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The RBI needs fintech-led financial inclusion (#76)
Monetary incentives, institutional support, and working with fintech companies are critical to the RBI’s financial inclusion goals
Jul 21, 2025
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Prince Jain
8
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Kakao Bank: World’s most profitable neobank (#21)
Jan 3, 2021
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Prince Jain
10
Credit on UPI: Early signals and the next phase (#73)
Aug 26, 2024
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Prince Jain
25
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Brazil’s PIX and the parallels with UPI (#43)
Dec 5, 2021
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Prince Jain
12
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Discussions
Credit Card Bill Payments: Fair game in post-BBPS world (#75)
Banks’ conflict with repayments, complications behind CRED’s big bet, and CCBP's evolution into a plug-and-play feature
Mar 10, 2025
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Prince Jain
13
3
Credit Cards: Optimism and Equal Caution (#74)
A dive into how the RBI's actions and the slowdown in retail credit have influenced the credit card industry
Dec 8, 2024
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Prince Jain
11
Credit on UPI: Early signals and the next phase (#73)
Expect more patience, competition, and traditional forms of experimentation, amid slowdown and industry-wide challenges
Aug 26, 2024
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Prince Jain
25
1
2
The Existential Financial Gaps in Logistics (#72)
A deep dive into the market dynamics of Indian commercial fleets, and learnings from experiments on working capital, fuel payments, and commercial…
Jul 30, 2024
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Prince Jain
16
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RBI's Paradox: Customer Centricity at the cost of Innovation (#71)
Second-order effects of the sledgehammer approach, and the need for entrepreneur-led innovation
May 26, 2024
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Prince Jain
6
Corporate Cards: The Opportunity Illusion (#70)
Complex underwriting, low margins, and limited infrastructure underline Indian corporate cards
Feb 25, 2024
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Prince Jain
7
4
Regulations, UPI, Credit Cards and reflections from 2023 (#69)
Regulator-led innovation, new UPI launches, credit card economics, and other large themes from the year
Dec 30, 2023
•
Prince Jain
8
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