Cloudfloat’s cover photo
Cloudfloat

Cloudfloat

Financial Services

Sydney, New South Wales 1,171 followers

Business to Business Finance. Transformed.

About us

At Cloudfloat, we're rewriting the rules of business-to-business payments. We're not just providing a service; we're crafting an experience that transforms the fabric of business transactions. At the heart of it, a service that ingeniously extends the principle of 'Buy Now, Pay Later' to businesses, bestowing businesses the flexibility to manage cash flow without the shackles of immediate payment. It's a manifestation of modern convenience—an elixir for businesses constrained by the rigidity of traditional payment terms and the unpredictability of cash flow. Cloudfloat is a venture backed fintech startup.

Website
https://cloudfloat.com
Industry
Financial Services
Company size
11-50 employees
Headquarters
Sydney, New South Wales
Type
Privately Held
Founded
2020
Specialties
Invoice payment finance, On demand business finance, Small business finance, Micro business finance, Business to Business, business lending, finance, startup, and fintech

Locations

  • Primary

    100 Barangaroo Av

    'Tower 1' Level 27

    Sydney, New South Wales 2000, AU

    Get directions

Employees at Cloudfloat

Updates

  • Your Wallet now has a dedicated page. View transactions. Access your BSB and account details. Copy your PayID email. Add funds. Set up auto refill. Everything in one place. This is part of a bigger shift: making Wallet the central hub for how you manage money in Cloudfloat. Not just a feature. Your default business account. We also simplified cashback. Earn 15% cashback after repaying all instalments—whether you paid via Wallet or card. Same reward. Simpler rule. More control. More flexibility. More flow. #smallbusiness #fintech #payments

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  • Your customers now have more ways to pay you. We've added PayID and BSB as payment options on all invoices, sitting alongside card and installment payments. This means your customers can pay you directly from their bank account using the payment method they're most comfortable with — no extra steps, no friction. Just faster payments and happier customers. Getting paid just got easier. #payments #smallbusiness #fintech

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  • Introducing SplitLater — unlock working capital in under 60 seconds. We're excited to announce SplitLater, a new feature that lets Australian businesses convert payments made in the last 60 days into flexible repayment plans of 60 to 120 days. Paid upfront for a discount? Need that capital back for a new opportunity? Split Later gives you instant access. ⚡From request to approval to settlement in less than 60 seconds. ✅ Your suppliers stay paid in full  💲 You unlock working capital in seconds  🚀 Your business keeps moving Currently available for approved limit customers. Rollout to all users coming soon. #WorkingCapital #CashFlowManagement #AustralianBusiness #SME #FinTech #B2BPayments

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  • 🎉 Cashback Just Got Bigger and Simpler! 🎉 First, we dropped our rates by 1% — now we’re giving even more back to small business. We’ve turned up the rewards for every Cloudfloat customer — introducing a flat 15% Cashback on all processing fees when you pay invoices using the Cloudfloat Wallet. 💸 At Cloudfloat, we’re making smarter cash flow not just simple — but rewarding. Lower rates. Bigger cashback. More freedom to grow. And this is just the beginning — we’ve got even more powerful tools coming to help businesses unlock liquidity, flexibility, and control like never before. ⚡ #Cloudfloat #Cashback #FinTech #BusinessPayments #SimplifyFinance #SmallBusiness #Innovation

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  • Most lenders wait for official guidance before dropping rates. We didn’t. Today, we’ve cut our rates by 1% — because small businesses can’t afford to wait. Needing cashflow shouldn’t be a penalty. Businesses need real cashflow solutions today, not next quarter. That’s why Cloudfloat exists — to bridge the gap between ambition and growth. ✅ Instant supplier payments ✅ Flexible 30–120 day repayment plans ✅ Cashback on payments ✅ No interest. No application. No commitment. The economy might be tightening, but growth doesn’t have to with Cloudfloat. #Cloudfloat #Fintech #BusinessFinance #Cashflow #SMEGrowth

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  • Imagine waking up without the weight of late payments on your mind. The stress of chasing money owed can bleed into every part of your life, from your team meetings to your weekends with family. That heavy feeling isn't an inevitable part of being a business owner; it's a symptom of a solvable problem. Cloudfloat removes that emotional burden. We handle your customer payments, so you can reclaim your peace of mind and focus on the passion that drives you. This isn't just about cash flow, it’s about your freedom. #Cloudfloat #SmallBusiness #BusinessOwner #Freedom #Mindset #StressFree

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  • 68% of businesses now accept late payments as an "inevitable cost." Cloudfloat disagrees. Most businesses have resigned themselves to the late payment problem. This "inevitable cost" mindset holds businesses back, preventing them from hiring, expanding, and innovating. At Cloudfloat, we challenge that narrative. Late payments are not an inevitable cost; they are a problem with a clear solution. Our 'Get Paid' product is designed to solve this problem, not just manage it. By providing you with the capital you're owed, we empower you to take control of your cash flow and reject the idea that late payments are a cost of doing business. Learn how to get paid on time, every time https://lnkd.in/dbf8cvUk. #Cloudfloat #BusinessFinance #GrowthMindset #LatePaymentsSolution #CashFlow #SmallBiz

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  • View organization page for Cloudfloat

    1,171 followers

    Feeling the pressure of the upcoming busy season? Every small business owner knows the feeling: a huge opportunity is on the table, but you're held back by cash flow. This is the problem Cloudfloat was built to solve. Our new 120-day payment option lets you get ahead of the rush, on your terms 🎯. It's not just an extra month; it's the breathing room your business needs to thrive. This gives you or your customers the ultimate flexibility to pay over four months, so you can bridge the gap between today's needs and tomorrow's ambitions 🚀. With the security of predictable cash flow, you're free to stop worrying about when payments will land or how you will pay your supplier and start focusing on what truly matters: growing your business. Take control of your cash flow and unlock your business's true potential 🔓. Learn more today https://lnkd.in/dw5dN4dT.

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  • Late payments are stalling your growth. Cloudfloat helps you get back on track. The data is clear: businesses are losing up to $10,000 per month and being forced to freeze growth plans, including hiring and expansion. But what if you could turn late payments into an opportunity? At Cloudfloat, we believe you shouldn't have to wait for your customers to pay you to grow your business. Our innovative platform gives you the ability to offer your customers extended payment terms while you get paid instantly. It's a true win-win scenario where both sides smooth out their cash flow. This means you can stop chasing invoices and start investing in your future. Break free from "survival mode" and start enabling your growth today. To find out more, read our latest blog post https://lnkd.in/dDy5SMmf. #LatePayments #SmallBusiness #Growth #Fintech #Cloudfloat #CashFlow

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  • Bills don’t wait. Competitors don’t wait. Opportunities don’t wait. But cashflow? It always seems to. Here are the Top 3 Cashflow Blockers SMEs tell us about: 1️⃣ Customers who pay late (average wait: 30–60 days) 2️⃣ Suppliers demanding upfront payment 3️⃣ Banks slowing you down with interest, fees, and red tape 💡 The fix? Make cashflow predictable. With Cloudfloat, you pay suppliers today and spread repayments over 30/60/90 days. No interest. One transparent fee. Read our playbook to make sure your business's cash flow stays a priority: https://lnkd.in/daM5BaJk

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