Welcome to Your New Instep Website

You’re in the right place—explore updated tools, easier navigation, and the same trusted service you know.

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Skip Your July Loan Payment for $50*

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Wallet Friendly & Vacation Ready

Borrow up to $3,000*

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Your Guide To Low Rates

apr as low as

7.25%

Personal Line of Credit

Personal Line of Credit

apr as low as

7.25%

Auto Loans

apr as low as

3.25%

Lifestyle Loans

apr as low as

7.25%

View All Rates Apply Online

What Our Members Are Saying!

"35 years and counting. No one does it better."

– Dan M.

What Our Members Are Saying!

"This is by far the friendliest and most professional people I’ve ever had to do business with. They make everything sooo stress free when it comes to financial care."

– Rhonda A.

What Our Members Are Saying!

"Great customer service! Glad to have a credit union that cares."

– Jordan A.

Buying a Home?

Welcome home to a better loan. We offer a complete suite of mortgage programs with flexible terms and exceptional service.

Learn More about Mortgages

Join Us at Instep CU

We love our members! Great rates and great service.

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Need a New Ride?

Instep members can find some of the most affordable financing on new and used autos right here.

Auto Loans and Refinancing