Money goes to your bank.
No phone calls. Fewer forfeits!
Talk to or touch PawnSmarts to enter data.
Make a selection. Watch PawnSmarts move to the next field and offer choices. Slick as that. Far less flipping between keyboard and mouse. No typos!
Add a gun or jewelry in 10 seconds (with practice).
Scan a customer's license and their name, address, DOB, and ID number fill in automatically. Training a new hire takes about 10 minutes, loan to redemption.
Works on whatever you already own — a Windows PC or laptop, Mac, iPad, tablet or your phone.
PawnSmarts sends a reminder before the due date, on the due date, and again during grace: "Your loan is coming due (due or past due). Here's what you owe. Tap here to pay."
You don't lift a finger. The whole thing happens while you're doing more profitable things.
No driving in. No phone tag. The pledgor taps the link, sees their item and amount owed, and pays with any card — from their phone or computer.
PawnSmarts marks the loan renewed or redeemed the moment payment clears. You see it in the app in real time.
“Simple, easy to use, affordable. I was up and running the same day I switched.”
Your customers, open loans, inventory and gun log come with you. Use your current equipment.
We convert it — customers, open loans, transaction history — and load it into your PawnSmarts account. You open PawnSmarts and your shop is already there.
The switch typically takes less than 24 hours, start to finish. Most shops go live the same day they decide to switch. No setup fee. No contract.
Month to month. Cancel anytime. No setup fee. No annual commitment. Or buy it outright for $2,995.
$89/month, month to month. Pawn tickets, retail POS, LEADS Online, OFAC compliance checks, inventory management, customer records, basic reports & daily close, store credit — all 48 states pre-configured. Everything you need to run your shop, day one.
No setup fee. No exit fee. No contract of any kind.
Need pledgor reminders and online payment? Those are in the Professional plan at $129/month.
The Professional Plan adds the capabilities that grow revenue and reduce forfeitures:
SMS & Email Reminders + Online Payment — three automatic texts before each loan comes due, each with a secure payment link. Pledgor pays from home, loan updates instantly. This is the feature that pays for the upgrade.
Advanced Analytics — loan aging trends, redemption rates, revenue by category, employee performance, and forecasting dashboards.
Drip Campaigns & Broadcasts — automated follow-up sequences for grace period customers, 90-day win-backs, birthday messages. Bulk SMS and email to customer segments.
Multi-Location, Staff Roles, ATF Bound Book, Custom Tickets, Layaway — everything a growing shop needs.
PawnSmarts runs in any browser. Router dies? Switch to your phone hot spot — or just keep going. When you're back online, everything syncs automatically. Nothing is lost.
No desktop software to install. No server in the back room. PawnSmarts runs on whatever device you have — Windows laptop, iPad, Android tablet, or your phone.
Internet goes down? Keep writing tickets. Keep getting paid. When connectivity returns, everything catches up automatically in the background. No data loss. No delays.
No internet at all? A $10/month phone data plan keeps your whole shop running.
“Simple, easy to use, affordable. I was up and running the same day I switched.”
“The coming-due reminders alone are worth it. Forfeiture rate dropped in the first month.”
“My old software was too complicated and too expensive. PawnSmarts is the opposite of that.”
| PawnSmarts | Other Cloud POS | Pawnmaster / Legacy | |
|---|---|---|---|
| Monthly cost | $89–$129 | $200–$350+ | $100–$200 |
| Contract required | None | 1–3 years | 1 year+ |
| Pledgor payment reminders | Professional plan | Limited | No |
| Pledgor pays online | Professional plan | No | No |
| Works without internet | Yes | No | No |
| Works on phone / tablet | Yes — any browser | Limited | No |
| Data migration | $295 one-time — done for you | Extra cost | DIY |
| Time to switch | < 24 hours | Weeks | Days to weeks |
| Setup fee | None | Yes | Yes |
| Export data anytime | Yes — one click | Locked in | Varies |
| One-time purchase option | $2,995 — own it | No | No |
Green checks are in both plans. PRO features are in the $129 Professional plan.
Open the live demo and click around. If it looks like what you've been looking for, sign up and we'll move your data.
Questions? support@pawn-software.com · 800-710-6184