Real Estate Investing in Marcola, Oregon (97454)

Lane County • Population: 1,284 • Data updated: June 2026

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Should you buy in 97454 (Marcola, OR)? Our answer, based on the numbers below.

🏠 For Homebuyers
CAUTION
Grade D (43/100)

Proceed carefully. Weak appreciation or affordability makes this a harder case for most buyers.

📈 For Investors
WEAK
2.0 / 5 (33/100)

Structural challenges here. The numbers may look cheap but operational risk is high. Only for experienced, hands-on investors.

⚠️ Risks to Know
2 flags
  • Declining values: -0.8% 5-year CAGR — values have moved lower.
  • High price-to-rent: Price-to-rent ratio 25.5 — hard to cash-flow at these prices.

What’s happening in Marcola, OR (97454)?

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2.0/ 5

Investability

Overall investment appeal

1.0/ 5

Appreciation

Long-term value growth

3.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $492,135
Avg Monthly Rent $1,611
1% Rule ✗ Does Not Meet
Median Income $87,625
% Renters 12.6%

Market Analysis: 97454 Marcola

The 97454 ZIP covers a section of Marcola that demands careful diligence. Prices near $492K look accessible, but the work to make a deal cash flow is real.

The 97454 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

The gap between 97454 and stronger Marcola ZIPs is not closing quickly. Investors should weight long-horizon assumptions accordingly.

Resident income in 97454 sits below the county median. That reality colors rent collection, vacancy, and reinvestment math in ways that outside investors often underestimate.

Strategically, 97454 can be a high-return sleeve of a diversified portfolio — but it should not be the whole portfolio, and it should not be someone's first deal.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Marcola:

D Needs Caution
Buy Confidence Score: 45/100
Affordability
10/25
Appreciation
5/25
Stability
7/20
Timing
8/15
Rental backup
15/15
Affordability
Expensive
Homes cost 5.6× the median income
Value Trend
Declining (-0.1%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,611/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: This market may be challenging for buyers. Consider your timing and budget carefully.
⚖️
BALANCED MARKET
Eugene-Springfield, OR Metro Area
Even conditions for buyers and sellers
38 days
Average time to sell
Average
9.6%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of June 20, 2026 — updated weekly from Eugene-Springfield, OR metro data

Market Trends

Home Value History (with trend line)

$584K$510K$436K$362K$288K$213KMay 2006May 2016May 2026

📊 How Does 97454 Compare?

Metric 97454 Marcola Eugene-Springfield, OR Oregon
Home Value $492,135 $492,135 N/A $493,884
5-Year CAGR N/A N/A N/A 4.9%
Avg Rent $1,611 $1,611 N/A -
Cap Rate 2.6% 2.6% - -
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 97454 (Marcola, OR). Anonymous, moderated, never written by AI.

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Property managers serving Lane County

Manage rentals here? List your business →

Preferred Northwest Property Management offers comprehensive property management services to make managing properties easy, effortless, and affordable. summary from their website

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Trio Property Management Inc. provides property management services in Eugene, Springfield, Veneta, Coburg, Junction City, Creswell, and Elmira, helping owners protect rentals and increase returns. summary from their website

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Unclaimed — is this your business? Claim it free

Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Fair
Cap Rate
2.6%
Low
5yr Growth
-0.8%
Declining

📊 Market Snapshot

Home Value $492,135
Monthly Rent $1,611
Price-to-Rent 25.5:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 3.9%
Cap Rate 2.6%
5-Year IRR 1.8%

📈 Home Appreciation

1-Year -0.1% ▼
3-Year CAGR -2.8% ▼
5-Year CAGR -0.8% ▼
10-Year CAGR +4.4% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Negative Leverage — IRR / Tax Play Cap Rate: 2.6%  |  30yr Rate: 6.5%
Leverage reduces cash returns at current rates.

The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (2.6%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.

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⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
0.0%
Low risk
Landlord Climate
4.0/5
Friendly
Value Trend (5yr)
-0.8%
Flat
Eviction process: Fast Rent control: Unfavorable

Demographics in 97454

Population: 1,284

💰 Median Household Income
$87,625
This area
$87,625
State
$71,325
USA
$74,580
🏠 Renter Occupied
12.6%
This area
12.6%
State
28.8%
USA
34.0%
💼 Unemployment Rate
3.4%
This area
3.4%
State
-6.1%
USA
3.7%
🎓 College Educated
13.6%
This area
13.6%
State
13.8%
USA
33.7%
👤 Median Age
48.5 years
This area
48.5 years
State
31.5 years
USA
38.9 years
🏚️ Vacancy Rate
0.0%
This area
0.0%
State
17.2%
USA
10.5%
👥 Population by Ethnicity
White 94.0%
Other/Mixed 6.0%
Hispanic/Latino 4.4%
👶 Under 18
15.1%
This area
15.1%
USA
22.0%
👴 65 and Over
17.6%
This area
17.6%
USA
17.3%
📊 Poverty Rate
16.2%
This area
16.2%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 97454

B+ Avg School Grade
2 Schools
13.3:1 Avg Class Size
$14,001 Avg Per Pupil

Schools in This ZIP Code

B+ Above Average

Marcola Elementary School

📚 Pre-K – 06 School
👥
139 Students
👨‍🏫
14.1:1 Class Size
💰
$14,001 Per Student
B+ Above Average

Mohawk High School

📚 07 – 12 High School
👥
125 Students
👨‍🏫
12.5:1 Class Size
💰
$14,001 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

1 Nearby
C
Northwest College-Eugene
119 students · 14.9 mi

Frequently Asked Questions

Is Marcola, OR a good market for buy-and-hold investors?

Our data puts Marcola, OR at 2.0/5 for investability. Home prices of $492K and rents around $1,611/mo create a solid backdrop for investor activity.

What is the average home sale price in Marcola, OR?

Typical homes in Marcola, OR go for around $492K. The 5-year CAGR of 0.0% stable price movement.

What strategy should investors use in Marcola, OR?

Investors usually favor careful cash-flow rentals with hands-on management in Marcola, OR. With home values at $492K and rents near $1,611/mo, other strategies can work but produce measured rather than outsized returns.

How tight is the rental market in Marcola, OR?

Vacancy risk in Marcola, OR is elevated. That supports predictable cash flow for typical rental holds.

How do landlord-tenant laws work in Marcola, OR?

OR ranks as a landlord-friendly state for landlord-tenant law. Marcola generally follows the statewide framework, so landlords face reasonable operating rules.

See what 97454 really looks like for investors

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