Zilch Reviews 75,619

Easy to apply for , Download app which tells you if the shop your intended to purchase from give you a deal for using Zilch Simple to understand payment method

Good rewards scheme, one of the quickest and simplest around. Challenges like refer friends to increase credit limit is unfair, as this is difficult, especially around Christmas. Also people are s... See more

Very understanding when my account had been hacked. Resolved the problem very quickly.

Found it difficult to get the purchase first time but was able enough to get it now set

Was a bit dubious at first as I'm old, senile & didn't grow up in the computer age. 🤣🤣 However, followed instructions & made first purchase using Google Wallet, went through fine so I did somthing r... See more

Impressive and happy to be accepted, give you that opportunity for support to help improve credit rating, and I will only ne using for emergencies. Love the set up of the app. Regarding payment option... See more

"I've had the best experience with Zilch's customer service! They sorted out my issue in no time, and their support team were super friendly and helpful 😊. They listened to my query and provided a so... See more

I’ve had a good experience using Zilch so far. It’s very easy to use and helpful when you want to manage your spending without paying everything upfront. What I really like about Zilch is the “Pay... See more

I wasn't sure how this card worked but I phoned and spoke to one of your Operatives who explained how to use it. Today I used it to pay for a large bill to pay for my car repairs and it worked exact... See more

Great service would definitely use it again. They sent reminders every 2 wks and didn't bombarded you all the time trying to get you to buy other things.keep up with the great work your doingʻ

I honestly love ZILCH! They make sure payments are affordable and manageable, which shows how responsible and customer-focused they really are. The app is brilliant — intuitive, smooth, and so easy... See more

I think its great it will help most parents as a back up option for short term finance who are struggling but can pay off on what u spend its a great idea 😊

Good experience but I do wish the monthly option was standard without minimum purchase requirement, they should deffo have a pay in 30.This app has the potential to be a great all rounder if they adde... See more

Zilch has been a really helpful payment option for me. I like being able to spread the cost without interest and still stay in control of my spending. The app is easy to use, payments are clear, and r... See more

It just makes buying things a lot easier as u can pay it up & if u have a problem u can contact someone who is friendly &helpful

The process to sign up was simple and in just a couple of months I’ve managed to accrue almost £200 just by buying the things I usually do. Only had one issue which was that I needed to change my... See more

The overall process to signing up to Zilch was fast and hassle free. Initially the website was a bit confusing as it showed different account offerings that weren't mentioned on the home page. U... See more

This were my first purchase using Zilch credit card. My experience were good. The transacation on the Zilch Credit card went through smoothly. would recommand Zilch credit card to anyone looking for... See more

Zilch is amazing easy helpful payment methods You cannot fault a payment with the options available, leading to clearing balances off over time ! 24/7 help of which has proven very helpful over t... See more

Easy to join and use to make purchases of items from al different retailers. A lot better than Klarna in my opinion, bigger limits , faster transaction and less fees . Very happy with my experience s... See more

I have only just become one of your customers but so far I’m impressed, as for the six weeks layover that sounds very good Thank you

I actually love zilch! So easy to use , credit increases so fast and can always speak to customer support who will always help and sort out any problems

Nearly 4 years now I am using zilch. With Zilch’s help, my purchasing power improved a lot. Best part is 3 months payment plan. Zilch is much much better than credit card. It will be more helpful if Z... See more

Love Zilch! So easy to use and extremely convienient for spreading the cost of purchases! A great service that is linked to a wide range of major retail brands in all sectors! Highly recommended... See more

I’m great full for the credit card but the limit is low to be honest the maximum amount of £600 would be useful straight away

Excellent service. I decided I needed an item from a company and thought I would use zilch and was very easy to use the app and straight forward to use and completed the quickly. But shortly after dec... See more

It change my payment from pay over 3 months to pay in 6 weeks which is not working for me as it was a quite expensive emergency payment so not happy with it.

This helps us out no end with shopping due to one family member being off sick money is tight so having the option to pay smaller amounts over a period of time is awesome

I would highly recommend zilch the service is great any problems the get sorted straight away on the first call I’ve been with zilch a while now and never had a problem

Zilch is amazing it has really helped me get through a couple of scrapes when I haven't had enough money to buy food the payment instalments help alot.

Great platform. Easy to use. Option to extend your credit limit but only what you can afford. Can snooze payments too which is really handy.

Well, I haven’t used yet my zilch card because of the instalments of 6 weeks time which doesn’t coincide with my monthly salary coming into my account. Ins

The experience was spot on easy to register and get set up, rest of the work is done for you. I would recommend the service to anyone interested.

Super convenient and easy to use! Zilch makes buy now, pay over 6 weeks simple and stress-free. Highly recommend! ⭐⭐⭐⭐⭐

Can fault the idea, worked easy enough, sadly the purchase i made from a supplier never got delivered in full, so received refund within days.

This app is amazing and comes in handy so many times it's unreal. Easy sign up and access to what was advertised. Would highly recommend. A*****

Very happy using Zilch and the team is very competent when sorting out problems. I will recommend Zilch 100% it helps me a lot.

It has made my life so much easier to pay over the six weeks is genuis, especially in todays cost of living crisis Will recommend

Very good option for people who cannot afford to pay out all the moment at once. Very helpful customer support

Amazing company, super easy to apply, Account was set up in a few minutes and ready to use.

Zilch always answerz u quickly and easy to talk to very helpful and resolves the problem quickly thank u Zilch

I am really enjoying your service in diverse ways and I am able to make any payment easily and efficiently without any challenges

Fantastic customer service , I dealt with an agent by the name of Martin who was an absolute gentleman, Zilch you guys have a gooden keep him but reward him.

The payment wasnt taken as arranged. It was taken in full without warning and for no reason. Your supposed to pay over time not in one go. Im not happy with this at all.

Trying to build my credit score up and Zilch is helping would recommend to anyone

Responsible lender.easy to get advice.stepped in when i was struggling.easy repayments

I really enjoy Zilch services easy to use app and flexibility in term of payments

Customer service was very helpful when i spoke to them they sorted my problem out

I will to use my card but is not working does not allow me to me I don’t know why I still have trouble with active my card

Was very quick and easy very helpful. Means I can move on with my business and be able to get the items that I absolutely need.