Payments madeeasy, finally
Wam makes sending & receiving money simple, fast, and safe.
Pay, get paid, shop, and be social all with Wam.
Scan to
download
Your payments,
all in one app!
Instant access to your money
Sign up in seconds, claim your Wam username, and get instant access to your wallet. No paperwork. No waiting. No bank account needed. Wam is for everyone.
Send and receive money—your way
Multiple ways to send and receive money: search by @username, scan QR codes, or share payment links—all quick and simple.
Connect your bank account
Link your bank account to your Wam wallet to add or withdraw money securely in just a few taps; no complicated steps, no hidden fees. Move your money your way.
Cash in and Cash out
Cash is still king in many parts of Trinidad and Tobago, and we've built Wam with that reality in mind. Top up or withdraw cash from your wallet through a growing network of Wam agents. That means you can send and receive money across the country instantly, while bridging the gap between cash and digital - helping more people become financially included.
Your complete financial hub
Grow your business with Wam! Use your phone to easily accept payments and give your customers a fun and fast way to pay, in person and online. Track sales in real time and give employees controlled access to accept payments on your behalf. Smarter business, made simple.
How it works
Three steps to financial freedom
Download
Get the Wam app from the App Store or Google Play. It's free.
Sign Up
Enter your phone number, verify with a code, and claim your unique @username.
Start Paying
Send money, pay merchants, or receive payments instantly. It's that simple.
Running a business? Explore Wam for Business
Your money is protected.
We use top-level security, trusted technology and industry best practices to make sure your money and information stay safe.
End-to-end encryption
Your personal and financial data is encrypted from the moment you send it to the moment it's received, so only the intended parties can view it.
Biometric login & 2FA
Access your wallet with fingerprint or facial recognition for extra security. We also support two-factor authentication (2FA) to add another layer of protection to your account.
SOC 2-compliant infrastructure
Our backend systems are built on infrastructure that meets rigorous SOC 2 standards: a globally recognized framework for managing customer data with security, availability, and confidentiality in mind.
Uptime you can count on
Wam is built to be reliable, with 99.9% uptime so your wallet works whenever you need it.
Regulated by Central Bank of Trinidad (CBTT)
Wam is a licensed E-Money Issuer and Payment Service Provider, meaning we adhere to regulatory standards to ensure trust and safety.
Instant Transaction Notifications
Receive real-time alerts for every transaction, giving you immediate visibility and control over your account activity.
Privacy Controls
Take control of your privacy with features like hide balances, giving you the ability to keep your financial information private when using your device in public.
We've got your back.
Wherever you are.
Find instant answers
Our Help Center contains FAQs and step-by-step guides to help you find the answers to your questions.
Chat to us
Whether it’s through our in-app chat, e-mail, Instagram, or right here on our website, we’re ready to help. Just click the green chat bubble in the bottom right corner to start a conversation.
We Value Your Voice
Your feedback helps us grow. Use the in-app Feedback tool to share your thoughts and help shape the future Wam.
A digital wallet with real people in mind.
Don't take our word for it, read reviews from Wam users like you.
Reynaldo Urbano
"Wam gives anyone the ability to be an entrepreneur, your future is right in the palm of your hand. Amazing app I'd recommend to anyone, anytime."
Safia Ali
"I was totally blown away by Wam! All I could think about was how easy the process was and how secure it felt. I didn't have to take out my wallet or bank cards which is a huge plus for me because I get so afraid that I'll lose my money or my cards when I go out. It took less than a minute to pay for my drink at the bar!"
Dr. Vitali Bradshaw
"Wam is great, especially compared to payment options available here. Transactions are quick and extremely user friendly. I'm excited to see Wam used across the region!"
From the blog
Tips, guides, and news from the Wam team
How to Set Up Wam for Your Business in 5 Minutes
A step-by-step guide to getting your business on Wam — from signup to accepting your first payment. No technical expertise required.
What CBTT E-Money Authorization Means for Your Money
Understanding what it means that Wam is authorized by the Central Bank of Trinidad and Tobago as an E-Money Issuer and Payment Service Provider.
7 Security Features That Keep Your Wam Wallet Safe
From end-to-end encryption to biometric login, here are the security measures that protect your money and personal data on Wam.