Real Estate Investing in Saint Louis, Missouri (63111)

Saint Louis City • Population: 19,093 • Data updated: June 2026

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Should you buy in 63111 (Saint Louis, MO)? Our answer, based on the numbers below.

🏠 For Homebuyers
MIXED
Grade C (60/100)

Mixed signals — some positives, some negatives. Worth considering but not a slam-dunk.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A cash-flow market — rent-to-price math works from day one, though value growth is modest. Great for income-focused investors.

⚠️ Risks to Know
3 flags
  • High vacancy: 17.2% of homes vacant — above national norms.
  • Elevated poverty: 21.7% poverty rate — can affect rent collection.
  • Lower household income: $38,195 median — tenant affordability is tighter.

What’s happening in Saint Louis, MO (63111)?

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3.0/ 5

Investability

Overall investment appeal

2.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $122,376
Avg Monthly Rent $978
1% Rule ✗ Does Not Meet
Median Income $38,195
% Renters 61.8%

Market Analysis: 63111 Saint Louis

The 63111 ZIP in Saint Louis, MO is a local-operator market. Outside capital chasing a $122K entry has to pair deep knowledge with the discount.

The 63111 ZIP can work — but only with a tight operating hand. Remote landlords and passive investors tend to struggle here more than the underwriting suggests.

Turning to rents, 63111 offers a low basis, the region around Saint Louis has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.

The demographic picture in 63111 includes headwinds that any investor should price in. Income distribution skews lower than Saint Louis averages, and tenant stability requires active management.

Experienced landlords with local relationships tend to find 63111 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Saint Louis:

B Good
Buy Confidence Score: 72/100
Affordability
20/25
Appreciation
18/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.2× the median income
Value Trend
Rising (+7.2%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $978/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
St. Louis, MO-IL Metro Area
Even conditions for buyers and sellers
24 days
Average time to sell
Fast
10.2%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of June 20, 2026 — updated weekly from St. Louis, MO-IL metro data
🏠

Property Strategy for 63111

Which property type performs best in this market?

Best for Cash Flow
1BR
7.3% cap rate
Best for Appreciation
3BR
+5.7% 5yr CAGR
Best Overall Value
4BR
$47,750/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
1BR $78,759 $800 7.3% +5.3% $78,759
2BR $118,103 $990 6.0% +5.0% $59,051
3BR $160,354 $1,270 5.7% +5.7% $53,451
4BR $191,000 $1,480 5.6% +4.8% $47,750

Market Trends

Home Value History (with trend line)

$130K$113K$97K$80K$64K$47KMay 2006May 2016May 2026

Rent History (with trend line)

$1,027$943$860$776$692$609Mar 2021Oct 2023May 2026

📊 How Does 63111 Compare?

Metric 63111 Saint Louis St. Louis, MO-IL Missouri
Home Value $122,376 $151,428 N/A $254,657
5-Year CAGR 3.6% 2.0% N/A 7.0%
Avg Rent $978 $1,225 N/A -
Cap Rate 6.2% 8.1% - -
💡 Why Invest in 63111? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

62% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
A great house in the wrong ZIP is still a bad deal — screen every market by cash flow & cap rate.
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Free to search · investor plans from $19/mo

Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 63111 (Saint Louis, MO). Anonymous, moderated, never written by AI.

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Investability
Good
Cap Rate
6.2%
Good
5yr Growth
+3.6%
Moderate

📊 Market Snapshot

Home Value $122,376
Monthly Rent $978
Price-to-Rent 10.4:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 9.6%
Cap Rate 6.2%
5-Year IRR 9.8%

📈 Home Appreciation

1-Year +7.2% ▲
3-Year CAGR +2.1% ▲
5-Year CAGR +3.6% ▲
10-Year CAGR +7.6% ▲

🏠 Rent Trends

1-Year -2.3% ▼
3-Year CAGR +6.2% ▲
5-Year CAGR +7.4% ▲
Neutral Leverage Cap Rate: 6.2%  |  30yr Rate: 6.5%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.5%) is close to the estimated cap rate (6.2%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
17.2%
Elevated risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+3.6%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 63111

Population: 19,093

💰 Median Household Income
$38,195
This area
$38,195
State
$62,768
USA
$74,580
🏠 Renter Occupied
61.8%
This area
61.8%
State
23.7%
USA
34.0%
💼 Unemployment Rate
6.1%
This area
6.1%
State
-8.1%
USA
3.7%
🎓 College Educated
18.5%
This area
18.5%
State
8.6%
USA
33.7%
👤 Median Age
35.3 years
This area
35.3 years
State
20.4 years
USA
38.9 years
🏚️ Vacancy Rate
17.2%
This area
17.2%
State
18.8%
USA
10.5%
👥 Population by Ethnicity
White 44.8%
Black/African American 42.3%
Other/Mixed 11.6%
Hispanic/Latino 4.9%
Asian 1.3%
👶 Under 18
24.4%
This area
24.4%
USA
22.0%
👴 65 and Over
10.7%
This area
10.7%
USA
17.3%
📊 Poverty Rate
21.7%
This area
21.7%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 63111

A Avg School Grade
2 Schools
11.3:1 Avg Class Size
$19,285 Avg Per Pupil

Schools in This ZIP Code

A+ Excellent

LYON AT BLOW ELEM.

📚 Pre-K – 08 School
👥
257 Students
👨‍🏫
8.6:1 Class Size
💰
$19,285 Per Student
A Very Good

WOODWARD ELEM.

📚 Pre-K – 05 Elementary
👥
268 Students
👨‍🏫
14.1:1 Class Size
💰
$19,285 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

ROOSEVELT HIGH

📚 09 – 12 High School
📍 3230 HARTFORD ST, ST LOUIS
👥
473 Students
👨‍🏫
11.4:1 Class Size
💰
$19,285 Per Student
A+ Excellent

Woerner Elem

📚 Pre-K – 05 Elementary
📍 6131 LEONA ST, ST LOUIS
👥
351 Students
👨‍🏫
10.6:1 Class Size
💰
$19,285 Per Student
A+ Excellent

SOUTH CITY

📚 Pre-K – 08 School Charter
📍 3112 MERAMEC, ST. LOUIS
👥
782 Students
👨‍🏫
11.0:1 Class Size
💰
$17,326 Per Student
A Very Good

LONG MIDDLE COMMUNITY ED. CTR.

📚 06 – 08 Middle
📍 5028 MORGANFORD RD, ST LOUIS
👥
297 Students
👨‍🏫
14.9:1 Class Size
💰
$19,285 Per Student
A Very Good

MONROE ELEM.

📚 Pre-K – 06 School
📍 3641 MISSOURI AVE, ST LOUIS
👥
212 Students
👨‍🏫
14.1:1 Class Size
💰
$19,285 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby
C
Kenrick Glennon Seminary
75 students · 4.4 mi
C
St. Louis Med Tech
9 students · 4.7 mi
D
Aesthetics Institute
16 students · 4.7 mi
C
St Louis College of Health Careers-St Louis
108 students · 5.1 mi
C+
Harris-Stowe State University
1,098 students · 5.3 mi
C
Aquinas Institute of Theology
83 students · 5.3 mi
D
Ponce Health Sciences University-St Louis
119 students · 5.4 mi
C+
University of Health Sciences and Pharmacy in St. Louis
631 students · 5.5 mi

Frequently Asked Questions

Is Saint Louis, MO a smart market for rental property?

Saint Louis, MO scores 3.0/5 for investability. Home values sit at $122K and rents near $978/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

How much rent can I charge in Saint Louis, MO?

Expect rents around $978/mo per month in Saint Louis, MO. With home values at $122K, the yield math works out to reasonable levels for rental investors.

What is the tenant pool like in Saint Louis, MO?

The renter base in Saint Louis, MO is reasonable for the $978/mo price point. Screening well and pricing to market typically yields steady tenants.

Can owner-occupants cash flow in Saint Louis, MO?

House hacking works a challenging in Saint Louis, MO. Rents of $978/mo against $122K acquisition make the strategy solid for owner-occupants.

How should investors approach Saint Louis, MO?

Saint Louis, MO investors pursuing careful cash-flow rentals with hands-on management. The underlying economics ($122K prices, $978/mo rents) make it a reasonable choice.

See what 63111 really looks like for investors

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