Real Estate Investing in Chugiak, Alaska (99567)

Anchorage Borough • Population: 6,739 • Data updated: June 2026

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Should you buy in 99567 (Chugiak, AK)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (56/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (47/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
2 flags
  • High vacancy: 17.1% of homes vacant — above national norms.
  • High price-to-rent: Price-to-rent ratio 28.0 — hard to cash-flow at these prices.

What’s happening in Chugiak, AK (99567)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $510,483
Avg Monthly Rent $1,521
1% Rule ✗ Does Not Meet
Median Income $117,389
% Renters 10.5%

Market Analysis: 99567 Chugiak

ZIP 99567 in Chugiak, AK carries a resilient set of headwinds. Home values near $510K and rents of $1,521/mo sit inside a market where underwriting has to be tight.

The 99567 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Within AK, ZIP 99567 trails on several market indicators that neighboring Anchorage Borough submarkets outperform. The gap is real and robust enough to shape underwriting.

Who lives in 99567 is part of why the ZIP is priced as it is. The demographic profile requires hands-on management, tight screening, and local knowledge.

Distressed ZIPs reward experience. resilient returns are possible in 99567, but they flow to investors who already understand how to operate in soft markets.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Chugiak:

C+ Average
Buy Confidence Score: 65/100
Affordability
15/25
Appreciation
18/25
Stability
9/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 4.3× the median income
Value Trend
Rising (+5.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,521/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Anchorage, AK Metro Area
Even conditions for buyers and sellers
16 days
Average time to sell
Fast
11.1%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of June 20, 2026 — updated weekly from Anchorage, AK metro data
🏠

Property Strategy for 99567

Which property type performs best in this market?

Best for Cash Flow
3BR
3.5% cap rate
Best for Appreciation
4BR
+4.5% 5yr CAGR
Best Overall Value
5BR
$129,939/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $362,619 $1,690 3.4% +2.9% $181,310
3BR $481,234 $2,350 3.5% +3.8% $160,411
4BR $584,674 $2,840 3.5% +4.5% $146,168
5BR $649,693 +3.9% $129,939

Market Trends

Home Value History (with trend line)

$529K$476K$422K$369K$316K$262KMay 2006May 2016May 2026

📊 How Does 99567 Compare?

Metric 99567 Chugiak Anchorage, AK Alaska
Home Value $510,483 $510,483 N/A $378,640
5-Year CAGR 4.6% 4.6% N/A 3.6%
Avg Rent $1,521 $1,521 N/A -
Cap Rate 2.3% 2.3% - -
💡 Why Invest in 99567? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 99567 (Chugiak, AK). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
2.3%
Low
5yr Growth
+4.6%
Moderate

📉 Market Crash Risk Index

Based on Anchorage, AK metro

0/10
Low Risk
Price YoY
0/3
N/A
Rent YoY
0/2
N/A
Below List
0/3
36%
Days Pending
0/2
16 days

View all metro crash risk rankings →

📊 Market Snapshot

Home Value $510,483
Monthly Rent $1,521
Price-to-Rent 28.0:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.6%
Cap Rate 2.3%
5-Year IRR 6.9%

📈 Home Appreciation

1-Year +5.1% ▲
3-Year CAGR +4.5% ▲
5-Year CAGR +4.6% ▲
10-Year CAGR +3.8% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.3%  |  30yr Rate: 6.5%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (2.3%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

Run an IRR Analysis →

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.1%
Elevated risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
+4.6%
Stable
Eviction process: Fast Rent control: Moderate

Demographics in 99567

Population: 6,739

💰 Median Household Income
$117,389
This area
$117,389
State
$64,271
USA
$74,580
🏠 Renter Occupied
10.5%
This area
10.5%
State
30.7%
USA
34.0%
💼 Unemployment Rate
3.9%
This area
3.9%
State
-13.0%
USA
3.7%
🎓 College Educated
38.4%
This area
38.4%
State
-3.6%
USA
33.7%
👤 Median Age
41.5 years
This area
41.5 years
State
2.6 years
USA
38.9 years
🏚️ Vacancy Rate
17.1%
This area
17.1%
State
37.0%
USA
10.5%
👥 Population by Ethnicity
White 81.5%
Other/Mixed 17.7%
Hispanic/Latino 2.7%
Black/African American 0.6%
Asian 0.2%
👶 Under 18
21.4%
This area
21.4%
USA
22.0%
👴 65 and Over
15.0%
This area
15.0%
USA
17.3%
📊 Poverty Rate
9.5%
This area
9.5%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 99567

B+ Avg School Grade
4 Schools
18.4:1 Avg Class Size
$18,698 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Birchwood ABC Elementary

📚 Pre-K – 06 School
👥
239 Students
👨‍🏫
14.2:1 Class Size
💰
$18,698 Per Student
B+ Above Average

Chugiak Elementary

📚 Pre-K – 06 School
👥
466 Students
👨‍🏫
18.2:1 Class Size
💰
$18,698 Per Student
B+ Above Average

Mirror Lake Middle School

📚 06 – 08 Middle
👥
549 Students
👨‍🏫
18.6:1 Class Size
💰
$18,698 Per Student
B Good

Chugiak High School

📚 09 – 12 High School
👥
912 Students
👨‍🏫
22.8:1 Class Size
💰
$18,698 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

Frequently Asked Questions

What is the investability score for Chugiak, AK?

Chugiak, AK registers an investability rating of 3.0/5, with median home values near $510K and average rents around $1,521/mo. That combination puts it in the significant tier for investor interest.

What is the rental occupancy rate in Chugiak, AK?

Chugiak, AK vacancy trends elevated. Investors running standard buy-and-hold plays see reasonable downtime between tenants.

How much do tenants pay in Chugiak, AK?

Expect rents around $1,521/mo per month in Chugiak, AK. With home values at $510K, the yield math works out to reasonable levels for rental investors.

What strategy should investors use in Chugiak, AK?

Investors usually favor careful cash-flow rentals with hands-on management in Chugiak, AK. With home values at $510K and rents near $1,521/mo, other strategies can work but produce steady rather than outsized returns.

What is the average home sale price in Chugiak, AK?

Expect median prices around $510K in Chugiak, AK. The market has run at a 0.0% 5-year CAGR, so entry costs have been consistent.

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