About Richart
The most widely used digital bank! Winner of the German Red Dot Design Award…and 80 other domestic and international awards All convenient financial services in Richart↓ Download Richart now! Deposits, credit card pa
The most widely used digital bank!
Winner of the German Red Dot Design Award…and 80 other domestic and international awards
All convenient financial services in Richart↓ Download Richart now! Deposits, credit card payments, transfers, currency exchange, investments, bill payments, loans—all in one app!
*Promotions and activities are subject to the Richart website.
Richart's features:
I. Online account opening/appointment: Super easy application, even from home! Just your phone and two ID documents, and you can complete the application in 10 minutes.
II. Effortless trading and investment:
【Any Transfer】Still struggling to pay bills at gatherings? Richart offers instant transfers! Simply enter your friend's phone number or email address to easily pay without cash. No more awkward payments, everyone's happy at gatherings!
【Fast and accurate currency exchange】Earn more with our foreign currency deposits and enjoy high interest rates! Richart not only offers real-time currency exchange rate monitoring but also provides convenient features like exchange rate notifications and currency conversion calculators, allowing you to quickly and easily get the best rates! Plus, enjoy high interest rates on various foreign currency savings and fixed deposits – double the benefits!
[Invest from NT$10] Start investing with just a penny! There's also "Richard's Investment Portfolio"!
You can purchase Richart's fund investment portfolio for as little as NT$10 and track your investment returns at a glance, making fund investing as simple and fun as a game. There's also "Richard's Investment Portfolio," where Richard selects and customizes your portfolio, monitoring the market and providing adjustment suggestions – even beginners can easily get started!
[Smart Budgeting and Bill Payment] Super-easy budgeting, pay bills without leaving your hands! Phone bills, clothing expenses, dining expenses… the Richart APP keeps track of everything and automatically analyzes your income and expenditure details, making it easy to understand where your money is going! Even better, you can pay your phone bills, credit card bills, water bills, and electricity bills from home, easily tracking every penny you spend – it's hard not to love it!
And that's not all! In addition to deposit and investment fee discounts, you get 5 free cross-border withdrawals and transfers each month. Plus, there are over 3,000 Taishin ATMs across Taiwan, so you can enjoy the joy of saving money with Richart wherever you go!
Want to learn more? Please visit the Richart website: https://richart.tw Richart 24-hour customer service hotline (02)8798-9088 / 0800-888-800 (local calls only)
========== For Foreigner Users ===========
Foreigners can now open a Richart account (If you hold a Resident Certificate(ARC))!
Visit Richart's exclusive website designed for you ( https://richart.tw (click foreigner account)) and you can open an saving account within 5 mins!
The process is super easy and fast! Count on Richart for all banking needs in Taiwan!
You will need to download Richart app to authenticate NTD and multiple currency transfer transactions.
If you need any help, you can reach out to Richart 24 hour customer service: (02)8798-9088/ 0800-888-800 (press 3 for English service)
Richart foreign account is online! Open an account with a valid long-term residence permit! Visit our dedicated webpage (https://richart.tw (foreigner account button)) and open a digital account online in under 5 minutes – simple and convenient! After opening your account, you can download our app for Taiwan-foreign currency transfer transactions – safe and fast! If you have any questions, feel free to contact us! Richart 24-hour customer service hotline: (02)8798-9088 / 0800-888-800 (Press 3 for English service)
●Total Fee Percentage:
Richart Credit: Total Fee Percentage: 4.12% - 16.39%
Reserve Fund: Loan annual interest rate 3.99%~13.99% (fixed rate) Please refer to the Richart website for the correct percentage.
●Fund investment involves investment risks. Investors should carefully read the fund prospectus before subscribing. ● Foreign currency transactions involving currency conversion may result in exchange losses. Applicants should carefully consider and assess the situation before deciding whether to proceed.
● To provide a better trading service, Richart currently only supports Android 6.0 and above. Please update your operating system as soon as possible to continue using the Richart APP service!
● Reminder: To ensure the security of your account, please install security software on your mobile device.
Previous Versions
Here you can find the changelog of Richart since it was posted on our website on 2023-04-05 21:09:31.
The latest version is 3.16.01 and it was updated on 2026-06-11 13:59:25. See below the changes in each version.
Richart version 3.16.01
Updated At: 2026-06-03
Changes: 還沒加入台新Richart？2026超優方案來啦 ！
2025/12/1起開戶的新朋友，至2026/6可享最高優利子帳戶10萬元以內3.5%，越早開戶越早享受優利！
已持有台新Richart帳戶的好朋友們，完成任務即享優利子帳戶限額30萬元以內1.8%，存越多利息越多！
*詳細活動內容詳見台新Richart官網
Richart version 3.14.3
Updated At: 2025-10-28
Changes: 台新Richart 信用卡全新上市，吃喝玩樂刷這張享最高回饋3.8%
新開Richart帳戶可同步申辦，新朋友還享優利子帳戶最高3.5%活儲利率~!
消費高回饋、存錢超優利！台新Richart你的智慧好夥伴
謹慎理財 信用至上
Richart version 3.13.0
Updated At: 2025-08-15
Changes: Richart全新推出365天不間斷換匯服務！
除平日可透過Richart通路進行13種外幣兌換，即日起假日亦開放美元兌換，全年無休，隨時換匯超方便
Richart version 3.11.5
Updated At: 2025-05-21
Changes: Richart全新「預約申請股票抽籤」功能上線！
現在可以透過Richart「預約申請股票抽籤」囉！可預約申請抽籤標的、詳細時程一目瞭然！快來看看～
*證券戶開戶、股票抽籤業務由台新證券提供，Richart僅提供預約申請。
Richart version 3.11.0
Updated At: 2025-04-27
Changes: Richart定期定額換匯功能全新上線！
一次設定，即可預約固定頻次/金額之換匯交易，
再享外幣讓分優惠，快來體驗聰明換匯新選擇
Richart version 3.10.1
Updated At: 2025-03-19
Changes: Richart優利子帳戶在線等！
超簡單的存錢任務，1.6%高利立即到手~
心動不如馬上行動，打開App了解更多
Richart version 3.9.0
Updated At: 2024-12-09
Changes: Richart 新臺幣全新改版！
更讚的優利專案、簡單的存錢任務，輕鬆拿1.6%高利！
Richart version 3.8.1
Updated At: 2024-10-23
Changes: Richart 美元優利定存現在用美元存款也可以申購！
專案期間只要符合「外幣新資金」資格，即可透過Richart外幣活期存款帳戶申購超優利美元定存，多種天期任選，最低只要50美元即可存，現在就打開App了解更多～
＊承作外幣存款須承擔匯兌風險且如涉及幣別轉換可能有匯兌損失，申請人應審慎考量評估，自行決定是否承作。
If you are a foreigner, you will need to download this app to authenticate transactions. Try it out by downloading NOW!
若無法更新，請嘗試清除 Play 商店的快取和資料
1. 開啟裝置的「設定」應用程式 設定
2. 依序輕觸 [應用程式和通知] 下一步 [查看所有應用程式]
3. 向下捲動，輕觸「Google Play 商店」圖示 Google Play
4. 依序輕觸 [儲存空間] 下一步 [清除快取]
5. 接著輕觸 [清除資料]
6. 重新開啟 Play 商店並重新下載
Richart version 3.7.6
Updated At: 2024-09-19
Changes: 更讚的貸款功能全新登場！無論是換車、裝潢、理財週轉等資金需求，通通給你超優方案及利率，現在就打開App一探究竟！
If you are a foreigner, you will need to download this app to authenticate transactions. Try it out by downloading NOW!
若無法更新，請嘗試清除 Play 商店的快取和資料
1. 開啟裝置的「設定」應用程式 設定
2. 依序輕觸 [應用程式和通知] 下一步 [查看所有應用程式]
3. 向下捲動，輕觸「Google Play 商店」圖示 Google Play
4. 依序輕觸 [儲存空間] 下一步 [清除快取]
5. 接著輕觸 [清除資料]
6. 重新開啟 Play 商店並重新下載
Richart version 3.7.0
Updated At: 2024-08-19
Changes: 網路聲量爆棚的全新太陽卡/玫瑰超強信用卡，Richart開戶也可以同辦了！
指定超商、百貨、全台餐廳、外送...等超多通路，天天刷/大筆刷『最高3.8%回饋無！ 上！ 限！』
Richart新朋友新戶2024/8/31前完成指定任務，再享消費加碼1.2%回饋無上限(限20,000名，活動內容及限制詳見Richart官網)
謹慎理財 信用至上
If you are a foreigner, you will need to download this app to authenticate transactions. Try it out by downloading NOW!
若無法更新，請嘗試清除 Play 商店的快取和資料
1. 開啟裝置的「設定」應用程式 設定
2. 依序輕觸 [應用程式和通知] 下一步 [查看所有應用程式]
3. 向下捲動，輕觸「Google Play 商店」圖示 Google Play
4. 依序輕觸 [儲存空間] 下一步 [清除快取]
5. 接著輕觸 [清除資料]
6. 重新開啟 Play 商店並重新下載
Disclaimer
Official Google Play Link
We do not host Richart on our servers. We did not scan it for viruses, adware, spyware or other type of malware. This app is hosted by Google and passed their terms and conditions to be listed there. We recommend caution when installing it.
The Google Play link for Richart is provided to you by apps112.com without any warranties, representations or guarantees of any kind, so access it at your own risk.
If you have questions regarding this particular app contact the publisher directly. For questions about the functionalities of apps112.com contact us.
