Higher Education

Free Application for Federal Student Aid (FAFSA) and Youth Homelessness

This page provides comprehensive FAFSA-related resources to help youth, K-12 educators, homeless service providers, and higher education professionals understand, prepare, and fill out the FAFSA.

Verify Independent Student Status with These Forms

This letter is designed to help verify the independent student status of unaccompanied homeless youth.
Download the Sample Forms

How to Answer FAFSA Questions

This resource will help you navigate answering the questions about homelessness and how to request an unaccompanied homeless youth determination.
A Step-By-Step Guide

The Free Application for Federal Student Aid (FAFSA) is the form that youth need to fill out to get any financial aid from the federal government to help pay for college.

The Free Application for Federal Student Aid (FAFSA) is filled out each year a student is applying for college. For youth who are experiencing homelessness, or who are at risk of homelessness, and who are on their own, applying for the FAFSA can be complex.

New FAFSA data shows increased access to financial aid for homeless and foster youth in 2023–24

New federal data show a 28% increase in FAFSA completions among homeless youth and a 9% increase among foster youth in 2023–24—highlighting early impacts of the FAFSA Simplification Act. Learn more about the key findings, including the role of school district liaisons, reduced undetermined cases, and what’s needed to sustain momentum in future FAFSA cycles.

I am a Youth Under 24 Who Is Experiencing Homelessness

Homeless Definitions

This resource explains the definitions of homelessness and provides various examples. 

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FAFSA Independence Guide for Unaccompanied Homeless Youth

This page is designed to help students determine if they meet the definition of an independent student as an unaccompanied homeless youth for the FAFSA.

Get the Guide

Interactive Unaccompanied Homeless Youth Determination Tool

Use this tool to determine if you qualify as independent on the FAFSA as an unaccompanied homeless youth.

Use The Tool

How to Answer FAFSA Questions About Homelessness

This resource will help you navigate answering the questions about homelessness and how to request an unaccompanied homeless youth determination.

The resource

I’ve Been Selected for Financial Aid ID Verification—What Do I Do?

After submitting the FAFSA, some students are selected for ID verification—a process used to confirm your identity and prevent fraud. This page explains what ID verification means, how it’s different from an unaccompanied homeless youth determination, and the steps you can take if you’re selected. We also provide resources to help you obtain a government-issued photo ID.

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Unaccompanied Homeless Youth Written Statement: A Template for Students

This template is for students who are requested to write a written statement about unaccompanied homeless youth determinations by their financial aid office.

download the template

Tips for Preparing for an Independent Financial Aid Interview

This resource is designed to help unaccompanied homeless youth prepare for documented interviews with the financial aid administrator.

Related resource: [Video] Role-Playing a FAFSA Unaccompanied Homeless Youth Determination Interview

get the tips

Understanding Students Loans: The Basics

For most youth and young adults, student loans are a necessary part of college, even when a financial aid package includes scholarships. In choosing loans and loan amounts, there are many options and factors to consider that can have significant long-term impacts. This tip sheet provides some important information to keep in mind as you prepare to pay for college.

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Understanding Student Loans: Repayment

For most youth and young adults, student loans are a necessary part of college, even when a financial aid package includes scholarships. In choosing loans and loan amounts, there are many options and factors to consider that can have significant long-term impacts. This tip sheet provides some important information about repaying student loans.

Learn More

I Work in K-12 Education or Homeless Services

Sample Form Letters to Determine Independent Student Status of Unaccompanied Homeless Youth for the FAFSA

Federal law (the McKinney-Vento Act) requires school district homeless liaisons to inform unaccompanied homeless youth of their status as independent students for financial aid (the Free Application for Federal Student Aid, or FAFSA) and help them obtain verification of that status. To help implement this policy, we’ve prepared a sample form letter (Microsoft Word). This form letter may be edited as appropriate for your school district, institution of higher education, shelter, transitional living program, or street outreach program.

Download the templates

Navigating Financial Aid for Immigrant and Mixed-Status Students Experiencing Homelessness

A practical guide for counselors and financial aid professionals supporting immigrant and mixed-status students at risk of homelessness, covering FAFSA eligibility, dependency status, and UHY determinations.

Read the Guide

FAFSA Webinar Q&As

Find questions submitted during our FAFSA webinars, along with the answers we provided.

Questions & Answers | 2025 & 2026 FAFSA Webinars

Top 10 FAFSA Questions from High School Counselors/Liaisons

This quick guide covers the 10 questions we hear most from high school counselors and McKinney-Vento liaisons about supporting students experiencing homelessness with the Free Application for Federal Student Aid (FAFSA)

Top 10 FAFSA Questions

Inform Students about the FAFSA: Use This Email Template

The new 2026-2027 FAFSA is available now. Use this email template to inform students that the FAFSA is out and what materials they need to fill it out. It is important to let students know how to fill out the FAFSA as soon as they can, so they can pursue postsecondary education with as much financial as possible.

Get the template

Customizable Unaccompanied Homeless Youth (UHY) FAFSA 101 Presentations

These presentations include a 10-minute general UHY FAFSA 101 template and a comprehensive UHY FAFSA training. You can customize the presentation by adding:
  1. Local/state data about UHY FAFSA completion 
  2. Specific resources tailored to your audience (liaisons, counselors, financial aid administrators, service providers, college access programs, etc.) 
  3. State policies about FAFSA completion or other state laws for supporting college students experiencing homelessness 
  4. Other local or community resources for housing, food, emergency aid, or scholarship opportunities

10-Minute Unaccompanied Homeless Youth FAFSA 101 Template Comprehensive Unaccompanied Homeless Youth FAFSA 101 Template

FAFSA Referral Form for McKinney-Vento Liaisons

The FAFSA Referral Form is specifically for counselors, liaison designees, and school staff who, while assisting with FAFSA applications, discover that a student is unaccompanied and homeless or unaccompanied, self-supporting, and at risk of homelessness.

Download the form

Navigating Financial Aid for Homeless Students: A FAFSA Screening Tool and Checklist for High School Counselors

This page features a FAFSA screening tool and checklist to help counselors and school staff determine if students are experiencing homelessness or in foster care, along with next steps to keep them on track with completing the FAFSA.

Use the tool and checklist

FAFSA Independence Guide for Unaccompanied Homeless Youth

This page is designed to help students determine if they meet the definition of an independent student as an unaccompanied homeless youth for the FAFSA.

Get the Guide

Tips for Helping Homeless Youth Succeed in College: Accessing Financial Aid

This living document contains strategies that schools, community agencies, and colleges can use to help students access and maintain their financial aid. 

Get the tips

I Work in Higher Education

Sample Form Letters to Determine Independent Student Status of Unaccompanied Homeless Youth for the FAFSA

Federal law (the McKinney-Vento Act) requires school district homeless liaisons to inform unaccompanied homeless youth of their status as independent students for financial aid (the Free Application for Federal Student Aid, or FAFSA) and help them obtain verification of that status. To help implement this policy, we’ve prepared a sample form letter (Microsoft Word). This form letter may be edited as appropriate for your school district, institution of higher education, shelter, transitional living program, or street outreach program.

Use the sample form

FAFSA Webinar Q&As

Find questions submitted during our FAFSA webinars, along with the answers we provided.

Questions & Answers | 2025 & 2026 FAFSA Webinars

Customizable Unaccompanied Homeless Youth (UHY) FAFSA 101 Presentations

These presentations include a 10-minute general UHY FAFSA 101 template and a comprehensive UHY FAFSA training. You can customize the presentation by adding:
  1. Local/state data about UHY FAFSA completion 
  2. Specific resources tailored to your audience (liaisons, counselors, financial aid administrators, service providers, college access programs, etc.) 
  3. State policies about FAFSA completion or other state laws for supporting college students experiencing homelessness 
  4. Other local or community resources for housing, food, emergency aid, or scholarship opportunities

10-Minute Unaccompanied Homeless Youth FAFSA 101 Template Comprehensive Unaccompanied Homeless Youth FAFSA 101 Template

Updated Federal FAFSA Guidance for Unaccompanied Homeless Youth – as of July 19, 2024

On Friday, July 19, the U.S. Department of Education (ED) issued an electronic announcement reminding financial aid administrators of their roles and responsibilities with respect to unaccompanied youth experiencing homelessness (UHY). This announcement is an update to guidance that was issued in April 2023.

get the updates

Inform Students about the FAFSA: Use This Email Template

The new 2026-2027 FAFSA is available now. Use this email template to inform students that the FAFSA is out and what materials they need to fill it out. It is important to let students know how to fill out the FAFSA as soon as they can, so they can pursue postsecondary education with as much financial as possible.

Get the template

Unaccompanied Homeless Youth Determination: A Template for Financial Aid Administrators

Financial aid administrators have the responsibility to make determinations of unaccompanied homeless youth if youth are unable to get determinations from other entities. The determination must be made based on the legal definitions of homeless and unaccompanied, and independently from the reasons that the student is an unaccompanied homeless youth, or is a youth who is unaccompanied, at risk of homelessness, and self-supporting. This template can be used by financial aid administrators to make unaccompanied homeless youth determinations.

Use the template

Unaccompanied Homeless Youth Written Statement: A Template for Financial Aid Administrators

This template is for financial aid administrators requesting written statements for students requesting an unaccompanied homeless youth determination.

Get the template

Financial Aid Administrator How To: Unaccompanied Homeless Youth FAFSA Renewals

In this video, Caleb McKay, FAAC, SchoolHouse Connection FAFSA Completion Senior Manager, and Jillian Sitjar, Director of Higher Education, discuss the critical role Financial Aid Administrators play in supporting students experiencing homelessness under the FAFSA Simplification Act. Learn about important changes in renewal processes, new Unaccompanied Homeless Youth (UHY) determination acceptance, and adherence to federal definitions. This video also offers guidance on updating institutional forms and managing UHY determinations to ensure timely aid for students. For further assistance, reach out to caleb@schoolhouseconnection.org.

Tips for Helping Homeless Youth Succeed in College: Accessing Financial Aid

These are strategies schools, community agencies, and colleges can use to help students access and maintain their financial aid. 

Get the tips

How Emergency Aid Can Prevent Homelessness Among College Students

Emergency aid programs offer financial resources for students who face an unexpected crisis that could prevent them from completing their academic term. These programs can be helpful for all college students, but they are especially critical for those experiencing homelessness or those who are at risk of becoming homeless. This SchoolHouse Connection brief provides examples of emergency aid programs and offers strategies for streamlining services.

Learn more

Video Playlist for Financial Aid Professionals

Be sure to click this icon in the upper-right corner of the video player for the full library!

Policy

(GENERAL-24-88) Reminder – Unaccompanied Homeless Youth Determinations

On Friday, July 19, 2024, the U.S. Department of Education (ED) issued an electronic announcement reminding financial aid administrators of their roles and responsibilities with respect to unaccompanied youth experiencing homelessness (UHY). This announcement is an update to guidance that was issued in April 2023.

DCL Gen-23-06: Unaccompanied Homeless Youth Determinations

On April 14, 2023, the U.S. Department of Education issued a Dear Colleague Letter that announces changes from the FAFSA Simplification Act that will go into effect for the 2023-2024 FAFSA award year. View the list of changes here.

The FAFSA Simplification Act: Youth Experiencing Homelessness and Youth with Experience in Foster Care

The FAFSA Simplification Act (enacted as part of the Consolidated Appropriations Act, 2021 and updated by the Consolidated Appropriations Act, 2022) aims to remove many of the barriers faced by youth experiencing homelessness or with experience in foster care. The new provisions for homeless and foster youth are in effect for the 2023-2024 award year, here’s a summary of the changes.

DCL GEN-22-15: FAFSA Simplification Act Changes for Implementation in 2023-24

On November 4, 2022, the U.S. Department of Education issued a Dear Colleague Letter that announces changes from the FAFSA Simplification Act that will go into effect for the 2023-2024 FAFSA award year. View the list of changes here

Research

Below are SchoolHouse Connection’s Analysis of FAFSA Data Report:

  • *Published in May 2025* “New FAFSA data shows increased access to financial aid for homeless and foster youth in 2023–24” New federal data show a 28% increase in FAFSA completions among homeless youth and a 9% increase among foster youth in 2023–24—highlighting early impacts of the FAFSA Simplification Act. Learn more about the key findings, including the role of school district liaisons, decline in unaccompanied determination requests, and what’s needed to sustain momentum in future FAFSA cycles.
  • *Published in 2022* “Working Harder Just to Be Seen and Heard:” Barriers to Financial Aid for Homeless and Foster Youth
    This new SchoolHouse Connection report documents a significant drop in the number of unaccompanied homeless youth and foster youth FAFSA determinations, and an alarming increase in the number of FAFSA applicants who requested homeless youth determinations, but did not receive them. It comes just days before the new FAFSA is released on October 1, and yet the U.S. Department of Education has not yet implemented critical changes to the FAFSA for homeless and foster youth.
  • *Published in 2020* FAFSA & Homeless Youth: Challenges + Recommendations in the COVID-19 Era
    This SchoolHouse Connection report examines six years of financial aid data for unaccompanied homeless youth. These data demonstrate continued barriers to financial aid access – barriers that have been exacerbated by the COVID-19 outbreak.
  • *Published in 2018* Youth Homelessness and Higher Education: An Analysis of FAFSA Data
    This 2018 report examines a critical component of the basic needs of unaccompanied homeless youth in higher education: financial aid. Without financial aid, postsecondary education–their best hope for lasting housing stability–is simply out of reach.
  • *Published in 2017* “This is How I’m Going to Make a Life for Myself:” An Analysis of FAFSA Data and Barriers to Financial Aid for Unaccompanied Homeless Youth
    This 2017 report analyzes data from the U.S. Department of Education that provide important insights into the challenges that unaccompanied homeless youth face in accessing federal financial aid. The data also provide baseline information to assess states’ progress in implementing important new provisions in the Every Student Succeeds Act (ESSA) that were enacted to help students experiencing homelessness transition from high school to postsecondary education. We conclude our analysis with recommendations for policy and practice, including the upcoming reauthorization of the Higher Education Act.

GAO Report – Actions Needed to Improve Access to Federal Financial Assistance for Homeless and Foster Youth

In May 2016 the GAO found that burdensome program rules can hinder the ability of homeless and foster youth to access federal supports; extensive documentation requests can impede access to aid for homeless youth; annual re-verification of homelessness poses barriers for unaccompanied homeless youth; and that limited academic preparation, family support, and awareness of resources make it harder for homeless and foster youth to pursue college.

John Burton Advocates for Youth Report – The Overlooked Obstacle: How Satisfactory Academic Progress Policies Impede Student Success and Equity

This report explores the impact of SAP standards and policies on financial aid with specific attention to students of color, experience in foster care, and homelessness.