FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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  • The Party Is Not Over! CD Birthday Special

    4.00% APY* 3 Years - 7 Years. Limited time only!

  • Co-Branded School Debit Cards

    Students, alumni, and supporters can show pride in their school with an affinity card from Gulf Coast Bank & Trust

  • A Card Just For You

    Gulf Coast Bank offers a free contactless debit card for both personal and business accounts.

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Interest Checking

Earn interest on your balance with an Interest Checking Account featuring no monthly service fee and no minimum balance1 required.

 

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Mortgage Loans

Searching for a home? We offer a variety of loan programs to fit your needs. Connect with one of our mortgage lenders and start the pre-qualification process today. 

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Business Solutions

No matter how large or small your business may be, save time and money through a variety of solutions designed to fit your needs.

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Locally Owned and Operated

Helping our customers achieve their financial goals

  • "Thank you so much for your personal care toward me personally, not just my financial assets. What a wonderful display of humanity in an era of personal distance and impersonal online interaction."
    Seth S.
    Boston Street
  • "Everyone we dealt with at the Hammond office was top notch. They quickly assessed our needs and worked to get us our loan. They are absolutely the best!!!"
    Rebecca B.
    Hammond
  • "The Gulf Coast team secured me great terms and provided an enjoyable efficient process. I highly recommend them for anyone needing financing."
    Brad D.
    Hammond
  • "I came to have so much confidence in the folks at Gulf Coast that I stuck with them when I found a better-paying job out of state and placed an offer on a home in much better condition."
    Don A.
    Veterans
  • "Amazing resource working with such highly trained, thoroughly experienced, and capable personnel. They are personable. They listen well. They relate well. [...] Simply could not imagine a better banking experience. Seriously."
    Gerald S.
    Magazine
  • "Used Gulf Coast Bank & Trust Company for a mortgage loan. Had a great experience particularly with my loan officer. I will use them again for future real estate projects. Highly recommend."
    India G.
    Slidell
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  • Fast, easy way to send and receive money to friends and family5 
  • Send money directly from your account to enrolled recipients in minutes
  • Send from the convenience of online banking or our mobile app
  • Your money and information is safe and secure
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About Us

Gulf Coast Bank & Trust Company offers several personal & business banking services to the communities in Baton Rouge, New Orleans, and surrounding Southeast Louisiana areas, as well as Florida and Alabama. Banking services include checking and savings accounts with online and mobile banking options as well as personal loans, home loans, business loans, and trust and brokerage services. 

Our mission is to strengthen our relationship with our customers by combining the values of old fashioned community banking that focus on individualized customer service with innovative, competitive banking products and trust and brokerage services.

Simply put, we are The Bank That Cares About You!

Our History

 

Careers

Looking for a rewarding career with a stable and well-respected financial institution? We are a dynamic and growing bank committed to the customers and communities we serve. 

Gulf Coast Bank & Trust Company is growing and we are looking for energetic employees who share our passion for serving our customers and our communities.

We offer challenging work, competitive pay, excellent benefits, and a pleasant working environment with opportunities for advancement. We welcome your interest in growing your career with us.

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Career

Locations & ATMs Where You Need To Find Them

List of locations

*4.00% APY (Annual Percentage Yield) on all terms, (3) years to (7) years Certificate of Deposit.  APY effective as of June 22, 2026. APY is subject to change without notice. Minimum deposit of $2,000 required to open and earn stated APY. Interest on CDs longer than 12 months must be paid out at least annually. Fees could reduce earnings. Penalty for early withdrawal will apply and may reduce the earnings on your account. Unless instructed otherwise, the CD will automatically renew for the same term at our Standard CD rates in effect at the time of renewal. Other restrictions may apply. Certain restrictions and limitations apply to accounts opened online. Ask your banker for details, terms, and current rates.

Online account opening for CDs is only available for Louisiana residents and limited 36-, 48-, and 60-month terms. CDs must be funded via ACH or transferred from an existing Gulf Coast Bank checking/savings account.