Real Estate Investing in Pontiac, Michigan (48341)

Oakland County • Population: 19,060 • Data updated: June 2026

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Should you buy in 48341 (Pontiac, MI)? Our answer, based on the numbers below.

🏠 For Homebuyers
GOOD FIT
Grade B (73/100)

Solid choice — values are growing steadily and the market is stable enough to buy with confidence.

📈 For Investors
MIXED
3.0 / 5 (57/100)

A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.

⚠️ Risks to Know
1 flag
  • Elevated vacancy: 10.2% vacancy may signal weakening demand.

What’s happening in Pontiac, MI (48341)?

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3.0/ 5

Investability

Overall investment appeal

3.0/ 5

Appreciation

Long-term value growth

5.0/ 5

Cashflow ROI

Rental yield potential

Avg Home Value $153,015
Avg Monthly Rent $1,450
1% Rule ✗ Does Not Meet
Median Income $40,631
% Renters 50.0%

Market Analysis: 48341 Pontiac

ZIP 48341 in Pontiac, MI carries a impressive set of headwinds. Home values near $153K and rents of $1,450/mo sit inside a market where underwriting has to be tight.

On balance, the numbers look inviting — $153K purchase price, 0.0% nominal cap — the work to hit that pro forma in 48341 is substantial and deserves full respect.

Regionally, 48341 sits on the difficult end of the MI spectrum. The a strong candidate for read — for disciplined operators — is that pricing reflects the difficulty.

Put differently, 19,060 residents fill the ZIP, renter turnover runs higher than neighboring postal codes and delinquency risk is a real line item rather than a theoretical one.

Experienced landlords with local relationships tend to find 48341 workable. Turnkey investors from out of state usually find the numbers do not hold up in practice.

Explore the Data — Click a Tab Below
🏦 Current 30-yr Fixed Mortgage Rate: 6.49% as of Jun 25 Source: Freddie Mac PMMS

Here's what matters if you're considering buying a home in Pontiac:

B Good
Buy Confidence Score: 71/100
Affordability
15/25
Appreciation
22/25
Stability
11/20
Timing
8/15
Rental backup
15/15
Affordability
Moderate
Homes cost 3.8× the median income
Value Trend
Rising (+4.3%)
How home values changed in the past year
Rental Backup
Strong
Could rent for $1,450/mo if you need to move
Market Conditions
BALANCED
Even conditions for buyers and sellers
Bottom Line: Mixed signals in this market. Research specific properties carefully and be prepared to negotiate.
⚖️
BALANCED MARKET
Detroit-Warren-Dearborn, MI Metro Area
Even conditions for buyers and sellers
30 days
Average time to sell
Fast
9.8%
Listings with price cuts
Few Cuts
0.0%
Sale price vs asking
Below Ask
0.0%
Income needed for mortgage
Affordable
📅 Market conditions as of June 20, 2026 — updated weekly from Detroit-Warren-Dearborn, MI metro data
🏠

Property Strategy for 48341

Which property type performs best in this market?

Best for Cash Flow
2BR
7.2% cap rate
Best for Appreciation
3BR
+8.5% 5yr CAGR
Best Overall Value
5BR
$37,009/bedroom
📊 Compare All Property Types →
Type Median Value Est. Rent Cap Rate 5yr CAGR $/Bedroom
2BR $111,654 $1,120 7.2% +8.0% $55,827
3BR $147,332 $1,370 6.7% +8.5% $49,111
4BR $193,537 $1,480 5.5% +6.8% $48,384
5BR $185,043 +6.8% $37,009

Market Trends

Home Value History (with trend line)

$164K$134K$104K$73K$43K$13KMay 2006May 2016May 2026

Rent History (with trend line)

$1,631$1,551$1,472$1,393$1,313$1,234Jun 2025Dec 2025May 2026

📊 How Does 48341 Compare?

Metric 48341 Pontiac Detroit-Warren-Dearborn, MI Michigan
Home Value $153,015 $142,817 N/A $253,279
5-Year CAGR 5.5% 6.7% N/A 6.8%
Avg Rent $1,450 $1,363 N/A -
Cap Rate 7.4% 7.5% - -
💡 Why Invest in 48341? Click to expand

With a 3/5 investability rating, this ZIP shows solid fundamentals for buy-and-hold investors.

50% of households rent in this area, creating consistent tenant demand for landlords.

📊 See where this ZIP ranks in our Best-of lists →
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Landlord Ground Truth

Real numbers from people who own or manage rentals in ZIP 48341 (Pontiac, MI). Anonymous, moderated, never written by AI.

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Property managers serving Oakland County

Manage rentals here? List your business →

Symmetry Management specializes in commercial real estate management. summary from their website

Commercial
Unclaimed — is this your business? Claim it free

Beacon Management offers property management services for various communities and properties across Michigan, including Ann Arbor, Auburn Hills, Bloomfield Hills, Canton, and Southfield. summary from their website

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Great Day Realty is a real estate company. summary from their website

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Listings are shown for convenience — Repit doesn’t endorse or vet these companies. Ratings shown come only from email-verified visitors.

Investability
Good
Cap Rate
7.4%
Good
5yr Growth
+5.5%
Moderate

📊 Market Snapshot

Home Value $153,015
Monthly Rent $1,450
Price-to-Rent 8.8:1
1% Rule ✗ Fails

💰 Return Metrics

Gross Yield 11.4%
Cap Rate 7.4%
5-Year IRR 12.9%

📈 Home Appreciation

1-Year +4.3% ▲
3-Year CAGR +6.4% ▲
5-Year CAGR +5.5% ▲
10-Year CAGR +11.9% ▲

🏠 Rent Trends

1-Year N/A
3-Year CAGR N/A
5-Year CAGR N/A
Neutral Leverage Cap Rate: 7.4%  |  30yr Rate: 6.5%
Leverage is roughly neutral here.

The current 30-yr mortgage rate (6.5%) is close to the estimated cap rate (7.4%). Financing this market at current rates produces a cash-on-cash return near the cap rate. Appreciation and tax benefits may still support the investment.

⚠️ Risk Signals

Composite view of factors that can impact a ZIP's stability and your downside risk.

Vacancy
10.2%
Moderate risk
Landlord Climate
5.0/5
Friendly
Value Trend (5yr)
+5.5%
Stable
Eviction process: Fast Rent control: Favorable

Demographics in 48341

Population: 19,060

💰 Median Household Income
$40,631
This area
$40,631
State
$68,013
USA
$74,580
🏠 Renter Occupied
50.0%
This area
50.0%
State
19.4%
USA
34.0%
💼 Unemployment Rate
4.7%
This area
4.7%
State
-2.8%
USA
3.7%
🎓 College Educated
23.4%
This area
23.4%
State
16.5%
USA
33.7%
👤 Median Age
36.5 years
This area
36.5 years
State
36.1 years
USA
38.9 years
🏚️ Vacancy Rate
10.2%
This area
10.2%
State
20.4%
USA
10.5%
👥 Population by Ethnicity
Black/African American 58.1%
White 29.1%
Other/Mixed 10.3%
Hispanic/Latino 6.3%
Asian 2.5%
👶 Under 18
21.6%
This area
21.6%
USA
22.0%
👴 65 and Over
14.5%
This area
14.5%
USA
17.3%
📊 Poverty Rate
17.3%
This area
17.3%
USA
11.5%

Crime & Safety

🚧

Crime & Safety Data Coming Soon

We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.

Expected: Q1 2025

🎓 Schools in 48341

B Avg School Grade
2 Schools
14.5:1 Avg Class Size
$15,979 Avg Per Pupil

Schools in This ZIP Code

A Very Good

Childrens Village School

📚 K – 12 K-12
👥
77 Students
👨‍🏫
5.9:1 Class Size
💰
$19,093 Per Student
C Below Average

Arts and Technology Academy of Pontiac

📚 Pre-K – 12 K-12 Charter
👥
810 Students
👨‍🏫
23.1:1 Class Size
💰
$12,865 Per Student

Nearby Schools (5 more)

Schools in adjacent ZIP codes that may serve this area

A+ Excellent

North Hills Middle School

📚 04 – 08 School
📍 3456 LAHSER RD, Bloomfield Hills
👥
563 Students
👨‍🏫
11.7:1 Class Size
💰
$32,714 Per Student
A+ Excellent

Whitman Elementary School

📚 K – 05 Elementary
📍 125 W MONTCALM ST, PONTIAC
👥
559 Students
👨‍🏫
10.6:1 Class Size
💰
$28,953 Per Student
A+ Excellent

Conant Elementary School

📚 Pre-K – 05 Elementary
📍 4100 QUARTON RD, BLOOMFIELD HILLS
👥
500 Students
👨‍🏫
14.2:1 Class Size
💰
$32,714 Per Student
A+ Excellent

South Hills Middle School

📚 04 – 08 School
📍 4200 QUARTON RD, BLOOMFIELD HILLS
👥
609 Students
👨‍🏫
13.8:1 Class Size
💰
$32,714 Per Student
A+ Excellent

Way Elementary School

📚 K – 05 Elementary
📍 765 W LONG LAKE RD, BLOOMFIELD HILLS
👥
473 Students
👨‍🏫
13.3:1 Class Size
💰
$32,714 Per Student
About Repit School Scores

Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.

We evaluate schools based on factors that research shows actually impact educational outcomes:

  • Class Size — Smaller classes mean more individual attention
  • School Funding — Resources available for programs, staff, and facilities
  • Community Factors — Neighborhood characteristics that influence student success
  • School Environment — Size, type, and structure

Scores are updated annually using federal education data.

🎓 Nearby Colleges & Universities

8 Nearby 7,973 Off-Campus Students
C
Oakland Community College
13,831 students · 3.8 mi
C+
D&S School of Cosmetology
3 students · 3.9 mi
C
Cranbrook Academy of Art
119 students · 4.6 mi
B
Oakland University
15,922 students · 5.1 mi
C
Marketti Academy of Cosmetology
45 students · 5.6 mi
C
Port Huron Cosmetology College
52 students · 7.3 mi
C
Rochester University
1,173 students · 8.1 mi
D
Motion Picture Institute
56 students · 8.3 mi

Investor Insight: With 7,973 students living off-campus nearby, this area has strong rental demand from the college population.

Frequently Asked Questions

Is real estate in Pontiac, MI a good investment right now?

Pontiac, MI scores 3.0/5 for investability. Home values sit at $153K and rents near $1,450/mo, which keeps the rent-to-price ratio in reasonable territory for buy-and-hold investors.

What is the typical vacancy rate in Pontiac, MI?

Occupancy in Pontiac, MI runs reliable with elevated vacancy. Well-priced units at $1,450/mo lease on reasonable timelines.

What is the typical home price in Pontiac, MI?

Homes in Pontiac, MI typically sell near $153K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.

What is it like being a landlord in Pontiac, MI?

MI law landlord-friendly for landlords, and Pontiac inherits those rules. Investors should still review local ordinances for rental licensing.

What do landlords charge for rent in Pontiac, MI?

Rent in Pontiac, MI is around $1,450/mo. The resulting rent-to-value relationship with $153K pricing is reasonable for most investor models.

See what 48341 really looks like for investors

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