{"id":7,"date":"2019-02-25T10:42:23","date_gmt":"2019-02-25T10:42:23","guid":{"rendered":"https:\/\/sigmaprograms.com\/?page_id=7"},"modified":"2023-10-25T20:37:23","modified_gmt":"2023-10-26T00:37:23","slug":"about-sigma","status":"publish","type":"page","link":"https:\/\/sigmaprograms.com\/about-sigma\/","title":{"rendered":"About Sigma"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Section&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;20px||&#8221; custom_padding=&#8221;0px||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; custom_padding=&#8221;0|0px|15.9px|0px|false|false&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;About us Content&#8221; _builder_version=&#8221;4.21.0&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><strong>1. Who is Sigma Underwriting Managers?<\/strong><br \/>Sigma Underwriting Managers (SUM) is the nationwide wind catastrophe property insurance specialists for commercial and habitational properties with over 100 years of combined underwriting \u00a0experience.<\/p>\n<p><strong>2. Who is Zurich?<\/strong><br \/>SUM\u2019s policies are underwritten by a member company of Zurich, an A.M.Best \u201cA+\u201d XV rated company (2018). Zurich is an insurance-based financial services provider with a global network of subsidiaries and offices in North America and Europe as well as in Asia Pacific, Latin America and other markets. Founded in 1872, Zurich is headquartered in Zurich, Switzerland. It employs approximately 60,000 people serving customers in more than 170 countries.<\/p>\n<p><strong>3. What coverages does SUM provide?<\/strong><a id=\"sigmaCoverage\" name=\"sigmaCoverage\"><\/a><br \/>Sigma is a wind catastrophe property insurance specialist; we predominantly write habitational and commercial property insurance.<\/p>\n<p><strong>4. What is the Florida Habitational Property Program?<\/strong><br \/>The Florida habitational property program is a high-valued property program for commercial residential accounts.\u00a0\u00a0The classes of business we consider are condominiums, luxury apartments, and office condominiums.<\/p>\n<p><strong>5. What is the Commercial Property Program?<\/strong><br \/>This nationwide program is designed to write all types of low to medium-hazard properties. Outside of Florida, we can write condominiums, luxury apartments and office condominiums. We consider all construction classes and write older properties with appropriate updates.<\/p>\n<p><strong>6. What are the benefits of doing business with SUM?<\/strong><br \/>As the nationwide wind catastrophe property insurance specialists, Sigma offers the following advantages:<\/p>\n<ul>\n<li>Knowledge and authority \u2013 We are a Zurich Program Administrator, not a wholesale broker, with over 100 years of combined underwriting experience<\/li>\n<li>Broad limits \u2013 $75,000,000 to $100,000,000 in house and a company referral process for limits over authority<\/li>\n<li>Comprehensive coverage, wide range of deductibles and nationwide eligibility<\/li>\n<li>CAT modeling software and a state-of-the-art electronic policy issuance<\/li>\n<li>Generous commission structure<\/li>\n<li>Underwritten by a member company of Zurich, an A.M. Best \u201cA+\u201d XV rated carrier<\/li>\n<\/ul>\n<p><strong>7. Why is SUM different from other E &amp; S operations?<\/strong><br \/>Sigma Underwriting Managers are program administrators for Zurich correspondents, not an Excess &amp; Surplus broker (E&amp;S).\u00a0 We only underwrite for our carrier partners, we do not broker accounts.\u00a0 Working with Sigma is like working directly with the carrier.\u00a0 We offer a competitive commission and a high level of service to our clients.<\/p>\n<p><strong>8. How long will it take to get a quote?<\/strong><br \/>With a fully completed Acord application and <a title=\"Supplemental Applications\" href=\"https:\/\/sigmaprograms.com\/resources\/supplemental-property-applications\/\">supplemental application<\/a>. \u00a0Most clients provide applications well in advance of the effective dates so the account can be cleared through our reservation system.\u00a0 Larger total insured values (<a title=\"Underwriting and Insurance Terminology\" href=\"https:\/\/sigmaprograms.com\/about-sigma\/faqs\/\">TIV\u2019s<\/a>) may require <a id=\"p1232153378204\" title=\"Underwriting and Insurance Terminology\" href=\"https:\/\/sigmaprograms.com\/about-sigma\/faqs\/\">facultative reinsurance<\/a> &#8211; which requires more lead time.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>1. Who is Sigma Underwriting Managers?Sigma&#8230;<\/p>\n","protected":false},"author":1,"featured_media":962,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:paragraph -->\r\n<p>Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.<\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:paragraph -->\r\n<p>Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.<\/p>\r\n<!-- \/wp:paragraph -->","_et_gb_content_width":"","footnotes":""},"class_list":["post-7","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>About Sigma - sigma programs<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sigmaprograms.com\/about-sigma\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"About Sigma - sigma programs\" \/>\n<meta property=\"og:description\" content=\"1. Who is Sigma Underwriting Managers?Sigma...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/sigmaprograms.com\/about-sigma\/\" \/>\n<meta property=\"og:site_name\" content=\"sigma programs\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-26T00:37:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/sigmaprograms.com\/wp-content\/uploads\/2019\/10\/architecture-boats-buildings-2996208-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"598\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/sigmaprograms.com\\\/about-sigma\\\/\",\"url\":\"https:\\\/\\\/sigmaprograms.com\\\/about-sigma\\\/\",\"name\":\"About Sigma - sigma programs\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/sigmaprograms.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/sigmaprograms.com\\\/about-sigma\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/sigmaprograms.com\\\/about-sigma\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/sigmaprograms.com\\\/wp-content\\\/uploads\\\/2019\\\/10\\\/architecture-boats-buildings-2996208-1.jpg\",\"datePublished\":\"2019-02-25T10:42:23+00:00\",\"dateModified\":\"2023-10-26T00:37:23+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/sigmaprograms.com\\\/about-sigma\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/sigmaprograms.com\\\/about-sigma\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/sigmaprograms.com\\\/about-sigma\\\/#primaryimage\",\"url\":\"https:\\\/\\\/sigmaprograms.com\\\/wp-content\\\/uploads\\\/2019\\\/10\\\/architecture-boats-buildings-2996208-1.jpg\",\"contentUrl\":\"https:\\\/\\\/sigmaprograms.com\\\/wp-content\\\/uploads\\\/2019\\\/10\\\/architecture-boats-buildings-2996208-1.jpg\",\"width\":1920,\"height\":598},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/sigmaprograms.com\\\/about-sigma\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/sigmaprograms.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"About Sigma\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/sigmaprograms.com\\\/#website\",\"url\":\"https:\\\/\\\/sigmaprograms.com\\\/\",\"name\":\"sigma programs\",\"description\":\"Blending Science &amp; Underwriting\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/sigmaprograms.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"About Sigma - sigma programs","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/sigmaprograms.com\/about-sigma\/","og_locale":"en_US","og_type":"article","og_title":"About Sigma - sigma programs","og_description":"1. Who is Sigma Underwriting Managers?Sigma...","og_url":"https:\/\/sigmaprograms.com\/about-sigma\/","og_site_name":"sigma programs","article_modified_time":"2023-10-26T00:37:23+00:00","og_image":[{"width":1920,"height":598,"url":"https:\/\/sigmaprograms.com\/wp-content\/uploads\/2019\/10\/architecture-boats-buildings-2996208-1.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/sigmaprograms.com\/about-sigma\/","url":"https:\/\/sigmaprograms.com\/about-sigma\/","name":"About Sigma - sigma programs","isPartOf":{"@id":"https:\/\/sigmaprograms.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/sigmaprograms.com\/about-sigma\/#primaryimage"},"image":{"@id":"https:\/\/sigmaprograms.com\/about-sigma\/#primaryimage"},"thumbnailUrl":"https:\/\/sigmaprograms.com\/wp-content\/uploads\/2019\/10\/architecture-boats-buildings-2996208-1.jpg","datePublished":"2019-02-25T10:42:23+00:00","dateModified":"2023-10-26T00:37:23+00:00","breadcrumb":{"@id":"https:\/\/sigmaprograms.com\/about-sigma\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/sigmaprograms.com\/about-sigma\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/sigmaprograms.com\/about-sigma\/#primaryimage","url":"https:\/\/sigmaprograms.com\/wp-content\/uploads\/2019\/10\/architecture-boats-buildings-2996208-1.jpg","contentUrl":"https:\/\/sigmaprograms.com\/wp-content\/uploads\/2019\/10\/architecture-boats-buildings-2996208-1.jpg","width":1920,"height":598},{"@type":"BreadcrumbList","@id":"https:\/\/sigmaprograms.com\/about-sigma\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/sigmaprograms.com\/"},{"@type":"ListItem","position":2,"name":"About Sigma"}]},{"@type":"WebSite","@id":"https:\/\/sigmaprograms.com\/#website","url":"https:\/\/sigmaprograms.com\/","name":"sigma programs","description":"Blending Science &amp; Underwriting","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/sigmaprograms.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/sigmaprograms.com\/wp-json\/wp\/v2\/pages\/7","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sigmaprograms.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/sigmaprograms.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/sigmaprograms.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sigmaprograms.com\/wp-json\/wp\/v2\/comments?post=7"}],"version-history":[{"count":6,"href":"https:\/\/sigmaprograms.com\/wp-json\/wp\/v2\/pages\/7\/revisions"}],"predecessor-version":[{"id":1342,"href":"https:\/\/sigmaprograms.com\/wp-json\/wp\/v2\/pages\/7\/revisions\/1342"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sigmaprograms.com\/wp-json\/wp\/v2\/media\/962"}],"wp:attachment":[{"href":"https:\/\/sigmaprograms.com\/wp-json\/wp\/v2\/media?parent=7"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}