This book is amazing! I bought it off of TikTok shop during New Years Eve. The financial wisdom in the book is unlike any I've ever read. As a Christian, It has helped me defeat generational financial curses. I would highly recommend this book to anyone, regardless of where you are in your faith.

Simple Money, Rich Life by Bob Lotich is a refreshing, faith-centered approach to personal finance that is both practical and inspiring. Lotich offers readers more than just budgeting tips—he presents a complete framework for living generously, achieving financial freedom, and finding deeper purpose in wealth stewardship.

What makes this book stand out is its clear, actionable steps, rooted in timeless biblical principles. Lotich weaves his personal journey of financial struggle and breakthrough with practical advice on debt elimination, smart investing, spending wisely, and cultivating generosity. His “Four-Part Formula” is straightforward, making complex financial concepts accessible to readers at any stage.

The tone throughout the book is encouraging rather than condemning, making it feel like advice from a trusted friend rather than a lecture. Lotich emphasizes that building wealth isn’t about selfish accumulation but about unlocking a richer life of giving, impact, and freedom.

Some readers deeply entrenched in traditional financial models may find the faith-based approach unusual, but for those looking for a holistic, heart-centered money strategy, Simple Money, Rich Life delivers transformational wisdom.

A must-read for anyone who wants to manage money well, live generously, and experience true financial freedom.

I picked up Simple Money, Rich Life expecting a straightforward book on financial principles, but I was pleasantly surprised. This book seamlessly blends personal finance, biblical wisdom, and a deeper call to purpose, offering a combination that feels both practical and inspirational. It’s not just about building wealth for comfort, but about stewarding resources well for something bigger than ourselves.

What stands out is how the authors don’t separate money from mission. They talk about eliminating debt, automating generosity, and designing a life you don’t need a vacation from. But they also push you to think beyond the numbers, how are you using your time, talents, and finances to make an eternal impact? That lens gives everything a deeper meaning.

The personal stories and examples throughout are relatable, especially if you’ve struggled with consumer debt, lifestyle creep, or the feeling that you should be doing more with your life. It’s written in a conversational, humble tone that doesn’t feel preachy or judgmental. Instead, it invites you into a mindset shift, one where simplicity leads to freedom, and freedom leads to purpose.

Even if you’ve read a ton of financial books, this one is different. It’s for anyone who wants their money to align with their values, especially if faith is an important part of their life. I walked away not just with tools to manage my money better, but with clarity on what I want my life to be about. That’s a rare combo.

If you’re looking for a book that encourages both smart stewardship and living generously with an eternal perspective, Simple Money, Rich Life is worth your time.

Awesome book and eye opening. Especially if you are overwhelmed with debt issues and where to start. Loved the book so much that I ordered another for my teenage daughter so she can start off on the right path.

I'll start by saying I purchased this book with my own money and was asked to give an honest review. My honest review follows:

I've read through chapter 19 of Simple Money, Rich Life. It is an easy read yet packed with solid wisdom. Through the telling of his story, the author disperses solid, actionable steps to not only get out of debt, but to gain financial wealth and freedom while serving others as we were meant to do. My favorite part of the 19 chapters I've read so far, is in chapter 17 where the author emphasizes giving people what they demand. Life truly is about serving others, for their sake, not our own. This part of the book really stuck out to me because I've been job interviewing and the first (and every) time I used a specific question, "If hired, what would you recommend I do in the first 30 days to ensure my success in the position?" I received a wonderful reaction from the interviewer. In fact, the first company I asked that question to ended up offering me a position. To my point, they saw it as me desiring to serve them, not the other way around.

I see a continuing thread in this book of "it is more blessed to give than to receive". As one who is very committed to great customer service, I see this book as adding the missing financial instruction I need to thrive. It will complete and round out my newly found determination to get out of debt so I can serve others even more fully. I find this book and the author's solid and insightful courses to be much better than Dave Ramsey's materials because they are not just on paper, but are hands on, everyday foundational, actionable steps and activities to do. It's kind of difficult to explain, but laying stuff out on paper in categories, for me, did not translate into actions that kept my finances in order. Lotich gives action steps, verbs to go do, action that works!

Lastly, I'd encourage all lovers of Christ as well as anyone who desires financial freedom to utilize Lotich's book "Simple Money, Rich Life" and his easy to follow courses because they are based on the proper ultimate foundation of serving others, which makes our own life richer and more joyful.

Dana H.

I finished Simple Money, Rich Life in just two weeks—the fastest I've ever finished a book. I simply could not put it down.

I took Financial Peace University two years ago, and while there are some similar principles, this book offers a different perspective on money and stewardship that I found refreshing and deeply encouraging.

What I loved most was that this book isn't just about money; it's about honoring God with what He has entrusted to us. The author's love for the Lord shines through every chapter, and his focus on using money for God's Kingdom is both inspiring and challenging.

If you're looking for practical financial wisdom rooted in biblical truth, I highly recommend this book.

If you only read one review, here it is: This is an unparalleled book about honoring King Jesus with your finances.

Save, earn, give, enjoy. The four mantras that ring true throughout this incredibly well-written book by Bob Lotich. Most Christian books start great, but by the end can feel like your lot in life is to cut credit cards and squirrel away every cent you earn. Whatever happened to abundant life in and through Christ?

Conversely, Bob (and in playful moments, Linda) haven’t just written a book; they’ve contributed crucial insights to an even more essential conversation—a conversation about how to holistically glorify God with our finances. As they articulate so well, generosity is the antidote to greed, and through that lens, a new fire to earn is awakened. Not for the sake of vanity, but for the sake of heaven—and that, my friends, is what we call Gospel work.

I’m scratching my head at how they managed to write a book on two forbidden family-gathering topics (money and religion), and yet here I am talking Pearson’s Law and giving goals as mom passes the Christmas ham. Talk about the grace of God.

Do yourself a huge favor…buy a copy. Buy your family a copy. Buy your friend a copy. Buy your dog a copy just for the heck of it. Bob and Linda have done an exceptional job of disarming the topic of money in a witty, informed, and inspiring way. Whether you're trying to dig out of debt or you're ready to start building wealth for the Kingdom, this book is for you. You won’t be disappointed.

Hello. I love your book! I am so excited about the changes that I am going to make with my family‘s finances with my wife and I. But I am leading so that makes me nervous. I’ve always had the more lazier approaching my wife has it been in charge and so a few years ago, she asked me to take over and at this book is on the verge of changing my life. I am obsessed with my identity in Jesus. I believe that God is giving me this material to succeed and have a marker point for when he showed up. Thank you, Bob for writing this and sharing your heart for ministry, giving, and identity.

It is an easy book to read. I wish I had access to this when I was younger. I have passed this to my younger friends to read.

Amazing, Really good read and very practical

Simple Money Rich Life by Bob Lotich is a great book and good as a wonderful gift too

Wieviel Weisheit habe ich in diesem Buch gefunden, die einfach zugaenglich und konkret umsetzbar ist. In einleuchtender Art beschreibt der Autor seine Einsichten und fuehrt den Leser an der Hand in finanzielle Freiheit. Klare Empfehlung, auch fuer den Newsletter!

Life changing & fantastic read. Honestly I cannot recommend this book. This book has been a real blessing, it has provided me with great insight, knowledge & understanding. In many more ways than one(spiritually & practically). It has provided me with information that I have needed. God sent. 10/10