Real Estate Investing in Stratford, New Jersey (08084)
Should you buy in 08084 (Stratford, NJ)? Our answer, based on the numbers below.
Solid choice — values are growing steadily and the market is stable enough to buy with confidence.
A middle-of-the-road market. Workable, but the best opportunities may be nearby ZIPs rather than this one.
- Tenant-protective state: Landlord rating 1.0/5 — slower evictions, more regulations.
What’s happening in Stratford, NJ (08084)?
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Market Analysis: 08084 Stratford
ZIP 08084 inside Camden County looks affordable on the surface — median value of $347K — but the discount exists for reasons that a careful buyer should understand before committing.
If the plan assumes clean turnover, on-time rent, and low maintenance on a $347K asset, 08084 is the wrong submarket. If the plan prices in friction, the yield can still work.
Put differently, 08084 offers a low basis, the region around Stratford has moved on in ways that the ZIP itself has not fully absorbed. The result is a discount with genuine reasons.
Employment concentration in 08084 leans toward sectors with higher volatility. The demographic consequence is income fluctuation that investors need to factor into their pro forma.
New investors are better served looking at Stratford's stable or hybrid ZIPs before stepping into 08084. The learning curve here is expensive when the lesson is wrong.
Here's what matters if you're considering buying a home in Stratford:
Property Strategy for 08084
Which property type performs best in this market?
📊 Compare All Property Types →
| Type | Median Value | Est. Rent | Cap Rate | 5yr CAGR | $/Bedroom |
|---|---|---|---|---|---|
| 3BR | $324,537 | $1,790 | 4.0% | +12.3% | $108,179 |
| 4BR | $365,195 | $1,990 | 3.9% | +11.8% | $91,299 |
Market Trends
Home Value History (with trend line)
📊 How Does 08084 Compare?
| Metric | 08084 | Stratford | New Jersey |
|---|---|---|---|
| Home Value | $347,373 | $347,373 | $559,826 |
| 5-Year CAGR | 9.1% | 9.1% | 8.4% |
| Avg Rent | $1,341 | $1,341 | - |
| Cap Rate | 3.0% | 3.0% | - |
Similar ZIPs Within 25 Miles
Compare other nearby markets to see if a neighbor offers a better fit.
Landlord Ground Truth
Real numbers from people who own or manage rentals in ZIP 08084 (Stratford, NJ). Anonymous, moderated, never written by AI.
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📊 Market Snapshot
| Home Value | $347,373 |
| Monthly Rent | $1,341 |
| Price-to-Rent | 21.6:1 |
| 1% Rule | ✗ Fails |
💰 Return Metrics
| Gross Yield | 4.6% |
| Cap Rate | 3.0% |
| 5-Year IRR | 12.1% |
📈 Home Appreciation
| 1-Year | +6.2% ▲ |
| 3-Year CAGR | +8.3% ▲ |
| 5-Year CAGR | +9.1% ▲ |
| 10-Year CAGR | +7.6% ▲ |
🏠 Rent Trends
| 1-Year | N/A |
| 3-Year CAGR | N/A |
| 5-Year CAGR | N/A |
The current 30-yr mortgage rate (6.5%) exceeds the estimated cap rate (3.0%). Financing reduces your cash-on-cash return below the cap rate. Markets like this may still make sense as IRR plays — factoring in appreciation, depreciation, and a future refinance when rates drop.
Run an IRR Analysis →⚠️ Risk Signals
Composite view of factors that can impact a ZIP's stability and your downside risk.
Demographics in 08084
Population: 6,965
Crime & Safety
Crime & Safety Data Coming Soon
We're integrating comprehensive crime statistics including violent crime rates, property crime, and safety scores to help you make informed investment decisions.
Expected: Q1 2025
🎓 Schools in 08084
Schools in This ZIP Code
Nearby Schools (5 more)
Schools in adjacent ZIP codes that may serve this area
Clementon Elementary School
Dr. Albert M. Bean School
John H. Glenn School
Lawnside School District
Lindenwold School Five
About Repit School Scores
Traditional school ratings rely heavily on standardized test scores, which often reflect family income more than school quality. Repit takes a different approach.
We evaluate schools based on factors that research shows actually impact educational outcomes:
- Class Size — Smaller classes mean more individual attention
- School Funding — Resources available for programs, staff, and facilities
- Community Factors — Neighborhood characteristics that influence student success
- School Environment — Size, type, and structure
Scores are updated annually using federal education data.
🎓 Nearby Colleges & Universities
Investor Insight: With 3,779 students living off-campus nearby, this area has strong rental demand from the college population.
Frequently Asked Questions
How much should I expect to pay for a home in Stratford, NJ?
Homes in Stratford, NJ typically sell near $347K. Prices have moved at a 0.0% 5-year CAGR, which steady long-term demand.
Is real estate in Stratford, NJ a good investment right now?
The 3.0/5 investability rating in Stratford, NJ reflects its $347K prices and $1,341/mo rents. Investors generally consider it a solid option within NJ.
How strong is the working-renter base in Stratford, NJ?
The tenant pool in Stratford, NJ is solid, supported by local employment and population fundamentals. Rents of $1,341/mo are well-absorbed by the market.
How strict are landlord regulations in Stratford, NJ?
The landlord environment in Stratford, NJ is tenant-protective. Statewide rules shape most day-to-day operations for rental owners.
How quickly do rentals get leased in Stratford, NJ?
Rental vacancy in Stratford, NJ is elevated. Investors should budget normal turnover but not chronic empty units.
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