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Default Management Modernization: Practical Steps

Every bank wants to move faster with digital tools and AI. Yet many default teams are held back by reporting friction, manual workflows, and core system constraints. Peer data shows…

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June 16, 2026 by Orrick, Herrington & Sutcliffe LLP in Coerced Debt

Vermont Enacts Coerced Debt Protections and Authorizes Bank Transaction Holds to Combat Financial Exploitation

On May 20, Vermont Governor Phil Scott signed H.385 into law, establishing protections and remedies for victims of “coerced debt” and authorizing banks and credit unions to take protective action against suspected…

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June 15, 2026 by Missy Meggison in Collection Strategy

insideARM Weekly Recap – Week of June 8, 2026

News in the ARM industry never stops and determining what’s truly relevant can be a challenge. That’s where insideARM’s weekly recap comes in. Our weekly recap of top stories will give you the news we found most interesting…

June 11, 2026 by Will Weidman in Collection Strategy

Declining Recovery Rates Require Smarter, More Intelligent Strategies

The collections and recovery landscape is undergoing a structural shift. According to the CFPB’s 2025 Consumer Credit Card Market Report, while delinquency rates have risen in recent years, recovery performance…

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June 10, 2026 by Virginia Bell Flynn in Debt Collection

Reading the Tea Leaves: Text Messages May Not Be TCPA Calls in the Seventh Circuit

On May 21, a panel of the Seventh Circuit Court of Appeals heard argument in Steidinger v. Blackstone Medical Services on whether text messages are covered as “telephone calls” in § 227(c)(5)…

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June 9, 2026 by Orrick, Herrington & Sutcliffe LLP in Debt Collection

Third Circuit Rules ‘in Collections’ Designation Not an ‘Actionable Inaccuracy’ Under FCRA

On May 8, the U.S. Court of Appeals for the 3rd Circuit affirmed the district court’s dismissal of a consumer’s complaint alleging that a debt collector violated the FCRA by furnishing inaccurate…