Climative builds low carbon plans
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Be Your Policyholders' Trusted Source for Climate Mitigation Advice

Climative is the home upgrade portal that turns climate data into actionable plans for homeowner safety, comfort, and affordability.

Climative turns climate risk data into homeowner action. Use our homeowner engagement portal to guide them toward home improvements that decrease claims, lower long-term risk, and turn a transactional relationship into a trusted partnership.

Help homeowners lower risk - at scale.

Give every policyholder a clear path to reduce risk. Climative delivers personalized adaptation plans at scale, including climate risk profiles, mitigation scenarios, projected impact, and homeowner-friendly resources.​

Tailored home upgrade paths let policyholders prioritize home improvements based on what matters most to them: climate resilience, comfort, affordability, and energy use. We understand that home upgrades have co-benefits (like updating attic insulation to mitigate moisture damage AND lower energy bills), so users are guided down a common-sense path to achieve the home they want.

Policyholders start by viewing their climate risk exposure (wildfire, flooding, etc.) and are presented with mitigation measures, the project’s cost, and its impact on their risk exposure. The portal can also be customized to connect to contractors, coaches, and other helpful resources. 

Climative gives instant advice with no input from the homeowner (where data is available). We can process 1M+ buildings daily with 100% coverage to add new communities rapidly. 11M+ building assessments are already on the Climative platform. 

PCAF-accredited to meet data quality level 3, proven in projects with industry-leading institutions using our proprietary ACM™. We proudly partner with leading data providers and align with existing guidelines for resilience measures. Contact our Data Scientist to learn about our data sources.

A better Way to Talk About Climate Risk

Climate Mitigation, Deployed at Scale

Deploying Climative is like hosting thousands of climate conversations at once. Help policyholders understand the upside of mitigation.

Increase retention through trusted engagement

Be your policyholders’ trusted source for helpful and honest advice, so they can feel safer in their home with you at their side.

Reduce claims with early homeowner action

Turn climate risk insights into measurable mitigation steps that protect homes and improve loss performance.

Ian McLeod

Let's Talk.

Speak with our VP Product to discuss licensing our building-level data and engaging policyholders with our apps. Find him on LinkedIn.

Ian McLeod Climative VP Product

Our Clients and Partners

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