Trusted Mortgage Brokers in Australia
Your lending concierge
At Mint Equity, we take the stress out of finding the right home loan by acting as your personal shopper or private banker. Our free service allows you to focus on your goals while we do the heavy lifting, comparing interest rates from over 50 lenders to find the best options for your needs.
Let Mint Equity help you secure the ideal mortgage without the hassle.
Full service offering
Our support extends throughout the entire journey—from the initial planning stages and early ideas, through the application process, all the way to settlement and beyond.
No cost to you
Our services are free of charge as we are remunerated by the lender you choose once the loan reaches settlement.
What our clients say about us
Our latest insights
What we do
Our team simplifies the lending process to eliminate any challenges for our clients. Our experience working with banks gives us a unique advantage in finding the best financing solutions tailored to our clients' needs.
We offer assistance with a comprehensive range of mortgage requirements, including home loans, investment property loans, refinances, first home buyer loans, and government grant applications. Additionally, we specialise in SMSF loans, business loans, and niche loans such as low deposit loans and LMI waivers for medical professionals. Our services also extend to car loans, free buyer support services, and unlimited free property reports, ensuring our clients receive the most thorough and beneficial support possible.
COMPREHENSIVE AND KNOWLEDGEABLE SERVICE OFFERING
We’re with you every step of the way - from your planning and initial thoughts, through the application process to settlement and beyond.
It means you don’t have to explain your financial background and future plans to multiple contacts each time you need to borrow. We will manage all of your residential, commercial, development and SMSF needs.
Our Award Winning Mortgage team are ready to help you find the right loan
We're accredited with over 50 lenders including major banks and Second tier lenders
We're accredited with over 50 lenders including the major banks and second tier lenders to give you the options that best suit your needs. Each of them have different application requirements, ever changing policy and risk appetites so it pays to work with an experienced mortgage broker to find the right fit.
Meet the Mint Equity team
““The true measure of any business - “If you had your time over, would you use them again?” Well in the instance of Mint Equity, the answer to this question is an overwhelming “Yes!” In an ever challenging lending market Zac and team have executed three complex loan strategies for me across a 5 year period. There is an ever present focus on professionalism, ensuring we are never overstretched and our assets protected.””
Frequently Asked Questions
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A mortgage broker is key for anyone looking to buy or refinance a property, particularly in a property market that is changing dramatically in terms of value and demand. A mortgage broker, also known as a finance broker, is a qualified professional who negotiates on behalf of the borrower with banks, credit unions and other credit providers to arrange various types of loans.
A finance broker is generally a professional broker who not only arranges loan products for property, but for cars loans, boats, commercial property and business loans, developments or SMSF lending purposes. Mint Equity is both a mortgage broker and a finance broker, which means you can work with Mint Equity for all your finance needs.
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Mint Equity keeps up to date with lender’s interest rates, policy changes and credit requirements to provide our clients with options from over 50 lenders and 100’s of different products. We assess your financial circumstances, find a suitable loan and manage the application process as well as providing advice at every step.
When you are looking for the best mortgage, you need options, and Mint Equity has access to 100’s of different products that you can choose from, whereas if you go directly to a bank you may only have a choice of one or two product options.
Some mortgage brokers only provide services for home loans, but our background in residential, commercial, business and SMSF loans means you deal with one person not multiple brokers or bankers for each different loan.
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Times are changing on a daily basis and whether it’s because of location or connecting with an online mortgage broker is on the rise and often a preferred choice for first home buyers.
Mint Equity provides borrowers with the same quality and professional service they would receive in a face-to-face meeting, via an online method. There is a big difference between being purely an online mortgage broker and an established bricks and mortar mortgage broker that has online capability, and that is generally the quality and experience of the mortgage broker.
Unfortunately, some online models have junior staff in a call centre environment, which lack the knowledge and experience to deal with the ever changing market and lending landscape. Mint Equity brings over 26 years of banking and lending experience to our clients and we can do that via a variety of methods. If you want a face to face meetingwith us in Sydney, the Central Coast or the Gold Coast, you can. If you want to have a chat on the phone, or online meeting, that’s easy too.
The best part about Mint Equity utilising the benefits as an online mortgage broker is that our clients have direct access to their mortgage broker and the associates looking after your application. No call centres. No online forms, chat bots or frustration of waiting to talk to someone. We are here to provide you with the best service should you need.
““Securing the cheapest interest rate isn’t about chasing the latest bank promotion. It’s about working out the best way to show the lender that you are a low risk applicant.
That’s how you get the lowest interest rate.
That’s what we do.””
