Are you ready to start accepting online payments on your site? Do you want the easiest and most secure way to do this while maintaining strict PCI compliance and site speed?
Over the years, the WP101 team and I have tried and tested hundreds of plugins. We do this to find the best plugins for our users as well as our own website.
There are a wide range of payment solutions available, and the best one depends on what you’re looking for.
Do you want a simple pay button? Do you want a full-fledged checkout page with an items list, discount codes, and multiple payment gateways? Do you need automatic recurring payments like installments or membership fees?
In this guide, I’ve handpicked payment plugins that cover a wide range of use cases. I’ve also made sure to add free as well as premium options so you’ll have plenty of options to suit your budget.
Want to skip the hassle and get started with accepting payments on your site? Then go right ahead and click the button below.
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How I Test and Review WordPress Payment Plugins
When it comes to evaluating payment plugins for WordPress, I like to follow a hands-on, step-by-step approach to see how well they work in real-world scenarios. I’ve found that many reviews overlook the “gotchas” like webhook reliability, so I pay special attention to those.
Here’s a breakdown of my process:
- First up, I install the plugin straight from the WordPress dashboard or by uploading it manually. This helps me figure out if the installation process is user-friendly or if there are any hiccups along the way.
- Once installed, I dive into the plugin’s settings. I check how easy it is to configure the basic options and if there’s a clear guide or documentation to help. I also look at how well it integrates with popular payment services like PayPal and Stripe.
- Some of the questions I explore are is it easy to use and navigate? What are the different payment options the plugin supports? Can it handle credit cards? What about modern options like cryptocurrency?
- I test the plugin alongside other popular WordPress plugins and themes to ensure everything works well together. There’s nothing worse than a plugin that doesn’t play nice with others!
- I run a few transactions to see how smoothly the payment process goes. I monitor how quickly transactions are processed and how well the plugin handles SCA (Strong Customer Authentication). This is a European regulatory requirement that adds an extra layer of security, like asking a user to confirm the payment on their banking app, which helps prevent fraud.
- A good payment plugin should provide useful reports and analytics. I look at the kind of insights it offers, such as transaction history and sales data, which can help in making informed business choices.
- Security, of course, is a big yes! I check if the plugin supports SSL/TLS Encryption, follows PCI compliance guidelines, and offers features like data encryption.
- If the plugin offers customer support, I reach out with common questions to test their responsiveness and helpfulness. Good support can make or break your experience with a plugin.
- Lastly, I always consider the pricing. I compare the free and premium versions to determine if the extra features (and the removal of extra transaction fees) are worth the cost.
By taking this comprehensive yet straightforward approach, I aim to give you a clear and practical review, helping you choose the right payment plugin for your WordPress site.
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Best Payment Plugins for WordPress
1. The Best Payment Plugin for Accepting Stripe Payments: WP Simple Pay
WP Simple Pay is hands down the #1 Stripe payments plugin for WordPress. It makes it so easy and simple to accept payments on your site without the overhead of a full cart system.
I integrated WP Simple Pay to test its ease of use for setting up one-time and recurring payments. I explored its Stripe integration and tried the free version before upgrading to Pro to test advanced features.
What I liked about it is that it lets you accept payments on your site with or without a full-fledged eCommerce setup. You can accept both one-time or recurring payments directly on your website.
When you install the plugin on your site, there’s a setup wizard that makes it easy to connect your site to your Stripe account.
Then you can allow users to choose from using 10+ payment methods. This includes Visa, Mastercard, American Express, and Discover. You can also accept payments from portals such as Google Pay and Apple Pay.
Need to give users a non-card option? There’s an option to enable internet banking options such as ACH Direct Debit. Added to this, you can set your preferred currency in the plugin’s settings.
Next, you can choose from readymade form templates. Each template comes with essential form fields like email address, credit card, and checkout button.
If you want to customize the form, there’s a user-friendly editor with a drag and drop interface. Then you can add the form to any post, page, or widget-ready area of your site using the WP Simple Pay Block.
You can even create a dedicated landing page with your own custom branding, messaging, and color scheme.
Once customers make a payment, WP Simple Pay will send custom receipts and emails to them.
A neat feature that’s worth noting is the purchase restrictions. You can add how many items are available in your inventory or set a purchase limit. Once you’ve sold enough and reached the limit, WP Simple Pay will automatically close the payment form and stop selling more units.
Key Features of WP Simple Pay
- Easy setup wizard
- Seamless Stripe API integration
- Support for 10+ payment methods
- Drag and drop form builder
- Ready-made payment templates
- Create installment plans and buy-now-pay-later plans
- Automatic tax calculation
- Accept one-time and recurring payments directly on your WordPress website
- PCI-Compliant checkout (off-site or on-site)
Who Is WP Simple Pay For?
WP Simple Pay is best for WordPress users who want a simple payment solution to accept online payments securely. It’s perfect for consultants, freelancers, and beginners.
WP Simple Pay Pricing
The premium plan starts at $49.50 per year. If you’re just getting started or have a limited budget, there’s a free Stripe Payment Forms by WP Simple Pay plugin.
I should also warn you that the free version carries a 3% transaction fee, which can add up quickly as you grow. Keep in mind that this platform fee is in addition to the standard processing fees charged by Stripe.
Why I Recommend WP Simple Pay: This is a great option for small businesses that need a way to accept Stripe payments quickly and easily. Even better, you can use WP Simple Pay without having to set up an entire eCommerce platform like WooCommerce, making it incredibly user-friendly.
Get started with WP Simple Pay »
Interested in learning how to use this plugin the right way to get the maximum benefit? Check out our step-by-step video tutorial on how to use WP Simple Pay, or our written guide on how to accept payments in WordPress.
2. The Best All-in-One Form Builder with Payment Gateway Integration: WPForms
WPForms is the best WordPress payment form builder with seamless integrations with multiple payment gateways.
I generally use WPForms for building responsive forms quickly. I’ve found it is the most beginner-friendly way to create a custom checkout UX.
You can create any kind of WordPress form you need for your site. It comes with readymade templates for payment forms, checkout forms, donation forms, event registration forms, and more.
Next, I tested its payment add-ons, particularly with PayPal and Stripe, to see how seamlessly it could integrate payment options into various types of forms.
You can choose from several payment gateways, such as PayPal, Stripe, and Square, Authorize.net. All you have to do is install the addons and connect to your payment gateway account so you can begin accepting payments.
Though this is a WordPress form builder, you can actually create product grids or lists along with images and pricing. There’s even a field that will automatically calculate and display the total based on the user’s selections.
Once you’ve created and customized your form using the drag and drop builder, you can embed it anywhere you want on your site using the readymade WPForms block or shortcode.
One thing I love about this form plugin is its smart conditional logic. This lets you show/hide form fields based on a user’s response.
Finally, you can set up automated confirmation messages and emails to be sent to the user once they submit the form. You can use conditional logic here as well to deliver a specific email based on what the customer bought.
See our Full Review here » WPForms Review
Key Features of WPForms
- 2000+ form templates
- Unlimited number of payment forms
- Customizable payment buttons
- One-time payments & recurring subscription payments
- Smart conditional logic functionality
- Instant notifications
- Email marketing integrations
- Spam and CAPTCHA protection
- Coupon codes and percentage discounts
- Secure payment options with SCA (Secure Customer Authentication) support
Who Is WPForms For?
WPForms is perfect if you want to sell a single product or a handful of products on your site. You won’t need an expensive eCommerce setup. It’s also a great solution for those who need a custom payment or order form, event booking form, request a quote form, and so on.
WPForms Pricing
WPForms premium plans start at $49.50 per year. Alternatively, WPForms Lite is free for anyone to use and comes with the Stripe payment option. Keep in mind, however, that WPForms Lite charges an additional 3% transaction fee on Stripe payments, which the premium plugin removes entirely.
Why I Recommend WPForms: This plugin is perfect for anyone who wants to create versatile forms integrated with payment gateways like Stripe and PayPal.
WPForms’ intuitive drag-and-drop builder makes it incredibly easy to create forms including custom payment and order forms. It even has AI-powered field suggestions and calculation formulas, so you can automatically calculate complex totals like sales tax or shipping costs without needing any technical expertise.
Recommended: WPForms 101 is a video tutorial course that teaches you the ins and outs of this powerful form builder to grow your WordPress site.
3. The Best Square Payment Plugin for WordPress: MyPayKit
MyPayKit is a dedicated Square payment plugin for WordPress, built specifically to let you accept payments directly on your site without the massive overhead of configuring a full WooCommerce storefront.
To evaluate MyPayKit, I connected a Square sandbox testing account, built a simple one-time payment form, and tested both the credit card and Apple Pay workflows across desktop and mobile devices.
What stood out immediately is how quickly the onboarding flow securely links your Square account. MyPayKit is incredibly easy to set up because it uses a secure, one-click connection process to link your account, meaning you don’t have to mess with complicated API keys.
If you upgrade to the premium plugin, then you can collect one-time payments, recurring subscriptions, or ongoing donations through clean, block-editor-friendly forms. MyPayKit also supports Apple Pay, Google Pay, and traditional Visa, Mastercard, Amex, and Discover transactions, ensuring your customers can complete checkouts using their preferred payment method.
I also appreciated that MyPayKit automatically syncs orders, customer profiles, and refunds straight back into your main Square dashboard. This means your backend bookkeeping stays perfectly consolidated in one single place, regardless of whether a transaction originated on your WordPress site or at your physical, real-world Square Point of Sale (POS) terminal.
Key Features of MyPayKit
- Connect your accounts securely in seconds with zero API keys to manage.
- Accept both one-time payments and recurring subscription cycles.
- Speeds up mobile checkouts with built-in Apple Pay and Google Pay support.
- Automatically updates your central Square dashboard, inventory logs, and customer histories.
- Build and customize your checkout look using straightforward blocks or shortcodes.
- Protects your business by passing sensitive card details directly to Square’s secure servers.
Who Is MyPayKit For?
MyPayKit is the ideal match for brick-and-mortar businesses that already use Square hardware offline (like retail boutiques, cafes, or salons) and want their online web revenue to flow into the exact same merchant account. It’s also an incredibly strong choice for independent creators who specifically want a reliable alternative to Stripe.
MyPayKit Pricing
You can download the lite version of MyPayKit for free from WordPress.org. This includes unlimited forms but applies a 3% platform fee on transactions. Meanwhile, paid plans start at $49.50 per year to remove the platform fee and unlock premium features like recurring subscriptions and advanced reporting.
Why I Recommend MyPayKit
For Square-first business owners, MyPayKit completely removes the awkward friction of trying to bolt Square onto an overcomplicated e-commerce build. In my testing, I managed to create a payment form in under five minutes, and the reporting inside my central Square account reflected the WordPress sandbox transactions in near real-time.
4. The Best Donation and Fundraising Plugin for Non-Profits: WPCharitable
WPCharitable is the best donation plugins for non-profits and charities. If you want to accept donations or launch fundraisers online, this is the #1 plugin for you.
To assess this plugin, I set up a charity site to explore its fundraising tools. I tested donation forms, recurring donations, and integrated payment methods like Stripe and PayPal.
This plugin lets you set up as many beautiful campaigns as you need. You can make them time-sensitive so that they’re set to expire within a limited period. Or you can add campaign goals and let the campaign run till it reaches its goal. In my experience, setting campaign goals significantly increases donor conversion rates.
Charitable lets you give users the option to choose a suggested amount or enter an amount of their own. This boosts user experience and makes it much easier for the donor to make a contribution based on their preference.
On the free plan, you can receive donations through Stripe, Square, and PayPal payments. You can also allow users to donate via check, bank transfer, or any other offline method.
With the pro plans, you can choose from 10+ additional payment gateways.
Once donors make the payment, you can set up automated receipt emails and admin notifications.
Charitable also comes with a feature to create a crowdfunding platform where you allow your users to create campaigns of their own. You can disburse payments automatically using Stripe Connect.
Key Features of WPCharitable
- Recurring donations (subscriptions)
- Peer-to-peer fundraising
- Automated email notifications
- Easy donation management
- GDPR compliant
- Supports PayPal, Stripe, Square, Authorize.Net, and PayFast payment gateways.
- Email marketing integrations
Who Is WPCharitable For?
WPCharitable is ideal if you want to collect donations or run fundraising campaigns on your WordPress websites. I highly recommend it for registered charities.
WPCharitable Pricing
Premium plans start at $69 per year. Alternatively, you can download the lite version of WP Charitable directly from WordPress.org.
Why I Recommend WPCharitable: This plugin is specifically designed for non-profits and is my top choice for managing donations and fundraising campaigns. With integrations for popular payment gateways and easy campaign management, WPCharitable promises to make online fundraising simple and straightforward.
I’ve found its donor management system makes it easy to keep track of your supporters without needing an external CRM.
Get started with WPCharitable »
5. The Best eCommerce Solution for Selling Digital Products: Easy Digital Downloads
Easy Digital Downloads (EDD) is another popular payment plugin for WordPress users, especially if you’re focused on selling digital downloadable products on your site.
I’ve used this plugin on multiple sites and have had first-hand experience with its payment gateway options, extension marketplace, and core functionalities like discount codes and file management.
What stands out is its flexible payment options, supporting popular gateways like PayPal, Stripe, Apple Pay, and Google Pay. With subscription options, your customers can choose the payment method that suits them best.
Next, EDD allows you to effortlessly create discount codes tailored to your needs. Whether it’s a one-time discount, a maximum discount limit, or a specific date range, you have the power to entice customers and increase sales.
Now, EDD goes beyond being just a payment form. It offers a robust eCommerce platform with a full-featured shopping cart. So selling digital products becomes a breeze with a user-friendly interface and plenty of customization options.
Finally, with EDD, you get comprehensive reporting tools. So you can analyze sales, customer data, and product performance to drive business growth through strategic, data-driven decisions. I’ve also found that its file protection is second to none.
Key Features of Easy Digital Downloads
- Unlimited file downloads
- Software licensing and renewals
- Automatic access control
- Built-in reporting
- Flexible payment options
- Discount codes
- 100+ integrations with payment, email and marketing services
Who Is Easy Digital Downloads For?
EDD is specially designed for users selling digital downloads such as eBooks, software, photos, music, PDF guides, and so on.
Easy Digital Downloads Pricing
Premium plans start at $99.50 per year. There’s an unconditional 14-day money-back guarantee. Alternatively, you can download the lite version of EDD from WordPress.org.
Why I Recommend Easy Digital Downloads: Designed specifically for selling digital products, Easy Digital Downloads provides a streamlined experience for both sellers and customers.
It even includes a sophisticated Software Licensing system that handles automated renewals and one-click updates, so you can sell all kinds of digital products directly from your WordPress website.
Get started with Easy Digital Downloads »
6. The Most Comprehensive eCommerce Plugin for Online Stores: WooCommerce
WooCommerce is a comprehensive eCommerce plugin that turns a WordPress website into a fully functional eCommerce site.
You can sell both physical and digital products with this.
For most website owners, WooCommerce is the go-to plugin to set up an eCommerce site. It makes it easy to manage inventory, handle shipping and tax calculations, and carry out online transactions.
It supports a wide range of payment gateways that enable online transactions. Popular options include PayPal, Stripe, Square, and many others. Users can choose the payment gateways that suit their business needs.
There are also plenty of WooCommerce plugins, extensions, and add-ons available to extend functionality.
Next, you can also add flexible shipping options. You’ll have options to set shipping zones, rates, and methods. This is crucial for businesses with varying shipping requirements.
Now, WooCommerce prioritizes the security of online transactions. It supports SSL encryption for secure data transfer and provides regular updates to address any security vulnerabilities.
Key Features of WooCommerce
- Highly customizable design and layout options
- Tax and shipping settings
- Inventory management
- SSL encryption support
- Hundreds of extensions and themes
Who Is WooCommerce For?
WooCommerce lets you set up a full-fledged comprehensive eCommerce store. It is an all-in-one solution for WordPress users who want to run a professional online store.
WooCommerce Pricing
The WooCommerce plugin is free with paid extensions. Transaction fees will depend on the bank and card payment processor.
Why I Recommend WooCommerce: As the most comprehensive solution for online stores, WooCommerce provides everything you need to run a successful eCommerce business. It’s incredibly flexible and integrates with a variety of plugins and payment gateways, making it a must-have plugin for selling physical products online.
Get started with WooCommerce »
7. The Best Membership Plugin with Integrated Payment Gateways: MemberPress
MemberPress is an all-in-one membership solution for WordPress sites. This lets you create members-only areas or content on your site.
To test this membership plugin, I set up a simple membership site with a payment gateway and tiered pricing. Overall, its setup process is simple and I love how easy it is to create membership levels.
I also tested functionalities for access control, content protection, and automated billing.
It comes with built-in payment gateways, so it’s a straightforward process to connect to popular payment solutions, such as Stripe, PayPal, and Authorize.net.
It also supports Apple Pay, Google Wallet, credit cards, international currencies – even direct debit and Cash App. It’s as easy as clicking a few buttons to connect to payment providers.
This plugin would be perfect for those who want to create membership programs, whether it’s free or paid. It makes it easy to manage your memberships, drip content, cancellations, recurring subscriptions, renewals, and more.
You can even sell online courses and digital downloads. You control what content is released to which user and at what stage.
Key Features of MemberPress
- Paywall and content dripping
- Customizable checkout
- Subscription billing and auto-renewals
- Built-in course creator
- Members-only dashboard
- Digital downloads and coupons
- Apple Pay and Google Wallet support
Who Is MemberPress For?
MemberPress is best for those who want to offer membership plans or online courses on their website. I recommend it for bloggers and online teachers.
MemberPress Pricing
Why I Recommend MemberPress: This plugin is my top pick for businesses looking to monetize their content through memberships. With built-in payment gateways and robust access control, MemberPress is my top pick for creating a members-only website.
Their CoachKit add-on is also a game-changer for anyone offering 1-on-1 coaching alongside their digital content.
Get started with MemberPress »
8. The Best Multi-Vendor Marketplace Plugin: WC Vendors
WC Vendors is the best WooCommerce multi-vendor plugin. This lets you create marketplaces like Amazon, Etsy, Shutterstock, Envato, and AirBnb. It’s powered by WooCommerce and WordPress so the interface is familiar.
There are 100+ payment gateway options that you can connect to. So your customers can pay using their preferred payment option.
There’s a dedicated plugin called WC Vendors Stripe Connect. This lets you accept credit card payments and pay your vendors instantly and automate your entire payout system with Stripe Connect for WooCommerce.
Key Features of WC Vendors
- Automated vendor payouts
- Frontend vendor dashboard
- Flat rate & Table rate shipping
- Tax management
- Order management
- Flexible commission structure
Who Is WC Vendors For?
It’s ideal for WordPress and WooCommerce users who want to run a multivendor site like Amazon or eBay.
WC Vendors Pricing
WC Vendors Pro starts at $79.60 per year for the entry-level tier, with Growth ($159.60/year) adding subscription payments and Business ($239.60/year) adding bookings. If you want to try before you buy, then you download a free version of WC Vendors from the official WordPress repository.
Why I Recommend WC Vendors: For those interested in launching a multi-vendor marketplace, WC Vendors is a brilliant choice. It turns your WooCommerce store into a platform like Amazon or Etsy, complete with vendor management and commission tracking.
WC Vendors even features enhanced shipping and tax controls at the vendor level, meaning your sellers can set their own flat or table rates. This gives your marketplace the flexibility to support everything from local crafts to international digital goods.
9. The Best Advanced Form Builder with Payment Integration: Formidable Forms
Formidable Forms is a powerful and advanced form builder plugin for WordPress.
It lets you create custom forms using its drag-and-drop builder. These forms can include payment fields to collect transaction details from users, such as product or service details, quantity, and total amount.
While most payment plugins focus solely on transactions, Formidable Forms combines advanced form building with payment options, making it perfect for complex payment scenarios.
Formidable Forms supports integration with popular payment gateways such as PayPal, Stripe, and Authorize.Net. It also works with WooCommerce. So you can seamlessly collect payments through these forms.
I’ve found it excels at handling situations where you need more than just a simple payment form. For example, I used it to create a custom event registration system that calculated fees based on attendee selections and processed payments automatically.
One standout feature is the Visual Styler, which lets you customize every aspect of your payment forms to match your brand. Unlike other plugins that limit design options, Formidable Forms gives you complete control over colors, spacing, and layout.
Like WPForms, Formidable Forms offers conditional logic to show or hide certain form fields based on user responses. This feature can be useful for creating dynamic payment forms with conditional elements.
Key Features of Formidable Forms
- Unlimited forms and entries
- Grid, table, calendar views
- File uploads
- Conditional logic
- Review before submit
- Conditional redirects
- Landing pages
- Advanced calculations
- Email marketing integrations
Who Is Formidable Forms For?
This is best for data-heavy businesses that need to process payments alongside complex user input.
Formidable Forms Pricing
Starts at $39.50 per year.
Why I Recommend Formidable Forms: This plugin stands out as an advanced form builder with payment integration, making it ideal for those who need more than just a simple contact form. Its flexibility makes it perfect for complex scenarios like event registrations with automated payments and calculated totals. In particular, I’ve found its flexibility is unmatched for scenarios like mortgage calculators or custom quote forms.
Get started with Formidable Forms »
Learn How to Use Formidable Forms »
10. The Best Stripe Integration for WooCommerce: Stripe Payment Plugin for WooCommerce
Stripe Payment Plugin for WooCommerce enables you to accept a plethora of payment options, making the checkout process smooth and secure for your customers.
With a WooCommerce base, I integrated this Stripe-specific plugin to examine its checkout flow, ease of use, security features, and currency support in different regions.
One of the standout features is the ability to activate Stripe checkout effortlessly on your WooCommerce store. No need to stress about building a checkout page from scratch – Stripe’s prebuilt checkout page is optimized for higher conversion rates, ensuring a seamless payment experience for your customers.
Less loading time, address auto-complete, real-time card validation – it’s got it all.
This Stripe plugin supports a wide range of payment methods, from credit/debit cards (Mastercard, Visa, American Express, Discover, JCB, Diners Club) to Alipay, Apple Pay, Google Pay, SEPA, Klarna, Afterpay/Clearpay, Sofort, iDEAL, and WeChat Pay.
What really caught my attention was the smart payment capture feature. During testing, I could authorize payments during checkout but only capture them when orders were shipped – a game-changer for stores that need payment flexibility. The subscription management tools also proved robust, handling both simple recurring payments and complex subscription scenarios effectively.
It also is SCA-ready for user-initiated payments, providing an extra layer of security for online transactions.
Finally, the Stripe Payment Plugin supports full and partial refunds, and you can even set it up to automatically send out email receipts to your customers after a successful payment.
Key Features of Stripe Payment Plugin for WooCommerce
- Multiple payment methods
- Save card details for an easy checkout experience
- One-click checkout
- Full and partial refund management
- Automatic email receipts
- SCA-ready security
Who Is Stripe Payment Plugin For?
Opt for the Stripe Payment Plugin only if you’re already using WooCommerce to run your online store.
Pricing
Free payment plugin.
Why I Recommend Stripe Payment Plugin for WooCommerce: If you’re already using WooCommerce, this plugin provides seamless integration with Stripe, enhancing your payment options and securing transactions efficiently.
It also fully supports Stripe’s one-click checkout feature, so returning customers can complete their purchases in seconds without having to re-enter their payment or shipping details. In my experience, this is one of the best ways to encourage repeat purchases and boost your revenue.
Get started with Stripe Payment Plugin for WooCommerce »
11. The Best Plugin for Optimizing the Checkout Process: FunnelKit Stripe
FunnelKit Stripe is a free WordPress payments plugin created and maintained by FunnelKit.
It transforms the checkout process into a simple, quick, and secure experience for both web and mobile users.
I’ve integrated this plugin with Stripe on my own sites, assessing how well it converts prospects to customers. I analyzed its A/B testing, user experience, and conversion tracking features.
The plugin lets you accept major credit and debit cards like Visa, MasterCard, American Express, and more directly on your WooCommerce website. You can also integrate with express payments such as Google Pay and Apple Pay to provide a seamless checkout experience.
Need to cater to a global audience with local payment options? This plugin supports SEPA, P24, iDEAL, BanContact, and more, ensuring your customers have the payment methods they prefer.
This Stripe Payment Gateway for WooCommerce plugin also comes with live and test modes. Effortlessly switch between test and live modes to validate and improve your payment transactions.
Now what’s cool about this plugin is that you can take your payment ordering and processing to the next level with deep integration with FunnelKit‘s Funnel Builder and One Click Upsells. Seamlessly transition between payment modes and detect upsells after checkout for a streamlined revenue generation process.
Key Features of FunnelKit Stripe
- Quick onboarding process
- Supports all major credit and debit cards
- One-click upsells
- Express checkout (Apple/Google Pay)
- Live and test mode toggles
- SCA-ensured and 3D secure payments
- Deep integration with subscription plugins
- Automatic webhook creation
Who Is FunnelKit Stripe For?
The Stripe Payment Gateway for WooCommerce is an excellent choice for a broad range of users, particularly those running WooCommerce stores who are seeking a streamlined and secure payment processing solution. I highly recommend this for store owners looking for Conversion Rate Optimization (CRO).
FunnelKit Stripe Pricing
Free.
Why I Recommend FunnelKit Stripe: This plugin is a game-changer for anyone looking to optimize their WooCommerce checkout and maximize revenue through seamless Stripe integration.
Its primary strength lies in creating a frictionless Express Checkout experience with one-click buttons like Apple Pay and Google Pay. In my experience, this can significantly reduce your cart abandonment rates.
Get started with FunnelKit Stripe »
That’s our list of the best payment plugins for WordPress sites. We hope you found this guide helpful.
Up next, I give you my final verdict.
Which is the Best WordPress Payment Plugin?
Every business has unique requirements, so the ‘best’ plugin often depends on your specific goals.
With that said, I typically recommend starting with WP Simple Pay. It’s a straightforward, user-friendly plugin that allows you to add payments to your site within minutes without the baggage of a massive eCommerce suite.
Don’t want to use WP Simple Pay? Then here’s a few other options that I recommend for specific use cases:
- If you need custom payment forms, I recommend WPForms. It’s the most flexible choice for website owners, allowing you to create comprehensive forms that collect detailed visitor information alongside payments.
- If you’re selling digital products, Easy Digital Downloads is the gold standard. It’s purpose-built for digital goods like eBooks and software, so it’s perfect at handling the nuances of file delivery and licensing.
- If you represent a nonprofit, WPCharitable is my top choice for managing fundraising campaigns. It simplifies the donation process and includes a Donor Management System so your supporters can log in, view their impact, and download their own tax receipts.
- If you want to accept Square payments (perhaps because you already run a brick-and-mortar shop on Square POS), MyPayKit is a dedicated solution that’s built for this exact purpose.
I hope this review helped you find the perfect payment solution for your WordPress site. If you need more help in learning how to set up and use payment plugins, I recommend our course WP Simple Pay 101.
In an hour, you’ll learn how to start accepting one-time and recurring payments on your site… without touching a single line of code.
Start Accepting Payments Now »
How to Choose the Right WordPress Payment Plugin
With 11 strong options to consider, finding the right plugin for your site comes down to answering four practical questions about your business model:
1. What are you actually selling?
The nature of your product dictates your tech stack. If you sell digital downloads like eBooks, software, themes, or audio files, choose Easy Digital Downloads.
If you handle physical products that require complex shipping zones and inventory tracking, go with WooCommerce. For non-profits and charities looking to collect donations, WPCharitable is your best bet.
Finally, if you are selling memberships, online courses, or gated premium content, MemberPress is the industry standard.
2. Which payment gateway do your customers prefer?
You want to meet your audience where they already shop. For Stripe-first checkouts, WP Simple Pay is the most lightweight, frictionless option available, while FunnelKit Stripe is the absolute best choice for optimizing WooCommerce checkouts.
If you run a brick-and-mortar business using Square hardware, MyPayKit is the only purpose-built choice on this list.
3. Do you need a full shopping cart, or just a payment form?
Don’t add bulk to your site if you don’t have to. If a simple ‘Buy Now’ button or a single checkout form fits your business model, skip WooCommerce entirely and pick WP Simple Pay, WPForms, or Formidable Forms.
Full shopping carts add heavy backend complexity (like shipping tables, tax rates, and inventory logs) that service providers, freelancers, and digital creators simply don’t need.
4. Do you need recurring billing?
If your revenue model relies on subscriptions, automated installment plans, or ‘Buy Now, Pay Later’ (BNPL) options, you need a tool that handles recurring logic natively. These features are first-class citizens right out of the box in WP Simple Pay, MemberPress, and WPForms Pro.
By contrast, they usually require separate, paid add-on extensions if you try to implement them through WooCommerce or the standard Stripe Payment Plugin for WooCommerce.
FAQ on WordPress Payment Plugins
Why do I need a payment plugin for my WordPress site?
A payment plugin allows you to securely process transactions directly on your website. If your payment options don’t work in a smooth and timely manner, customers and potential leads will abandon the process. Whether you’re selling products, services, or collecting donations, a payment plugin streamlines the process and provides a seamless experience for your users.
Are there free payment plugins available for WordPress?
Yes, many payment plugins offer free versions with basic features. This includes WP Simple Pay, WPForms, and Stripe Payment Plugin. However, I always warn users that free plugins often have higher transaction fees (like 2-3%) that eat into your profits.
Do I need any technical skills to install and use these plugins?
Most of the payment plugins are designed to be user-friendly and come with step-by-step instructions. While some basic understanding of WordPress can be helpful, many plugins require minimal technical skills to get started.
How secure are these payment plugins?
Security is a top priority for any payment plugin. The plugins reviewed here support SSL encryption, comply with PCI-DSS standards, and offer other security features to protect your transactions and data.
Can I use multiple payment plugins on my website?
Technically, you can use multiple payment plugins on your WordPress site, but I advise against it. Multiple payment plugins can cause conflicts and slow down your site.
Instead, I recommend finding one comprehensive plugin that meets all your payment needs.
Which plugin support recurring payments?
WP Simple supports recurring payments, which is ideal for subscription services, membership sites, and recurring donations.
What payment gateways do these plugins support?
The plugins support a wide range of payment gateways including PayPal, Stripe, Authorize.net, and even cryptocurrencies like Bitcoin. Each plugin’s review will specify the gateways it supports.
Will using these plugins slow down my website?
Performance varies between plugins, but part of our review process includes testing the impact on site speed. I’ve prioritized plugins in this review that offer robust features without significantly slowing down your site.
What should I do if I run into issues with a plugin?
If you encounter problems, most plugins offer customer support via email, forums, or live chat. Additionally, comprehensive documentation and community forums can be valuable resources for troubleshooting common issues.
What are Webhooks and why do they matter?
Webhooks are how Stripe tells your website that a payment was successful. If they aren’t configured correctly, your site won’t know to send the product to the customer. I recommend using a plugin like FunnelKit Stripe that automates Webhook creation.
How do I avoid high transaction fees?
Upgrading to the premium version of a plugin often removes the extra 2-3% fee, leaving you only with the standard Payment Gateway fee (usually 2.9% + 30¢).
If you have any additional questions, feel free to leave a comment or contact us directly! We’re here to help you navigate the best payment solutions for your WordPress site.
Up next, you may also find our Ultimate WordPress Toolkit helpful. It’s packed with all the plugins, themes, and hosting solutions that we love and recommend.