rental property cash flow 0 0 0 monthly operating income 0 option 1 option 2 number of units 0 2 0 average monthly rent per unit 0 1 0 % vacancy and credit losses 0 1.00% 0 other monthly income 0 0 0 total rental income 0 2 0 total vacancy loss 0 20 0 gross monthly operating income 0 xxxx.xx.xx monthly operating expenses 0 0 0 property management fees 0 0 0 repairs and maintenance 0 35 0 real estate taxes 0 100 0 rental property insurance 0 50 0 homeowners / property association fees 0 0 0 replacement reserve 0 30 0 utilities 0 0 0 pest control 0 0 0 accounting and legal 0 0 0 monthly operating expenses 0 215 0 net operating income (noi) 0 0 0 total annual operating income 0 xxxx.xx.xx total annual operating expense 0 xxxx.xx.xx annual net operating income 0 xxxx.xx.xx capitalization rate and valuation 0 0 0 desired capitalization rate 0 10% 0% actual purchase price 0 165 0 actual capitalization rate 0 13% 0% property valuation (offer price) 0 211800 0 0 0 loan information 0 0 0 down payment 0 45 0 acquisition costs and loan fees 0 1 0 length of mortgage (years) 0 25 0 annual interest rate 0 4.50% 0 loan amount 0 12 0 0 initial investment 0 46 0 monthly mortgage payment (pi) 0 666.998973554387 0 annual interest 0 5345.61571489897 0 annual principal 0 2658.37196775367 0 total annual debt service 0 8003.98768265264 0 cash flow and roi 0 0 0 total monthly cash flow (before taxes) 0 1098.00102644561 0 total annual cash flow (before taxes) 0 13176.0123173474 0 cash on cash return (roi) 0 29% 0