Where time & attendance, mobile banking, and money transfers come together.

Simplify payday, empower
your team

Where time & attendance, mobile banking, and money transfers come together.

Get Started

Simplify payday, empower your team

Financial infrastructure mobile Te pagaron
The first ever financial infrastructure built by Latinos for Latinos, connecting all your needs, from clock-in to money home.
Financial infrastructure mobile Te pagaron
Financial infrastructure Infraestructura financiera

Choose what you need. Connect what you want. Simplify payday.

mobile banking mobile banking 1
Time and attendance icon time & attendance
money transfers money transfers 4
Choose what you need. Connect what you want. Simplify payday.

Remove payroll errors, enjoy easier paydays, and make your employees happier with our three products, customizable for your business: miPlata Time, Wallet, and Send.

Each product stands alone as a powerful solution; together, they redefine how Latino teams are supported.

Partnered with industry leaders

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miPlata Time

Time & attendance designed for Spanish-speaking teams
  • Easy punch in and out for field teams with GPS location
  • Payroll-ready hours that sync with your existing tools 2
  • Bilingual app and support for admins and employees
  • Designed with field and service teams in mind
Start with Time

miPlata Wallet

Mobile banking without borders for Latino workers and their families
  • Faster payday access via direct deposit
  • No hidden fees, fair rates
  • Digital Bank Account 3
  • Visa® Debit Card 4
  • International Money Transfers to Latin America 5
Start with Wallet

miPlata Send

Remittance-before-payday plug-in
  • Employees can send money to Latin America from earned wages before payday
  • Integrates seamlessly with miPlata Time or your current time and payroll systems
  • No workflow changes
  • No new admin burden for your team
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How do they all connect?

We understand financial access starts at payday

$300
Saved per employee per month with miPlata Time
90%
Saved on time spent on payroll processing for bookkeepers with miPlata Time
56%
Stressed workers spend 3+ work hours per week dealing with money issues
60%
Still use cash, leading to higher costs, longer waits, and less security
Why miPlata matters

We make money simple, fast, and secure from the U.S. to Latin America.

Transfer money to 15 countries 6 across Mexico, Central & South America, and the Dominican Republic at flat rates — with no hidden fees. Funds arrive securely and quickly.
Where we send
  • Mexico, Guatemala, Honduras, Argentina, Bolivia, Chile, Colombia, Costa Rica, Dominican Republic, Ecuador, Nicaragua, Paraguay, Peru, Uruguay.

Built from experience, powered by community.

miPlata started at our founder’s kitchen table, observing his mom navigate broken financial systems for Latino businesses. Her clients and team of bookkeepers still guide every decision, shaping the platform for our community.
About us

Interested?
Get in touch.

1 - miPlata is a financial technology company, not a bank. Banking services are provided by our program bank, member FDIC, and Lead Bank managed by Bridge Ventures, LLC.
2 - miPlata Time currently integrates with Paychex and QuickBooks. Don't see your payroll processor? Contact us—we'll build the integration you need.
3 - Only miPlata USD debit accounts are FDIC insured up to $250,000 per depositor through our bank program, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Bank Program, Member FDIC, if certain conditions have been met.
miPlata USDB accounts are not backed by FDIC protections.
4 - miPlata Visa® Debit Card is issued by our program bank pursuant to a license from Visa U.S.A Inc. and may be used everywhere Visa debit cards are accepted.
5 - Money Transfers in this app are provided exclusively by Viamericas, a licensed money transmitter. miPlata provides the technology platform that enables access to these services, but it is not the licensed remittance provider. Before confirming any transfers, you will receive a complete disclosure of applicable fees, exchange rates, and estimated delivery times, along with information about your rights and protections under U.S. federal and local laws. For information about state licenses and the state regulators performing oversight over Viamericas, please visit the State Licensing section of their website.
6 - miPlata sends money transfers to México, Guatemala, Honduras, El Salvador, Argentina, Bolivia, Brasil, Chile, Colombia, Costa Rica, República Dominicana, Ecuador, Perú and Uruguay.