All Systems Operational

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This page reflects Plaid system status only and can be retrieved over API. Institution and Item status can be found in the Plaid Dashboard or fetched via the API.

Uptime over the past 90 days. View historical uptime.
API - Production Operational
90 days ago
99.6 % uptime
Today
API - Sandbox Operational
90 days ago
99.67 % uptime
Today
Dashboard Operational
90 days ago
100.0 % uptime
Today
Plaid Portal Operational
90 days ago
100.0 % uptime
Today
Operational
Degraded Performance
Partial Outage
Major Outage
Maintenance
Major outage
Partial outage
No downtime recorded on this day.
No data exists for this day.
had a major outage.
had a partial outage.

No incidents or maintenance related to this downtime.

Jan 18, 2026

No incidents reported today.

Jan 17, 2026

No incidents reported.

Jan 16, 2026

No incidents reported.

Jan 15, 2026
Instant Payment Transfer Rails Delay
Resolved - Instant payment processing is now fully recovered.
Jan 15, 21:26 UTC
Monitoring - A fix has been deployed. Instant payment processing is now resumed.
We are continuing monitoring the results.
Jan 15, 21:11 UTC
Identified - Instant payments are still being processed and settled. But there is delay in marking transfers as settled and generating transfer events.

We have identified the issue and are working on the fix.
Jan 15, 19:48 UTC
Investigating - Instant Payment Transfer rails are currently experiencing settlement delay. This does not affect ACH transfers.

Instant transfer creation requests will be accepted as usual via /transfer/create, but processing these payments might be delayed.

We are actively working on identifying the issue and will provide an update shortly.
Jan 15, 19:22 UTC
Jan 14, 2026

No incidents reported.

Jan 13, 2026

No incidents reported.

Jan 12, 2026

No incidents reported.

Jan 11, 2026
Instant Payment Transfer Rails Unavailable And Delayed ACH Processing
Resolved - This incident has been resolved.
Jan 11, 10:51 UTC
Investigating - Instant Payment Transfer rails are temporarily unavailable. This applies to Instant Payouts (RTP and FedNow) and RfP (Request for Payments).

ACH Transfer creation requests will be accepted as usual via /transfer/create, but processing these payments might be delayed.

We are actively monitoring and will update this incident as it is resolved. We will provide an update if any ACH settlement windows are missed.

Once the incident is resolved, you may retry failed requests using identical idempotency keys.
Jan 11, 09:58 UTC
Jan 10, 2026

No incidents reported.

Jan 9, 2026

No incidents reported.

Jan 8, 2026

No incidents reported.

Jan 7, 2026

No incidents reported.

Jan 6, 2026

No incidents reported.

Jan 5, 2026

No incidents reported.

Jan 4, 2026

No incidents reported.

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