<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Advanced Planning Solutions, Inc.]]></title><description><![CDATA[We help alleviate the financial stress from major life events such as an inheritance, death of a spouse or retirement. ]]></description><link>https://www.apsadvisor.com/blog-1</link><generator>RSS for Node</generator><lastBuildDate>Sat, 04 Jul 2026 00:13:11 GMT</lastBuildDate><atom:link href="https://www.apsadvisor.com/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Why the Media Gets Investing Wrong – Stay the Course &#38; Build Wealth]]></title><description><![CDATA[Are you nearing retirement and feeling anxious about market volatility? You're not alone. In this video, Certified Financial Planner John...]]></description><link>https://www.apsadvisor.com/post/why-the-media-gets-investing-wrong-stay-the-course-build-wealth</link><guid isPermaLink="false">6812a5a498ce178d40c2f0e3</guid><pubDate>Wed, 30 Apr 2025 22:40:04 GMT</pubDate><enclosure url="http://www.youtube.com/watch?v=20n9S2jvEJk&amp;t=4s" length="0" type="video"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[Give Smarter using a Qualified Charitable Distribution (QCD)]]></title><description><![CDATA[Are you looking for a tax-smart way to give to charity while also reducing your taxable income?]]></description><link>https://www.apsadvisor.com/post/give-smarter-using-a-qualified-charitable-distribution-qcd</link><guid isPermaLink="false">67d4a333b4708ff7f816f801</guid><pubDate>Fri, 14 Mar 2025 21:46:59 GMT</pubDate><enclosure url="http://www.youtube.com/watch?v=Ha2u4LFr6Xw&amp;t=6s" length="0" type="video"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[I have $2 Million saved, how much should I spend?]]></title><description><![CDATA[You have worked hard and saved money your whole life, but when you enter retirement the switch gets flipped. Now you aren't making any...]]></description><link>https://www.apsadvisor.com/post/i-have-2-million-saved-how-much-should-i-spend</link><guid isPermaLink="false">675349ad36d7c37699ae12eb</guid><pubDate>Fri, 06 Dec 2024 19:01:22 GMT</pubDate><enclosure url="http://www.youtube.com/watch?v=-Wn6Pu-hDM4&amp;t=187s" length="0" type="video"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[4 Financial Scams to Watch out for ]]></title><description><![CDATA[Billions of dollars are stolen every year from sophisticated scams - with some even using AI. In this video, we’ll break down 4 financial sc]]></description><link>https://www.apsadvisor.com/post/4-financial-scams-to-watch-out-for</link><guid isPermaLink="false">665a34c018ff15b517dc1a63</guid><category><![CDATA[Retirement]]></category><pubDate>Fri, 31 May 2024 20:40:25 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f46f91_42d63dbf623945678ab38596437e797a~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[What are Capital Gains and How to Use them to Lower Taxes]]></title><description><![CDATA[What are capital gains, and how do millionaires take advantage of them to save on taxes? In this video, we’ll break down exactly what you...]]></description><link>https://www.apsadvisor.com/post/what-are-capital-gains-and-how-to-use-them-to-lower-taxes</link><guid isPermaLink="false">664bb0b3374aae1587f029ea</guid><category><![CDATA[Retirement]]></category><category><![CDATA[Monthly Video Update]]></category><category><![CDATA[Stock Market]]></category><category><![CDATA[Investing]]></category><category><![CDATA[Taxes]]></category><pubDate>Mon, 20 May 2024 20:24:35 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f46f91_0c56cff30a30463e96aefcd7bfa53160~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[May Edition]]></title><description><![CDATA[We recap the stocks markets and discuss some of the headlines we are watching closely.  The monthly financial topic is Capital Gains]]></description><link>https://www.apsadvisor.com/post/may-edition</link><guid isPermaLink="false">66328e7d64c12843366a7c5e</guid><category><![CDATA[Retirement]]></category><category><![CDATA[Stock Market]]></category><category><![CDATA[Investing]]></category><category><![CDATA[Taxes]]></category><category><![CDATA[Newsletter]]></category><pubDate>Wed, 01 May 2024 18:55:26 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f46f91_d767325400244895ba9f12b5b0a166d5~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[April Edition]]></title><description><![CDATA[Download the pdf version by clicking below or view by scrolling.]]></description><link>https://www.apsadvisor.com/post/february-newsletter</link><guid isPermaLink="false">65e8afb328bf7ca0c5cb3298</guid><pubDate>Wed, 06 Mar 2024 18:05:52 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f46f91_cd74c9eaa0fa4fc9bbe6905912ff1a6c~mv2.jpg/v1/fit/w_1000,h_635,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[Warren Buffett Says, "Don't Watch."]]></title><description><![CDATA[In recent weeks, oil prices have rallied higher, and the Fed indicated higher interest rates may be here for a while. And there’s a headline]]></description><link>https://www.apsadvisor.com/post/warren-buffett-says-don-t-watch</link><guid isPermaLink="false">6515eeba2e34537255e87bbd</guid><category><![CDATA[Stock Market]]></category><category><![CDATA[Weekly Market Recap]]></category><category><![CDATA[Investing]]></category><category><![CDATA[Taxes]]></category><pubDate>Thu, 28 Sep 2023 21:26:05 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f46f91_ea9596a891a44089bc827f6b695a4ea8~mv2.png/v1/fit/w_540,h_522,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[AVOID these 9 Retirement REGRETS]]></title><description><![CDATA[Ahh, The Golden Years.  It’s a time for fun, freedom, relaxation, pickleball, golf and potential regrets.  There are tons of studies done...]]></description><link>https://www.apsadvisor.com/post/avoid-these-9-retirement-regrets</link><guid isPermaLink="false">6500e0c495452e386e6429f8</guid><pubDate>Tue, 12 Sep 2023 22:07:45 GMT</pubDate><enclosure url="http://www.youtube.com/watch?v=SrjotxoxU_Y&amp;t=4s" length="0" type="video"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[7 CLEAR signs you are READY to RETIRE]]></title><description><![CDATA[Am I ready to retire?  It’s a simple question that most people don’t ask soon enough and it might end up costing you those first few...]]></description><link>https://www.apsadvisor.com/post/7-clear-signs-you-are-ready-to-retire</link><guid isPermaLink="false">64f114697356e7a94bb0de87</guid><pubDate>Thu, 31 Aug 2023 22:30:59 GMT</pubDate><enclosure url="http://www.youtube.com/watch?v=xruD-_4jnwU&amp;t=287s" length="0" type="video"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[Social Security Claiming Strategies]]></title><description><![CDATA[Knowing when to claim Social Security can seem overwhelming at times.  When you boil it all down there are only a few considerations to...]]></description><link>https://www.apsadvisor.com/post/social-security-claiming-strategies</link><guid isPermaLink="false">64bffd0abd343052f424debe</guid><pubDate>Tue, 25 Jul 2023 16:49:44 GMT</pubDate><enclosure url="http://www.youtube.com/watch?v=Z14Dc3zRwzc&amp;t=1s" length="0" type="video"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[Weekly Market Insights: Debt Deal Relieves Market Worries]]></title><description><![CDATA[The weight of uncertainty over negotiations to raise the federal debt ceiling was lifted last week by the news of an agreement between Presi]]></description><link>https://www.apsadvisor.com/post/weekly-market-insights-debt-deal-relieves-market-worries</link><guid isPermaLink="false">647fa6791e03e2064a24e126</guid><category><![CDATA[Weekly Market Recap]]></category><category><![CDATA[Investing]]></category><category><![CDATA[Retirement]]></category><pubDate>Tue, 06 Jun 2023 21:38:28 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f46f91_ad15157da6df4794b635e64da1e20e5a~mv2.png/v1/fit/w_540,h_284,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[Where to Stash your Cash]]></title><description><![CDATA[If you're looking for a place to stash your cash, high yield savings accounts and money market mutual funds are two popular options. Both of]]></description><link>https://www.apsadvisor.com/post/where-to-stash-your-cash</link><guid isPermaLink="false">64387ec240b64c0d4b65c313</guid><category><![CDATA[Retirement]]></category><category><![CDATA[Investing]]></category><pubDate>Tue, 25 Apr 2023 21:34:51 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f46f91_167e396830844a3090265acf42579100~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[How much Life Insurance do I need?]]></title><description><![CDATA[Determining the appropriate amount of term life insurance coverage is an essential aspect of purchasing a policy. To determine how much life]]></description><link>https://www.apsadvisor.com/post/how-much-life-insurance-do-i-need</link><guid isPermaLink="false">64275905949871771eddbaa3</guid><category><![CDATA[Life Insurance]]></category><pubDate>Thu, 13 Apr 2023 21:58:53 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f46f91_d69b8992e23247f3b04287d7ce378413~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[Roth Conversion - Pros &#38; Cons]]></title><description><![CDATA[Discover the pros and cons of a Roth conversion and whether it's right for you. Learn about tax-free growth, required minimum distributions,]]></description><link>https://www.apsadvisor.com/post/roth-conversion-pros-cons</link><guid isPermaLink="false">641e18311da5acfa1dddaf1d</guid><category><![CDATA[Roth IRA]]></category><category><![CDATA[Taxes]]></category><category><![CDATA[Retirement]]></category><pubDate>Tue, 04 Apr 2023 21:19:09 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f46f91_9bc38dd198d4460aa9c18c5adebc4a1f~mv2.png/v1/fit/w_1000,h_720,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[Monthly Market Insights | February 2023]]></title><description><![CDATA[Stocks rallied in January as moderating inflation, a better-than-feared earnings season, and healthy economic data put investors in a buying]]></description><link>https://www.apsadvisor.com/post/monthly-market-insights-february-2023</link><guid isPermaLink="false">63e3d547d82d8330c12be38c</guid><category><![CDATA[Retirement]]></category><category><![CDATA[Stock Market]]></category><category><![CDATA[Monthly Video Update]]></category><pubDate>Wed, 08 Feb 2023 17:04:56 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f46f91_e4288cfc1bf1493f850176bc0080c6c4~mv2.png/v1/fit/w_721,h_402,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[Monthly Market Insights | December 2022]]></title><description><![CDATA[Stocks surged higher in November on rising optimism that the Fed would slow down future interest rate hikes.]]></description><link>https://www.apsadvisor.com/post/monthly-market-insights-december-2022</link><guid isPermaLink="false">639218d7801182902260d61f</guid><category><![CDATA[Monthly Video Update]]></category><category><![CDATA[Stock Market]]></category><pubDate>Thu, 08 Dec 2022 17:04:13 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f46f91_28eb1b8524974b05a90c69157774ea22~mv2.png/v1/fit/w_608,h_342,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[Insurance 101 - New Parents]]></title><description><![CDATA[As a new parent, you start noticing bills popping up everywhere.  Diapers, creams, doctor visits, bottles, clothes, phew!  It’s hard to imag]]></description><link>https://www.apsadvisor.com/post/insurance-101-new-parents</link><guid isPermaLink="false">62f3de3dc18418fa6a01de2a</guid><category><![CDATA[Life Insurance]]></category><category><![CDATA[Retirement]]></category><pubDate>Wed, 10 Aug 2022 16:38:32 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_486b0cfc66e844e5a3e5080290cf955f~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[Feature in Southbay Magazine ]]></title><description><![CDATA[A fiduciary is someone who legally has to do what’s in the best interest of their clients.]]></description><link>https://www.apsadvisor.com/post/feature-in-southbay-magazine</link><guid isPermaLink="false">609da2586c6d8f00159c5502</guid><category><![CDATA[Your Community]]></category><category><![CDATA[Retirement]]></category><pubDate>Thu, 13 May 2021 22:13:35 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f46f91_838d9ee98eca4ce2816d20015e967ef1~mv2.png/v1/fit/w_814,h_569,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>John Gragg</dc:creator></item><item><title><![CDATA[Bright Spots in the Stock Market]]></title><description><![CDATA[The stock market continues to move forward as companies get back on track.  U.S. stocks are extending April gains following EU officials rec]]></description><link>https://www.apsadvisor.com/post/bright-spots-in-may</link><guid isPermaLink="false">60931429c059610016ceb1b9</guid><category><![CDATA[Stock Market]]></category><category><![CDATA[Newsletter]]></category><pubDate>Wed, 05 May 2021 21:55:12 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/f46f91_ae810ebcd475488b97e60758b4585221~mv2.png/v1/fit/w_747,h_687,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>John Gragg</dc:creator></item></channel></rss>