<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Sunset Yacht Insurance]]></title><description><![CDATA[Cruise Confident with Sunset Yacht Insurance. Proudly serving Los Angeles, San Diego, and Orange County.]]></description><link>https://www.sunsetyi.com/sunsetblog</link><generator>RSS for Node</generator><lastBuildDate>Tue, 21 Apr 2026 17:23:06 GMT</lastBuildDate><atom:link href="https://www.sunsetyi.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Understanding ACV (Actual Cash Value) vs. Agreed Value Coverage]]></title><description><![CDATA[When it comes to insuring your boat, one of the most important distinctions whether your coverage is written on an Actual Cash Value (ACV) vs. Agreed Value basis. An ACV policy factors in depreciation at the time of a loss. In the event of a total loss, the payout reflects your boat’s current market value - not what you originally paid - often leaving a gap between the settlement and replacement cost. An Agreed Value policy, on the other hand, locks in a pre-determined value upfront. If your...]]></description><link>https://www.sunsetyi.com/post/understanding-acv-actual-cash-value-vs-agreed-value-coverage</link><guid isPermaLink="false">69d43a56c53e2b8fe1251443</guid><pubDate>Mon, 06 Apr 2026 22:58:01 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e14c3c_b00d9c25334345d2b5cb85d3ed54743f~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Sunset Yacht Insurance</dc:creator></item><item><title><![CDATA[Understanding Personal Property Coverage]]></title><description><![CDATA[For seasoned boaters, personal property coverage is one of those policy details that matters most when you actually need it. The simplest way to think about it? Turn the boat upside down and shake it: what falls out is personal property. This typically includes items not permanently affixed to the vessel: fishing rods and reels, tackle boxes, portable coolers, clothing, handheld electronics, tools, and water toys. By contrast, boating equipment - GPS units wired into the helm, permanently...]]></description><link>https://www.sunsetyi.com/post/understanding-personal-property-coverage</link><guid isPermaLink="false">699df3fdbf1bf6f6a2a47a95</guid><pubDate>Tue, 24 Feb 2026 18:55:32 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e14c3c_297ba1ffa57e42878987e3a9800a3f89~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Sunset Yacht Insurance</dc:creator></item><item><title><![CDATA[Medical Payments vs. Liability Coverage: What’s the Difference?]]></title><description><![CDATA[Medical Payments coverage and Liability (Bodily Injury) coverage are often confused, but they serve two very different purposes on a yacht insurance policy. Medical Payments coverage is a no-fault coverage designed to handle smaller, everyday incidents. If a guest slips on deck, missteps while boarding, or suffers a minor injury while aboard, this coverage can help pay for reasonable medical expenses without needing to determine fault. It typically responds quickly and can help resolve minor...]]></description><link>https://www.sunsetyi.com/post/medical-payments-vs-liability-coverage-what-s-the-difference</link><guid isPermaLink="false">698125781dce0ff3f10728a5</guid><pubDate>Mon, 02 Feb 2026 22:31:21 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e14c3c_707978ec7f7f42d3b2ae8d79150cd66e~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Sunset Yacht Insurance</dc:creator></item><item><title><![CDATA[What Does Boat Insurance Actually Cover?]]></title><description><![CDATA[At first glance, boat insurance policies can look very similar. Once you dig into the details, you will often find important differences. Many boat owners assume certain situations are covered, only to discover exclusions when they file a claim. Understanding what your boat insurance policy actually covers is important to help avoid costly surprises.   While coverage varies by insurer, below are some key coverages that can be found in boat insurance policies:   Hull Coverage Liability...]]></description><link>https://www.sunsetyi.com/post/what-does-boat-insurance-actually-cover</link><guid isPermaLink="false">696eb5a0ef9d90695c0ccaea</guid><pubDate>Mon, 19 Jan 2026 22:53:15 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e14c3c_f99d746d636b41f0a7dbc3b7c311fbb9~mv2.jpeg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Sunset Yacht Insurance</dc:creator></item><item><title><![CDATA[Our 2026 Boat Show Schedule]]></title><description><![CDATA[Our 2026 boat show schedule is set ️ Stop by, say hello, and let’s talk coverage before the season kicks off. We’ll see you on the docks #CruiseConfident]]></description><link>https://www.sunsetyi.com/post/our-2026-boat-show-schedule</link><guid isPermaLink="false">6969496144e01db33afef882</guid><pubDate>Thu, 15 Jan 2026 20:10:28 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/e14c3c_4bff4748fffe47c490735fe7fcac9f01~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Sunset Yacht Insurance</dc:creator></item></channel></rss>