batches/summer-2024/claimsorted.json" }, { "id": 29646, "name": "Corgi Insurance", "slug": "corgi-insurance", "former_names": [ "Corgi", "Corgi Insurance", "Corgi" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/8f66899a62764756d799d5abc511dc4b46f8c151.png", "website": "https://corgi.com", "all_locations": "San Francisco, CA, USA", "long_description": "Corgi is a full-stack insurance carrier building better, faster insurance products for startups. We’re not a broker, so we underwrite and issue policies directly, with fewer handoffs and less friction. Cutting out intermediaries lets us tailor coverage to how your company actually operates and price risk more efficiently.\r\n\r\n", "one_liner": "Corgi is building an AI financial infrastructure company", "team_size": 200, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1720644316, "tags": [ "Fintech", "Insurance", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2024", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/corgi-insurance", "api": "https://yc-oss.github.io/api/batches/summer-2024/corgi-insurance.json" }, { "id": 30055, "name": "RiskCube", "slug": "riskcube", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/93b1b4fbe4b8807a5770f0fad5c76f3b8685dee9.png", "website": "https://riskcube.com", "all_locations": "San Francisco, CA, USA", "long_description": "When startups sell to enterprise, get regulated, or raise capital, they need to get insurance. \r\nRiskCube compares top-rated U.S. carriers to deliver coverage required to pass procurement, satisfy investors, and close enterprise deals quickly. \r\nFounders get D&O, Tech E&O, Cyber, General Liability, Product Liability, Key Person Life and COIs — built for AI/SaaS, Fintech, GovTech, Space, and Web3 startups creating the future. \r\n\r\nWe will soon also launch health insurance for startups. ", "one_liner": "Top-rated insurance to help close enterprise & government contracts.", "team_size": 3, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1731782052, "tags": [ "Artificial Intelligence", "Fintech", "Insurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Fall 2024", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/riskcube", "api": "https://yc-oss.github.io/api/batches/fall-2024/riskcube.json" }, { "id": 30288, "name": "Harper", "slug": "harper", "former_names": [ "Tatch" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/48f09dfa8b59f8e987b3a43c44b0adcd865fe145.png", "website": "https://www.harperinsure.com/", "all_locations": "San Francisco, CA, USA", "long_description": "At Harper, we are building a fully autonomous commercial insurance brokerage powered by AI. Our initial focus is on mid-sized businesses with complex insurance needs, but our vision is to eventually serve every business in the country.\r\n\r\nBy leveraging AI to automate key workflows in the insurance process, we efficiently secure optimal coverage for each client's unique requirements at competitive prices and with rapid turnaround. Our AI system learns from the expertise of our brokers, accumulating not just knowledge but also the specific workflows, data, and capabilities that pave the way to full autonomy.", "one_liner": "AI-native commercial insurance brokerage", "team_size": 25, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1735235398, "tags": [ "Fintech", "Insurance", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Winter 2025", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/harper", "api": "https://yc-oss.github.io/api/batches/winter-2025/harper.json" }, { "id": 30338, "name": "CopyCat", "slug": "copycat", "former_names": [ "Platter" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/3785aeb576199608d424a1f1a22cefc23e51e52e.png", "website": "https://runcopycat.com", "all_locations": "Seattle, WA, USA", "long_description": "CopyCat builds AI specifically for the commercial insurance industry. We save brokers 5-10hrs hours a week by automating repetitive CSR and Sales tasks.", "one_liner": "AI agents built for insurance. ", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1734580429, "tags": [ "Artificial Intelligence", "B2B", "Logistics", "Healthcare", "Operations" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2025", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/copycat", "api": "https://yc-oss.github.io/api/batches/winter-2025/copycat.json" }, { "id": 30357, "name": "Vantel", "slug": "vantel", "former_names": [ "Vantage AI" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/882e8b4377acdc7c7f1830babf0cd1f7b2e00058.png", "website": "https://vantel.com/", "all_locations": "", "long_description": "AI OS for commercial insurance brokerages.", "one_liner": "AI Platform for Commercial Insurance Brokerages", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1738065592, "tags": [ "Documents", "Insurance", "CRM" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2025", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "Unspecified" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/vantel", "api": "https://yc-oss.github.io/api/batches/winter-2025/vantel.json" }, { "id": 30415, "name": "Avallon AI", "slug": "avallon-ai", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/ac85a0bca77fe890f3dc1aadd1f0f8a554481659.png", "website": "https://www.avallon.ai/", "all_locations": "New York City, NY, USA", "long_description": "Avallon automates insurance claims operations with AI agents that handle routine calls and documents processing. ", "one_liner": "AI agents for insurance claims operations", "team_size": 7, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1744318663, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Spring 2025", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/avallon-ai", "api": "https://yc-oss.github.io/api/batches/spring-2025/avallon-ai.json" }, { "id": 30427, "name": "Acolite", "slug": "acolite", "former_names": [ "Blueplan", "Anvil" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/bee88ddf2837ce69f6bc53bc24d264569098af38.png", "website": "https://acolite.ai", "all_locations": "New York, NY, USA", "long_description": "Acolite is an AI-powered insurance brokerage purpose-built for the construction industry. We combine modern technology with dedicated, licensed brokers to help contractors get the right coverage faster and at better rates than traditional brokerages can offer.", "one_liner": "AI Native Commercial Insurance Broker", "team_size": 3, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1747166393, "tags": [ "Artificial Intelligence", "Insurance", "Operations" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Spring 2025", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/acolite", "api": "https://yc-oss.github.io/api/batches/spring-2025/acolite.json" }, { "id": 30706, "name": "Solva", "slug": "solva", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b15b9a0a3aeadaf4902e3ef1a27712b5677c90d6.png", "website": "https://solvatechnology.com", "all_locations": "New York City, NY, USA", "long_description": "The domain specific AI for claims that gives leading insurers clarity and speed on the most complex claims", "one_liner": "Automates insurance claims and stops incorrect payouts", "team_size": 15, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1754360048, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2025", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/solva", "api": "https://yc-oss.github.io/api/batches/summer-2025/solva.json" }, { "id": 30749, "name": "Fernstone", "slug": "fernstone", "former_names": [ "Sentri Security", "Sentri" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/2529eaf040180126a595ccd660f42824d36e2dae.png", "website": "https://www.fernstone.com", "all_locations": "New York City, NY, USA", "long_description": "Fernstone is an AI-native insurance brokerage: we combine AI with licensed brokers to obtain complex insurance faster, and at better terms. Today, we manage risk for 100+ businesses in construction, security, and the trades. ", "one_liner": "AI-native insurance brokerage. ", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1759775643, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Fall 2025", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/fernstone", "api": "https://yc-oss.github.io/api/batches/fall-2025/fernstone.json" }, { "id": 30924, "name": "Casey", "slug": "casey", "former_names": [ "Clausee" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/fa8267b34eb44ac708090ff04ca6eeef01fa75d3.png", "website": "https://caseyinsure.com/", "all_locations": "San Francisco, CA, USA", "long_description": "Casey is an AI-native commercial insurance brokerage. Our insurance brokers focus on client relationships and closing business, whilst our AI handles all the operational work behind the scenes.\r\n\r\n", "one_liner": "Casey is an AI-native commercial insurance brokerage", "team_size": 5, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1759942019, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Fall 2025", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/casey", "api": "https://yc-oss.github.io/api/batches/fall-2025/casey.json" }, { "id": 30992, "name": "Amera", "slug": "amera", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/d7bb0bb02c318b2ce1debb47ea96eaba0ea5c5b3.png", "website": "https://amerahealthsolutions.com/", "all_locations": "", "long_description": "Amera automates claims processing for health insurance payers. We turn messy claim inputs (PDFs, bills, receipts, EDI and non-standard submissions) into structured data that plugs into existing systems. This cuts manual entry and exception handling, speeding up operations and reducing cost.\r\n\r\nWe are already working with payers / plan administrators representing ~100k members, giving them access to more affordable care options.", "one_liner": "Automating claims processing workflows for health insurance payers.", "team_size": 8, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1762373612, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Fall 2025", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/amera", "api": "https://yc-oss.github.io/api/batches/fall-2025/amera.json" }, { "id": 31077, "name": "Panta", "slug": "panta", "former_names": [ "Panta Insure" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/dff0894649ff29064b020845633a9ebb22c2e9de.png", "website": "https://pantainsure.com", "all_locations": "San Francisco, CA, USA", "long_description": "Panta is a technology-enabled commercial insurance brokerage: we combine AI-powered internal workflows with licensed brokers to help businesses secure complex coverage faster than anyone in the world. ", "one_liner": "AI Native Commercial Insurance Brokerage ", "team_size": 3, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1766956081, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2026", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/panta", "api": "https://yc-oss.github.io/api/batches/winter-2026/panta.json" }, { "id": 31129, "name": "Verdex", "slug": "verdex", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/2f35f0d4e2a885cb8f0c3f1b37d3a0f972156d53.png", "website": "https://www.verdexai.com/", "all_locations": "San Francisco, CA, USA", "long_description": "Verdex is an AI insurance adjuster. We use data streams like satellite imagery to verify claims, allowing insurers to process it immediately and save billions of dollars. We are currently helping insure over 11% of all American farmland.", "one_liner": "AI Verification for Insurance", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1768239774, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2026", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/verdex", "api": "https://yc-oss.github.io/api/batches/winter-2026/verdex.json" }, { "id": 31323, "name": "Hedge", "slug": "hedge", "former_names": [ "Taven" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/757956da562e7db7b519f5658a7c7ffb78f05a6b.png", "website": "https://www.hedgespecialty.com/", "all_locations": "San Francisco, CA, USA", "long_description": "Hedge is an AI-Native specialty insurance company. We help insurance brokers find faster, cheaper, and better coverage for their customers. ", "one_liner": "AI-Native wholesale insurance company", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1777586182, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Spring 2026", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/hedge", "api": "https://yc-oss.github.io/api/batches/spring-2026/hedge.json" }, { "id": 31382, "name": "Kinro", "slug": "kinro", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/76df6473c36e2adfda2b2ab7e987413907cd9c97.png", "website": "https://www.kinro.com/", "all_locations": "San Francisco, CA, USA", "long_description": "We are building the first autonomous insurance brokerage.\r\n\r\nWe hit $1M in annual revenue building insurance workflows for brokers. Then we realized the bigger opportunity was replacing them.\r\n\r\nIn the US, there are 36 million SMBs, and 77% are underinsured because distribution is broken. Brokers can’t serve low-premium SMBs profitably: a $2K policy takes almost as much work as a $20K one.\r\n\r\nKinro changes that. Our AI agents handle the full broker workflow 24/7, from finding prospects to binding policies.\r\n\r\nIn 3 weeks, we got licensed in 24 states and appointed by 10 carriers. Last week, our agents autonomously bound 9 policies.\r\n\r\nBefore Kinro, Pierre was an AI researcher at DeepMind. Corentin was Chief Insurance Officer at an insurtech. Parth built ML systems at Zoox.", "one_liner": "Autonomous insurance brokerage for small businesses", "team_size": 3, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1773944938, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Spring 2026", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/kinro", "api": "https://yc-oss.github.io/api/batches/spring-2026/kinro.json" }, { "id": 31440, "name": "Mount", "slug": "mount", "former_names": [ "Cybe" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/fa5208859312a795f7e72dfb9eb2a5149785a216.png", "website": "https://mount.insure", "all_locations": "San Francisco, CA, USA", "long_description": "TLDR: Mount is building the AI insurance carrier, starting with liability coverage for deployed AI agents. As everyone moves AI Agents into production and gives them more responsibility, we help businesses insure and secure them.\r\n\r\nWhenever responsibility shifts from human operators to autonomous systems, so too does the liability that accompanies it. The systems also introduce new risks: agentic software failures, prompt injection attacks, autonomous workflow errors, data leaks, and more.\r\n\r\nLegacy insurance was not built for this. Existing policies are often silent, ambiguous, or exclude autonomous software, and traditional insurers lack the data and technical capability to assess deployed AI Systems.\r\n\r\nOur first product, the Mount AI Liability Policy, is built for mid-market and enterprise companies deploying autonomous AI agents in real business processes. We scan and red-team AI deployments, quantify operational risk, help fix vulnerabilities, and insure the residual risk with purpose-built AI liability coverage.\r\n\r\nMount is best thought of as a highly automated version of today's commercial insurance carriers, which run on manual workflows, layers of intermediaries, and tens of thousands of employees. AI enables automation of underwriting, pricing, policy issuance, claims, fraud detection, customer support, and distribution. We believe that the best way to use this opportunity is to rebuild those processes from the ground up. ", "one_liner": "The AI Agent Insurance Carrier", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1775605248, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Spring 2026", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/mount", "api": "https://yc-oss.github.io/api/batches/spring-2026/mount.json" }, { "id": 31539, "name": "Klaimee", "slug": "klaimee", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/28ec0b5eb9ee17aca79ca3ae9075dcef5cfe09eb.png", "website": "https://www.klaimee.ai", "all_locations": "San Francisco, CA, USA", "long_description": "Klaimee is the first insurance for your AI agents. It covers what traditional E&O and cyber explicitly carve out, so you can deploy agentic AI at scale with real peace of mind.\r\nBuilt for companies deploying agentic AI, self-serve from day one.\r\n\r\nThe problem: AI agents are taking actions autonomously buying, emailing, modifying sensitive data. AB 316 already holds deployers liable. EU AI Act enforces in August. Cyber and E&O insurance are excluding AI claims. Companies shipping agents have zero coverage and no third-party proof their agent is safe. Enterprise legal asks \"who pays if your agent breaks something?\" and there's no good answer.\r\n \r\nWe built the answer. Critical-category risk evaluation, certification, financial guarantee, liability insurance and the documentation enterprise procurement needs to sign off.\r\n\r\nTeam: Ines (ex-General Manager at SafetyWing, grew insurance product from $5M to $60M revenue, 5 years launching insurance products from scratch and structuring a TokioMarine MGA into its own carrier) + Julien (AI software engineer + corporate strategy, enterprise compliance).\r\n\r\nWe understand how insurance works, what enterprises require, and why startups can't wait 6 months for either.", "one_liner": "Liability insurance for AI Agents. You deploy agents, we cover you.", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1775456412, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Spring 2026", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": true, "url": "https://www.ycombinator.com/companies/klaimee", "api": "https://yc-oss.github.io/api/batches/spring-2026/klaimee.json" }, { "id": 31564, "name": "Huscarl", "slug": "huscarl", "former_names": [ "Huscarl", "Huscarl Inc." ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/f24300b3eb986e7f19356d2f4af0a1aefc7a5841.png", "website": "https://www.huscarl.io/", "all_locations": "San Francisco, CA, USA; Remote", "long_description": "Huscarl is building an autonomous AI actuary to enable self-insurance for corporations.\r\n\r\nLarge companies use insurance subsidiaries (\"captives\") to self-insure their risks. Some of these captives are larger than regional insurers. We provide them the actuarial and modeling layer to operate and grow.\r\n\r\nWe're building a future where self-insurance is the default, and commercial insurance the exception. This is the best way to solve the inefficiencies of the $1T corporate insurance market.", "one_liner": "AI-native actuary enabling self-insurance for corporations", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1776797773, "tags": [], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Spring 2026", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada", "Remote", "Fully Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/huscarl", "api": "https://yc-oss.github.io/api/batches/spring-2026/huscarl.json" }, { "id": 32650, "name": "Risklytics", "slug": "risklytics", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/b0ad1653f775fb272b3481e8715c274f46c2c464.png", "website": "https://www.risklytics.ai/", "all_locations": "San Francisco, CA, USA", "long_description": "We build AI-powered catastrophe risk models that help insurers, reinsurers, and financial institutions better understand and quantify natural disaster risk. Our platform combines continuously updated data, property-level analysis, and synthetic catastrophe simulations to deliver more accurate, transparent, and flexible risk assessments than traditional catastrophe models.", "one_liner": "AI-powered catastrophe risk modeling", "team_size": 2, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1783123197, "tags": [ "Machine Learning", "B2B", "Climate", "Insurance", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2026", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "United States of America", "America / Canada" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": false, "url": "https://www.ycombinator.com/companies/risklytics", "api": "https://yc-oss.github.io/api/batches/summer-2026/risklytics.json" } ]