UNIFITS GmbH

We are very excited to welcome Joy Holler as our new Head of Sales & Partnerships to the Unifits team 🎉 Joy brings more than 17 years of experience in the payment, fintech and ecommerce industry. She has held key roles at companies such as SOFORT/Klarna, Paysafe/Payolution, Unzer and Nexi, where she built and scaled sales organizations and strategic partnerships that drive long term success. With her strong combination of strategic thinking and hands on execution, a powerful network and deep industry expertise, Joy will play a key role in shaping our next phase. You can already meet Joy in person at upcoming industry events – starting tomorrow in Frankfurt at the 𝟭𝟬𝘁𝗵 𝗜𝗻𝘀𝘁𝗮𝗻𝘁 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀 & 𝗙𝗿𝗮𝘂𝗱 𝗠𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝗦𝘂𝗺𝗺𝗶𝘁 and next week in Stockholm at NextGen Nordics, with more to follow. Welcome to the team, Joy. We are very happy to have you on board and wish you a fantastic start 🚀

🚀 We’re proud to be a sponsor of the 𝗕𝗮𝗹𝘁𝗶𝗰 𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗙𝗼𝗿𝘂𝗺 𝟮𝟬𝟮𝟲 and excited to contribute to this key gathering of Europe’s payments community. With 300+ leaders from over 30 countries, the Forum is where the future of fintech takes shape through collaboration and shared expertise. Don’t miss this panel discussion: 🕚 𝟭𝟰:𝟭𝟱–𝟭𝟱:𝟬𝟬 | 𝗧𝗵𝗲 𝗣𝗼𝘄𝗲𝗿 𝗼𝗳 𝗣𝗮𝗿𝘁𝗻𝗲𝗿𝘀𝗵𝗶𝗽𝘀 – 𝗕𝗮𝗻𝗸𝘀, 𝗙𝗶𝗻𝘁𝗲𝗰𝗵𝘀 & 𝗣𝗹𝗮𝘁𝗳𝗼𝗿𝗺𝘀 𝗖𝗼𝗹𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗶𝗻𝗴 𝗮𝘁 𝗦𝗰𝗮𝗹𝗲 Our colleague Heike Strasser will highlight a key message: innovation goes beyond migration. For SMEs, real impact comes from combining modern payment standards with strong bank–fintech partnerships and resilient testing frameworks. We’re excited to exchange ideas, share perspectives, and connect with industry leaders. See you tomorrow at the Baltic Payment Forum! #BalticPaymentForum #Fintech #SMEs

As the year comes to a close, we would like to sincerely 𝘁𝗵𝗮𝗻𝗸 𝗲𝘃𝗲𝗿𝘆𝗼𝗻𝗲 who has been part of our journey. 🏅 To our customers and business partners, thank you for your trust, loyalty, and the strong cooperation throughout the year. Your confidence in us inspires us to continuously improve and create meaningful solutions. ❤️ A very special thank you goes to our employees. Your dedication, professionalism, and team spirit are the heart of Unifits and the foundation of our shared success. ✨ The festive season is a time to reflect and express gratitude. We wish you and your loved ones a peaceful and joyful holiday season, and a new year filled with health, inspiration, and new opportunities. We look forward to continuing our journey together in the year ahead.

🚀 We’re Hiring: Senior Consultant – Test Methodology & Test Automation! Are you passionate about shaping cutting-edge testing approaches in the banking sector? Join us and take a key role in developing reusable test methodologies, advancing our automation platform, and driving impactful customer projects. If you’re ready to build something that lasts and want the freedom to make real decisions, this is your next career move. 👉 Apply now and help shape the future of automated testing! jobs@unifits.com

𝗜𝗦𝗢 𝟮𝟬𝟬𝟮𝟮 𝗖𝗕𝗣𝗥+ 𝗠𝗶𝗴𝗿𝗮𝘁𝗶𝗼𝗻: 𝗔𝗿𝗲 𝗬𝗼𝘂 𝗥𝗲𝗮𝗱𝘆 𝗼𝗿 𝗥𝗶𝘀𝗸𝗶𝗻𝗴 𝗣𝗮𝘆𝗺𝗲𝗻𝘁 𝗙𝗮𝗶𝗹𝘂𝗿𝗲𝘀? On November 22, 2025, all cross-border payments must be ISO 20022 (CBPR+) compliant. If not fully prepared, banks face: ⚠️ Payment rejections due to incorrect or incomplete data ⚠️ Transaction delays from integration or workflow errors ⚠️ Compliance breaches from missing audit trails ⚠️ Reputational damage affecting clients and partners 𝗧𝗵𝗲 𝗯𝗶𝗴𝗴𝗲𝗿 𝗽𝗶𝗰𝘁𝘂𝗿𝗲: Thorough testing isn’t just about meeting one deadline, it’s an investment in operational resilience. ✅ Ensures data quality and accurate reporting ✅ Validates system integrations end-to-end ✅ Helps teams identify gaps and improve processes ✅ Provides confidence that future changes or migrations won’t disrupt payments ISO 20022 isn’t just a technical upgrade, it’s an opportunity to optimize processes, increase transparency, and reduce risk. At Unifits, we help banks validate integrations, secure data quality, and automate testing, so payments run smoothly today and systems stay reliable tomorrow. Discover more on our website www.unifits.com #ISO20022 #CBPRplus #Payments #Banking #Fintech #CrossBorderPayments #DataQuality #Testing #FutureProof

𝗖𝗼𝗺𝗽𝗹𝗶𝗮𝗻𝗰𝗲 𝗶𝘀 𝗺𝗼𝗿𝗲 𝘁𝗵𝗮𝗻 𝗺𝗲𝗲𝘁𝗶𝗻𝗴 𝗿𝗲𝗾𝘂𝗶𝗿𝗲𝗺𝗲𝗻𝘁𝘀. 𝗜𝘁 𝗰𝗮𝗻 𝗯𝗲 𝘁𝗵𝗲 𝘀𝘁𝗿𝗼𝗻𝗴𝗲𝘀𝘁 𝗱𝗿𝗶𝘃𝗲𝗿 𝗼𝗳 𝗶𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 𝗶𝗻 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀. (𝘍𝘪𝘯𝘦𝘹𝘵𝘳𝘢 𝘙𝘦𝘴𝘦𝘢𝘳𝘤𝘩 & 𝘈𝘊𝘐 𝘞𝘰𝘳𝘭𝘥𝘸𝘪𝘥𝘦, 𝘗𝘢𝘺𝘮𝘦𝘯𝘵𝘴 2030 𝘙𝘦𝘱𝘰𝘳𝘵, 2025)   47% of organisations still react to regulatory deadlines instead of planning ahead. The leaders take a different approach. They use compliance as a strategic advantage.   When approached proactively, compliance becomes a foundation for innovation. When handled reactively, it turns into technical debt.   𝗔 𝗽𝗿𝗼𝗮𝗰𝘁𝗶𝘃𝗲 𝗰𝗼𝗺𝗽𝗹𝗶𝗮𝗻𝗰𝗲 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝘆 𝗲𝗻𝗮𝗯𝗹𝗲𝘀: ✅ Standardised data and better interoperability ✅ Automated testing with fewer migration errors ✅ Continuous validation and long term resilience   𝗔 𝗿𝗲𝗮𝗰𝘁𝗶𝘃𝗲 𝗮𝗽𝗽𝗿𝗼𝗮𝗰𝗵 𝗹𝗲𝗮𝗱𝘀 𝘁𝗼: ❗ Short term fixes that create long term issues ❗ Delayed innovation and higher remediation costs ❗ Greater operational risk   At Unifits, we help financial institutions turn regulation into an opportunity for innovation, automation and sustainable compliance.   💭 How does your organisation turn compliance into a competitive edge?   #ISO20022 #RegTech #PaymentsModernization #SEPAInstant #Fintech #TestingAutomation

𝗨𝗻𝗶𝗳𝗶𝘁𝘀 𝗮𝘁 𝗦𝗮𝗹𝗼𝗻𝗲 𝗱𝗲𝗶 𝗣𝗮𝗴𝗮𝗺𝗲𝗻𝘁𝗶 𝟮𝟬𝟮𝟱 From October 29 to 31, we will be in Milan attending the Il Salone dei Pagamenti, together with our partner Domenico Scaffidi. We look forward to exchanging ideas, meeting industry peers, and discussing how innovation and efficiency are shaping the future of payments. At Unifits, our special focus is on 𝗧𝗲𝘀𝘁𝗶𝗻𝗴 𝗮𝗻𝗱 𝗖𝗲𝗿𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻, because we believe that real progress happens through quality assurance and reliable standards. If you are attending the event as well, we would be delighted to connect. Feel free to reach out to us here on LinkedIn so we can arrange to meet in person during the conference. We look forward to insightful conversations and new connections in Milan! #SaloneDeiPagamenti #Payments #Banking #Innovation #Networking #Fintech #Testing #Certification

🏁 𝗦𝗲𝗿𝗶𝗲𝘀 𝗥𝗲𝗰𝗮𝗽: 𝗙𝗿𝗮𝗺𝗲𝘄𝗼𝗿𝗸 𝗳𝗼𝗿 𝗘𝗳𝗳𝗲𝗰𝘁𝗶𝘃𝗲 𝗧𝗲𝘀𝘁𝗶𝗻𝗴 🏁 Over the last weeks, we’ve covered what makes testing truly effective in financial services: 1️⃣ Foundations – Integration, reporting, flexibility 2️⃣ Performance Drivers – Simulation, zero-code, business logic 3️⃣ Delighters – Coverage, smart tools, readable views 4️⃣ Future Focus – Complexity management, standard readiness Testing is no longer just about running checks – it’s about enabling collaboration between business and IT, simplifying complexity, and staying ahead of evolving standards like ISO 20022. 💬 What are your current testing challenges? We’d love to hear your thoughts and exchange ideas.   #FinancialServices #QualityAssurance #TestAutomation #FinTech #ISO20022

🎤 𝗜𝗻𝘁𝗲𝗿𝘃𝗶𝗲𝘄 𝘄𝗶𝘁𝗵 Domenico Scaffidi, 𝗠𝗼𝗱𝗲𝗿𝗮𝘁𝗼𝗿 𝗼𝗳 𝗼𝘂𝗿 𝗦𝗶𝗯𝗼𝘀 𝟮𝟬𝟮𝟱 𝗥𝗼𝘂𝗻𝗱𝘁𝗮𝗯𝗹𝗲 “Accenture and UNIFITS, building on their long-standing partnership and successful collaboration, decided to bring together industry leaders from financial institutions and fintechs at Sibos 2025,” Dome begins. “The goal was to spark a high-level discussion around the most pressing and complex topics in the payments landscape.” He continues: “We aligned the conversation with the Sibos 2025 agenda, focusing on standards, real-time services, and test data frameworks. Topics like ISO20022, data enrichment, AI, liquidity, real-time transactions, G20 priorities, and a wave of new regulations were all on the table.” 🔑 𝗞𝗲𝘆 𝗧𝗮𝗸𝗲𝗮𝘄𝗮𝘆𝘀 𝗳𝗿𝗼𝗺 𝘁𝗵𝗲 𝗗𝗶𝘀𝗰𝘂𝘀𝘀𝗶𝗼𝗻 “The outcome was incredibly positive,” Dome shares. “We had an intense debate about the challenges and opportunities in building an interconnected ecosystem, and what still needs to happen in the coming months to unlock the full benefits of new standards, real-time services, and regulatory changes. One standout theme was how mature test data frameworks can accelerate payments transformation with higher quality and lower risk.” 💬 𝗜𝗻𝗱𝘂𝘀𝘁𝗿𝘆 𝗩𝗼𝗶𝗰𝗲𝘀 “One of the most impactful contributions came from Xavier Herrero, Manager Operations at CaxiaBank,” Dome notes. “He emphasized the importance of adopting stablecoins to support a healthier financial inclusion strategy, an idea strongly supported by John Farrell, Head of Operations at 123G, a U.S. company deeply invested in digital currency based on central bank money.” “Massimiliano Novello from NEXI, Head of Core Banking and Compliance Solution, also shared valuable insights,” he adds. “He spoke about Nexi’s significant presence in the international payments ecosystem and the challenges of transitioning from batch to real-time payment offerings. It was a powerful moment.” 🎯 𝗖𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝗘𝘅𝗽𝗲𝗿𝗶𝗲𝗻𝗰𝗲 𝗶𝗻 𝗙𝗼𝗰𝘂𝘀 “Our long-time client UniCredit was represented by Josef Gilger, Head of Payments & Swift at UniCredit Germany,” the moderator says. “He highlighted the importance of customer experience and the need to build use cases that deliver seamless journeys, something that’s always been part of UniCredit’s DNA.” 💻 𝗦𝗲𝘁𝘁𝗶𝗻𝗴 𝘁𝗵𝗲 𝗦𝗰𝗲𝗻𝗲 𝘄𝗶𝘁𝗵 𝗗𝗮𝘁𝗮 “Finally, Britta Kotthaus from Accenture, Director Banking Transformation and Platform Services, opened the session with fresh data from the industry,” the moderator concludes. “Her insights helped frame the entire discussion.” #Sibos2025 #RoundtableDiscussion #FutureOfFinance #Fintech #PaymentsTransformation #IndustryInsights

Sibos 2025, Day 2: Testing is the bridge between compliance and innovation. Structured data is the foundation. Compliance is the baseline. But robust testing is what turns potential into performance. At Unifits, we believe that ISO 20022 migration is not the finish line, it’s the starting point. And testing is the key to unlocking the full value of structured data. ✅ Our end-to-end testing solutions ensure that every rulebook change is validated with precision ✅ We help reduce risk and accelerate time-to-market—so you can innovate with confidence ✅ Testing isn’t just about avoiding errors. It’s about enabling growth, improving fraud prevention, and staying ahead of the curve 📍 Visit us at Stand 3.1 F053  🎥 𝗟𝗶𝘃𝗲 𝗗𝗲𝗺𝗼 𝗦𝗲𝘀𝘀𝗶𝗼𝗻𝘀 🕑 September 30 | 14:00 CET 🕚 October 1 | 11:00 CET See our testing solutions in action and discover how Unifits makes compliance work for your business.