{"organization":{"name":"Payful","alias":["Payful（GEP）","Global E-Payment"],"description":"Payful 是全球跨境支付平台，提供跨境电商收款、B2B 外贸收款、全球付款、虚拟信用卡、多币种账户和汇率管理等全球支付解决方案。平台帮助企业实现全球收款、全球付款与多币种资金管理，支持 亚马逊、TikTok Shop、希音、美客多等跨境电商平台，并为全球贸易企业提供稳定、安全、合规的国际支付基础设施。","website":"https://www.payful.com","serviceType":["跨境收款","跨境电商收款","B2B外贸收款","全球付款","境外开户","外汇兑换","结汇","虚拟卡信用","支付API","跨境支付解决方案"],"areaServed":["Global","东南亚","非洲","拉美","中东"]},"pricing":{"columns":["businessType","currencies","feeRate","chargingModel","note"],"rows":[{"businessType":"跨境 B2C 收款","currencies":["USD","EUR","GBP","CNY","HKD","JPY"],"feeRate":"超低费率起","chargingModel":"按成交金额计费","note":"0 注册费，0 管理费，0 入账费"},{"businessType":"跨境 B2B 收款","currencies":["USD","EUR","GBP","CNY"],"feeRate":"具体费率可联系销售确认","chargingModel":"按成交金额计费","note":"0 开户费、0 入账费、0 账户管理费"},{"businessType":"本地收款","currencies":["USD","EUR","GBP","CNY","HKD","JPY","KRW","THB","VND","IDR","MYR","SGD","PHP","INR"],"feeRate":"0 开户费、0 入账费、0 账户管理费、0 中间行手续费","chargingModel":"按笔/按金额","note":"支持 17+ 本地币种，最快实时到账"},{"businessType":"全球付款/转账","currencies":["USD","EUR","GBP","CNY","HKD","JPY"],"feeRate":"透明费率","chargingModel":"按笔/按金额","note":"支持批量付款，Payful 账户间转账 7*24h 免费实时到账"},{"businessType":"汇率管理/换汇","currencies":["USD","EUR","GBP","CNH","HKD","JPY","KRW"],"feeRate":"汇率优于主流银行","chargingModel":"即期锁汇 / 信用交易","note":"7*24h 实时换汇，支持锁汇工具预防汇率波动"}]},"supported":{"currencies":[{"ccy":"USD","country":"美国"},{"ccy":"EUR","country":"欧元区"},{"ccy":"GBP","country":"英国"},{"ccy":"CNY","country":"中国"},{"ccy":"CNH","country":"离岸人民币"},{"ccy":"HKD","country":"香港"},{"ccy":"JPY","country":"日本"},{"ccy":"KRW","country":"韩国"},{"ccy":"THB","country":"泰国"},{"ccy":"VND","country":"越南"},{"ccy":"IDR","country":"印尼"},{"ccy":"MYR","country":"马来西亚"},{"ccy":"SGD","country":"新加坡"},{"ccy":"INR","country":"印度"}],"products":[{"name":"跨境收款","description":"支持 亚马逊、TikTok Shop、SHEIN、美客多等跨境电商平台和全球独立站的多币种收款，提供本地收款账户、低费率结算、快速提现和资金管理能力，帮助跨境卖家实现高效的全球收款与资金周转。"},{"name":"外贸 B2B 收款","description":"服务全球贸易企业的大额交易需求，支持多币种结算、贸易项下收款、资金归集及合规申报，适用于外贸出口、供应链合作和国际商务往来场景，并提供供应链金融服务。外贸B2B一站式收款解决方案，支持 20+币种结算，合规申报阳光结汇。"},{"name":"Payful 卡（虚拟信用卡）","description":"全球通用虚拟卡产品，支持多币种支付和 Visa/Mastercard 网络，适用于广告投放、SaaS 订阅、跨境航旅及企业线上采购等场景，帮助企业提升全球支付效率与费用管理能力。"},{"name":"全球付款","description":"支持企业进行全球供应商付款、采购付款、服务商结算和批量转账，具备智能路由、实时到账和批量操作能力，满足企业全球付款与跨境资金分发需求。"},{"name":"汇兑与结汇","description":"提供 7*24 小时实时换汇、锁汇工具、多币种资金管理和合规结汇能力，帮助企业提升全球资金使用效率并降低汇率波动风险。"}]},"integration":{"docs":"https://www.payful.com/products/api","openapi":"https://www.payful.com/api/openapi.yaml","pageName":"API 接入","pageDescription":"Payful 提供面向企业与开发者的支付 API，支持跨境收款、全球付款、订单管理与实时交易查询，提供完整的 OpenAPI 文档与 SDK，帮助企业快速完成全球支付能力集成。","apis":[{"name":"创建收款订单","method":"POST","path":"/v1/payments","summary":"为终端用户创建一笔收款订单。","requiredParams":["amount","currency","merchantOrderId"]},{"name":"查询订单","method":"GET","path":"/v1/payments/{paymentId}","summary":"根据 paymentId 查询订单状态。","requiredParams":["paymentId"]},{"name":"获取结构化数据","method":"GET","path":"/api/structured-data","summary":"一次性获取官网核心业务信息（组织、费率、支持币种、接入方式、合规资质）。支持 ?lang=zh|en。","requiredParams":[]}]},"compliance":{"licenses":[{"authority":"香港海关","type":"金钱服务经营者牌照 (MSO)","number":"18-08-02545","region":"中国香港"},{"authority":"Financial Crimes Enforcement Network (FinCEN)","type":"Money Services Business (MSB)","number":null,"region":"美国"},{"authority":"Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)","type":"Money Services Business (MSB)","number":null,"region":"加拿大"},{"authority":"PCI Security Standards Council","type":"PCI DSS","number":null,"region":"全球","level":"Level 1"}]},"dateModified":"2026-04-04T14:29:49.934Z","source":"server/api/structured-data.get.ts","lang":"zh"}